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Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth
Debt
Moderate Risk
Latest AUM
₹ 14.2 Cr.
NAV as on 23 oct, 2026
₹ 14.84
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth
Inception Date
11 Mar 2019
Lock In
1825
Risk
Principal at moderate risk
Category Average Annual Returns
8.01
Portfolio Composition Analysis
Debt
51.89%
Cash
48.11%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Entities
Financial
Portfolio Updated on: 23 oct, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 43.46% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 43.86% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 43.86% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 44.54% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 44.48% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 44.57% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 45.42% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 45.97% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 42.95% |
| Chakan Vegoils Ltd. | Entities | GOI Securities | 17.86% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.17% |
| Standard Deviation | 1.34% |
| Sortino Ratio | 0.22% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | -0.47% | NA | 0.85% |
| 6 Months | 1.05% | NA | 4.31% |
| 9 Months | 1.79% | NA | 6.10% |
| 1 Year | 2.41% | 2.41% | 8.01% |
| 2 Years | 9.01% | 4.41% | 7.68% |
| 3 Years | 17.89% | 5.64% | 7.18% |
| 5 Years | 26.90% | 4.88% | 6.01% |
| 7 Years | 41.75% | 5.11% | NA |
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 11 Mar 2019, the fund aims Capital appreciation & income over long term to achieve retirement goals. investments in debt & money market instruments as well as equity and equity related securities. It manages assets worth ₹14.2 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.92%.
Harshil Suvarnkar has experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Short Term Fund Direct-growth | 270.7 | -0.54% | +0.30% | +2.16% | +4.22% | +7.46% | +10.70% |
| Bank Of India Short Term Fund Direct-growth | 270.7 | -0.54% | +0.30% | +2.16% | +4.22% | +7.46% | +10.70% |
| Bank Of India Short Term Income Fund Direct-growth | 270.7 | -0.54% | +0.30% | +2.16% | +4.22% | +7.46% | +10.70% |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | 270.7 | -0.54% | +0.30% | +2.16% | +4.22% | +7.46% | +10.70% |
| Bank Of India Short Term Fund Direct-idcw Monthly | 270.7 | -0.54% | +0.30% | +2.16% | +4.22% | +7.46% | +10.70% |
| Bank Of India Short Term Fund Direct-idcw Monthly | 270.7 | -0.54% | +0.30% | +2.16% | +4.22% | +7.46% | +10.70% |
| Bank Of India Short Term Income Fund Direct-idcw Quarterly | 270.7 | -0.54% | +0.30% | +2.16% | +4.22% | +7.46% | +10.70% |
| Bank Of India Short Term Fund Direct-idcw Quarterly | 270.7 | -0.54% | +0.30% | +2.16% | +4.22% | +7.46% | +10.70% |
| Bank Of India Short Term Fund Direct-idcw Quarterly | 270.7 | -0.54% | +0.30% | +2.16% | +4.22% | +7.46% | +10.70% |
| Bank Of India Short Term Fund Regular-growth | 270.7 | -0.59% | +0.15% | +1.84% | +3.60% | +6.86% | +10.15% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Aditya Birla Sun Life Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Short Term Fund Regular-growth | 5,792.7 | -0.50% | +0.05% | +1.91% | +3.88% | +6.75% | +6.02% |
| Aditya Birla Sun Life Short Term Direct Fund Direct-growth | 5,792.7 | -0.46% | +0.20% | +2.21% | +4.51% | +7.41% | +6.71% |
| Aditya Birla Sun Life Short Term Fund Regular-idcw | 5,792.7 | -0.50% | +0.05% | +1.91% | +3.88% | +6.75% | +6.02% |
| Aditya Birla Sun Life Short Term Direct Fund Direct-idcw | 5,792.7 | -0.46% | +0.20% | +2.21% | +4.51% | +7.41% | +6.71% |
| Aditya Birla Sun Life Short Term Direct Fund Direct-idcw Quarterly | 5,792.7 | -0.46% | +0.20% | +2.21% | +4.51% | +7.41% | +6.71% |
| Aditya Birla Sun Life Short Term Fund Regular-idcw Quarterly | 5,792.7 | -0.50% | +0.05% | +1.91% | +3.88% | +6.75% | +6.02% |
| Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-growth | 14.2 | -0.89% | -0.75% | +0.48% | +1.27% | +4.47% | +3.67% |
| Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-idcw | 14.2 | -0.80% | -0.47% | +1.05% | +2.41% | +5.64% | +4.88% |
| Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-idcw | 14.2 | -0.89% | -0.75% | +0.48% | +1.27% | +4.47% | +3.67% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Short Term Fund-growth | 19,174.7 | -0.67% | +0.06% | +1.83% | +4.19% | +6.84% | +6.27% |
| ICICI Prudential Short Term Fund Direct Plan-growth | 19,174.7 | -0.62% | +0.21% | +2.14% | +4.82% | +7.47% | +6.95% |
