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Bank Of India Elss Tax Saver Fund Regular-idcw
Equity
Large Cap
Very High Risk
Latest AUM
₹ 1,406.1 Cr.
NAV as on 03 aug, 2026
₹ 31.94
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Bank Of India Elss Tax Saver Fund Regular-idcw
Inception Date
25 Feb 2009
Lock In
1095
Risk
Principal at very high risk
Portfolio Composition Analysis
Equity
91.63%
Debt
1.14%
Cash
7.23%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Equity
Debt
Financial
Industrials
Materials
Consumer Discretionary
Energy & Utilities
Healthcare
Consumer Staples
Technology
Real Estate
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Vedanta Ltd | Materials | Equity | 6.09% |
| Vedanta Ltd | Materials | Equity | 5.26% |
| Vedanta Ltd | Materials | Equity | 5.26% |
| State Bank of India | Financial | Equity | 5.21% |
| Vedanta Ltd | Materials | Equity | 4.92% |
| Vedanta Ltd | Materials | Equity | 4.92% |
| Vedanta Ltd | Materials | Equity | 4.78% |
| State Bank of India | Financial | Equity | 4.67% |
| State Bank of India | Financial | Equity | 4.67% |
| State Bank of India | Financial | Equity | 4.65% |
Debt & Credit Risk Analysis
| Alpha | 0.38% |
| Beta | 1.07% |
| R2 | 0.85% |
| Sharpe Ratio | 0.43% |
| Standard Deviation | 17.71% |
| Sortino Ratio | 0.62% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.83% | NA | 4.24% |
| 6 Months | 3.79% | NA | 14.52% |
| 9 Months | 1.28% | NA | 4.01% |
| 1 Year | 6.34% | 6.34% | -0.98% |
| 2 Years | -4.27% | -2.16% | 18.41% |
| 3 Years | 45.98% | 13.44% | 19.38% |
| 5 Years | 71.33% | 11.37% | 26.51% |
| 7 Years | 247.79% | 19.49% | NA |
| 10 Years | 317.40% | 15.36% | NA |
Bank Of India Elss Tax Saver Fund Regular-idcw is one Equity mutual fund offered by Bank of India Mutual Fund. Launched on 25 Feb 2009, the fund aims Long-term capital growth, investment in equity &equity related securities of companies saving schemes) across market capitalisations. It manages assets worth ₹1,406.1 crore as on Tue Jun 30, 2026. The expense ratio stands at 2.31%.
Alok Singh has experience Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Bank of India Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Elss Tax Saver Fund Regular-growth | 1,406.1 | +0.42% | +1.83% | +3.79% | +6.34% | +13.44% | +11.37% |
| Bank Of India Elss Tax Saver Direct-growth | 1,406.1 | +0.52% | +2.16% | +4.43% | +7.66% | +14.74% | +12.63% |
| Bank Of India Elss Tax Saver Fund Direct-idcw | 1,406.1 | +0.52% | +2.16% | +4.43% | +7.66% | +14.74% | +12.63% |
| Bank Of India Midcap Tax Fund Series 1 Regular-growth | 65.1 | +2.35% | +5.45% | +13.53% | +11.41% | +16.14% | +12.20% |
| Bank Of India Midcap Tax Fund Series 1 Direct-growth | 65.1 | +2.40% | +5.53% | +13.68% | +11.75% | +16.15% | +12.44% |
| Bank Of India Midcap Tax Fund Series 1 Regular-idcw | 65.1 | +2.35% | +5.45% | +13.53% | +11.41% | +16.14% | +12.20% |
| Bank Of India Midcap Tax Fund Series 1 Direct-idcw | 65.1 | +2.40% | +5.53% | +13.68% | +11.75% | +16.15% | +12.44% |
| Bank Of India Midcap Tax Fund Series 2 Regular-growth | 32.5 | +2.34% | +6.22% | +10.82% | +8.67% | +15.77% | +11.25% |
| Bank Of India Midcap Tax Fund Series 2 Direct-growth | 32.5 | +2.36% | +6.30% | +10.96% | +8.89% | +15.67% | +11.48% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Elss Tax Saver Fund-growth | 31,869.3 | +3.61% | +7.49% | +3.56% | +4.82% | +12.13% | +7.52% |
| Axis Elss Tax Saver Direct Plan-growth | 31,869.3 | +3.67% | +7.69% | +3.93% | +5.58% | +12.95% | +8.34% |
| Axis Elss Tax Saver Direct Plan-idcw | 31,869.3 | +3.67% | +7.69% | +3.93% | +5.58% | +12.95% | +8.34% |
| Axis Elss Tax Saver Fund-idcw | 31,869.3 | +3.61% | +7.49% | +3.56% | +4.82% | +12.13% | +7.52% |
| SBI Elss Tax Saver Fund Direct-growth | 31,839.3 | +1.30% | +4.14% | -0.21% | +4.05% | +17.55% | +16.82% |
| SBI Elss Tax Saver Fund Regular-growth | 31,839.3 | +1.25% | +3.97% | -0.53% | +3.39% | +16.78% | +16.06% |
| SBI Elss Tax Saver Fund Regular-idcw | 31,839.3 | +1.25% | +3.97% | -0.53% | +3.39% | +16.78% | +16.06% |
| SBI Elss Tax Saver Fund Direct Plan-idcw | 31,839.3 | +1.30% | +4.14% | -0.21% | +4.05% | +17.55% | +16.82% |
| Mirae Asset Elss Tax Saver Fund Direct-growth | 26,049.1 | +1.64% | +7.22% | +2.97% | +8.07% | +15.01% | +13.07% |
