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Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth
Debt
Moderate Risk
Latest AUM
₹ 14.0 Cr.
NAV as on 24 jul, 2026
₹ 14.92
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth
Inception Date
11 Mar 2019
Lock In
1825
Risk
Principal at moderate risk
Category Average Annual Returns
8.71
Portfolio Composition Analysis
Debt
51.89%
Cash
48.11%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Entities
Financial
Portfolio Updated on: 24 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 43.46% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 43.86% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 43.86% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 44.54% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 44.48% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 44.57% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 45.42% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 45.97% |
| CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 | Entities | GOI Securities | 42.95% |
| Chakan Vegoils Ltd. | Entities | GOI Securities | 17.86% |
Debt & Credit Risk Analysis
| Sharpe Ratio | -0.08% |
| Standard Deviation | 1.29% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.61% | NA | 1.00% |
| 6 Months | 2.31% | NA | 4.64% |
| 9 Months | 2.98% | NA | 6.61% |
| 1 Year | 3.83% | 3.83% | 8.71% |
| 2 Years | 11.79% | 5.73% | 8.38% |
| 3 Years | 19.17% | 6.02% | 7.90% |
| 5 Years | 29.15% | 5.25% | 6.75% |
| 7 Years | 44.51% | 5.40% | NA |
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 11 Mar 2019, the fund aims Capital appreciation & income over long term to achieve retirement goals. investments in debt & money market instruments as well as equity and equity related securities. It manages assets worth ₹14.0 crore as on Tue Mar 31, 2026. The expense ratio stands at 0.83%.
Harshil Suvarnkar has experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Short Term Income Fund Direct-growth | 277.8 | +0.51% | +1.89% | +3.06% | +5.36% | +7.63% | +10.77% |
| Bank Of India Short Term Income Fund Direct-growth | 277.8 | +0.51% | +1.89% | +3.06% | +5.36% | +7.63% | +10.77% |
| Bank Of India Short Term Income Fund Direct-growth | 277.8 | +0.51% | +1.89% | +3.06% | +5.36% | +7.63% | +10.77% |
| Bank Of India Short Term Income Fund Direct-growth | 277.8 | +0.51% | +1.89% | +3.06% | +5.36% | +7.63% | +10.77% |
| Bank Of India Short Term Income Fund Direct-growth | 277.8 | +0.51% | +1.89% | +3.06% | +5.36% | +7.63% | +10.77% |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | 277.8 | +0.51% | +1.89% | +3.06% | +5.36% | +7.63% | +10.77% |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | 277.8 | +0.51% | +1.89% | +3.06% | +5.36% | +7.63% | +10.77% |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | 277.8 | +0.51% | +1.89% | +3.06% | +5.36% | +7.63% | +10.77% |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | 277.8 | +0.51% | +1.89% | +3.06% | +5.36% | +7.63% | +10.77% |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | 277.8 | +0.51% | +1.89% | +3.06% | +5.36% | +7.63% | +10.77% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Aditya Birla Sun Life Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Short Term Fund Regular-growth | 6,500.8 | +0.58% | +1.87% | +3.04% | +5.13% | +7.07% | +6.25% |
| Aditya Birla Sun Life Short Term Direct Fund Direct-growth | 6,500.8 | +0.63% | +2.02% | +3.34% | +5.78% | +7.74% | +6.95% |
| Aditya Birla Sun Life Short Term Fund Regular-growth | 6,500.8 | +0.58% | +1.87% | +3.04% | +5.13% | +7.07% | +6.25% |
| Aditya Birla Sun Life Short Term Fund Regular-growth | 6,500.8 | +0.58% | +1.87% | +3.04% | +5.13% | +7.07% | +6.25% |
| Aditya Birla Sun Life Short Term Direct Fund Direct-growth | 6,500.8 | +0.63% | +2.02% | +3.34% | +5.78% | +7.74% | +6.95% |
| Aditya Birla Sun Life Short Term Direct Fund Direct-growth | 6,500.8 | +0.63% | +2.02% | +3.34% | +5.78% | +7.74% | +6.95% |
| Aditya Birla Sun Life Short Term Direct Fund Direct-growth | 6,500.8 | +0.63% | +2.02% | +3.34% | +5.78% | +7.74% | +6.95% |
| Aditya Birla Sun Life Short Term Fund Regular-growth | 6,500.8 | +0.58% | +1.87% | +3.04% | +5.13% | +7.07% | +6.25% |
| Aditya Birla Sun Life Short Term Direct Fund Direct-growth | 6,500.8 | +0.63% | +2.02% | +3.34% | +5.78% | +7.74% | +6.95% |
| Aditya Birla Sun Life Short Term Fund Regular-growth | 6,500.8 | +0.58% | +1.87% | +3.04% | +5.13% | +7.07% | +6.25% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Short Term Fund-growth | 20,688.4 | +0.41% | +1.82% | +3.11% | +5.54% | +7.29% | +6.56% |
| ICICI Prudential Short Term Fund Direct Plan-growth | 20,688.4 | +0.46% | +1.97% | +3.42% | +6.18% | +7.92% | +7.25% |
