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Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw
Equity
Large Cap
Very High Risk
Latest AUM
₹ 2,781.2 Cr.
NAV as on 24 jul, 2026
₹ 22.25
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw
Inception Date
11 Feb 2015
Lock In
1825
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹100
Risk
Principal at very high risk
Portfolio Composition Analysis
Equity
99.21%
Cash
0.79%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Equity
Financial
Energy & Utilities
Consumer Discretionary
Technology
Industrials
Materials
Consumer Staples
Healthcare
Real Estate
Portfolio Updated on: 24 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 1.00% |
| ICICI Bank Ltd | Financial | Equity | 1.00% |
| HDFC Bank Ltd | Financial | Equity | 1.00% |
| ICICI Bank Ltd | Financial | Equity | 7.59% |
| HDFC Bank Ltd | Financial | Equity | 7.24% |
| ICICI Bank Ltd | Financial | Equity | 7.50% |
| HDFC Bank Ltd | Financial | Equity | 7.45% |
| HDFC Bank Ltd | Financial | Equity | 7.23% |
| HDFC Bank Ltd | Financial | Equity | 7.06% |
| HDFC Bank Ltd | Financial | Equity | 7.06% |
Debt & Credit Risk Analysis
| Alpha | 2.06% |
| Beta | 0.97% |
| Sharpe Ratio | 0.62% |
| Standard Deviation | 14.54% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 0.98% | NA | 2.73% |
| 6 Months | 2.05% | NA | 11.52% |
| 9 Months | -2.96% | NA | 2.42% |
| 1 Year | -1.64% | -1.64% | -1.02% |
| 2 Years | -0.14% | -0.07% | 17.77% |
| 3 Years | 41.85% | 12.36% | 16.62% |
| 5 Years | 83.43% | 12.90% | 19.45% |
| 7 Years | 133.52% | 12.88% | NA |
| 10 Years | 200.74% | 11.64% | 13.00% |
Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw is one Equity mutual fund offered by Nippon India Mutual Fund. Launched on 11 Feb 2015, the fund aims Long term growth and capital appreciation. Investing primarily in Equity and equity related instruments and balance in fxed income securitiesso as to help the investor in achieving the retirement goals. It manages assets worth ₹2,781.2 crore as on Tue Mar 31, 2026. The expense ratio stands at 1.02%.
Ashutosh Bhargava has experience Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.
Pranay Sinha has experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Kinjal Desai has experience She has been working with Nippon India Mutual Fund since year, 2012
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Nippon India Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Nippon India Flexi Cap Fund Regular-growth | 8,280.2 | -1.87% | +1.44% | +2.09% | -2.06% | +10.42% | — |
| Nippon India Flexi Cap Fund Direct-growth | 8,280.2 | -1.77% | +1.74% | +2.72% | -0.83% | +11.85% | — |
| Nippon India Flexi Cap Fund Regular-idcw | 8,280.2 | -1.87% | +1.44% | +2.09% | -2.06% | +10.42% | — |
| Nippon India Flexi Cap Fund Direct-idcw | 8,280.2 | -1.77% | +1.74% | +2.72% | -0.83% | +11.85% | — |
| Nippon India Focused Fund-growth | 7,512.5 | -2.64% | -0.05% | +1.50% | -2.61% | +10.28% | +11.24% |
| Nippon India Focused Fund Direct-growth | 7,512.5 | -2.58% | +0.11% | +1.84% | -1.94% | +11.04% | +12.01% |
| Nippon India Focused Fund-idcw | 7,512.5 | -2.64% | -0.05% | +1.50% | -2.61% | +10.28% | +11.24% |
| Nippon India Focused Fund Direct-idcw | 7,512.5 | -2.58% | +0.11% | +1.84% | -1.94% | +11.04% | +12.01% |
| Nippon India Retirement Fund - Wealth Creation Scheme-growth | 2,781.2 | -0.80% | +0.75% | +1.58% | -2.55% | +11.30% | +11.81% |
| Nippon India Retirement Fund - Wealth Creation Scheme Direct-growth | 2,781.2 | -0.73% | +0.98% | +2.05% | -1.64% | +12.36% | +12.90% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Parag Parikh Flexi Cap Fund Direct-growth | 128,966.5 | -0.17% | -0.86% | -3.40% | -2.95% | +14.03% | +13.23% |
| Parag Parikh Flexi Cap Fund Regular-growth | 128,966.5 | -0.22% | -1.01% | -3.70% | -3.56% | +13.25% | +12.34% |
| Parag Parikh Flexi Cap Fund Regular-idcw | 128,966.5 | -0.22% | -1.01% | -3.70% | -3.56% | +13.25% | +12.34% |
| Parag Parikh Flexi Cap Fund Direct-idcw | 128,966.5 | -0.17% | -0.86% | -3.40% | -2.95% | +14.03% | +13.23% |
| HDFC Flexi Cap Direct Plan-growth | 91,334.9 | -0.12% | +2.77% | -0.37% | +1.73% | +16.62% | +18.12% |
| HDFC Flexi Cap Fund Regular-growth | 91,334.9 | -0.17% | +2.62% | -0.69% | +1.07% | +15.85% | +17.35% |
| HDFC Flexi Cap Direct Plan-idcw | 91,334.9 | -0.12% | +2.77% | -0.37% | +1.73% | +16.62% | +18.12% |
