Retirement Simplified
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Who we areGathered to guide you better
The Employee Provident Fund, or the EPF, has become an important savings sp...
Planning for long-term investments sometimes seems like a puzzle to solve. ...
Have you ever wondered how much pension you will get after your retirement?...
Planning for long-term financial security often starts with small, discipli...
Seeing your EPF claim rejected can feel stressful, especially when you are coun...
Have you ever tried logging into your EPF account to check your balance or subm...
To eventually get a ₹50,000 monthly pension after you retire, you have to pla...
In India, the Employees’ Provident Fund plays a central role in long-term...
Provident Fund compliance is a statutory duty for employers covered under the EPF ...
Running a business involves several responsibilities that go beyond sales, marketing, ...
Form 3A EPF is an important compliance document under India’s provident fund system. ...
When you open a Public Provident Fund account, 15 years may sound like a very l...
For the millions of conservative investors in India, the Public Provident Fund ...
When you are trying to create a long-term financial fortress, the stock market ...
The Employees’ Pension Scheme, 1995 (EPS 95), was introduced to provide long-term ...
Changing jobs is common today. People switch companies for better opportunities, ...
When managing your EPF account, it is important to keep all the forms and details ...
The whole concept of retirement planning may seem to be a complex task when one needs ...
The Employees' Provident Fund Organisation, or the EPFO, allows its members to ...
If you have recently started a new job or checked your salary slip for the firs...
When you check your salary slip, you usually notice a deduction under “EPF....
Most EPF services are no longer optional with the linkage of Aadhaar with UAN. ...
Retirement planning under statutory frameworks in India is closely tied to cont...
Have you ever logged into your EPF account, only to notice that your name is sp...
Life is dynamic, and you never know what changes you might face in your life. Y...
If you have ever found yourself wondering whether EPS or NPS is better for reti...
As individuals age and retire, they might find it hard to support themselves fi...
Job hopping has become the norm in the current era. You change jobs for better ...
Have you ever thought of withdrawing your Provident Fund amount and wondered, ...
Have you ever wondered what your life will look like after you stop working? Fo...
For a salaried professional, owning a house is a huge milestone, and for many e...
Have you ever considered withdrawing your PF contributions and then wondered, ...
Sometimes it is not possible to wait until retirement to withdraw your EPF corp...
Suppose you urgently need to check your PF balance, update KYC, or file a claim...
For most salaried employees, provident fund savings represent years of discipli...
If you are running a company in India, whether it’s a fast-growing startup or...
Most people invest for retirement without ever asking, "What will all of this finally ...
Home / EPF / PPF Partial Withdrawal Rules Explai...
Home / EPF / PF Balance Not Showing? Common Reas...
Home / EPF / How to Open an EPF Account for Empl...
Home / EPF / Family Pension Under EPS: Eligibili...
Home / EPF / Pension After 58 Years: EPF & EPS R...
Home / EPF / Form 10D in EPFO ...
Home / EPF / EPF Minimum Pension: How Much Will ...
Home / EPF / EPS 95 Pension Explained for Privat...
Home / EPF / PF Withdrawal Online Vs Offline: Wh...
Home / EPF / EPFO Grievance Portal ...
Have you applied for a PF withdrawal and found yourself checking your bank account ...
If you are a salaried employee, a part of your salary quietly goes into your Pr...
If you are a salaried employee, you must have heard of UAN. But do you know what it ...
When managing your EPF account, it is important to keep all the forms and details ...
The Employees' Provident Fund, or the EPF, is mainly designed to provide financial ...
There is little more unsettling than facing a sudden expense while knowing retirement ...
Changing jobs is an exciting step forward in your career. A better role, a higher ...
When an employee joins an organisation and their work cycle starts, their employer ...
It is important to update your personal details in the Employees’ Provident Fund ...
Starting a new job always comes with paperwork. You submit your ID proofs, bank ...
If you are a salaried employee contributing to EPF every month, you have probably ...
Have you ever logged into your EPF account, checked your balance, and wondered why ...
Leaving a job or reaching retirement brings more than a final payslip. For most ...
Employees should check the information before submitting it for the EPF account, but ...
At the end of their career, the employees have to make important decisions regarding ...
Want to know how much your EPF has grown? When was the last time you actually checked ...
Home / NPS / How to Open an NPS Account Today ...
Home / NPS Vatsalya / NPS Vatsalya Guidelines ...
NPS account frozen? Learn why NPS accounts get frozen and how to unfreeze an NPS ...
Understand when you can tap your PF, how job loss is covered, and why part of your ...
Understand National Pension System (NPS) benefits, tax savings, Tier I vs Tier II ...
Retirement planning is not only about creating a financial cushion. It is also ...
When we start with our first job, the last thing that comes into our mind is wh...
When we start with our first job, the last thing that comes into our mind is wh...
Discover how NPS returns up to 16% compare with mutual funds, PPF and FDs. Explore ...
Think of HR teams dealing with mountains of paper and payroll facing continuous compliance issues, w...
