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SBI Gilt Fund Direct-growth
Debt
Moderate Risk
Latest AUM
₹ 8,454.8 Cr.
NAV as on 03 aug, 2026
₹ 72.66
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
SBI Gilt Fund Direct-growth
Inception Date
01 Jan 2013
Lock In
No Lock-in
Risk
Principal at moderate risk
Category Average Annual Returns
5.41
Portfolio Composition Analysis
Debt
92.32%
Cash
7.68%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Entities
Financial
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 | Entities | GOI Securities | 42.89% |
| GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 | Entities | GOI Securities | 42.89% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 32.86% |
| GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 | Entities | GOI Securities | 31.21% |
| GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100 | Entities | GOI Securities | 30.93% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 34.73% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 29.50% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 26.70% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 22.03% |
| GOVERNMENT OF INDIA 36958 GOI 19JN76 7.43 FV RS 100 | Entities | GOI Securities | 27.60% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.30% |
| Standard Deviation | 3.22% |
| Sortino Ratio | 0.42% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.19% | NA | -2.45% |
| 6 Months | 3.02% | NA | 2.39% |
| 9 Months | 3.31% | NA | 4.13% |
| 1 Year | 3.61% | 3.61% | 5.41% |
| 2 Years | 11.58% | 5.63% | 7.58% |
| 3 Years | 21.99% | 6.85% | 7.36% |
| 5 Years | 36.75% | 6.46% | 5.98% |
| 7 Years | 58.80% | 6.83% | NA |
| 10 Years | 110.75% | 7.74% | 7.76% |
SBI Gilt Fund Direct-growth is one Debt mutual fund offered by SBI Mutual Fund. Launched on 01 Jan 2013, the fund aims Regular income and capital growth for medium to long-term. Investment in government securities. It manages assets worth ₹8,454.8 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.5%.
Sudhir Agrawal has experience Prior to joining SBI MF he has worked with UTI MF, TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund Direct Plan-growth | 8,784.9 | -0.37% | +3.40% | +3.60% | +4.71% | +7.62% | +7.08% |
| ICICI Prudential Gilt Fund Direct Plan-idcw Half Yearly | 8,784.9 | -0.37% | +3.40% | +3.60% | +4.71% | +7.62% | +7.08% |
| Bandhan Gilt Fund Direct-growth | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw Half Yearly | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw Periodic | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw Quarterly | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw Yearly | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| ICICI Prudential Gilt Fund-growth | 8,784.9 | -0.42% | +3.26% | +3.33% | +4.16% | +7.06% | +6.50% |
| ICICI Prudential Gilt Fund-idcw Half Yearly | 8,784.9 | -0.42% | +3.26% | +3.33% | +4.16% | +7.06% | +6.50% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from SBI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Gilt Fund Regular-growth | 8,454.8 | -0.34% | +2.06% | +2.77% | +3.10% | +6.34% | +5.95% |
| SBI Gilt Fund Regular-idcw Quarterly | 8,454.8 | -0.34% | +2.06% | +2.77% | +3.10% | +6.34% | +5.95% |
| SBI Gilt Fund Direct-idcw Quarterly | 8,454.8 | -0.30% | +2.19% | +3.02% | +3.61% | +6.85% | +6.46% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund-growth | 8,784.9 | -0.42% | +3.26% | +3.33% | +4.16% | +7.06% | +6.50% |
| ICICI Prudential Gilt Fund Direct Plan-growth | 8,784.9 | -0.37% | +3.40% | +3.60% | +4.71% | +7.62% | +7.08% |
| ICICI Prudential Gilt Fund Direct Plan-idcw Half Yearly | 8,784.9 | -0.37% | +3.40% | +3.60% | +4.71% | +7.62% | +7.08% |
| ICICI Prudential Gilt Fund-idcw Half Yearly | 8,784.9 | -0.42% | +3.26% | +3.33% | +4.16% | +7.06% | +6.50% |
| SBI Gilt Fund Regular-growth | 8,454.8 | -0.34% | +2.06% | +2.77% | +3.10% | +6.34% | +5.95% |
| SBI Gilt Fund Direct-idcw Quarterly | 8,454.8 | -0.30% | +2.19% | +3.02% | +3.61% | +6.85% | +6.46% |
