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Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw
Hybrid
Small Cap
Very High Risk
Latest AUM
₹ 1,695.3 Cr.
NAV as on 03 aug, 2026
₹ 34.01
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw
Inception Date
20 Jul 2016
Lock In
No Lock-in
Risk
Principal at very high risk
Category Average Annual Returns
2.84
Portfolio Composition Analysis
Equity
76.15%
Debt
20.86%
Cash
2.99%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Equity
Debt
Financial
Materials
Industrials
Healthcare
Consumer Discretionary
Technology
Consumer Staples
Energy & Utilities
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Hindustan Copper Ltd | Materials | Equity | 4.23% |
| Hindustan Copper Ltd | Materials | Equity | 3.66% |
| Jindal Stainless Ltd | Materials | Equity | 3.52% |
| Indian Bank | Financial | Equity | 3.46% |
| Coforge Ltd | Technology | Equity | 3.63% |
| Indian Bank | Financial | Equity | 3.33% |
| Indian Bank | Financial | Equity | 3.33% |
| Jindal Stainless Ltd | Materials | Equity | 3.30% |
| Jindal Stainless Ltd | Materials | Equity | 3.30% |
| Indian Bank | Financial | Equity | 3.27% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.70% |
| Standard Deviation | 15.80% |
| Sortino Ratio | 0.96% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 5.67% | NA | 2.67% |
| 6 Months | 11.32% | NA | 10.68% |
| 9 Months | 9.42% | NA | 5.10% |
| 1 Year | 12.34% | 12.34% | 2.84% |
| 2 Years | 9.73% | 4.75% | 17.05% |
| 3 Years | 61.60% | 17.35% | 16.22% |
| 5 Years | 90.10% | 13.71% | 18.30% |
| 7 Years | 287.28% | 21.34% | NA |
| 10 Years | 318.12% | 15.38% | 12.71% |
Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw is one Hybrid mutual fund offered by Bank of India Mutual Fund. Launched on 20 Jul 2016, the fund aims Long term capital appreciation and income distribution. Equity fund investing in mid cap & small cap equity and equity related securities (not part of the top 100 stocks by market capitalization) as well as fixed income securities. It manages assets worth ₹1,695.3 crore as on Tue Jun 30, 2026. The expense ratio stands at 2.29%.
Alok Singh has experience Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Bank of India Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Mid & Small Cap Equity & Debt Fund Direct-growth | 1,695.3 | +1.48% | +6.03% | +12.06% | +13.86% | +18.82% | +14.99% |
| Bank Of India Mid & Small Cap Equity & Debt Fund Regular-growth | 1,695.3 | +1.37% | +5.67% | +11.32% | +12.34% | +17.35% | +13.71% |
| Bank Of India Mid & Small Cap Equity & Debt Fund Direct-idcw | 1,695.3 | +1.48% | +6.03% | +12.06% | +13.86% | +18.82% | +14.99% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Equity Hybrid Fund Direct Plan-growth | 85,633.5 | +1.93% | +4.83% | +5.51% | +8.73% | +14.22% | +11.66% |
| SBI Equity Hybrid Fund-growth | 85,633.5 | +1.87% | +4.66% | +5.18% | +8.03% | +13.46% | +10.91% |
| SBI Equity Hybrid Fund-idcw | 85,633.5 | +1.87% | +4.66% | +5.18% | +8.03% | +13.46% | +10.91% |
| SBI Equity Hybrid Fund Direct Plan-idcw | 85,633.5 | +1.93% | +4.83% | +5.51% | +8.73% | +14.22% | +11.66% |
| ICICI Prudential Equity & Debt Fund-growth | 51,480.5 | +1.33% | +3.32% | +1.21% | +6.64% | +15.09% | +15.98% |
| ICICI Prudential Equity & Debt Fund Direct-growth | 51,480.5 | +1.38% | +3.46% | +1.49% | +7.26% | +15.77% | +16.65% |
| ICICI Prudential Equity & Debt Fund-idcw Half Yearly | 51,480.5 | +1.33% | +3.32% | +1.21% | +6.64% | +15.09% | +15.98% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Half Yearly | 51,480.5 | +1.38% | +3.46% | +1.49% | +7.26% | +15.77% | +16.65% |
| ICICI Prudential Equity & Debt Fund-idcw Monthly | 51,480.5 | +1.33% | +3.32% | +1.21% | +6.64% | +15.09% | +15.98% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Monthly | 51,480.5 | +1.38% | +3.46% | +1.49% | +7.26% | +15.77% | +16.65% |
Top funds are based on Fund AUM
Top Hybrid Funds
| Fund name | ||||
|---|---|---|---|---|
