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HDFC Banking & Financial Services Fund Direct-growth
Equity
Large Cap
Very High Risk
Latest AUM
₹ 3,869.9 Cr.
NAV as on 27 jul, 2026
₹ 19.22
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
HDFC Banking & Financial Services Fund Direct-growth
Inception Date
01 Jul 2021
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at very high risk
Category Average Annual Returns
10.43
Portfolio Composition Analysis
Equity
99.22%
Cash
0.78%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Equity
Financial
Industrials
Portfolio Updated on: 27 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 20.32% |
| HDFC Bank Ltd | Financial | Equity | 20.09% |
| HDFC Bank Ltd | Financial | Equity | 20.60% |
| HDFC Bank Ltd | Financial | Equity | 20.60% |
| HDFC Bank Ltd | Financial | Equity | 21.50% |
| HDFC Bank Ltd | Financial | Equity | 20.47% |
| HDFC Bank Ltd | Financial | Equity | 20.47% |
| HDFC Bank Ltd | Financial | Equity | 18.85% |
| HDFC Bank Ltd | Financial | Equity | 16.63% |
| ICICI Bank Ltd | Financial | Equity | 16.00% |
Debt & Credit Risk Analysis
| Alpha | 5.03% |
| Beta | 0.90% |
| Sharpe Ratio | 0.51% |
| Standard Deviation | 15.19% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.33% | NA | 2.31% |
| 6 Months | 0.99% | NA | 15.50% |
| 9 Months | 2.59% | NA | 10.67% |
| 1 Year | 5.68% | 5.68% | 10.43% |
| 2 Years | 17.72% | 8.50% | 18.38% |
| 3 Years | 44.56% | 13.07% | 17.78% |
| 5 Years | 93.39% | 14.10% | 22.24% |
HDFC Banking & Financial Services Fund Direct-growth is one Equity mutual fund offered by HDFC Mutual Fund. Launched on 01 Jul 2021, the fund aims To generate long-term capital appreciation/income. Investment predominantly in equity & equity related instruments of banking and financial services companies. It manages assets worth ₹3,869.9 crore as on Tue Mar 31, 2026. The expense ratio stands at 0.82%.
Dhruv Muchhal has experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Anand Laddha has experience Prior to joining HDFC Asset Management Company Limited, he has worked with Refco-Sify Securities India Pvt. Ltd. Last Position Held - AVP - FII Equity & Derivative Sales. Alchemy Share & Stock Brokers Pvt. Ltd. Last Position Held - Equity & Derivative Sales.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Nippon India Etf Nifty Psu Bank Bees | 3,670.4 | -3.16% | -5.03% | -6.02% | +19.56% | +22.32% | +28.76% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.17% | -5.05% | -6.04% | +19.53% | +22.33% | +28.73% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.17% | -5.05% | -6.04% | +19.53% | +22.33% | +28.73% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.17% | -5.05% | -6.04% | +19.53% | +22.33% | +28.73% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.17% | -5.05% | -6.04% | +19.53% | +22.33% | +28.73% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.17% | -5.05% | -6.04% | +19.53% | +22.33% | +28.73% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.17% | -5.05% | -6.04% | +19.53% | +22.33% | +28.73% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.17% | -5.05% | -6.04% | +19.53% | +22.33% | +28.73% |
| Invesco India Financial Services Fund Direct-growth | 1,480.5 | -0.61% | +3.08% | +2.53% | +7.28% | +18.52% | +15.95% |
| Invesco India Financial Services Fund Direct-growth | 1,480.5 | -0.61% | +3.08% | +2.53% | +7.28% | +18.52% | +15.95% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from HDFC Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Banking & Financial Services Fund Regular-growth | 3,869.9 | -0.97% | +2.07% | +0.47% | +4.54% | +11.75% | +12.53% |
| HDFC Banking & Financial Services Fund Regular-idcw | 3,869.9 | -0.97% | +2.07% | +0.47% | +4.54% | +11.75% | +12.53% |
| HDFC Banking & Financial Services Fund Direct-idcw | 3,869.9 | -0.88% | +2.33% | +0.99% | +5.68% | +13.07% | +14.10% |
| HDFC Nifty Bank Etf-growth | 2,407.7 | -1.87% | +1.90% | -3.23% | +1.48% | +8.36% | +11.03% |
| HDFC Nifty Private Bank Etf-growth | 320.1 | -3.24% | +2.84% | -2.86% | -0.33% | +5.93% | — |
