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ICICI Prudential Retirement Fund - Pure Debt Plan Direct-idcw
Debt
Moderate Risk
Latest AUM
₹ 82.7 Cr.
NAV as on 24 jul, 2026
₹ 17.16
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
ICICI Prudential Retirement Fund - Pure Debt Plan Direct-idcw
Inception Date
27 Feb 2019
Lock In
1825
Risk
Principal at moderate risk
Category Average Annual Returns
6.09
Portfolio Composition Analysis
Debt
88.35%
Cash
11.65%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Entities
Financial
Consumer Staples
Technology
Materials
Healthcare
Portfolio Updated on: 24 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 21.47% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 20.72% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 20.72% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 20.45% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 20.45% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 20.09% |
| 4.45% Government of India (30/10/2034) | Entities | GOI Securities | 17.64% |
| 4.45% Government of India (30/10/2034) | Entities | GOI Securities | 17.64% |
| 4.45% Government of India (30/10/2034) | Entities | GOI Securities | 17.38% |
| 4.45% Government of India (30/10/2034) | Entities | GOI Securities | 18.35% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.43% |
| Standard Deviation | 1.39% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.93% | NA | -1.22% |
| 6 Months | 2.84% | NA | 3.14% |
| 9 Months | 3.48% | NA | 4.75% |
| 1 Year | 4.26% | 4.26% | 6.09% |
| 2 Years | 13.53% | 6.55% | 7.30% |
| 3 Years | 22.20% | 6.91% | 6.87% |
| 5 Years | 34.90% | 6.17% | 5.74% |
| 7 Years | 61.42% | 7.08% | NA |
ICICI Prudential Retirement Fund - Pure Debt Plan Direct-idcw is one Debt mutual fund offered by ICICI Prudential Mutual Fund. Launched on 27 Feb 2019, the fund aims All duration savings. A debt scheme that invests in debt and money market instruments with a view to maximise optimum balance of yield, safety and liquidity. It manages assets worth ₹82.7 crore as on Tue Mar 31, 2026. The expense ratio stands at 1.21%.
Darshil Dedhia has experience He has been working with ICICI Prudential Mutual Fund since 2013.
Rohit Lakhotia has experience Prior to joining ICICI Prudential Mutual Fund, he has worked with Yes Bank and Samsung Electronics
Sharmila D'Silva has experience She joined ICICI Prudential AMC Limited in September 2016.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Dynamic Bond Fund Direct-flexi Idcw | 417.9 | +0.50% | +1.72% | +3.29% | +4.37% | +7.40% | +9.64% |
| UTI Dynamic Bond Fund Direct-flexi Idcw | 417.9 | +0.50% | +1.72% | +3.29% | +4.37% | +7.40% | +9.64% |
| UTI Dynamic Bond Fund Direct-flexi Idcw | 417.9 | +0.50% | +1.72% | +3.29% | +4.37% | +7.40% | +9.64% |
| UTI Dynamic Bond Fund Direct-growth | 417.9 | +0.50% | +1.72% | +3.29% | +4.37% | +7.40% | +9.64% |
| UTI Dynamic Bond Fund Direct-growth | 417.9 | +0.50% | +1.72% | +3.29% | +4.37% | +7.40% | +9.64% |
| UTI Dynamic Bond Fund Direct-growth | 417.9 | +0.50% | +1.72% | +3.29% | +4.37% | +7.40% | +9.64% |
| UTI Dynamic Bond Fund Direct-idcw Half Yearly | 417.9 | +0.50% | +1.72% | +3.29% | +4.37% | +7.40% | +9.64% |
| UTI Dynamic Bond Fund Direct-idcw Half Yearly | 417.9 | +0.50% | +1.72% | +3.29% | +4.37% | +7.40% | +9.64% |
| UTI Dynamic Bond Fund Direct-idcw Half Yearly | 417.9 | +0.50% | +1.72% | +3.29% | +4.37% | +7.40% | +9.64% |
