Retirement Simplified
Calculators
Knowledge Centre
Who we areIf you are a salaried employee, you must have heard of UAN. But do you know what it is and why it is important? Maybe you recently changed jobs and your HR asked for your UAN card, and now you are wondering how to download or get a UAN card. Whatever the reason, knowing how to download uan card online can save you time and unnecessary hassle. With the Employees' Provident Fund Organisation (EPFO), the entire process is digital, quick, and user-friendly.
This guide explores why the UAN card is essential, how to easily download your UAN card online anytime, and the common issues people often face when downloading it.
UAN stands for Universal Account Number, which contains a 12-digit unique number assigned to every employee contributing to the Employees' Provident Fund (EPF). This number remains the same throughout your career, even if you change jobs multiple times. Moreover, the UAN card links multiple PF accounts to a single unique number, allowing employees to easily manage their provident fund contributions online.
Most importantly, the UAN Card allows users to store a digital copy for future reference, which helps in quick verification during job changes. Essentially, your UAN card contains your name, UAN number, date of birth, Aadhaar details, gender, and the name of your father or spouse. These details are available on a single UAN card, making it important to download it. Some other reasons why you should download uan card are:
Before we proceed with the steps to download the UAN card, let us familiarize you with some activation prerequisites for your UAN:
You can download and print uan card online by visiting the EPFO member portal. In this section, you can find a step-by-step guide to download uan card online through the EPFO portal easily:
You can also download your UAN card using the UMANG App. UMANG app is a Unified Mobile Application for New-age Governance, which allows you to check your PF balance, passbook, claim status, and download your UAN card too. Follow these steps to download uan cardthrough the UMANG app:
Sometimes, users face issues while downloading the UAN card. In such cases, you can check the status of your UAN card to see if it is inactive or not linked to your mobile number. Follow these steps to check its status:
Sometimes users face minor issues while trying to download the UAN card. Here are common problems and their solutions that might help you while downloading the UAN card:
Managing your EPF does not need to be a complicated process. The process of downloading the UAN card online from the EPFO portal is a simple one, which can be completed in a matter of a few minutes. In the modern digital age, you do not need to stand in a queue or wait for your HR department to do the job for you. The Employees Provident Fund Organisation has made it easy for employees to access their details at any given time. So if you haven't already downloaded the UAN card, log in today and download the UAN card to keep your EPF details secure and accessible.
Ans. You can download the UAN card by logging into the EPFO Member e-Sewa portal using your UAN and password, then selecting the “UAN Card” option under the ‘View’ tab.
Ans. No, you must activate your UAN first before you can log in and download the UAN card online.
Ans. Yes, it is mandatory as it is required for job changes, PF transfers, EPF withdrawals, KYC updates, and pension claims.
Ans. If the aadhaar information is updated, employer approval is not required.
Ans. Yes, you can reset your password using the “Forgot Password” option on the EPFO portal and then proceed to download your UAN card.
Feel free to adjust as you wish
Current household spend would be used to estimate the monthly expense post retirement..
Did you know that IIM Ahmedabad fees has increased from 15.5 L in 2015 to 27.5 L in 2025 - 5.4% annualised change!
We have assumed 6% increase in fees every year
The big Fat Indian wedding is constantly evolving with newer themes and a shift towards more experiential weddings
We have assumed 10% increase in wedding expense every year
International getaways are getting common but they don't come cheap!
We have assumed 6% inflation rate on travel
Real estate has been a key interest area for many investors which has led to sharp rise in prices in the recent times
We have assumed 8% annual increase in real estate prices
Cost of medical treatment and healthcare services is rising at a rapid pace with advancement in medical technology
We have assumed 12% annual increase for any medical emergencies
Did you know a Honda city costed 8 Lakhs in 2002 is now priced at 18 L (~4% annualised change)!
We have assumed a 5% annual inflation on these spends, you may want to buy a new car or plan a holiday etc.
Inflation is how prices of goods and services rise over time, meaning your money buys less than before. Simply put, things get more expensive each year
/month invested for next years @12% CAGR would yield
Your current savings saved for next years @ % would yield
Your total corpus would be + =