Bank of India Mutual Fund - Schemes, NAV & Returns
Bank of India Mutual Fund offers one of India's most trusted and diversified investment platforms, with 144 active schemes spanning Debt, Equity, Hybrid categories - making it a strong fit for retirement-focused investors at every stage of their jour...
Bank of India Mutual Fund offers one of India's most trusted and diversified investment platforms, with 144 active schemes spanning Debt, Equity, Hybrid categories - making it a strong fit for retirement-focused investors at every stage of their journey. The Bank of India Flexi Cap Fund Regular-Growth leads the fund house with the highest AUM at ₹2,615.05 Cr, a testament to the scale of investor confidence it commands. For those building a retirement corpus, Bank of India Credit Risk Fund Direct-Growth stands out with 5-year returns of 27.80% and a long-term track record of 18.58% over 10 years - well-suited for wealth preservation goals. The Bank of India Manufacturing & Infrastructure Fund Direct-Growth, with AUM of ₹2,615.05 Cr and 10-year returns of 18.58%, is specifically designed for post-retirement income needs. With an average expense ratio of 1.38% across all schemes, Bank of India Mutual Fund balances cost efficiency with consistent performance - a key consideration for long-term retirement savers.
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The core objective of
Bank of India Mutual Fund
is to provide professionally managed investment avenues tailored to help investors achieve their financial goals.
By offering a comprehensive suite of
Debt, Equity, Hybrid
schemes, the fund house focuses on optimizing the risk-reward ratio to deliver consistent long-term capital appreciation and wealth creation.
Bank of India Mutual Fund
features a diverse lineup of
144
active schemes spanning equity, debt, hybrid, and index fund categories.
This broad selection allows investors to easily align their choices with their individual risk tolerances and financial timelines.
The flagship scheme commanding the largest market share for the fund house is
Bank of India Flexi Cap Fund Regular-Growth,
which leads with Assets Under Management (AUM) of
₹2,615.05 Cr.
This serves as a strong indicator of sustained investor trust and market participation.
For short-term financial horizons of up to a year, the top-performing schemes from
Bank of India Mutual Fund
based on historical returns include:
Bank of India Arbitrage Fund Direct-Growth
: Delivered
1.77%
returns over a 3-month period.
Bank of India Small Cap Fund Direct-Growth
: Achieved
12.82%
returns over a 6-month horizon.
Bank of India Small Cap Fund Direct-Growth
: Recorded
17.06%
returns over a 1-year timeline.
For investment horizons spanning 2 to 5 years, the highest-performing mid-term schemes within the
Bank of India Mutual Fund
portfolio are:
Bank of India Credit Risk Fund Direct-Growth
: Generated
11.77%
returns over a 2-year period.
Bank of India Manufacturing & Infrastructure Fund Direct-Growth
: Posted
21.14%
returns over a 3-year horizon.
Bank of India Credit Risk Fund Direct-Growth
: Registered
27.80%
returns over a 5-year period.
For long-term wealth accumulation over a 7 to 20-year horizon, the top-performing funds from
Bank of India Mutual Fund
include:
Bank of India Small Cap Fund Direct-Growth
: Delivered
28.88%
returns over 7 years.
Bank of India Manufacturing & Infrastructure Fund Direct-Growth
: Achieved
18.58%
returns over a 10-year horizon.
Bank of India ELSS Tax Saver Fund Regular-Growth
: Recorded
14.31%
returns over 15 years.
Across the active lineup of
Bank of India Mutual Fund,
the cost structure varies significantly depending on the scheme category:
Highest Expense Ratio:
Bank of India Arbitrage Fund Regular-Growth
features an expense ratio of
2.93%.
Lowest Expense Ratio:
Bank of India Overnight Fund Direct-Growth
offers a lower expense ratio of
0.09%.