| ICICI Prudential Short Term Fund-growth | 20,688.4 | +0.41% | +1.82% | +3.11% | +5.54% | +7.29% | +6.56% |
| ICICI Prudential Short Term Fund Direct Plan-growth | 20,688.4 | +0.46% | +1.97% | +3.42% | +6.18% | +7.92% | +7.25% |
| ICICI Prudential Short Term Fund Direct Plan-growth | 20,688.4 | +0.46% | +1.97% | +3.42% | +6.18% | +7.92% | +7.25% |
| ICICI Prudential Short Term Fund-growth | 20,688.4 | +0.41% | +1.82% | +3.11% | +5.54% | +7.29% | +6.56% |
| ICICI Prudential Short Term Fund Direct Plan-idcw Monthly | 20,688.4 | +0.46% | +1.97% | +3.42% | +6.18% | +7.92% | +7.25% |
| ICICI Prudential Short Term Fund-idcw Monthly | 20,688.4 | +0.41% | +1.82% | +3.11% | +5.54% | +7.29% | +6.56% |
| ICICI Prudential Short Term Fund Direct Plan-idcw Monthly | 20,688.4 | +0.46% | +1.97% | +3.42% | +6.18% | +7.92% | +7.25% |
| ICICI Prudential Short Term Fund-idcw Monthly | 20,688.4 | +0.41% | +1.82% | +3.11% | +5.54% | +7.29% | +6.56% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Short Term Income Fund Direct-growth | ₹30.88 | +7.63% | +10.77% | — |
| Bank Of India Short Term Income Fund Direct-growth | ₹30.88 | +7.63% | +10.77% | — |
| Bank Of India Short Term Income Fund Direct-growth | ₹30.88 | +7.63% | +10.77% | — |
| Bank Of India Short Term Income Fund Direct-growth | ₹30.88 | +7.63% | +10.77% | — |
| Bank Of India Short Term Income Fund Direct-growth | ₹30.88 | +7.63% | +10.77% | — |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | ₹15.01 | +7.63% | +10.77% | — |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | ₹15.01 | +7.63% | +10.77% | — |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | ₹15.01 | +7.63% | +10.77% | — |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | ₹15.01 | +7.63% | +10.77% | — |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | ₹15.01 | +7.63% | +10.77% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 24 Jul 2026 | ₹14.92 |
| 23 Jul 2026 | ₹14.91 |
| 22 Jul 2026 | ₹14.92 |
| 21 Jul 2026 | ₹14.93 |
| 20 Jul 2026 | ₹14.93 |
| 17 Jul 2026 | ₹14.93 |
| 16 Jul 2026 | ₹14.93 |
| 15 Jul 2026 | ₹14.92 |
| 14 Jul 2026 | ₹14.91 |
| 13 Jul 2026 | ₹14.93 |
| 10 Jul 2026 | ₹14.94 |
| 09 Jul 2026 | ₹14.93 |
| 08 Jul 2026 | ₹14.92 |
| 07 Jul 2026 | ₹14.94 |
| 06 Jul 2026 | ₹14.94 |
| 03 Jul 2026 | ₹14.93 |
| 02 Jul 2026 | ₹14.93 |
| 01 Jul 2026 | ₹14.92 |
| 30 Jun 2026 | ₹14.92 |
| 29 Jun 2026 | ₹14.91 |
| 25 Jun 2026 | ₹14.90 |
| 24 Jun 2026 | ₹14.88 |
| 23 Jun 2026 | ₹14.86 |
| 22 Jun 2026 | ₹14.86 |
| 19 Jun 2026 | ₹14.86 |
| 18 Jun 2026 | ₹14.85 |
| 17 Jun 2026 | ₹14.83 |
| 15 Jun 2026 | ₹14.82 |
| 12 Jun 2026 | ₹14.81 |
| 11 Jun 2026 | ₹14.79 |
Portfolio Updated on: 25 Jul, 2026
Fund Growth & Size Analysis
+₹14.0 Cr
Since Launch
This Fund
Category Average
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Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth Returns Comparison
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Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth FAQ'S
- Sharpe Ratio: -0.08%
- Standard Deviation: 1.29%
As of Tue Mar 31, 2026, the total assets managed under Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth stand at approximately ₹ 14.0 crore.
The Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth has delivered the following short-term performance:
- 3 Months Return: 1.61%
- 6 Months Return: 2.31%
The historical growth of the Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 6.02%
- 5 Year CAGR: 5.25%
- Return Since Launch: 5.57%
The portfolio of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth is distributed across different asset classes as follows:
- Debt Instruments: 51.89%
- Other Assets: 48.11%
The Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth is managed by Harshil Suvarnkar, representing Aditya Birla Sun Life Mutual Fund.
Top stock holdings of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth include:
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 43.46% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 43.86% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 43.86% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 44.54% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 44.48% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 44.57% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 45.42% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 45.97% of the portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – represents 42.95% of the portfolio
- 6.57 GOVT. STOCK 2033 05.12.2033 – represents 17.86% of the portfolio
Major sector exposures in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth are:
- Entities – accounts for 709.89% of the portfolio
- Financial – accounts for 60.97% of the portfolio
