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Bandhan Retirement Fund Direct-idcw
Hybrid
Large Cap
Very High Risk
Latest AUM
₹ 182.8 Cr.
NAV as on 26 oct, 2026
₹ 12.67
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Bandhan Retirement Fund Direct-idcw
Inception Date
18 Oct 2023
Lock In
1825
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹200
STP Minimum Investment amount
₹500
Risk
Principal at very high risk
Category Average Annual Returns
2.84
Portfolio Composition Analysis
Equity
61.60%
Debt
21.86%
Cash
16.54%
Portfolio Updated on: 11 Jul, 2026
Sector Allocations
Equity
Debt
Financial
Technology
Energy & Utilities
Consumer Discretionary
Industrials
Materials
Healthcare
Consumer Staples
Portfolio Updated on: 26 oct, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 22.20% |
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 21.66% |
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 21.66% |
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 21.37% |
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 21.29% |
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 21.29% |
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 21.86% |
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 21.86% |
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 22.09% |
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 21.59% |
Debt & Credit Risk Analysis
| Beta | 1.07% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | -2.98% | NA | 2.67% |
| 6 Months | -1.71% | NA | 10.68% |
| 9 Months | -2.31% | NA | 5.10% |
| 1 Year | -4.00% | -4.00% | 2.84% |
| 2 Years | 3.33% | 1.65% | 17.05% |
| 3 Years | 29.61% | 9.03% | 16.22% |
Bandhan Retirement Fund Direct-idcw is one Hybrid mutual fund offered by Bandhan Mutual Fund. Launched on 18 Oct 2023, the fund aims Capital appreciation and income generation over long term. A hybrid scheme with investment in equity and equity related instruments as well as debt and money market instruments. It manages assets worth ₹182.8 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.94%.
Viraj Kulkarni has experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).
Brijesh Shah has experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Gaurav Satra has experience Prior to joining Bandhan Mutual Fund, he has worked with various Consultancy Firms as a CA
Vishal Biraia has experience Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.
Ritika Behera has experience Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.
Gautam Kaul has experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Bandhan Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bandhan Aggressive Hybrid Fund Regular-growth | 2,184.4 | -3.07% | -2.31% | +1.13% | -0.80% | +12.59% | +8.72% |
| Bandhan Aggressive Hybrid Fund Direct-growth | 2,184.4 | -2.96% | -1.96% | +1.85% | +0.62% | +14.12% | +10.17% |
| Bandhan Aggressive Hybrid Fund Regular-idcw | 2,184.4 | -3.07% | -2.31% | +1.13% | -0.80% | +12.59% | +8.72% |
| Bandhan Aggressive Hybrid Fund Direct-idcw | 2,184.4 | -2.96% | -1.96% | +1.85% | +0.62% | +14.12% | +10.17% |
| Bandhan Retirement Fund Regular-growth | 182.8 | -1.93% | -3.39% | -2.52% | -5.56% | +7.24% | — |
| Bandhan Retirement Fund Direct-growth | 182.8 | -1.80% | -2.98% | -1.71% | -4.00% | +9.03% | — |
| Bandhan Retirement Fund Regular-idcw | 182.8 | -1.93% | -3.39% | -2.52% | -5.56% | +7.24% | — |
| Bandhan Aggressive Hybrid Passive Fof Regular-growth | 21.4 | -5.34% | -6.12% | -2.72% | -1.34% | +10.63% | +7.59% |
| Bandhan Aggressive Hybrid Passive Fof Direct Plan-growth | 21.4 | -5.33% | -6.07% | -2.57% | -0.97% | +11.32% | +8.30% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Equity Hybrid Fund-growth | 85,633.5 | -2.95% | -4.01% | -2.43% | -3.52% | +10.96% | +7.68% |
| SBI Equity Hybrid Fund Direct Plan-growth | 85,633.5 | -2.89% | -3.85% | -2.12% | -2.89% | +11.70% | +8.41% |
| SBI Equity Hybrid Fund Direct Plan-idcw | 85,633.5 | -2.89% | -3.85% | -2.12% | -2.89% | +11.70% | +8.41% |
| SBI Equity Hybrid Fund-idcw | 85,633.5 | -2.95% | -4.01% | -2.43% | -3.52% | +10.96% | +7.68% |
| ICICI Prudential Equity & Debt Fund-growth | 51,480.5 | -3.81% | -4.61% | -3.57% | -5.95% | +11.69% | +11.38% |
| ICICI Prudential Equity & Debt Fund Direct-growth | 51,480.5 | -3.76% | -4.48% | -3.31% | -5.42% | +12.35% | +12.02% |
| ICICI Prudential Equity & Debt Fund-idcw Half Yearly | 51,480.5 | -3.81% | -4.61% | -3.57% | -5.95% | +11.69% | +11.38% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Half Yearly | 51,480.5 | -3.76% | -4.48% | -3.31% | -5.42% | +12.35% | +12.02% |