| UTI Dynamic Bond Fund Direct-idcw Quarterly | 417.9 | +0.50% | +1.72% | +3.29% | +4.37% | +7.40% | +9.64% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from ICICI Prudential Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential All Seasons Bond Fund-growth | 14,001.9 | +0.41% | +2.24% | +3.08% | +4.59% | +7.12% | +6.50% |
| ICICI Prudential All Seasons Bond Fund Direct Plan-growth | 14,001.9 | +0.47% | +2.41% | +3.42% | +5.30% | +7.87% | +7.27% |
| ICICI Prudential All Seasons Bond Fund Direct Plan-idcw | 14,001.9 | +0.47% | +2.41% | +3.42% | +5.30% | +7.87% | +7.27% |
| ICICI Prudential All Seasons Bond Fund-idcw | 14,001.9 | +0.41% | +2.24% | +3.08% | +4.59% | +7.12% | +6.50% |
| ICICI Prudential All Seasons Bond Fund-idcw Quarterly | 14,001.9 | +0.41% | +2.24% | +3.08% | +4.59% | +7.12% | +6.50% |
| ICICI Prudential All Seasons Bond Fund Direct Plan-idcw Quarterly | 14,001.9 | +0.47% | +2.41% | +3.42% | +5.30% | +7.87% | +7.27% |
| ICICI Prudential All Seasons Bond Fund Direct Plan-idcw Weekly | 14,001.9 | +0.47% | +2.41% | +3.42% | +5.30% | +7.87% | +7.27% |
| ICICI Prudential All Seasons Bond Fund-idcw Yearly | 14,001.9 | +0.41% | +2.24% | +3.08% | +4.59% | +7.12% | +6.50% |
| ICICI Prudential All Seasons Bond Fund Direct Plan-idcw Yearly | 14,001.9 | +0.47% | +2.41% | +3.42% | +5.30% | +7.87% | +7.27% |
| ICICI Prudential Retirement Fund - Pure Debt Plan-growth | 82.7 | +0.25% | +1.70% | +2.37% | +3.30% | +5.90% | +5.13% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential All Seasons Bond Fund-growth | 14,001.9 | +0.41% | +2.24% | +3.08% | +4.59% | +7.12% | +6.50% |
| ICICI Prudential All Seasons Bond Fund Direct Plan-growth | 14,001.9 | +0.47% | +2.41% | +3.42% | +5.30% | +7.87% | +7.27% |
| ICICI Prudential All Seasons Bond Fund-idcw | 14,001.9 | +0.41% | +2.24% | +3.08% | +4.59% | +7.12% | +6.50% |
| ICICI Prudential All Seasons Bond Fund Direct Plan-idcw | 14,001.9 | +0.47% | +2.41% | +3.42% | +5.30% | +7.87% | +7.27% |
| ICICI Prudential All Seasons Bond Fund Direct Plan-idcw Quarterly | 14,001.9 | +0.47% | +2.41% | +3.42% | +5.30% | +7.87% | +7.27% |
| ICICI Prudential All Seasons Bond Fund-idcw Quarterly | 14,001.9 | +0.41% | +2.24% | +3.08% | +4.59% | +7.12% | +6.50% |
| ICICI Prudential All Seasons Bond Fund Direct Plan-idcw Weekly | 14,001.9 | +0.47% | +2.41% | +3.42% | +5.30% | +7.87% | +7.27% |
| ICICI Prudential All Seasons Bond Fund-idcw Yearly | 14,001.9 | +0.41% | +2.24% | +3.08% | +4.59% | +7.12% | +6.50% |
| ICICI Prudential All Seasons Bond Fund Direct Plan-idcw Yearly | 14,001.9 | +0.47% | +2.41% | +3.42% | +5.30% | +7.87% | +7.27% |
| Nippon India Dynamic Bond Fund-growth | 3,975.7 | +0.63% | +2.47% | +3.26% | +4.19% | +7.11% | +6.20% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Uti Dynamic Bond Fund Direct-flexi Idcw | ₹17.81 | +7.40% | +9.64% | — |
| Uti Dynamic Bond Fund Direct-flexi Idcw | ₹17.81 | +7.40% | +9.64% | — |
| Uti Dynamic Bond Fund Direct-flexi Idcw | ₹17.81 | +7.40% | +9.64% | — |
| Uti Dynamic Bond Fund Direct-growth | ₹35.49 | +7.40% | +9.64% | — |
| Uti Dynamic Bond Fund Direct-growth | ₹35.49 | +7.40% | +9.64% | — |
| Uti Dynamic Bond Fund Direct-growth | ₹35.49 | +7.40% | +9.64% | — |
| Uti Dynamic Bond Fund Direct-idcw Half Yearly | ₹17.47 | +7.40% | +9.64% | — |
| Uti Dynamic Bond Fund Direct-idcw Half Yearly | ₹17.47 | +7.40% | +9.64% | — |
