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HDFC Income Fund Regular-idcw
Debt
Moderate Risk
Latest AUM
₹ 833.2 Cr.
NAV as on 03 aug, 2026
₹ 19.12
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
HDFC Income Fund Regular-idcw
Inception Date
18 Dec 2014
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at moderate risk
Category Average Annual Returns
6.96
Portfolio Composition Analysis
Debt
96.35%
Cash
3.10%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Debt
Other
Entities
Financial
Energy & Utilities
Industrials
Real Estate
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 21.49% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 21.68% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 17.92% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 17.92% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 18.28% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 17.74% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 18.10% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 18.75% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 18.75% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 19.08% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.22% |
| Standard Deviation | 3.01% |
| Sortino Ratio | 0.31% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.96% | NA | -0.79% |
| 6 Months | 3.36% | NA | 3.50% |
| 9 Months | 3.56% | NA | 5.42% |
| 1 Year | 3.57% | 3.57% | 6.96% |
| 2 Years | 11.81% | 5.74% | 7.92% |
| 3 Years | 21.10% | 6.59% | 7.60% |
| 5 Years | 28.48% | 5.14% | 6.25% |
| 7 Years | 44.12% | 5.36% | NA |
| 10 Years | 68.40% | 5.35% | 7.16% |
HDFC Income Fund Regular-idcw is one Debt mutual fund offered by HDFC Mutual Fund. Launched on 18 Dec 2014, the fund aims income over medium to long term. to generate income / capital appreciation through investments in debt and money market instruments. It manages assets worth ₹833.2 crore as on Tue Jun 30, 2026. The expense ratio stands at 1.36%.
Dhruv Muchhal has experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Shobhit Mehrotra has experience Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Medium To Long Duration Fund Direct-flexi Idcw | 303.9 | +0.06% | +2.54% | +3.16% | +3.78% | +6.60% | +8.71% |
| UTI Medium To Long Duration Fund Direct-growth | 303.9 | +0.06% | +2.54% | +3.16% | +3.78% | +6.60% | +8.71% |
| UTI Medium To Long Duration Fund Direct-idcw Half Yearly | 303.9 | +0.06% | +2.54% | +3.16% | +3.78% | +6.60% | +8.71% |
| UTI Medium To Long Duration Fund Direct-idcw Quarterly | 303.9 | +0.06% | +2.54% | +3.16% | +3.78% | +6.60% | +8.71% |
| UTI Medium To Long Duration Fund Direct-idcw Yearly | 303.9 | +0.06% | +2.54% | +3.16% | +3.78% | +6.60% | +8.71% |
| UTI Medium To Long Duration Fund Regular Plan-flexi Idcw | 303.9 | +0.03% | +2.44% | +2.97% | +3.38% | +6.19% | +8.32% |
| UTI Medium To Long Duration Fund Regular Plan-growth | 303.9 | +0.03% | +2.44% | +2.97% | +3.38% | +6.19% | +8.32% |
| UTI Medium To Long Duration Fund Regular Plan-idcw Half Yearly | 303.9 | +0.03% | +2.44% | +2.97% | +3.38% | +6.19% | +8.32% |
| UTI Medium To Long Duration Fund Regular Plan-idcw Quarterly | 303.9 | +0.03% | +2.44% | +2.97% | +3.38% | +6.19% | +8.32% |
| UTI Medium To Long Duration Fund Regular Plan-idcw Yearly | 303.9 | +0.03% | +2.44% | +2.97% | +3.38% | +6.19% | +8.32% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from HDFC Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Income Fund Regular-growth | 833.2 | -0.20% | +2.96% | +3.36% | +3.57% | +6.59% | +5.14% |
| HDFC Income Fund Direct-growth | 833.2 | -0.15% | +3.12% | +3.67% | +4.20% | +7.16% | +6.09% |
| HDFC Income Fund Direct-idcw | 833.2 | -0.15% | +3.12% | +3.67% | +4.20% | +7.16% | +6.09% |
| HDFC Income Fund Regular-idcw Quarterly | 833.2 | -0.20% | +2.96% | +3.36% | +3.57% | +6.59% | +5.14% |
| HDFC Income Fund Direct-idcw Quarterly | 833.2 | -0.15% | +3.12% | +3.67% | +4.20% | +7.16% | +6.09% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Medium To Long Duration Fund Regular-growth | 2,054.7 | -0.08% | +2.48% | +3.11% | +3.96% | +6.47% | +5.70% |
| SBI Medium To Long Duration Fund Direct-growth | 2,054.7 | -0.02% | +2.67% | +3.48% | +4.71% | +7.20% | +6.42% |
| SBI Medium To Long Duration Fund Direct-idcw Half Yearly | 2,054.7 | -0.02% | +2.67% | +3.48% | +4.71% | +7.20% | +6.42% |
| SBI Medium To Long Duration Fund Regular-idcw Half Yearly | 2,054.7 | -0.08% | +2.48% | +3.11% | +3.96% | +6.47% | +5.70% |