| Mirae Asset Elss Tax Saver Fund Regular-growth | 26,049.1 | +1.56% | +6.95% | +2.48% | +7.03% | +13.90% | +11.89% |
Top funds are based on Fund AUM
Top Equity Funds
| Fund name | ||||
|---|---|---|---|---|
| Sundaram Long Term Tax Advantage Fund Series Iv Direct-growth | ₹37.99 | +16.52% | +18.20% | — |
| Sundaram Long Term Tax Advantage Fund Series Iv Direct-idcw | ₹34.91 | +16.52% | +18.20% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Direct-growth | ₹33.04 | +16.29% | +17.99% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Direct-idcw | ₹31.45 | +16.29% | +17.99% | — |
| Sundaram Long Term Tax Advantage Fund Series Iv Regular-growth | ₹37.18 | +16.28% | +17.96% | — |
| Sundaram Long Term Tax Advantage Fund Series Iv Regular-idcw | ₹34.12 | +16.28% | +17.96% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Regular-growth | ₹31.93 | +16.03% | +17.72% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Regular-idcw | ₹30.35 | +16.03% | +17.72% | — |
| Motilal Oswal Elss Tax Saver Fund Direct-growth | ₹63.90 | +22.44% | +17.43% | — |
| Motilal Oswal Elss Tax Saver Fund Direct-idcw | ₹39.50 | +22.44% | +17.43% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹31.94 |
| 31 Jul 2026 | ₹31.47 |
| 30 Jul 2026 | ₹31.30 |
| 29 Jul 2026 | ₹31.38 |
| 28 Jul 2026 | ₹31.23 |
| 27 Jul 2026 | ₹31.39 |
| 24 Jul 2026 | ₹31.21 |
| 23 Jul 2026 | ₹31.32 |
| 22 Jul 2026 | ₹31.52 |
| 21 Jul 2026 | ₹31.82 |
| 20 Jul 2026 | ₹31.79 |
| 17 Jul 2026 | ₹31.76 |
| 16 Jul 2026 | ₹31.63 |
| 15 Jul 2026 | ₹31.68 |
| 14 Jul 2026 | ₹31.52 |
| 13 Jul 2026 | ₹31.73 |
| 10 Jul 2026 | ₹31.68 |
| 09 Jul 2026 | ₹31.31 |
| 08 Jul 2026 | ₹31.11 |
| 07 Jul 2026 | ₹31.60 |
| 06 Jul 2026 | ₹31.89 |
| 03 Jul 2026 | ₹31.81 |
| 02 Jul 2026 | ₹31.91 |
| 01 Jul 2026 | ₹31.74 |
| 30 Jun 2026 | ₹31.60 |
| 29 Jun 2026 | ₹31.53 |
| 25 Jun 2026 | ₹31.70 |
| 24 Jun 2026 | ₹31.81 |
| 23 Jun 2026 | ₹31.81 |
| 22 Jun 2026 | ₹32.20 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹1,406.1 Cr
Since Launch
This Fund
Category Average
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Bank Of India Elss Tax Saver Fund Regular-idcw Returns Comparison
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Bank Of India Elss Tax Saver Fund Regular-idcw FAQ'S
- Sharpe Ratio: 0.43%
- Standard Deviation: 17.71%
- Beta: 1.07%
- Alpha: 0.38%
- R-squared: 0.85%
- Information Ratio: 0.12%
- Sortino Ratio: 0.62%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Bank Of India Elss Tax Saver Fund Regular-idcw stand at approximately ₹ 1,406.1 crore.
The Bank Of India Elss Tax Saver Fund Regular-idcw has delivered the following short-term performance:
- 3 Months Return: 1.83%
- 6 Months Return: 3.79%
The historical growth of the Bank Of India Elss Tax Saver Fund Regular-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 13.44%
- 5 Year CAGR: 11.37%
- Return Since Launch: 17.46%
The portfolio of Bank Of India Elss Tax Saver Fund Regular-idcw is distributed across different asset classes as follows:
- Equity: 91.63%
- Debt Instruments: 1.14%
- Other Assets: 7.23%
The Bank Of India Elss Tax Saver Fund Regular-idcw is managed by Alok Singh, representing Bank of India Mutual Fund.
The Bank Of India Elss Tax Saver Fund Regular-idcw investments are allocated across market caps in the following manner:
- Large Cap Stocks: 60.34%
- Mid Cap Stocks: 14.91%
- Small Cap Stocks: 24.75%
Top stock holdings of Bank Of India Elss Tax Saver Fund Regular-idcw include:
- Vedanta Ltd – represents 6.09% of the portfolio
- Vedanta Ltd – represents 5.26% of the portfolio
- Vedanta Ltd – represents 5.26% of the portfolio
- State Bank of India – represents 5.21% of the portfolio
- Vedanta Ltd – represents 4.92% of the portfolio
- Vedanta Ltd – represents 4.92% of the portfolio
- Vedanta Ltd – represents 4.78% of the portfolio
- State Bank of India – represents 4.67% of the portfolio
- State Bank of India – represents 4.67% of the portfolio
- State Bank of India – represents 4.65% of the portfolio
Major sector exposures in Bank Of India Elss Tax Saver Fund Regular-idcw are:
- Financial – accounts for 314.21% of the portfolio
- Industrials – accounts for 178.21% of the portfolio
- Materials – accounts for 150.05% of the portfolio
- Consumer Discretionary – accounts for 116.19% of the portfolio
- Energy & Utilities – accounts for 101.90% of the portfolio
