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HDFC Credit Risk Debt Fund Regular-growth
Debt
High Risk
Latest AUM
₹ 6,743.1 Cr.
NAV as on 24 jul, 2026
₹ 25.81
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
HDFC Credit Risk Debt Fund Regular-growth
Inception Date
25 Mar 2014
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at high risk
Category Average Annual Returns
10.65
Portfolio Composition Analysis
Debt
91.70%
Cash
2.33%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Other
Industrials
Financial
Consumer Staples
Entities
Energy & Utilities
Materials
Consumer Discretionary
Real Estate
Diversified
Portfolio Updated on: 24 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 1.00% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 1.00% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 1.00% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 1.00% |
| NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC | Consumer Staples | Debenture | 1.00% |
| THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC | Materials | Non Convertible Debenture | 4.19% |
| THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC | Materials | Non Convertible Debenture | 4.12% |
| THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC | Materials | Non Convertible Debenture | 4.11% |
| THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC | Materials | Non Convertible Debenture | 4.17% |
| THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC | Materials | Non Convertible Debenture | 4.17% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.07% |
| Standard Deviation | 1.06% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.01% | NA | 1.36% |
| 6 Months | 3.81% | NA | 6.38% |
| 9 Months | 4.75% | NA | 8.55% |
| 1 Year | 6.40% | 6.40% | 10.65% |
| 2 Years | 15.93% | 7.67% | 9.45% |
| 3 Years | 24.23% | 7.50% | 8.46% |
| 5 Years | 37.20% | 6.53% | 9.28% |
| 7 Years | 64.83% | 7.40% | NA |
| 10 Years | 103.25% | 7.35% | 6.47% |
HDFC Credit Risk Debt Fund Regular-growth is one Debt mutual fund offered by HDFC Mutual Fund. Launched on 25 Mar 2014, the fund aims income over short to medium term. to generate income/capital appreciation by investing predominantly in AA and below rated corporate debt (excluding AA+ rated corporate bonds). It manages assets worth ₹6,743.1 crore as on Tue Mar 31, 2026. The expense ratio stands at 1.62%.
Dhruv Muchhal has experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Shobhit Mehrotra has experience Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.49% | +6.89% | +8.69% | +17.36% | +10.00% | +27.72% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.49% | +6.89% | +8.69% | +17.36% | +10.00% | +27.72% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.49% | +6.89% | +8.69% | +17.36% | +10.00% | +27.72% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.49% | +6.89% | +8.69% | +17.36% | +10.00% | +27.72% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.49% | +6.89% | +8.69% | +17.36% | +10.00% | +27.72% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.49% | +6.89% | +8.69% | +17.36% | +10.00% | +27.72% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.43% | +6.75% | +8.43% | +16.85% | +9.59% | +27.30% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.43% | +6.75% | +8.43% | +16.85% | +9.59% | +27.30% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.43% | +6.75% | +8.43% | +16.85% | +9.59% | +27.30% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.43% | +6.75% | +8.43% | +16.85% | +9.59% | +27.30% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from HDFC Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.64% | +2.13% | +4.08% | +6.99% | +8.14% | +7.17% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.64% | +2.13% | +4.08% | +6.99% | +8.14% | +7.17% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.64% | +2.13% | +4.08% | +6.99% | +8.14% | +7.17% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.64% | +2.13% | +4.08% | +6.99% | +8.14% | +7.17% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.64% | +2.13% | +4.08% | +6.99% | +8.14% | +7.17% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.64% | +2.13% | +4.08% | +6.99% | +8.14% | +7.17% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.64% | +2.13% | +4.08% | +6.99% | +8.14% | +7.17% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.64% | +2.13% | +4.08% | +6.99% | +8.14% | +7.17% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.64% | +2.13% | +4.08% | +6.99% | +8.14% | +7.17% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.64% | +2.13% | +4.08% | +6.99% | +8.14% | +7.17% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.64% | +2.13% | +4.08% | +6.99% | +8.14% | +7.17% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | ₹14.73 | +10.00% | +27.72% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.73 | +10.00% | +27.72% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.73 | +10.00% | +27.72% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.73 | +10.00% | +27.72% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.73 | +10.00% | +27.72% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.73 | +10.00% | +27.72% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.31 | +9.59% | +27.30% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.31 | +9.59% | +27.30% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.31 | +9.59% | +27.30% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.31 | +9.59% | +27.30% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 24 Jul 2026 | ₹25.81 |
| 23 Jul 2026 | ₹25.81 |
| 22 Jul 2026 | ₹25.81 |
| 21 Jul 2026 | ₹25.83 |
| 20 Jul 2026 | ₹25.82 |
| 17 Jul 2026 | ₹25.82 |
| 16 Jul 2026 | ₹25.81 |
| 15 Jul 2026 | ₹25.78 |
| 14 Jul 2026 | ₹25.77 |
| 13 Jul 2026 | ₹25.81 |
| 10 Jul 2026 | ₹25.82 |
| 09 Jul 2026 | ₹25.79 |
| 08 Jul 2026 | ₹25.78 |
| 07 Jul 2026 | ₹25.83 |
| 06 Jul 2026 | ₹25.84 |
| 03 Jul 2026 | ₹25.82 |
| 02 Jul 2026 | ₹25.82 |
| 01 Jul 2026 | ₹25.78 |
| 30 Jun 2026 | ₹25.77 |
| 29 Jun 2026 | ₹25.73 |
| 25 Jun 2026 | ₹25.70 |
| 24 Jun 2026 | ₹25.66 |
| 23 Jun 2026 | ₹25.64 |
| 22 Jun 2026 | ₹25.62 |
| 19 Jun 2026 | ₹25.61 |
| 18 Jun 2026 | ₹25.61 |
| 17 Jun 2026 | ₹25.59 |
| 15 Jun 2026 | ₹25.57 |
| 12 Jun 2026 | ₹25.54 |
| 11 Jun 2026 | ₹25.51 |
Portfolio Updated on: 25 Jul, 2026
Fund Growth & Size Analysis
+₹6,743.1 Cr
Since Launch
This Fund
Category Average
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HDFC Credit Risk Debt Fund Regular-growth Returns Comparison
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HDFC Credit Risk Debt Fund Regular-growth FAQ'S
- Sharpe Ratio: 1.07%
- Standard Deviation: 1.06%
As of Tue Mar 31, 2026, the total assets managed under HDFC Credit Risk Debt Fund Regular-growth stand at approximately ₹ 6,743.1 crore.
The HDFC Credit Risk Debt Fund Regular-growth has delivered the following short-term performance:
- 3 Months Return: 2.01%
- 6 Months Return: 3.81%
The historical growth of the HDFC Credit Risk Debt Fund Regular-growth is reflected through its CAGR returns:
- 3 Year CAGR: 7.50%
- 5 Year CAGR: 6.53%
- Return Since Launch: 7.99%
The portfolio of HDFC Credit Risk Debt Fund Regular-growth is distributed across different asset classes as follows:
- Debt Instruments: 91.70%
- Other Assets: 2.33%
The HDFC Credit Risk Debt Fund Regular-growth is managed by Shobhit Mehrotra, representing HDFC Mutual Fund.
Top stock holdings of HDFC Credit Risk Debt Fund Regular-growth include:
- GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC – represents 1.00% of the portfolio
- GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC – represents 1.00% of the portfolio
- GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC – represents 1.00% of the portfolio
- GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC – represents 1.00% of the portfolio
- NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC – represents 1.00% of the portfolio
- THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC – represents 4.19% of the portfolio
- THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC – represents 4.12% of the portfolio
- THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC – represents 4.11% of the portfolio
- THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC – represents 4.17% of the portfolio
- THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC – represents 4.17% of the portfolio
Major sector exposures in HDFC Credit Risk Debt Fund Regular-growth are:
- Industrials – accounts for 199.41% of the portfolio
- Financial – accounts for 174.16% of the portfolio
- Consumer Staples – accounts for 94.59% of the portfolio
- Entities – accounts for 90.61% of the portfolio
- Energy & Utilities – accounts for 86.09% of the portfolio