| ICICI Prudential Short Term Fund Direct Plan-idcw Monthly | 19,174.7 | -0.62% | +0.21% | +2.14% | +4.82% | +7.47% | +6.95% |
| ICICI Prudential Short Term Fund-idcw Monthly | 19,174.7 | -0.67% | +0.06% | +1.83% | +4.19% | +6.84% | +6.27% |
| HDFC Short Term Debt Fund Direct Plan-growth | 15,008.3 | -0.56% | +0.07% | +1.96% | +4.23% | +7.21% | +6.43% |
| HDFC Short Term Debt Fund-growth | 15,008.3 | -0.58% | -0.01% | +1.80% | +3.91% | +6.90% | +6.06% |
| HDFC Short Term Debt Fund Direct Plan-idcw | 15,008.3 | -0.56% | +0.07% | +1.96% | +4.23% | +7.21% | +6.43% |
| HDFC Short Term Debt Fund-idcw | 15,008.3 | -0.58% | -0.01% | +1.80% | +3.91% | +6.90% | +6.06% |
| HDFC Short Term Debt Fund-idcw Fortnightly | 15,008.3 | -0.58% | -0.01% | +1.80% | +3.91% | +6.90% | +6.06% |
| HDFC Short Term Debt Fund Direct Plan-idcw Fortnightly | 15,008.3 | -0.56% | +0.07% | +1.96% | +4.23% | +7.21% | +6.43% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Short Term Fund Direct-growth | ₹30.97 | +7.46% | +10.70% | — |
| Bank Of India Short Term Fund Direct-growth | ₹30.97 | +7.46% | +10.70% | — |
| Bank Of India Short Term Income Fund Direct-growth | ₹30.97 | +7.46% | +10.70% | — |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | ₹15.06 | +7.46% | +10.70% | — |
| Bank Of India Short Term Fund Direct-idcw Monthly | ₹15.06 | +7.46% | +10.70% | — |
| Bank Of India Short Term Fund Direct-idcw Monthly | ₹15.06 | +7.46% | +10.70% | — |
| Bank Of India Short Term Income Fund Direct-idcw Quarterly | ₹14.28 | +7.46% | +10.70% | — |
| Bank Of India Short Term Fund Direct-idcw Quarterly | ₹14.28 | +7.46% | +10.70% | — |
| Bank Of India Short Term Fund Direct-idcw Quarterly | ₹14.28 | +7.46% | +10.70% | — |
| Bank Of India Short Term Fund Regular-growth | ₹28.27 | +6.86% | +10.15% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 23 Oct 2026 | ₹14.84 |
| 22 Oct 2026 | ₹14.85 |
| 03 Aug 2026 | ₹14.95 |
| 31 Jul 2026 | ₹14.95 |
| 30 Jul 2026 | ₹14.94 |
| 29 Jul 2026 | ₹14.95 |
| 28 Jul 2026 | ₹14.95 |
| 27 Jul 2026 | ₹14.95 |
| 24 Jul 2026 | ₹14.92 |
| 23 Jul 2026 | ₹14.91 |
| 22 Jul 2026 | ₹14.92 |
| 21 Jul 2026 | ₹14.93 |
| 20 Jul 2026 | ₹14.93 |
| 17 Jul 2026 | ₹14.93 |
| 16 Jul 2026 | ₹14.93 |
| 15 Jul 2026 | ₹14.92 |
| 14 Jul 2026 | ₹14.91 |
| 13 Jul 2026 | ₹14.93 |
| 10 Jul 2026 | ₹14.94 |
| 09 Jul 2026 | ₹14.93 |
| 08 Jul 2026 | ₹14.92 |
| 07 Jul 2026 | ₹14.94 |
| 06 Jul 2026 | ₹14.94 |
| 03 Jul 2026 | ₹14.93 |
| 02 Jul 2026 | ₹14.93 |
| 01 Jul 2026 | ₹14.92 |
| 30 Jun 2026 | ₹14.92 |
| 29 Jun 2026 | ₹14.91 |
| 25 Jun 2026 | ₹14.90 |
| 24 Jun 2026 | ₹14.88 |
Portfolio Updated on: 24 Oct, 2026
Fund Growth & Size Analysis
+₹14.2 Cr
Since Launch
This Fund
Category Average
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Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth FAQ'S
- Sharpe Ratio: 0.17%
- Standard Deviation: 1.34%
- Sortino Ratio: 0.22%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth stand at approximately ₹ 14.2 crore.
The Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth has delivered the following short-term performance:
- 6 Months Return: 1.05%
The historical growth of the Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 5.64%
- 5 Year CAGR: 4.88%
- Return Since Launch: 5.32%
The portfolio of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth is distributed across different asset classes as follows:
- Debt Instruments: 51.89%
- Other Assets: 48.11%
The Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth is managed by Harshil Suvarnkar, representing Aditya Birla Sun Life Mutual Fund.
Top stock holdings of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth include:
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 43.46% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 43.86% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 43.86% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 44.54% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 44.48% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 44.57% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 45.42% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 45.97% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 42.95% of the portfolio
- 6.57 GOVT. STOCK 2033 05.12.2033 – represents 17.86% of the portfolio
Major sector exposures in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth are:
- Entities – accounts for 845.56% of the portfolio
- Financial – accounts for 85.91% of the portfolio
