EPF, NPS & Retirement Planning Articles | PensionBazaar

Best annuity plan in India options are increasingly becoming the cornerstone of retirement planning ...

Impact of inflation on retirement planning represents the most critical risk to long-term financial ...

Real return vs nominal return represents the critical boundary between superficial portfolio growth ...

While you can plan a corpus for your retirement, taxes can eat into the ret...

Tax-saving instruments help reduce tax liability while supporting long-term financial goals such as ...

If you are looking to invest for high returns, you can choose from fixed-income avenues and market-l...

The Sukanya Samriddhi Yojana (SSY) is a government sponsored savings scheme for a girl child which o...

For five days, millions of salaried Indians have been completely locked out...

A Roth IRA is a popular retirement savings account that induces tax free withdrawals and works towar...

Indian pension system comprises multiple pillars, including EPF and EPS for organised-sector employe...

Inflation affects not only the economy but also directly impacts your daily...

Retirement planning in 2026 is no longer optional as financial independence...

For decades, securing a government pension in Bihar required navigating a m...

The SBI NPS calculator helps investors estimate their retirement corpus under the National Pension S...

The aging population in India is becoming more visible as people live longe...

As life expectancy rises in India, retirement is no longer just about having enough money to stop wo...

A term and health insurance combo creates a strong financial shield for ret...

Guaranteed return plans are life insurance savings plans that not only offer assured returns but als...

The NPS Vatsalya calculator enables parents to estimate the potential retir...

NPS premature withdrawal is allowed under specific conditions, but the rules differ for partial with...

Short-term investment plans, specifically targeted for three months, can help individuals park surpl...

NPS for government employees working in the State department is a regulated retirement system manage...

Retirement planning can seem tough in a world of rising costs, longer life expectancy, and growing m...

Inflation is the gradual rise in the prices of goods and services over time...

The Cost Inflation Index (CII) helps taxpayers adjust the purchase price of long-term assets to acco...

Inflation is the gradual increase in the prices of goods and services over time, which reduces the p...

NPS Lite was introduced to help workers in the unorganised sectors build an...

An immediate annuity plan helps retirees convert accumulated funds into ste...

Financial regulators help control financial risks by effectively functionin...

Tax-free return investment in India for NRIs help maximise earnings while m...

NPS is a retirement-oriented and government-backed saving scheme with a lon...

For an NRI planning to retire in India, NPS can be the right choice. Can NR...

Millions of Indians are silently losing money while believing it is perfect...

A ULIP pension plan combines life insurance with aggressive market-linked g...

The old joint family system has gradually declined due to rapid urbanisatio...

NRIs can build long-term wealth by carefully evaluating investment opportun...

The Sukanya Samriddhi Yojana (SSY) is a government sponsored savings scheme...

PFRDA (Pension Fund Regulatory and Development Authority) is India's statut...

Income Tax Rules for Gratuity Exemption in India

Retirement marks a whole new chapter - a time to relax and enjoy the grandk...

A tax-smart withdrawal strategy helps retirees manage retirement income efficiently while balancing ...

Completing your online NPS grievance registration is the most effective way...

The NPS Retirement Income Scheme (RIS) allows the NPS account holders an ad...

Annuity in NPS refers to the method used by the subscriber wherein he/she t...

Selection of the best pension fund manager for NPS is vital because they ha...

The NPS death claim form is used by the nominee to claim the amount after t...

NPS family pension provides fiscal security to nominees and dependents afte...

Section 80C tax savings are known to all salaried individuals but there is ...

NPS is a government-backed retirement savings scheme, while SIP is a system...

NPS vs PPF are two government-backed retirement schemes that differ in retu...

RNOR is a temporary middle ground for NRIs returning to India - you're back...

FATCA is a U.S. law that tracks overseas financial accounts held by U.S. ta...

Managing finances after retirement requires careful retirement planning, di...

PPO, or Pension Payment Order, is a unique 12-digit number issued by EPFO that authorises the disbur...

A life expectancy calculator is an automated tool which helps users to esti...

The FIRE Movement in India is redefining the approach of people towards lon...

Medical inflation in India is rising rapidly, with healthcare surcharges in...

The Gig economy incentivises individuals to make full use of multiple opportunities but does not con...

NSC and PPF are government-backed investment schemes designed to provide st...

For retired professionals earning freelance or consultancy income, understa...

One of the most suitable government-backed options for a girl child is the Sukanya Samriddhi Account...

EPFO 3.0 is likely to soon enable EPF members to withdraw provident fund sa...

The idea behind retirement investment planning is to invigorate the habit of disciplined savings an...

When people start planning their finances, one of the first goals is usuall...

The Employees' Provident Fund Organisation (EPFO) plans to introduce an aut...

Atal Pension Yojana (APY) is a government-backed pension scheme for individ...

OCI benefits foreign citizens of Indian origin to avail long-term savings. ...

When you purchase a term policy, your primary goal is to safeguard your family from life's unforesee...

Family pension is a government-backed financial support system designed to provide stability to depe...

