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Public Provident Fund Account 2025
PFRDA’s NPS Reforms 2025
EPF Rule Changes, October 2025: What You Need to Know
NPS vs Mutual Funds: Choosing the Right Path for Your Wealth and Retirement
Wealth Creation and Legacy Planning: Crafting a Future That Lasts
Multiple Scheme Framework (MSF) Explained: A Smarter National Pension System (NPS)
Why Thinking Beyond FDs Is Important
Retirement Planning Under the Old & New Tax Regime
Retirement Corpus Planning: The Bucket Method
Portfolio Diversification: Building a Balanced Investment Strategy for Long-Term Wealth
Senior Citizen Community Living in India
NPS Deductions in the New Tax Regime
A Silent Retirement Crisis: 70% of India's Middle Class are Dependent on Family
NPS vs OPS vs UPS: Understanding India’s Pension Debate
Systematic Withdrawal Plans(SWP): Turning Your Investments into Steady Income
Maximising Your Retirement Planning & Options
How to Manage Your Retirement Corpus Wealth
NPS Now Allows Up to 80% Lump Sum Withdrawal: What This Really Means for Your Retirement
Corporate NPS
How to Roll Out Corporate NPS Without Burdening HR & Payroll
NPS Returns vs. Other Investments
A Guide to PRAN Number In NPS
Employer's Contribution to NPS
NPS Withdrawal
A Comprehensive Guide to the Benefits of the National Pension System (NPS)
EPFO New PF Withdrawal Rules 2026
How to Unfreeze an NPS Account: Reactivate Your NPS Account

Public Provident Fund Account 2025

India’s most trusted long-term savings schemes, backed by the government and designed to encourage...

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PFRDA’s NPS Reforms 2025

The latest NPS reforms make the system more flexible, growth-oriented, and subscriber-friendly.

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EPF Rule Changes, October 2025: What You Need to Know

Under the latest EPF rules, members are allowed to withdraw upto 100% of their eligible provident ...

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NPS vs Mutual Funds: Choosing the Right Path for Your Wealth and Retirement

Planning your financial future can feel overwhelming. There’s a constant pull between options that...

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Wealth Creation and Legacy Planning: Crafting a Future That Lasts

Real wealth isn’t measured by income, but by the peace and security it leaves behind. Build somet...

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Multiple Scheme Framework (MSF) Explained: A Smarter National Pension System (NPS)

The National Pension System is becoming smarter and more adaptable -- giving you the freedom to sh...

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Why Thinking Beyond FDs Is Important

Fixed deposits feel safe – but for long-term retirement goals in India they often fall short. Lear...

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Retirement Planning Under the Old & New Tax Regime

Discover how your choice between the Old and New Tax Regimes can shape your retirement corpus. Learn...

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Retirement Corpus Planning: The Bucket Method

Most Indians underestimate what it takes to retire comfortably. Learn how to calculate your ideal re...

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Wallet
Estimated breakdown of Monthly expenses

Feel free to adjust as you wish

Current household spend would be used to estimate the monthly expense post retirement..

Salary Slip
Understanding the calculations

Children's education

Did you know that IIM Ahmedabad fees has increased from 15.5 L in 2015 to 27.5 L in 2025 - 5.4% annualised change!

We have assumed 6% increase in fees every year

Children's wedding

The big Fat Indian wedding is constantly evolving with newer themes and a shift towards more experiential weddings

We have assumed 10% increase in wedding expense every year

Travel the world

International getaways are getting common but they don't come cheap!

We have assumed 6% inflation rate on travel

House

Real estate has been a key interest area for many investors which has led to sharp rise in prices in the recent times

We have assumed 8% annual increase in real estate prices

Emergency funds

Cost of medical treatment and healthcare services is rising at a rapid pace with advancement in medical technology

We have assumed 12% annual increase for any medical emergencies

Others

Did you know a Honda city costed 8 Lakhs in 2002 is now priced at 18 L (~4% annualised change)!

We have assumed a 5% annual inflation on these spends, you may want to buy a new car or plan a holiday etc.

Balloons
Inflation

Inflation is how prices of goods and services rise over time, meaning your money buys less than before. Simply put, things get more expensive each year

Change the inflation rate if you want
5 %
2% 8%

India's inflation trend for past few years

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Your savings amount
₹
These savings will become
On retirement @7% growth rate

/month invested for next years @12% CAGR would yield

Your current savings saved for next years @ % would yield

Your total corpus would be + =

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India
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