Grow Your Wealth
with Mutual Funds
Franklin India Retirement Fund Regular-idcw
Hybrid
Large Cap
Moderately High Risk
Latest AUM
₹ 495.8 Cr.
NAV as on 03 aug, 2026
₹ 16.74
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Franklin India Retirement Fund Regular-idcw
Inception Date
31 Mar 1997
Lock In
1825
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at moderately high risk
Category Average Annual Returns
3.64
Portfolio Composition Analysis
Equity
31.56%
Debt
59.95%
Cash
8.50%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Equity
Debt
Financial
Consumer Staples
Entities
Technology
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 9.66% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 9.66% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 9.20% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 9.56% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 9.24% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 9.44% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 9.64% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 9.00% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 9.14% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 8.93% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.30% |
| Standard Deviation | 5.98% |
| Sortino Ratio | 0.39% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.52% | NA | 1.08% |
| 6 Months | 0.37% | NA | 6.79% |
| 9 Months | -0.69% | NA | 4.32% |
| 1 Year | 1.04% | 1.04% | 3.64% |
| 2 Years | 5.27% | 2.60% | 11.84% |
| 3 Years | 26.18% | 8.06% | 11.06% |
| 5 Years | 41.37% | 7.17% | 11.63% |
| 7 Years | 73.84% | 8.22% | NA |
| 10 Years | 103.62% | 7.37% | 8.65% |
Franklin India Retirement Fund Regular-idcw is one Hybrid mutual fund offered by Franklin Templeton Mutual Fund. Launched on 31 Mar 1997, the fund aims Long term capital appreciation. A retirement fund investing upto 40% in equities and balance in fixed income instruments. It manages assets worth ₹495.8 crore as on Tue Jun 30, 2026. The expense ratio stands at 2.21%.
Ajay Argal has experience Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Baring Asset Management (Asia) Ltd., Aditya Birla Sunlife Mutual Fund and UTI AMC where he handled various aspects of investments function including managing offshore funds, equity funds, balanced funds, equity research & equity dealing.
Anuj Tagra has experience Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.
Pallab Roy has experience He has been associated with Franklin Templeton Investments since 2001.
Rajasa Kakulavarapu has experience Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Retirement Fund Direct | 4,698.3 | +0.97% | +3.46% | +1.23% | +4.06% | +10.25% | +10.03% |
| UTI Retirement Fund Regular Plan | 4,698.3 | +0.93% | +3.32% | +0.96% | +3.49% | +9.58% | +9.33% |
| Franklin India Retirement Fund Direct-growth | 495.8 | +0.68% | +2.71% | +0.73% | +1.81% | +8.89% | +8.00% |
| Franklin India Retirement Fund Direct-idcw | 495.8 | +0.68% | +2.71% | +0.73% | +1.81% | +8.89% | +8.00% |
| UTI Children's Hybrid Fund-direct Plan | 4,388.4 | +1.11% | +3.86% | +1.66% | +2.29% | +7.97% | +7.55% |
| UTI Children's Hybrid Fund-regular Plan | 4,388.4 | +1.09% | +3.81% | +1.58% | +2.13% | +7.77% | +7.33% |
| Franklin India Retirement Fund Regular-growth | 495.8 | +0.62% | +2.52% | +0.37% | +1.04% | +8.06% | +7.17% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Franklin Templeton Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Franklin India Retirement Fund Regular-growth | 495.8 | +0.62% | +2.52% | +0.37% | +1.04% | +8.06% | +7.17% |
| Franklin India Retirement Fund Direct-growth | 495.8 | +0.68% | +2.71% | +0.73% | +1.81% | +8.89% | +8.00% |
| Franklin India Retirement Fund Direct-idcw | 495.8 | +0.68% | +2.71% | +0.73% | +1.81% | +8.89% | +8.00% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Retirement Fund Regular Plan | 4,698.3 | +0.93% | +3.32% | +0.96% | +3.49% | +9.58% | +9.33% |
| UTI Retirement Fund Direct | 4,698.3 | +0.97% | +3.46% | +1.23% | +4.06% | +10.25% | +10.03% |
| UTI Children's Hybrid Fund-direct Plan | 4,388.4 | +1.11% | +3.86% | +1.66% | +2.29% | +7.97% | +7.55% |
| UTI Children's Hybrid Fund-regular Plan | 4,388.4 | +1.09% | +3.81% | +1.58% | +2.13% | +7.77% | +7.33% |
| 360 One Balanced Hybrid Fund Direct-growth | 743.0 | +1.19% | +6.26% | +5.76% | +7.49% | — | — |