Corporate NPS is the smartest zero-cost benefit for employers. Learn how it saves ...
A closer look at how India's most disciplined retirement product is becoming more ...
A practical guide to converting your life's savings into income that lasts your ...
How to build a tax-efficient, inflation-proof retirement plan by combining government schemes, marke...
India's pension system is evolving, from the guaranteed Old Pension Scheme (OPS) to ...
India’s pension system is evolving, from the guaranteed Old Pension Scheme (OPS) to ...
Over 70% of Indian seniors have no independent income, highlighting the urgent need ...
Understand how NPS deductions work under India’s new tax regime. Learn what t...
Discover how senior citizen community living is transforming retirement in India. ...
Understand the importance of portfolio diversification and how to balance investments across equity,...
Most Indians underestimate what it takes to retire comfortably. Learn how to calculate your ideal re...
Discover how your choice between the Old and New Tax Regimes can shape your retirement corpus. Learn...
Fixed deposits feel safe – but for long-term retirement goals in India they often fall short. Lear...
The National Pension System is becoming smarter and more adaptable -- giving you the free...
Real wealth isn’t measured by income, but by the peace and security it leaves behind. Build somet...
Planning your financial future can feel overwhelming. There’s a constant pull between options that...
Under the latest EPF rules, members are allowed to withdraw upto 100% of their eligible provident ...
The latest NPS reforms make the system more flexible, growth-oriented, and subscriber-friendly.
India’s most trusted long-term savings schemes, backed by the government and designed to encourage...
The Employee Provident Fund, or the EPF, has become an important savings sp...
Planning for long-term investments sometimes seems like a puzzle to solve. ...
Have you ever wondered how much pension you will get after your retirement?...
Planning for long-term financial security often starts with small, discipli...
Seeing your EPF claim rejected can feel stressful, especially when you are coun...
Have you ever tried logging into your EPF account to check your balance or subm...
To eventually get a ₹50,000 monthly pension after you retire, you have to pla...
In India, the Employees’ Provident Fund plays a central role in long-term...
Provident Fund compliance is a statutory duty for employers covered under the EPF ...
When managing your EPF account, it is important to keep all the forms and details ...
The whole concept of retirement planning may seem to be a complex task when one needs ...
Most people invest for retirement without ever asking, "What will all of this finally ...
Home / NPS / How to Open an NPS Account Today ...
Home / NPS Vatsalya / NPS Vatsalya Guidelines ...
NPS account frozen? Learn why NPS accounts get frozen and how to unfreeze an NPS ...
Understand National Pension System (NPS) benefits, tax savings, Tier I vs Tier II ...
Retirement planning is not only about creating a financial cushion. It is also ...
When we start with our first job, the last thing that comes into our mind is wh...
A practical guide to converting your life's savings into income that lasts your ...
How to build a tax-efficient, inflation-proof retirement plan by combining government schemes, marke...
India's pension system is evolving, from the guaranteed Old Pension Scheme (OPS) to ...
Over 70% of Indian seniors have no independent income, highlighting the urgent need ...
Discover how senior citizen community living is transforming retirement in India. ...
Understand the importance of portfolio diversification and how to balance investments across equity,...
Most Indians underestimate what it takes to retire comfortably. Learn how to calculate your ideal re...
Fixed deposits feel safe – but for long-term retirement goals in India they often fall short. Lear...
Real wealth isn’t measured by income, but by the peace and security it leaves behind. Build somet...
Discover how your choice between the Old and New Tax Regimes can shape your retirement corpus. Learn...
When we start with our first job, the last thing that comes into our mind is wh...
Think of HR teams dealing with mountains of paper and payroll facing continuous compliance issues, w...
Corporate NPS is the smartest zero-cost benefit for employers. Learn how it saves ...
Feel free to adjust as you wish
Current household spend would be used to estimate the monthly expense post retirement..
Did you know that IIM Ahmedabad fees has increased from 15.5 L in 2015 to 27.5 L in 2025 - 5.4% annualised change!
We have assumed 6% increase in fees every year
The big Fat Indian wedding is constantly evolving with newer themes and a shift towards more experiential weddings
We have assumed 10% increase in wedding expense every year
International getaways are getting common but they don't come cheap!
We have assumed 6% inflation rate on travel
Real estate has been a key interest area for many investors which has led to sharp rise in prices in the recent times
We have assumed 8% annual increase in real estate prices
Cost of medical treatment and healthcare services is rising at a rapid pace with advancement in medical technology
We have assumed 12% annual increase for any medical emergencies
Did you know a Honda city costed 8 Lakhs in 2002 is now priced at 18 L (~4% annualised change)!
We have assumed a 5% annual inflation on these spends, you may want to buy a new car or plan a holiday etc.
Inflation is how prices of goods and services rise over time, meaning your money buys less than before. Simply put, things get more expensive each year
/month invested for next years @12% CAGR would yield
Your current savings saved for next years @ % would yield
Your total corpus would be + =