| SBI Medium To Long Duration Fund Regular-idcw Quarterly | 2,054.7 | -0.08% | +2.48% | +3.11% | +3.96% | +6.47% | +5.70% |
| SBI Medium To Long Duration Fund Direct-idcw Quarterly | 2,054.7 | -0.02% | +2.67% | +3.48% | +4.71% | +7.20% | +6.42% |
| ICICI Prudential Bond Fund-growth | 2,002.2 | -0.20% | +2.83% | +3.24% | +4.09% | +7.13% | +6.17% |
| ICICI Prudential Bond Fund Direct Plan-growth | 2,002.2 | -0.16% | +2.94% | +3.45% | +4.51% | +7.56% | +6.66% |
| ICICI Prudential Bond Fund Direct Plan-idcw Half Yearly | 2,002.2 | -0.16% | +2.94% | +3.45% | +4.51% | +7.56% | +6.66% |
| ICICI Prudential Bond Fund-idcw Half Yearly | 2,002.2 | -0.20% | +2.83% | +3.24% | +4.09% | +7.13% | +6.17% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Uti Medium To Long Duration Fund Direct-flexi Idcw | ₹16.22 | +6.60% | +8.71% | — |
| Uti Medium To Long Duration Fund Direct-growth | ₹83.39 | +6.60% | +8.71% | — |
| Uti Medium To Long Duration Fund Direct-idcw Half Yearly | ₹15.61 | +6.60% | +8.71% | — |
| Uti Medium To Long Duration Fund Direct-idcw Quarterly | ₹26.32 | +6.60% | +8.71% | — |
| Uti Medium To Long Duration Fund Direct-idcw Yearly | ₹13.39 | +6.60% | +8.71% | — |
| Uti Medium To Long Duration Fund Regular Plan-flexi Idcw | ₹14.82 | +6.19% | +8.32% | — |
| Uti Medium To Long Duration Fund Regular Plan-growth | ₹76.23 | +6.19% | +8.32% | — |
| Uti Medium To Long Duration Fund Regular Plan-idcw Half Yearly | ₹15.06 | +6.19% | +8.32% | — |
| Uti Medium To Long Duration Fund Regular Plan-idcw Quarterly | ₹19.58 | +6.19% | +8.32% | — |
| Uti Medium To Long Duration Fund Regular Plan-idcw Yearly | ₹13.15 | +6.19% | +8.32% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹19.12 |
| 31 Jul 2026 | ₹19.11 |
| 30 Jul 2026 | ₹19.11 |
| 29 Jul 2026 | ₹19.12 |
| 28 Jul 2026 | ₹19.14 |
| 27 Jul 2026 | ₹19.15 |
| 24 Jul 2026 | ₹19.08 |
| 23 Jul 2026 | ₹19.06 |
| 22 Jul 2026 | ₹19.09 |
| 21 Jul 2026 | ₹19.10 |
| 20 Jul 2026 | ₹19.10 |
| 17 Jul 2026 | ₹19.12 |
| 16 Jul 2026 | ₹19.14 |
| 15 Jul 2026 | ₹19.12 |
| 14 Jul 2026 | ₹19.09 |
| 13 Jul 2026 | ₹19.15 |
| 10 Jul 2026 | ₹19.16 |
| 09 Jul 2026 | ₹19.13 |
| 08 Jul 2026 | ₹19.11 |
| 07 Jul 2026 | ₹19.18 |
| 06 Jul 2026 | ₹19.19 |
| 03 Jul 2026 | ₹19.16 |
| 02 Jul 2026 | ₹19.16 |
| 01 Jul 2026 | ₹19.13 |
| 30 Jun 2026 | ₹19.13 |
| 29 Jun 2026 | ₹19.09 |
| 25 Jun 2026 | ₹19.04 |
| 24 Jun 2026 | ₹18.99 |
| 23 Jun 2026 | ₹18.93 |
| 22 Jun 2026 | ₹18.91 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹833.2 Cr
Since Launch
This Fund
Category Average
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HDFC Income Fund Regular-idcw Returns Comparison
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HDFC Income Fund Regular-idcw FAQ'S
- Sharpe Ratio: 0.22%
- Standard Deviation: 3.01%
- Sortino Ratio: 0.31%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under HDFC Income Fund Regular-idcw stand at approximately ₹ 833.2 crore.
The HDFC Income Fund Regular-idcw has delivered the following short-term performance:
- 3 Months Return: 2.96%
- 6 Months Return: 3.36%
The historical growth of the HDFC Income Fund Regular-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 6.59%
- 5 Year CAGR: 5.14%
- Return Since Launch: 7.20%
The portfolio of HDFC Income Fund Regular-idcw is distributed across different asset classes as follows:
- Debt Instruments: 96.35%
- Other Assets: 3.10%
The HDFC Income Fund Regular-idcw is managed by Shobhit Mehrotra, representing HDFC Mutual Fund.
Top stock holdings of HDFC Income Fund Regular-idcw include:
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 21.49% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 21.68% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 17.92% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 17.92% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 18.28% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 17.74% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 18.10% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 18.75% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 18.75% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 19.08% of the portfolio
Major sector exposures in HDFC Income Fund Regular-idcw are:
- Entities – accounts for 957.72% of the portfolio
- Financial – accounts for 155.47% of the portfolio
- Energy & Utilities – accounts for 80.91% of the portfolio
- Industrials – accounts for 59.62% of the portfolio
- Real Estate – accounts for 23.25% of the portfolio
