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Who we are
UTI Banking & Psu Fund Direct-growth
Latest AUM
₹ 1,116.2 Cr.
NAV as on 24 apr, 2026
₹ 23.40
Fund Details
Portfolio Composition Analysis
Sector Allocations
Portfolio Updated on: 24 apr, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 11.32% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 11.32% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 11.38% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 11.36% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 11.48% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 8.57% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 7.89% |
| KOTAK MAHINDRA BANK LIMITED CD 18DEC26 | Financial | Certificate of Deposit | 6.39% |
| KOTAK MAHINDRA BANK LIMITED CD 18DEC26 | Financial | Certificate of Deposit | 6.47% |
| UNION BANK OF INDIA CD 19JAN27 | Financial | Certificate of Deposit | 6.35% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.17% |
| Standard Deviation | 0.98% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.62% | NA | 0.62% |
| 6 Months | 2.55% | NA | 4.32% |
| 9 Months | 3.98% | NA | 6.08% |
| 1 Year | 6.20% | 6.20% | 7.99% |
| 2 Years | 15.84% | 7.63% | 7.75% |
| 3 Years | 23.43% | 7.27% | 7.17% |
| 5 Years | 43.56% | 7.50% | 5.91% |
| 7 Years | 54.99% | 6.46% | NA |
| 10 Years | 91.45% | 6.71% | 7.20% |
Historical NAV
| Date | NAV |
|---|---|
| 24 Apr 2026 | ₹23.40 |
| 23 Apr 2026 | ₹23.40 |
| 22 Apr 2026 | ₹23.41 |
| 21 Apr 2026 | ₹23.41 |
| 20 Apr 2026 | ₹23.41 |
| 17 Apr 2026 | ₹23.40 |
| 16 Apr 2026 | ₹23.40 |
| 15 Apr 2026 | ₹23.39 |
| 13 Apr 2026 | ₹23.36 |
| 10 Apr 2026 | ₹23.35 |
| 09 Apr 2026 | ₹23.34 |
| 08 Apr 2026 | ₹23.31 |
| 07 Apr 2026 | ₹23.26 |
| 06 Apr 2026 | ₹23.26 |
| 02 Apr 2026 | ₹23.24 |
| 31 Mar 2026 | ₹23.25 |
| 30 Mar 2026 | ₹23.24 |
| 27 Mar 2026 | ₹23.23 |
| 25 Mar 2026 | ₹23.22 |
| 24 Mar 2026 | ₹23.22 |
| 23 Mar 2026 | ₹23.21 |
| 20 Mar 2026 | ₹23.24 |
| 18 Mar 2026 | ₹23.24 |
| 17 Mar 2026 | ₹23.22 |
| 16 Mar 2026 | ₹23.21 |
| 13 Mar 2026 | ₹23.21 |
| 12 Mar 2026 | ₹23.21 |
| 11 Mar 2026 | ₹23.23 |
| 10 Mar 2026 | ₹23.23 |
| 09 Mar 2026 | ₹23.22 |
Portfolio Updated on: 25 Apr, 2026
Fund Growth & Size Analysis
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UTI Banking & Psu Fund Direct-growth Returns Comparison
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UTI Banking & Psu Fund Direct-growth is one Debt mutual fund offered by UTI Mutual Fund. Launched on 03 Feb 2014, the fund aims Reasonable income, with low risk and high level of liquidity over short to medium term. Investment predominantly in Debt & Money Market Securities issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) and Municipal Bonds. It manages assets worth ₹1,116.2 crore as on Tue Mar 31, 2026. The expense ratio stands at 0.2%.
Anurag Mittal has experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
As of Tue Mar 31, 2026, the total assets managed under UTI Banking & Psu Fund Direct-growth stand at approximately ₹ 1,116.2 crore.
The UTI Banking & Psu Fund Direct-growth has delivered the following short-term performance:
- 3 Months Return: 1.62%
- 6 Months Return: 2.55%
The historical growth of the UTI Banking & Psu Fund Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 7.27%
- 5 Year CAGR: 7.50%
- Return Since Launch: 7.20%
The portfolio of UTI Banking & Psu Fund Direct-growth is distributed across different asset classes as follows:
- Debt Instruments: 97.41%
- Other Assets: 2.59%
The UTI Banking & Psu Fund Direct-growth is managed by Anurag Mittal, representing UTI Mutual Fund.
Top stock holdings of UTI Banking & Psu Fund Direct-growth include:
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.32% of the portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.32% of the portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.38% of the portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.36% of the portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.48% of the portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 8.57% of the portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 7.89% of the portfolio
- KOTAK MAHINDRA BANK LIMITED CD 18DEC26 – represents 6.39% of the portfolio
- KOTAK MAHINDRA BANK LIMITED CD 18DEC26 – represents 6.47% of the portfolio
- UNION BANK OF INDIA CD 19JAN27 – represents 6.35% of the portfolio
Major sector exposures in UTI Banking & Psu Fund Direct-growth are:
- Financial – accounts for 82.19% of the portfolio
- Entities – accounts for 73.32% of the portfolio