| HDFC Flexi Cap Fund Regular-idcw | 91,334.9 | -0.17% | +2.62% | -0.69% | +1.07% | +15.85% | +17.35% |
| Kotak Flexicap Fund Regular-growth | 50,146.2 | -1.36% | -0.01% | -0.65% | -2.04% | +12.05% | +11.16% |
| Kotak Flexicap Fund Direct-growth | 50,146.2 | -1.29% | +0.19% | -0.23% | -1.21% | +13.01% | +12.15% |
Top funds are based on Fund AUM
Top Equity Funds
| Fund name | ||||
|---|---|---|---|---|
| Sbi Children's Fund - Investment Plan Direct-growth | ₹52.84 | +21.64% | +22.24% | — |
| Sbi Children's Fund - Investment Plan Direct-growth | ₹52.84 | +21.64% | +22.24% | — |
| Sbi Children's Fund - Investment Plan Direct-growth | ₹52.84 | +21.64% | +22.24% | — |
| Sbi Children's Fund - Investment Plan Direct-growth | ₹52.84 | +21.64% | +22.24% | — |
| Icici Prudential Retirement Fund - Pure Equity Plan Direct-growth | ₹38.79 | +21.74% | +21.31% | — |
| Icici Prudential Retirement Fund - Pure Equity Plan Direct-idcw | ₹38.78 | +21.74% | +21.31% | — |
| Sbi Children's Fund - Investment Plan Regular-growth | ₹49.14 | +20.33% | +20.79% | — |
| Sbi Children's Fund - Investment Plan Regular-growth | ₹49.14 | +20.33% | +20.79% | — |
| Sbi Children's Fund - Investment Plan Regular-growth | ₹49.14 | +20.33% | +20.79% | — |
| Sbi Children's Fund - Investment Plan Regular-growth | ₹49.14 | +20.33% | +20.79% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 24 Jul 2026 | ₹22.25 |
| 23 Jul 2026 | ₹22.32 |
| 22 Jul 2026 | ₹22.46 |
| 21 Jul 2026 | ₹22.70 |
| 20 Jul 2026 | ₹22.73 |
| 17 Jul 2026 | ₹22.80 |
| 16 Jul 2026 | ₹22.68 |
| 15 Jul 2026 | ₹22.69 |
| 14 Jul 2026 | ₹22.63 |
| 13 Jul 2026 | ₹22.81 |
| 10 Jul 2026 | ₹22.77 |
| 09 Jul 2026 | ₹22.48 |
| 08 Jul 2026 | ₹22.33 |
| 07 Jul 2026 | ₹22.77 |
| 06 Jul 2026 | ₹22.74 |
| 03 Jul 2026 | ₹22.59 |
| 02 Jul 2026 | ₹22.58 |
| 01 Jul 2026 | ₹22.43 |
| 30 Jun 2026 | ₹22.37 |
| 29 Jun 2026 | ₹22.34 |
| 25 Jun 2026 | ₹22.42 |
| 24 Jun 2026 | ₹22.42 |
| 23 Jun 2026 | ₹22.23 |
| 22 Jun 2026 | ₹22.47 |
| 19 Jun 2026 | ₹22.33 |
| 18 Jun 2026 | ₹22.46 |
| 17 Jun 2026 | ₹22.42 |
| 15 Jun 2026 | ₹22.19 |
| 12 Jun 2026 | ₹21.85 |
| 11 Jun 2026 | ₹21.41 |
Portfolio Updated on: 25 Jul, 2026
Fund Growth & Size Analysis
+₹2,781.2 Cr
Since Launch
This Fund
Category Average
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Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw FAQ'S
- Sharpe Ratio: 0.62%
- Standard Deviation: 14.54%
- Beta: 0.97%
- Alpha: 2.06%
Additional important ratios:
As of Tue Mar 31, 2026, the total assets managed under Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw stand at approximately ₹ 2,781.2 crore.
The Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw has delivered the following short-term performance:
- 3 Months Return: 0.98%
- 6 Months Return: 2.05%
The historical growth of the Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 12.36%
- 5 Year CAGR: 12.90%
- Return Since Launch: 10.73%
The portfolio of Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw is distributed across different asset classes as follows:
- Equity: 99.21%
- Other Assets: 0.79%
The Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw is managed by Kinjal Desai, representing Nippon India Mutual Fund.
The Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw investments are allocated across market caps in the following manner:
- Large Cap Stocks: 1.00%
- Mid Cap Stocks: 1.00%
- Small Cap Stocks: 1.00%
Top stock holdings of Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw include:
- HDFC Bank Ltd – represents 1.00% of the portfolio
- ICICI Bank Ltd – represents 1.00% of the portfolio
- HDFC Bank Ltd – represents 1.00% of the portfolio
- ICICI Bank Ltd – represents 7.59% of the portfolio
- HDFC Bank Ltd – represents 7.24% of the portfolio
- ICICI Bank Ltd – represents 7.50% of the portfolio
- HDFC Bank Ltd – represents 7.45% of the portfolio
- HDFC Bank Ltd – represents 7.23% of the portfolio
- HDFC Bank Ltd – represents 7.06% of the portfolio
- HDFC Bank Ltd – represents 7.06% of the portfolio
Major sector exposures in Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw are:
- Financial – accounts for 308.10% of the portfolio
- Energy & Utilities – accounts for 119.33% of the portfolio
- Consumer Discretionary – accounts for 118.30% of the portfolio
- Technology – accounts for 114.05% of the portfolio
- Industrials – accounts for 101.56% of the portfolio
