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Who we are
Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw
Latest AUM
₹ 2,781.2 Cr.
NAV as on 22 apr, 2026
₹ 22.54
Fund Details
Portfolio Composition Analysis
Sector Allocations
Portfolio Updated on: 22 apr, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 7.59% |
| HDFC Bank Ltd | Financial | Equity | 7.24% |
| ICICI Bank Ltd | Financial | Equity | 7.50% |
| HDFC Bank Ltd | Financial | Equity | 7.45% |
| HDFC Bank Ltd | Financial | Equity | 7.23% |
| HDFC Bank Ltd | Financial | Equity | 7.06% |
| HDFC Bank Ltd | Financial | Equity | 7.06% |
| ICICI Bank Ltd | Financial | Equity | 7.11% |
| HDFC Bank Ltd | Financial | Equity | 7.08% |
| HDFC Bank Ltd | Financial | Equity | 7.05% |
Debt & Credit Risk Analysis
| Alpha | 2.06% |
| Beta | 0.97% |
| Sharpe Ratio | 0.62% |
| Standard Deviation | 14.54% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.17% | NA | 2.73% |
| 6 Months | -2.01% | NA | 11.52% |
| 9 Months | -0.27% | NA | 2.42% |
| 1 Year | 4.68% | 4.68% | -1.02% |
| 2 Years | 15.61% | 7.52% | 17.77% |
| 3 Years | 68.98% | 19.11% | 16.62% |
| 5 Years | 112.49% | 16.27% | 19.45% |
| 7 Years | 128.35% | 12.52% | NA |
| 10 Years | 228.80% | 12.64% | 13.00% |
Historical NAV
| Date | NAV |
|---|---|
| 22 Apr 2026 | ₹22.54 |
| 21 Apr 2026 | ₹22.60 |
| 20 Apr 2026 | ₹22.44 |
| 17 Apr 2026 | ₹22.39 |
| 16 Apr 2026 | ₹22.20 |
| 15 Apr 2026 | ₹22.10 |
| 13 Apr 2026 | ₹21.65 |
| 10 Apr 2026 | ₹21.78 |
| 09 Apr 2026 | ₹21.43 |
| 08 Apr 2026 | ₹21.59 |
| 07 Apr 2026 | ₹20.75 |
| 06 Apr 2026 | ₹20.68 |
| 02 Apr 2026 | ₹20.41 |
| 01 Apr 2026 | ₹20.40 |
| 31 Mar 2026 | ₹19.98 |
| 30 Mar 2026 | ₹19.98 |
| 27 Mar 2026 | ₹20.51 |
| 25 Mar 2026 | ₹20.99 |
| 24 Mar 2026 | ₹20.61 |
| 23 Mar 2026 | ₹20.19 |
| 20 Mar 2026 | ₹20.81 |
| 19 Mar 2026 | ₹20.70 |
| 18 Mar 2026 | ₹21.40 |
| 17 Mar 2026 | ₹21.15 |
| 16 Mar 2026 | ₹20.96 |
| 13 Mar 2026 | ₹20.83 |
| 12 Mar 2026 | ₹21.31 |
| 11 Mar 2026 | ₹21.43 |
| 10 Mar 2026 | ₹21.73 |
| 09 Mar 2026 | ₹21.41 |
Portfolio Updated on: 23 Apr, 2026
Fund Growth & Size Analysis
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Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw Returns Comparison
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Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw is one Equity mutual fund offered by Nippon India Mutual Fund. Launched on 11 Feb 2015, the fund aims Long term growth and capital appreciation. Investing primarily in Equity and equity related instruments and balance in fxed income securitiesso as to help the investor in achieving the retirement goals. It manages assets worth ₹2,781.2 crore as on Tue Mar 31, 2026. The expense ratio stands at 1.02%.
Ashutosh Bhargava has experience Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.
Pranay Sinha has experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Kinjal Desai has experience She has been working with Nippon India Mutual Fund since year, 2012
As of Tue Mar 31, 2026, the total assets managed under Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw stand at approximately ₹ 2,781.2 crore.
The Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw has delivered the following short-term performance:
- 3 Months Return: 2.17%
The historical growth of the Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 19.11%
- 5 Year CAGR: 16.27%
- Return Since Launch: 11.11%
The portfolio of Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw is distributed across different asset classes as follows:
- Equity: 98.53%
- Debt Instruments: 0.01%
- Other Assets: 1.46%
The Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw is managed by Kinjal Desai, representing Nippon India Mutual Fund.
The most recent dividend payout from Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw was declared on 30 Jan 2026, with a distribution of 15.00% of the face value.
The Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw investments are allocated across market caps in the following manner:
- Large Cap Stocks: 73.10%
- Mid Cap Stocks: 16.98%
- Small Cap Stocks: 9.92%
Top stock holdings of Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw include:
- ICICI Bank Ltd – represents 7.59% of the portfolio
- HDFC Bank Ltd – represents 7.24% of the portfolio
- ICICI Bank Ltd – represents 7.50% of the portfolio
- HDFC Bank Ltd – represents 7.45% of the portfolio
- HDFC Bank Ltd – represents 7.23% of the portfolio
- HDFC Bank Ltd – represents 7.06% of the portfolio
- HDFC Bank Ltd – represents 7.06% of the portfolio
- ICICI Bank Ltd – represents 7.11% of the portfolio
- HDFC Bank Ltd – represents 7.08% of the portfolio
- HDFC Bank Ltd – represents 7.05% of the portfolio
Major sector exposures in Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw are:
- Financial – accounts for 125.85% of the portfolio
- Energy & Utilities – accounts for 9.99% of the portfolio
