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HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth
Hybrid
Large Cap
Very High Risk
Latest AUM
₹ 1,539.9 Cr.
NAV as on 24 jul, 2026
₹ 37.06
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth
Inception Date
25 Feb 2016
Lock In
1825
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at very high risk
Category Average Annual Returns
1.63
Portfolio Composition Analysis
Equity
73.04%
Debt
17.12%
Cash
8.89%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Equity
Debt
Other
Financial
Technology
Consumer Discretionary
Energy & Utilities
Healthcare
Industrials
Consumer Staples
Materials
Portfolio Updated on: 24 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 6.92% |
| HDFC Bank Ltd | Financial | Equity | 6.82% |
| HDFC Bank Ltd | Financial | Equity | 6.85% |
| HDFC Bank Ltd | Financial | Equity | 6.85% |
| HDFC Bank Ltd | Financial | Equity | 6.88% |
| HDFC Bank Ltd | Financial | Equity | 6.79% |
| HDFC Bank Ltd | Financial | Equity | 6.79% |
| HDFC Bank Ltd | Financial | Equity | 6.55% |
| HDFC Bank Ltd | Financial | Equity | 6.25% |
| ICICI Bank Ltd | Financial | Equity | 5.90% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.37% |
| Standard Deviation | 10.59% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 0.76% | NA | 2.37% |
| 6 Months | -2.98% | NA | 10.03% |
| 9 Months | -5.68% | NA | 4.17% |
| 1 Year | -4.76% | -4.76% | 1.63% |
| 2 Years | -1.49% | -0.75% | 15.69% |
| 3 Years | 23.78% | 7.37% | 14.87% |
| 5 Years | 53.65% | 8.97% | 16.93% |
| 7 Years | 125.25% | 12.30% | NA |
| 10 Years | 205.08% | 11.80% | 11.58% |
HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth is one Hybrid mutual fund offered by HDFC Mutual Fund. Launched on 25 Feb 2016, the fund aims a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years.investment predominantly in equity and equity related instruments & balance in debt and money market instruments. It manages assets worth ₹1,539.9 crore as on Tue Mar 31, 2026. The expense ratio stands at 2.09%.
Nandita Menezes has experience Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.
Arun Agarwal has experience Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.
Dhruv Muchhal has experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Srinivasan Ramamurthy has experience Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.
Shobhit Mehrotra has experience Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from HDFC Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Hybrid Equity Fund Regular-growth | 21,286.4 | -0.76% | +0.79% | -3.19% | -6.18% | +5.93% | +8.51% |
| HDFC Hybrid Equity Fund Direct Plan-growth | 21,286.4 | -0.71% | +0.95% | -2.89% | -5.57% | +6.62% | +9.21% |
| HDFC Hybrid Equity Fund Regular-idcw Quarterly | 21,286.4 | -0.76% | +0.79% | -3.19% | -6.18% | +5.93% | +8.51% |
| HDFC Hybrid Equity Fund Direct Plan-idcw Quarterly | 21,286.4 | -0.71% | +0.95% | -2.89% | -5.57% | +6.62% | +9.21% |
| HDFC Children's Fund Regular Plan | 9,562.3 | -1.02% | +1.98% | -0.42% | -3.51% | +8.01% | +10.33% |
| HDFC Children's Fund Direct Plan | 9,562.3 | -0.96% | +2.18% | -0.02% | -2.72% | +8.90% | +11.25% |
| HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth | 1,539.9 | -0.42% | +1.02% | -2.46% | -3.71% | +8.60% | +10.28% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Equity Hybrid Fund-growth | 76,291.8 | -0.28% | +1.64% | +4.39% | +2.74% | +12.18% | +10.64% |
| SBI Equity Hybrid Fund Direct Plan-growth | 76,291.8 | -0.23% | +1.80% | +4.72% | +3.41% | +12.93% | +11.39% |
| SBI Equity Hybrid Fund Direct Plan-idcw | 76,291.8 | -0.23% | +1.80% | +4.72% | +3.41% | +12.93% | +11.39% |
| SBI Equity Hybrid Fund-idcw | 76,291.8 | -0.28% | +1.64% | +4.39% | +2.74% | +12.18% | +10.64% |
| ICICI Prudential Equity & Debt Fund-growth | 46,700.4 | -0.51% | +1.09% | +1.10% | +2.52% | +14.59% | +16.13% |
| ICICI Prudential Equity & Debt Fund Direct-growth | 46,700.4 | -0.47% | +1.23% | +1.38% | +3.11% | +15.26% | +16.80% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Half Yearly | 46,700.4 | -0.47% | +1.23% | +1.38% | +3.11% | +15.26% | +16.80% |
| ICICI Prudential Equity & Debt Fund-idcw Half Yearly | 46,700.4 | -0.51% | +1.09% | +1.10% | +2.52% | +14.59% | +16.13% |