| SBI Gilt Fund Regular-idcw Quarterly | 8,454.8 | -0.34% | +2.06% | +2.77% | +3.10% | +6.34% | +5.95% |
| Nippon India Etf Nifty 8-13 Yr G-sec Long Term Gilt-idcw | 2,465.9 | -0.05% | +2.95% | +2.71% | +3.51% | +7.37% | +5.87% |
| Kotak Gilt Investment Pf & Trust Direct-growth | 2,257.2 | -0.41% | +3.24% | +3.26% | +2.21% | +6.21% | +5.90% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Icici Prudential Gilt Fund Direct Plan-growth | ₹117.15 | +7.62% | +7.08% | — |
| Icici Prudential Gilt Fund Direct Plan-idcw Half Yearly | ₹18.69 | +7.62% | +7.08% | — |
| Bandhan Gilt Fund Direct-growth | ₹40.69 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw | ₹15.69 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw Half Yearly | ₹12.66 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw Periodic | ₹19.26 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw Quarterly | ₹11.64 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw Yearly | ₹12.66 | +8.13% | +6.55% | — |
| Icici Prudential Gilt Fund-growth | ₹108.11 | +7.06% | +6.50% | — |
| Icici Prudential Gilt Fund-idcw Half Yearly | ₹17.71 | +7.06% | +6.50% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹72.66 |
| 31 Jul 2026 | ₹72.70 |
| 30 Jul 2026 | ₹72.87 |
| 29 Jul 2026 | ₹72.80 |
| 28 Jul 2026 | ₹72.79 |
| 27 Jul 2026 | ₹72.89 |
| 24 Jul 2026 | ₹72.91 |
| 23 Jul 2026 | ₹72.84 |
| 22 Jul 2026 | ₹72.88 |
| 21 Jul 2026 | ₹72.93 |
| 20 Jul 2026 | ₹72.89 |
| 17 Jul 2026 | ₹72.78 |
| 16 Jul 2026 | ₹72.88 |
| 15 Jul 2026 | ₹72.81 |
| 14 Jul 2026 | ₹72.70 |
| 13 Jul 2026 | ₹72.90 |
| 10 Jul 2026 | ₹72.91 |
| 09 Jul 2026 | ₹72.81 |
| 08 Jul 2026 | ₹72.79 |
| 07 Jul 2026 | ₹72.93 |
| 06 Jul 2026 | ₹72.96 |
| 03 Jul 2026 | ₹72.88 |
| 02 Jul 2026 | ₹72.92 |
| 01 Jul 2026 | ₹72.81 |
| 30 Jun 2026 | ₹72.82 |
| 29 Jun 2026 | ₹72.66 |
| 25 Jun 2026 | ₹72.40 |
| 24 Jun 2026 | ₹72.30 |
| 23 Jun 2026 | ₹72.18 |
| 22 Jun 2026 | ₹72.12 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹8,454.8 Cr
Since Launch
This Fund
Category Average
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SBI Gilt Fund Direct-growth Returns Comparison
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SBI Gilt Fund Direct-growth FAQ'S
- Sharpe Ratio: 0.30%
- Standard Deviation: 3.22%
- Sortino Ratio: 0.42%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under SBI Gilt Fund Direct-growth stand at approximately ₹ 8,454.8 crore.
The SBI Gilt Fund Direct-growth has delivered the following short-term performance:
- 3 Months Return: 2.19%
- 6 Months Return: 3.02%
The historical growth of the SBI Gilt Fund Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 6.85%
- 5 Year CAGR: 6.46%
- Return Since Launch: 8.77%
The portfolio of SBI Gilt Fund Direct-growth is distributed across different asset classes as follows:
- Debt Instruments: 92.32%
- Other Assets: 7.68%
The SBI Gilt Fund Direct-growth is managed by Sudhir Agrawal, representing SBI Mutual Fund.
Top stock holdings of SBI Gilt Fund Direct-growth include:
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – represents 42.89% of the portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – represents 42.89% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 32.86% of the portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – represents 31.21% of the portfolio
- GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100 – represents 30.93% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 34.73% of the portfolio
- GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 – represents 29.50% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 26.70% of the portfolio
- GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 – represents 22.03% of the portfolio
- GOVERNMENT OF INDIA 36958 GOI 19JN76 7.43 FV RS 100 – represents 27.60% of the portfolio
Major sector exposures in SBI Gilt Fund Direct-growth are:
- Entities – accounts for 843.69% of the portfolio
- Financial – accounts for 137.16% of the portfolio