| ICICI Prudential Aggressive Hybrid Fund-idcw Monthly | 51,480.5 | -3.81% | -4.61% | -3.57% | -5.95% | +11.69% | +11.38% |
| ICICI Prudential Aggressive Hybrid Fund Direct-idcw Monthly | 51,480.5 | -3.76% | -4.48% | -3.31% | -5.42% | +12.35% | +12.02% |
Top funds are based on Fund AUM
Top Hybrid Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Mid & Small Cap Equity & Debt Fund Direct-growth | ₹44.73 | +15.91% | +13.32% | — |
| Bank Of India Mid & Small Cap Equity & Debt Fund Direct-idcw | ₹34.11 | +15.91% | +13.32% | — |
| Icici Prudential Retirement Fund - Hybrid Aggressive Plan Direct-growth | ₹28.87 | +16.37% | +12.68% | — |
| Icici Prudential Retirement Fund - Hybrid Aggressive Plan Direct-idcw | ₹28.87 | +16.37% | +12.68% | — |
| Icici Prudential Equity & Debt Fund Direct-growth | ₹428.83 | +12.35% | +12.02% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Half Yearly | ₹26.59 | +12.35% | +12.02% | — |
| Icici Prudential Aggressive Hybrid Fund Direct-idcw Monthly | ₹66.57 | +12.35% | +12.02% | — |
| Icici Prudential Aggressive Hybrid Fund Direct-idcw Monthly | ₹66.57 | +12.35% | +12.02% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Monthly | ₹66.57 | +12.35% | +12.02% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Yearly | ₹25.16 | +12.35% | +12.02% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 26 Oct 2026 | ₹12.67 |
| 23 Oct 2026 | ₹12.63 |
| 22 Oct 2026 | ₹12.67 |
| 03 Aug 2026 | ₹13.41 |
| 31 Jul 2026 | ₹13.29 |
| 30 Jul 2026 | ₹13.27 |
| 29 Jul 2026 | ₹13.26 |
| 28 Jul 2026 | ₹13.15 |
| 27 Jul 2026 | ₹13.16 |
| 24 Jul 2026 | ₹13.06 |
| 23 Jul 2026 | ₹13.09 |
| 22 Jul 2026 | ₹13.15 |
| 21 Jul 2026 | ₹13.23 |
| 20 Jul 2026 | ₹13.23 |
| 17 Jul 2026 | ₹13.24 |
| 16 Jul 2026 | ₹13.23 |
| 15 Jul 2026 | ₹13.22 |
| 14 Jul 2026 | ₹13.19 |
| 13 Jul 2026 | ₹13.24 |
| 10 Jul 2026 | ₹13.25 |
| 09 Jul 2026 | ₹13.18 |
| 08 Jul 2026 | ₹13.12 |
| 07 Jul 2026 | ₹13.27 |
| 06 Jul 2026 | ₹13.27 |
| 03 Jul 2026 | ₹13.20 |
| 02 Jul 2026 | ₹13.22 |
| 01 Jul 2026 | ₹13.15 |
| 30 Jun 2026 | ₹13.12 |
| 29 Jun 2026 | ₹13.12 |
| 25 Jun 2026 | ₹13.13 |
Portfolio Updated on: 27 Oct, 2026
Fund Growth & Size Analysis
+₹182.8 Cr
Since Launch
This Fund
Category Average
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Bandhan Retirement Fund Direct-idcw Returns Comparison
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Bandhan Retirement Fund Direct-idcw FAQ'S
- Beta: 1.07%
As of Tue Jun 30, 2026, the total assets managed under Bandhan Retirement Fund Direct-idcw stand at approximately ₹ 182.8 crore.
The historical growth of the Bandhan Retirement Fund Direct-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 9.03%
- Return Since Launch: 8.17%
The portfolio of Bandhan Retirement Fund Direct-idcw is distributed across different asset classes as follows:
- Equity: 61.60%
- Debt Instruments: 21.86%
- Other Assets: 16.54%
The Bandhan Retirement Fund Direct-idcw is managed by Gautam Kaul, representing Bandhan Mutual Fund.
The Bandhan Retirement Fund Direct-idcw investments are allocated across market caps in the following manner:
- Large Cap Stocks: 78.58%
- Mid Cap Stocks: 14.82%
- Small Cap Stocks: 6.60%
Top stock holdings of Bandhan Retirement Fund Direct-idcw include:
- GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – represents 22.20% of the portfolio
- GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – represents 21.66% of the portfolio
- GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – represents 21.66% of the portfolio
- GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – represents 21.37% of the portfolio
- GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – represents 21.29% of the portfolio
- GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – represents 21.29% of the portfolio
- GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – represents 21.86% of the portfolio
- GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – represents 21.86% of the portfolio
- GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – represents 22.09% of the portfolio
- GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – represents 21.59% of the portfolio
Major sector exposures in Bandhan Retirement Fund Direct-idcw are:
- Financial – accounts for 308.92% of the portfolio
- Entities – accounts for 302.99% of the portfolio
- Technology – accounts for 193.95% of the portfolio
- Energy & Utilities – accounts for 94.01% of the portfolio
- Consumer Discretionary – accounts for 89.69% of the portfolio