| Uti Dynamic Bond Fund Direct-idcw Half Yearly | ₹17.47 | +7.40% | +9.64% | — |
| Uti Dynamic Bond Fund Direct-idcw Quarterly | ₹27.31 | +7.40% | +9.64% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 24 Jul 2026 | ₹17.16 |
| 23 Jul 2026 | ₹17.14 |
| 22 Jul 2026 | ₹17.16 |
| 21 Jul 2026 | ₹17.17 |
| 20 Jul 2026 | ₹17.17 |
| 17 Jul 2026 | ₹17.18 |
| 16 Jul 2026 | ₹17.18 |
| 15 Jul 2026 | ₹17.16 |
| 14 Jul 2026 | ₹17.16 |
| 13 Jul 2026 | ₹17.20 |
| 10 Jul 2026 | ₹17.20 |
| 09 Jul 2026 | ₹17.18 |
| 08 Jul 2026 | ₹17.17 |
| 07 Jul 2026 | ₹17.21 |
| 06 Jul 2026 | ₹17.21 |
| 03 Jul 2026 | ₹17.19 |
| 02 Jul 2026 | ₹17.20 |
| 01 Jul 2026 | ₹17.18 |
| 30 Jun 2026 | ₹17.18 |
| 29 Jun 2026 | ₹17.16 |
| 25 Jun 2026 | ₹17.13 |
| 24 Jun 2026 | ₹17.10 |
| 23 Jun 2026 | ₹17.07 |
| 22 Jun 2026 | ₹17.06 |
| 19 Jun 2026 | ₹17.04 |
| 18 Jun 2026 | ₹17.05 |
| 17 Jun 2026 | ₹17.02 |
| 15 Jun 2026 | ₹17.01 |
| 12 Jun 2026 | ₹16.99 |
| 11 Jun 2026 | ₹16.98 |
Portfolio Updated on: 25 Jul, 2026
Fund Growth & Size Analysis
+₹82.7 Cr
Since Launch
This Fund
Category Average
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ICICI Prudential Retirement Fund - Pure Debt Plan Direct-idcw Returns Comparison
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ICICI Prudential Retirement Fund - Pure Debt Plan Direct-idcw FAQ'S
- Sharpe Ratio: 0.43%
- Standard Deviation: 1.39%
As of Tue Mar 31, 2026, the total assets managed under ICICI Prudential Retirement Fund - Pure Debt Plan Direct-idcw stand at approximately ₹ 82.7 crore.
The ICICI Prudential Retirement Fund - Pure Debt Plan Direct-idcw has delivered the following short-term performance:
- 3 Months Return: 1.93%
- 6 Months Return: 2.84%
The historical growth of the ICICI Prudential Retirement Fund - Pure Debt Plan Direct-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 6.91%
- 5 Year CAGR: 6.17%
- Return Since Launch: 7.56%
The portfolio of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-idcw is distributed across different asset classes as follows:
- Debt Instruments: 88.35%
- Other Assets: 11.65%
The ICICI Prudential Retirement Fund - Pure Debt Plan Direct-idcw is managed by Sharmila D'Silva, representing ICICI Prudential Mutual Fund.
Top stock holdings of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-idcw include:
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 21.47% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 20.72% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 20.72% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 20.45% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 20.45% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 20.09% of the portfolio
- 4.45% Government of India (30/10/2034) – represents 17.64% of the portfolio
- 4.45% Government of India (30/10/2034) – represents 17.64% of the portfolio
- 4.45% Government of India (30/10/2034) – represents 17.38% of the portfolio
- 4.45% Government of India (30/10/2034) – represents 18.35% of the portfolio
Major sector exposures in ICICI Prudential Retirement Fund - Pure Debt Plan Direct-idcw are:
- Entities – accounts for 504.12% of the portfolio
- Financial – accounts for 318.35% of the portfolio
- Consumer Staples – accounts for 75.60% of the portfolio
- Technology – accounts for 56.95% of the portfolio
- Materials – accounts for 36.52% of the portfolio