Let's assume you're interested in purchasing a successful business in your ...

Picturing life after work should be an electrifying thought, not a daunting...

Imagine being at your favourite local grocery store. You buy a basket of gr...

Retirement is the result of years of hard work and saving. As you start this new ...

Retirement can become a phase of earning and independence with the right approach to ...

Dreaming of the golden years? Everyone envisions a life of ease after they save for ...

Imagine you have just retired. You have been working steadily at life for decades, ...

Post Office Monthly Income Scheme (POMIS) is a government-backed savings option that pays a fixed mo...

Planning for inheritance is a paramount part of personal finance, more so i...

Retirementt planning often feels like something we can “figure out later"...

When planning their retirement, the employees also need to consider their t...

Retirement often feels like a well-deserved break after decades of work. Th...

NPS investment options include two strategies to build your retirement corp...

Senior citizens can reduce their income tax liability by exploring tax savi...

Retirement planning in India was long seen as a privilege for government or...

Everyone wishes to earn money even after they retire or stop working. Wheth...

NPS Sanchay represents a simplified regulatory evolution of the National Pe...

Retirement is not the end of the job, but the beginning of life with dignit...

To many people, the idea of retiring with ₹1 Crore is a big deal. It look...

The freedom we Indians have achieved has not been easy. It has been achieve...

Serving in the military is one of the greatest forms of patriotism towards ...

Madhu Babu Pension Yojana is an Odisha state government scheme that provides monthly financial assis...

If you have an Indian root and live in another country, you would have prob...

Retirement is often regarded as the finish line after years of hard work. H...

While you can plan a corpus for your retirement, taxes can eat into the returns and deplete your sav...

Viklang Pension Yojana operates as a vital government-backed social securit...

Privately employed individuals in India have many options to build a retire...

Retirement starts a brand new chapter in life. You've worked hard and saved...

Retirement planning often feels overwhelming. With investment decisions, ma...

The majority of the population has been brought up with the idea that retir...

The National Pension System, or the NPS, which is managed by the Pension Fu...

Retirement planning is often seen as something only salaried employees need...

Retirement may seem like a distant milestone when you are in your 20s or 30...

Retirement planning involves deciding on investment instruments to be used ...

Money loses value quietly. What feels sufficient today may feel surprisingl...

It may be stressful when waiting to access the provident fund, which happen...

The National Pension System (NPS) is one of India’s most important long-t...

The National Pension System (NPS) is a retirement savings scheme that is ov...

The National Pension System (NPS) is a retirement option in which members c...

It is important to choose a suitable investment option under the National P...

The National Pension Scheme, or the NPS, is a retirement savings scheme tha...

The burden of retirement planning can weigh heavily on our minds. With bill...

Have you ever switched jobs, moved cities, or taken a long career break and...

It is always a relief to withdraw your PF, especially during an emergency o...

For most salaried employees in India, the automatic deductions on their pay...

Planning for the future is something most of us tend to postpone. We focus ...

What if you had to open your EPF passbook just to check your account balanc...

Have you ever noticed your name spelled incorrectly in official records? Pe...

The process of moving abroad is an emotionally charged rollercoaster combined w...

Loan against PPF lets account holders borrow up to 25% of their balance (as of two years prior) betw...

Planning your child's financial future is often as simple as taking small steps...

Deciding on the right retirement plan feels like solving a math problem in the ...

The 2026 EPF 3.0 framework transforms the provident fund into a dynamic financial safety net. By con...

Planning for long-term investments sometimes seems like a puzzle to solve. ...

Have you ever wondered how much pension you will get after your retirement?...

Open PPF account online in a few simple steps through your bank's net banking portal or the India Po...

Seeing your EPF claim rejected can feel stressful, especially when you are coun...

Have you ever tried logging into your EPF account to check your balance or subm...

To eventually get a ₹50,000 monthly pension after you retire, you have to pla...

In India, the Employees’ Provident Fund plays a central role in long-term...

Provident Fund compliance is a statutory duty for employers covered under the EPF ...

Running a business involves several responsibilities that go beyond sales, marketing, ...

Form 3A EPF is an important compliance document under India’s provident fund system. ...

PPF extension rules allow account holders to continue their Public Provident Fund account beyond the...

For the millions of conservative investors in India, the Public Provident Fund ...

When you are trying to create a long-term financial fortress, the stock market ...

The Employees’ Pension Scheme, 1995 (EPS 95), was introduced to provide long-term social security ...

Changing jobs is common today. People switch companies for better opportunities, ...

When managing your EPF account, it is important to keep all the forms and details ...

The whole concept of retirement planning may seem to be a complex task when one needs ...

The Employees' Provident Fund Organisation, or the EPFO, allows its members to ...

Activating your Universal Account Number (UAN) is the first step towards accessing the complete rang...

When you check your salary slip, you usually notice a deduction under “EPF.�...

Most EPF services are no longer optional with the linkage of Aadhaar with UAN. ...

Pension fund withdrawal under the Employees' Pension Scheme (EPS) allows eligible members to claim t...