| HDFC Nifty Psu Bank Etf-growth | 29.8 | -3.15% | -5.01% | -5.97% | +19.73% | — | — |
growth is based on 1-month returns of the funds
Top Mutual Funds
Top funds are based on Fund AUM
Top Equity Funds
| Fund name | ||||
|---|---|---|---|---|
| Nippon India Etf Nifty Psu Bank Bees | ₹93.50 | +22.32% | +28.76% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.79 | +22.33% | +28.73% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.79 | +22.33% | +28.73% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.79 | +22.33% | +28.73% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.79 | +22.33% | +28.73% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.79 | +22.33% | +28.73% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.79 | +22.33% | +28.73% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.79 | +22.33% | +28.73% | — |
| Invesco India Financial Services Fund Direct-growth | ₹177.88 | +18.52% | +15.95% | — |
| Invesco India Financial Services Fund Direct-growth | ₹177.88 | +18.52% | +15.95% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 27 Jul 2026 | ₹19.22 |
| 24 Jul 2026 | ₹19.07 |
| 23 Jul 2026 | ₹19.11 |
| 22 Jul 2026 | ₹19.27 |
| 21 Jul 2026 | ₹19.58 |
| 20 Jul 2026 | ₹19.51 |
| 17 Jul 2026 | ₹19.74 |
| 16 Jul 2026 | ₹19.52 |
| 15 Jul 2026 | ₹19.68 |
| 14 Jul 2026 | ₹19.53 |
| 13 Jul 2026 | ₹19.79 |
| 10 Jul 2026 | ₹19.75 |
| 09 Jul 2026 | ₹19.45 |
| 08 Jul 2026 | ₹19.27 |
| 07 Jul 2026 | ₹19.75 |
| 06 Jul 2026 | ₹19.76 |
| 03 Jul 2026 | ₹19.66 |
| 02 Jul 2026 | ₹19.62 |
| 01 Jul 2026 | ₹19.49 |
| 30 Jun 2026 | ₹19.26 |
| 29 Jun 2026 | ₹19.24 |
| 25 Jun 2026 | ₹19.39 |
| 24 Jun 2026 | ₹19.37 |
| 23 Jun 2026 | ₹19.07 |
| 22 Jun 2026 | ₹19.26 |
| 19 Jun 2026 | ₹19.22 |
| 18 Jun 2026 | ₹19.21 |
| 17 Jun 2026 | ₹19.06 |
| 15 Jun 2026 | ₹18.95 |
| 12 Jun 2026 | ₹18.70 |
Portfolio Updated on: 28 Jul, 2026
Fund Growth & Size Analysis
+₹3,869.9 Cr
Since Launch
This Fund
Category Average
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HDFC Banking & Financial Services Fund Direct-growth Returns Comparison
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HDFC Banking & Financial Services Fund Direct-growth FAQ'S
- Sharpe Ratio: 0.51%
- Standard Deviation: 15.19%
- Beta: 0.90%
- Alpha: 5.03%
Additional important ratios:
As of Tue Mar 31, 2026, the total assets managed under HDFC Banking & Financial Services Fund Direct-growth stand at approximately ₹ 3,869.9 crore.
The HDFC Banking & Financial Services Fund Direct-growth has delivered the following short-term performance:
- 3 Months Return: 2.33%
- 6 Months Return: 0.99%
The historical growth of the HDFC Banking & Financial Services Fund Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 13.07%
- 5 Year CAGR: 14.10%
- Return Since Launch: 13.74%
The portfolio of HDFC Banking & Financial Services Fund Direct-growth is distributed across different asset classes as follows:
- Equity: 99.22%
- Other Assets: 0.78%
The HDFC Banking & Financial Services Fund Direct-growth is managed by Anand Laddha, representing HDFC Mutual Fund.
The HDFC Banking & Financial Services Fund Direct-growth investments are allocated across market caps in the following manner:
- Large Cap Stocks: 1.00%
- Mid Cap Stocks: 1.00%
- Small Cap Stocks: 1.00%
Top stock holdings of HDFC Banking & Financial Services Fund Direct-growth include:
- HDFC Bank Ltd – represents 20.32% of the portfolio
- HDFC Bank Ltd – represents 20.09% of the portfolio
- HDFC Bank Ltd – represents 20.60% of the portfolio
- HDFC Bank Ltd – represents 20.60% of the portfolio
- HDFC Bank Ltd – represents 21.50% of the portfolio
- HDFC Bank Ltd – represents 20.47% of the portfolio
- HDFC Bank Ltd – represents 20.47% of the portfolio
- HDFC Bank Ltd – represents 18.85% of the portfolio
- HDFC Bank Ltd – represents 16.63% of the portfolio
- ICICI Bank Ltd – represents 16.00% of the portfolio
Major sector exposures in HDFC Banking & Financial Services Fund Direct-growth are:
- Financial – accounts for 1,036.56% of the portfolio
- Industrials – accounts for 18.00% of the portfolio