| Icici Prudential Retirement Fund - Hybrid Aggressive Plan Direct-growth | ₹31.82 | +19.82% | +16.71% | — |
| Icici Prudential Retirement Fund - Hybrid Aggressive Plan Direct-idcw | ₹31.83 | +19.82% | +16.71% | — |
| Icici Prudential Equity & Debt Fund Direct-growth | ₹461.13 | +15.77% | +16.65% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Half Yearly | ₹29.88 | +15.77% | +16.65% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Monthly | ₹72.08 | +15.77% | +16.65% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Yearly | ₹29.48 | +15.77% | +16.65% | — |
| Icici Prudential Equity & Debt Fund-growth | ₹413.12 | +15.09% | +15.98% | — |
| Icici Prudential Equity & Debt Fund-idcw Half Yearly | ₹26.15 | +15.09% | +15.98% | — |
| Icici Prudential Equity & Debt Fund-idcw Monthly | ₹44.09 | +15.09% | +15.98% | — |
| Icici Prudential Equity & Debt Fund-idcw Yearly | ₹26.29 | +15.09% | +15.98% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹34.01 |
| 31 Jul 2026 | ₹33.65 |
| 30 Jul 2026 | ₹33.49 |
| 29 Jul 2026 | ₹33.64 |
| 28 Jul 2026 | ₹33.52 |
| 27 Jul 2026 | ₹33.90 |
| 24 Jul 2026 | ₹33.71 |
| 23 Jul 2026 | ₹33.67 |
| 22 Jul 2026 | ₹33.90 |
| 21 Jul 2026 | ₹34.07 |
| 20 Jul 2026 | ₹33.95 |
| 17 Jul 2026 | ₹33.84 |
| 16 Jul 2026 | ₹33.99 |
| 15 Jul 2026 | ₹34.07 |
| 14 Jul 2026 | ₹33.92 |
| 13 Jul 2026 | ₹34.05 |
| 10 Jul 2026 | ₹33.95 |
| 09 Jul 2026 | ₹33.66 |
| 08 Jul 2026 | ₹33.23 |
| 07 Jul 2026 | ₹33.72 |
| 06 Jul 2026 | ₹33.94 |
| 03 Jul 2026 | ₹33.80 |
| 02 Jul 2026 | ₹33.90 |
| 01 Jul 2026 | ₹33.78 |
| 30 Jun 2026 | ₹33.78 |
| 29 Jun 2026 | ₹33.84 |
| 25 Jun 2026 | ₹33.97 |
| 24 Jun 2026 | ₹34.04 |
| 23 Jun 2026 | ₹34.17 |
| 22 Jun 2026 | ₹34.34 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹1,695.3 Cr
Since Launch
This Fund
Category Average
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Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw Returns Comparison
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Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw FAQ'S
- Sharpe Ratio: 0.70%
- Standard Deviation: 15.80%
- Sortino Ratio: 0.96%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw stand at approximately ₹ 1,695.3 crore.
The Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw has delivered the following short-term performance:
- 3 Months Return: 5.67%
- 6 Months Return: 11.32%
The historical growth of the Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 17.35%
- 5 Year CAGR: 13.71%
- Return Since Launch: 15.44%
The portfolio of Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw is distributed across different asset classes as follows:
- Equity: 76.15%
- Debt Instruments: 20.86%
- Other Assets: 2.99%
The Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw is managed by Alok Singh, representing Bank of India Mutual Fund.
The Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw investments are allocated across market caps in the following manner:
- Large Cap Stocks: 2.56%
- Mid Cap Stocks: 57.68%
- Small Cap Stocks: 39.76%
Top stock holdings of Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw include:
- Hindustan Copper Ltd – represents 4.23% of the portfolio
- Hindustan Copper Ltd – represents 3.66% of the portfolio
- Jindal Stainless Ltd – represents 3.52% of the portfolio
- Indian Bank – represents 3.46% of the portfolio
- Coforge Ltd – represents 3.63% of the portfolio
- Indian Bank – represents 3.33% of the portfolio
- Indian Bank – represents 3.33% of the portfolio
- Jindal Stainless Ltd – represents 3.30% of the portfolio
- Jindal Stainless Ltd – represents 3.30% of the portfolio
- Indian Bank – represents 3.27% of the portfolio
Major sector exposures in Bank Of India Mid & Small Cap Equity & Debt Fund Regular-idcw are:
- Financial – accounts for 281.13% of the portfolio
- Materials – accounts for 166.02% of the portfolio
- Industrials – accounts for 134.70% of the portfolio
- Healthcare – accounts for 107.82% of the portfolio
- Consumer Discretionary – accounts for 80.18% of the portfolio
