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Want to know how much your EPF has grown?

When was the last time you actually checked how much money is sitting in your EPF account? For most, EPF is just a line on the salary slip - deducted every month and forgotten just as quickly. But over time, that small deduction can turn into a serious retirement fund. Here, you can check your full EPF balance and projected retirement corpus in just 2 minutes.

Your Employees' Provident Fund (EPF) is more than just a monthly deduction from your salary - it's a critical part of your long-term financial security. Whether you are curious about your current savings or want to estimate your retirement corpus, knowing how to check your EPF balance can save you time and give you clarity. By regularly monitoring your EPF balance, you can:

  • Track your total contributions over time
  • Estimate your retirement corpus
  • Plan better for family goals and financial milestones

Quick Steps to Check Your EPF Balance on PensionBazaar

  1. Open the PensionBazaar website or app
  2. Enter your PAN number, phone number, and OTP
  3. Instantly view your total balance - and projected corpus!

Other Ways to Check Your EPF Balance

There are multiple ways to check your EPF balance:

  • EPF Balance Check Online: You can log in to the official EPF portal using your UAN to see your contributions and balance details.
  • EPF Balance Check via Missed Call: Dial the EPF balance check number registered with your UAN, and you'll receive an SMS with your current balance.
  • EPF Balance Check via SMS: Send a message in the prescribed format to the official EPF number, and your balance will be sent directly to your phone.
  • Through Umang App: You can check your EPF balance directly within the Umang App using your UAN.

PensionBazaar complements these options by giving you your total balance and projected corpus instantly, along with a smooth, user-friendly experience. The idea is to save time and effort by avoiding multiple portals and messages

Make Smarter Financial Decisions

By regularly checking your EPF balance and projected corpus, you can make informed decisions about your savings and investments. Whether it's planning for retirement or setting family goals, knowing your EPF status is the first step toward a secure future.

Wallet
Estimated breakdown of Monthly expenses

Feel free to adjust as you wish

Current household spend would be used to estimate the monthly expense post retirement..

Salary Slip

Children's education

Did you know that IIM Ahmedabad fees has increased from 15.5 L in 2015 to 27.5 L in 2025 - 5.4% annualised change!

We have assumed 6% increase in fees every year

Children's wedding

The big Fat Indian wedding is constantly evolving with newer themes and a shift towards more experiential weddings

We have assumed 10% increase in wedding expense every year

Travel the world

International getaways are getting common but they don't come cheap!

We have assumed 6% inflation rate on travel

House

Real estate has been a key interest area for many investors which has led to sharp rise in prices in the recent times

We have assumed 8% annual increase in real estate prices

Emergency funds

Cost of medical treatment and healthcare services is rising at a rapid pace with advancement in medical technology

We have assumed 12% annual increase for any medical emergencies

Others

Did you know a Honda city costed 8 Lakhs in 2002 is now priced at 18 L (~4% annualised change)!

We have assumed a 5% annual inflation on these spends, you may want to buy a new car or plan a holiday etc.

Balloons

Inflation is how prices of goods and services rise over time, meaning your money buys less than before. Simply put, things get more expensive each year

Change the inflation rate if you want
5 %
2% 8%

India's inflation trend for past few years

elephant image
These savings will become
On retirement @7% growth rate

/month invested for next years @12% CAGR would yield

Your current savings saved for next years @ % would yield

Your total corpus would be + =

Please share your details

in Years
India
+91

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