| 360 One Balanced Hybrid Fund Regular-growth | 743.0 | +1.06% | +5.83% | +4.95% | +5.88% | — | — |
| 360 One Balanced Hybrid Fund Regular-idcw | 743.0 | +1.06% | +5.83% | +4.95% | +5.88% | — | — |
| 360 One Balanced Hybrid Fund Direct-idcw | 743.0 | +1.19% | +6.26% | +5.76% | +7.49% | — | — |
| Franklin India Retirement Fund Direct-growth | 495.8 | +0.68% | +2.71% | +0.73% | +1.81% | +8.89% | +8.00% |
| Franklin India Retirement Fund Regular-growth | 495.8 | +0.62% | +2.52% | +0.37% | +1.04% | +8.06% | +7.17% |
Top funds are based on Fund AUM
Top Hybrid Funds
| Fund name | ||||
|---|---|---|---|---|
| Uti Retirement Fund Direct | ₹55.59 | +10.25% | +10.03% | — |
| Uti Retirement Fund Regular Plan | ₹51.21 | +9.58% | +9.33% | — |
| Franklin India Retirement Fund Direct-growth | ₹243.60 | +8.89% | +8.00% | — |
| Franklin India Retirement Fund Direct-idcw | ₹18.53 | +8.89% | +8.00% | — |
| Uti Children's Hybrid Fund-direct Plan | ₹42.05 | +7.97% | +7.55% | — |
| Uti Children's Hybrid Fund-regular Plan | ₹41.06 | +7.77% | +7.33% | — |
| Franklin India Retirement Fund Regular-growth | ₹220.54 | +8.06% | +7.17% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹16.74 |
| 31 Jul 2026 | ₹16.63 |
| 30 Jul 2026 | ₹16.62 |
| 29 Jul 2026 | ₹16.63 |
| 28 Jul 2026 | ₹16.58 |
| 27 Jul 2026 | ₹16.59 |
| 24 Jul 2026 | ₹16.49 |
| 23 Jul 2026 | ₹16.50 |
| 22 Jul 2026 | ₹16.54 |
| 21 Jul 2026 | ₹16.60 |
| 20 Jul 2026 | ₹16.61 |
| 17 Jul 2026 | ₹16.63 |
| 16 Jul 2026 | ₹16.61 |
| 15 Jul 2026 | ₹16.61 |
| 14 Jul 2026 | ₹16.58 |
| 13 Jul 2026 | ₹16.65 |
| 10 Jul 2026 | ₹16.65 |
| 09 Jul 2026 | ₹16.58 |
| 08 Jul 2026 | ₹16.53 |
| 07 Jul 2026 | ₹16.68 |
| 06 Jul 2026 | ₹16.69 |
| 03 Jul 2026 | ₹16.64 |
| 02 Jul 2026 | ₹16.64 |
| 01 Jul 2026 | ₹16.61 |
| 30 Jun 2026 | ₹16.56 |
| 29 Jun 2026 | ₹16.56 |
| 25 Jun 2026 | ₹16.59 |
| 24 Jun 2026 | ₹16.57 |
| 23 Jun 2026 | ₹16.51 |
| 22 Jun 2026 | ₹16.55 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹495.8 Cr
Since Launch
This Fund
Category Average
Compare Mutual funds
Franklin India Retirement Fund Regular-idcw Returns Comparison
Compare Franklin India Retirement Fund Regular-idcw with any MF,
EYF, stock or index
Jan 1, 2026 – Feb 1, 2026
Franklin India Retirem....
No funds found for your search.
Franklin India Retirement Fund Regular-idcw FAQ'S
- Sharpe Ratio: 0.30%
- Standard Deviation: 5.98%
- Sortino Ratio: 0.39%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Franklin India Retirement Fund Regular-idcw stand at approximately ₹ 495.8 crore.
The Franklin India Retirement Fund Regular-idcw has delivered the following short-term performance:
- 3 Months Return: 2.52%
- 6 Months Return: 0.37%
The historical growth of the Franklin India Retirement Fund Regular-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 8.06%
- 5 Year CAGR: 7.17%
- Return Since Launch: 11.11%
The portfolio of Franklin India Retirement Fund Regular-idcw is distributed across different asset classes as follows:
- Equity: 31.56%
- Debt Instruments: 59.95%
- Other Assets: 8.50%
The Franklin India Retirement Fund Regular-idcw is managed by Rajasa Kakulavarapu, representing Franklin Templeton Mutual Fund.
The Franklin India Retirement Fund Regular-idcw investments are allocated across market caps in the following manner:
- Large Cap Stocks: 77.69%
- Mid Cap Stocks: 8.49%
- Small Cap Stocks: 13.81%
Top stock holdings of Franklin India Retirement Fund Regular-idcw include:
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 9.66% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 9.66% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 9.20% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 9.56% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 9.24% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 9.44% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 9.64% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 9.00% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 9.14% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 8.93% of the portfolio
Major sector exposures in Franklin India Retirement Fund Regular-idcw are:
- Financial – accounts for 691.19% of the portfolio
- Consumer Staples – accounts for 145.09% of the portfolio
- Technology – accounts for 104.51% of the portfolio
- Entities – accounts for 80.32% of the portfolio
- Energy & Utilities – accounts for 45.10% of the portfolio
