Wallet
Estimated breakdown of Monthly expenses

Feel free to adjust as you wish

Current household spend would be used to estimate the monthly expense post retirement..

Salary Slip

Children's education

Did you know that IIM Ahmedabad fees has increased from 15.5 L in 2015 to 27.5 L in 2025 - 5.4% annualised change!

We have assumed 6% increase in fees every year

Children's wedding

The big Fat Indian wedding is constantly evolving with newer themes and a shift towards more experiential weddings

We have assumed 10% increase in wedding expense every year

Travel the world

International getaways are getting common but they don't come cheap!

We have assumed 6% inflation rate on travel

House

Real estate has been a key interest area for many investors which has led to sharp rise in prices in the recent times

We have assumed 8% annual increase in real estate prices

Emergency funds

Cost of medical treatment and healthcare services is rising at a rapid pace with advancement in medical technology

We have assumed 12% annual increase for any medical emergencies

Others

Did you know a Honda city costed 8 Lakhs in 2002 is now priced at 18 L (~4% annualised change)!

We have assumed a 5% annual inflation on these spends, you may want to buy a new car or plan a holiday etc.

Balloons

Inflation is how prices of goods and services rise over time, meaning your money buys less than before. Simply put, things get more expensive each year

Change the inflation rate if you want
5 %
2% 8%

India's inflation trend for past few years

elephant image
These savings will become
On retirement @7% growth rate

/month invested for next years @12% CAGR would yield

Your current savings saved for next years @ % would yield

Your total corpus would be + =

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in Years
India
+91

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