Life is dynamic, and you never know what changes you might face in your life. Y...

If you have ever found yourself wondering whether EPS or NPS is better for reti...

As individuals age and retire, they might find it hard to support themselves fi...

Job hopping has become the norm in the current era. You change jobs for better ...

Have you ever thought of withdrawing your Provident Fund amount and wondered, �...

Have you ever wondered what your life will look like after you stop working? Fo...

For a salaried professional, owning a house is a huge milestone, and for many e...

Have you ever considered withdrawing your PF contributions and then wondered, �...

Sometimes it is not possible to wait until retirement to withdraw your EPF corp...

EPF account locked messages represent a stressful barrier that thousands of salaried professionals e...

EPFO member login is the gateway to managing your retirement corpus securely via a centralised digit...

PF Compliance Checklist for HR & Founders

NPS Calculator lets you estimate the retirement corpus and monthly pension you can build through the...

Planning long-term savings is one thing, but life rarely moves in a straight line. ...

Have you ever logged into your EPF account to check your savings, only to find one ...

As businesses grow and start hiring more employees, EPF registration become...

When we think about retirement planning, we often focus on our own future. We c...

{{Bread_Crumb}} Pension After 58 Years: EPF & EPS Rules Exp...

{{Bread_Crumb}} Form 10D in EPFO: How to Apply for Monthly ...

{{Bread_Crumb}} EPF Minimum Pension: How Much Will You Actu...

If you are a private employee contributing to EPF every month, you might ha...

PF withdrawal lets EPF members access their accumulated Provident Fund balance for specific needs li...

Have you ever checked your PF balance and noticed something missing? Or maybe y...

Have you applied for a PF withdrawal and found yourself checking your bank account ...

If you are a salaried employee, a part of your salary quietly goes into you...

Download UAN card processes allow salaried employees in India to obtain a vital identification docum...

When managing your EPF account, it is important to keep all the forms and details ...

The Employees' Provident Fund, or the EPF, is mainly designed to provide financial ...

Changing jobs is an exciting step forward in your career. A better role, a higher ...

{{Bread_Crumb}} How to Check EPFO TRRN Status: Complete Gui...

It is important to update your personal details in the Employees’ Provident Fund ...

Form 11 PF is a mandatory self-declaration document that every employee must submit ...

If you are a salaried employee contributing to EPF every month, you have probably ...

Have you ever logged into your EPF account, checked your balance, and wonde...

{{Bread_Crumb}} Form 10C vs Form 10D: Which EPS Form Should...

Employees should check the information before submitting it for the EPF account, but ...

At the end of their career, the employees have to make important decisions regarding ...

EPF balance check lets you view your Employees' Provident Fund account balance and contribution hist...

Opening an NPS account is now quick and fully digital. With OTP-based paperless ...

When we think about saving for our children, most of us think in very practical terms, school ...

NPS account frozen? Learn why NPS accounts get frozen and how to unfreeze a...

Government pension schemes explained through the lens of private employees-key ...

Understand National Pension System (NPS) benefits, tax savings, Tier I vs Tier II ...

NPS withdrawal rules allow subscribers to withdraw up to 60% of their corpus as a tax-free lump sum ...

Employer Contribution to NPS is one of the most tax-efficient ways for sala...

PRAN, or Permanent Retirement Account Number, is the unique 12-digit identifier assigned to every Na...

NPS returns depend on the asset allocation you choose across equity, corporate bonds, and government...

Think of HR teams dealing with mountains of paper and payroll facing contin...

Corporate NPS is a straightforward pension plan where employers actively help their staff save for r...

While ESOPs reward performance, Corporate NPS builds permanence offering employees long-term financi...

A closer look at how India's most disciplined retirement product is becoming more ...

A practical guide to converting your life's savings into income that lasts ...

How to build a tax-efficient, inflation-proof retirement plan by combining government schemes, marke...

India's pension system is evolving, from the guaranteed Old Pension Scheme ...

India's pension system is evolving, from the guaranteed Old Pension Scheme ...

Over 70% of Indian seniors have no independent income, highlighting the urgent need ...

Understand how NPS deductions work under India’s new tax regime. Learn what t...

Discover how senior citizen community living is transforming retirement in India. ...

Understand the importance of portfolio diversification and how to balance investments across equity,...

Most Indians underestimate what it takes to retire comfortably. Learn how to calculate your ideal re...

Discover how your choice between the Old and New Tax Regimes can shape your retirement corpus. Learn...

Fixed deposits feel safe – but for long-term retirement goals in India they often fall short. Lear...

The National Pension System is becoming smarter and more adaptable, giving you the freedom to shape ...

Real wealth isn’t measured by income, but by the peace and security it leaves behind. Build somet...

Planning your financial future can feel overwhelming. There’s a constant pull between options that...

Under the latest EPF rules, members are allowed to withdraw upto 100% of their eligible provident ...

The latest NPS reforms make the system more flexible, growth-oriented, and subscriber-friendly.Under...