| ICICI Prudential Equity & Debt Fund-idcw Monthly | 46,700.4 | -0.51% | +1.09% | +1.10% | +2.52% | +14.59% | +16.13% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Monthly | 46,700.4 | -0.47% | +1.23% | +1.38% | +3.11% | +15.26% | +16.80% |
Top funds are based on Fund AUM
Top Hybrid Funds
| Fund name | ||||
|---|---|---|---|---|
| Sbi Children's Fund - Investment Plan Direct-growth | ₹52.84 | +21.64% | +22.24% | — |
| Sbi Children's Fund - Investment Plan Regular-growth | ₹49.14 | +20.33% | +20.79% | — |
| Icici Prudential Equity & Debt Fund Direct-growth | ₹448.96 | +15.26% | +16.80% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Half Yearly | ₹29.09 | +15.26% | +16.80% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Monthly | ₹70.17 | +15.26% | +16.80% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Yearly | ₹28.70 | +15.26% | +16.80% | — |
| Icici Prudential Retirement Fund - Hybrid Aggressive Plan Direct-growth | ₹30.84 | +18.94% | +16.63% | — |
| Icici Prudential Retirement Fund - Hybrid Aggressive Plan Direct-idcw | ₹30.85 | +18.94% | +16.63% | — |
| Icici Prudential Equity & Debt Fund-growth | ₹402.27 | +14.59% | +16.13% | — |
| Icici Prudential Equity & Debt Fund-idcw Half Yearly | ₹25.47 | +14.59% | +16.13% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 24 Jul 2026 | ₹37.06 |
| 23 Jul 2026 | ₹36.96 |
| 22 Jul 2026 | ₹37.11 |
| 21 Jul 2026 | ₹37.36 |
| 20 Jul 2026 | ₹37.42 |
| 17 Jul 2026 | ₹37.52 |
| 16 Jul 2026 | ₹37.36 |
| 15 Jul 2026 | ₹37.36 |
| 14 Jul 2026 | ₹37.33 |
| 13 Jul 2026 | ₹37.57 |
| 10 Jul 2026 | ₹37.48 |
| 09 Jul 2026 | ₹37.15 |
| 08 Jul 2026 | ₹37.03 |
| 07 Jul 2026 | ₹37.63 |
| 06 Jul 2026 | ₹37.61 |
| 03 Jul 2026 | ₹37.47 |
| 02 Jul 2026 | ₹37.39 |
| 01 Jul 2026 | ₹37.16 |
| 30 Jun 2026 | ₹37.02 |
| 29 Jun 2026 | ₹37.00 |
| 25 Jun 2026 | ₹37.24 |
| 24 Jun 2026 | ₹37.25 |
| 23 Jun 2026 | ₹37.06 |
| 22 Jun 2026 | ₹37.24 |
| 19 Jun 2026 | ₹37.03 |
| 18 Jun 2026 | ₹37.17 |
| 17 Jun 2026 | ₹37.05 |
| 15 Jun 2026 | ₹36.78 |
| 12 Jun 2026 | ₹36.49 |
| 11 Jun 2026 | ₹35.99 |
Portfolio Updated on: 25 Jul, 2026
Fund Growth & Size Analysis
+₹1,539.9 Cr
Since Launch
This Fund
Category Average
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HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth Returns Comparison
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HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth FAQ'S
- Sharpe Ratio: 0.37%
- Standard Deviation: 10.59%
As of Tue Mar 31, 2026, the total assets managed under HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth stand at approximately ₹ 1,539.9 crore.
The HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth has delivered the following short-term performance:
- 3 Months Return: 0.76%
The historical growth of the HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth is reflected through its CAGR returns:
- 3 Year CAGR: 7.37%
- 5 Year CAGR: 8.97%
- Return Since Launch: 13.40%
The portfolio of HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth is distributed across different asset classes as follows:
- Equity: 73.04%
- Debt Instruments: 17.12%
- Other Assets: 8.89%
The HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth is managed by Shobhit Mehrotra, representing HDFC Mutual Fund.
The HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth investments are allocated across market caps in the following manner:
- Large Cap Stocks: 1.00%
- Mid Cap Stocks: 1.00%
- Small Cap Stocks: 1.00%
Top stock holdings of HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth include:
- HDFC Bank Ltd – represents 6.92% of the portfolio
- HDFC Bank Ltd – represents 6.82% of the portfolio
- HDFC Bank Ltd – represents 6.85% of the portfolio
- HDFC Bank Ltd – represents 6.85% of the portfolio
- HDFC Bank Ltd – represents 6.88% of the portfolio
- HDFC Bank Ltd – represents 6.79% of the portfolio
- HDFC Bank Ltd – represents 6.79% of the portfolio
- HDFC Bank Ltd – represents 6.55% of the portfolio
- HDFC Bank Ltd – represents 6.25% of the portfolio
- ICICI Bank Ltd – represents 5.90% of the portfolio
Major sector exposures in HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth are:
- Financial – accounts for 361.69% of the portfolio
- Entities – accounts for 100.16% of the portfolio
- Technology – accounts for 99.36% of the portfolio
- Consumer Discretionary – accounts for 78.52% of the portfolio
- Energy & Utilities – accounts for 55.82% of the portfolio
