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SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw
Hybrid
Large Cap
Very High Risk
Latest AUM
₹ 1,615.8 Cr.
NAV as on 03 aug, 2026
₹ 21.04
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw
Inception Date
10 Feb 2021
Lock In
1825
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at very high risk
Category Average Annual Returns
2.84
Portfolio Composition Analysis
Equity
78.77%
Debt
3.45%
Commodity
4.43%
Cash
5.62%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Equity
Debt
Other
Financial
Consumer Discretionary
Materials
Industrials
Technology
Energy & Utilities
Healthcare
Consumer Staples
Real Estate
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 6.92% |
| HDFC Bank Ltd | Financial | Equity | 6.80% |
| HDFC Bank Ltd | Financial | Equity | 6.84% |
| HDFC Bank Ltd | Financial | Equity | 6.84% |
| HDFC Bank Ltd | Financial | Equity | 6.94% |
| HDFC Bank Ltd | Financial | Equity | 6.81% |
| HDFC Bank Ltd | Financial | Equity | 6.53% |
| CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100 | Entities | GOI Securities | 6.65% |
| HDFC Bank Ltd | Financial | Equity | 6.30% |
| CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100 | Entities | GOI Securities | 5.89% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.40% |
| Standard Deviation | 11.94% |
| Sortino Ratio | 0.49% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 5.90% | NA | 2.67% |
| 6 Months | 3.53% | NA | 10.68% |
| 9 Months | 2.84% | NA | 5.10% |
| 1 Year | 7.79% | 7.79% | 2.84% |
| 2 Years | 6.48% | 3.19% | 17.05% |
| 3 Years | 37.87% | 11.30% | 16.22% |
| 5 Years | 81.81% | 12.70% | 18.30% |
SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw is one Hybrid mutual fund offered by SBI Mutual Fund. Launched on 10 Feb 2021, the fund aims Long term capital appreciation. Investment predominantly in equity and equity related instruments & balance in debt and money market instruments. It manages assets worth ₹1,615.8 crore as on Tue Jun 30, 2026. The expense ratio stands at 1.23%.
Pradeep Kesavan has experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Rohit Shimpi has experience Prior to joining SBI Mutual Fund, he has worked with CNBC TV18, JP Morgans offshore research centre and HDFC Standard Life Insurance.
Ardhendu Bhattacharya has experience Prior to joining SBI Mutual Fund, he has worked with ICICI Bank and Citibank.
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from SBI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Equity Hybrid Fund-growth | 85,633.5 | +1.87% | +4.66% | +5.18% | +8.03% | +13.46% | +10.91% |
| SBI Equity Hybrid Fund Direct Plan-growth | 85,633.5 | +1.93% | +4.83% | +5.51% | +8.73% | +14.22% | +11.66% |
| SBI Equity Hybrid Fund-idcw | 85,633.5 | +1.87% | +4.66% | +5.18% | +8.03% | +13.46% | +10.91% |
| SBI Equity Hybrid Fund Direct Plan-idcw | 85,633.5 | +1.93% | +4.83% | +5.51% | +8.73% | +14.22% | +11.66% |
| SBI Retirement Benefit Fund - Aggressive Hybrid Plan Regular-growth | 1,615.8 | +1.83% | +5.63% | +3.02% | +6.72% | +10.16% | +11.46% |
| SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-growth | 1,615.8 | +1.92% | +5.90% | +3.53% | +7.79% | +11.30% | +12.70% |
| SBI Retirement Benefit Fund - Aggressive Hybrid Plan Regular-idcw | 1,615.8 | +1.83% | +5.63% | +3.02% | +6.72% | +10.16% | +11.46% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Equity Hybrid Fund Direct Plan-growth | 85,633.5 | +1.93% | +4.83% | +5.51% | +8.73% | +14.22% | +11.66% |
| SBI Equity Hybrid Fund-growth | 85,633.5 | +1.87% | +4.66% | +5.18% | +8.03% | +13.46% | +10.91% |
| SBI Equity Hybrid Fund-idcw | 85,633.5 | +1.87% | +4.66% | +5.18% | +8.03% | +13.46% | +10.91% |
| SBI Equity Hybrid Fund Direct Plan-idcw | 85,633.5 | +1.93% | +4.83% | +5.51% | +8.73% | +14.22% | +11.66% |
| ICICI Prudential Equity & Debt Fund-growth | 51,480.5 | +1.33% | +3.32% | +1.21% | +6.64% | +15.09% | +15.98% |
| ICICI Prudential Equity & Debt Fund Direct-growth | 51,480.5 | +1.38% | +3.46% | +1.49% | +7.26% | +15.77% | +16.65% |
| ICICI Prudential Equity & Debt Fund-idcw Half Yearly | 51,480.5 | +1.33% | +3.32% | +1.21% | +6.64% | +15.09% | +15.98% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Half Yearly | 51,480.5 | +1.38% | +3.46% | +1.49% | +7.26% | +15.77% | +16.65% |
| ICICI Prudential Equity & Debt Fund-idcw Monthly | 51,480.5 | +1.33% | +3.32% | +1.21% | +6.64% | +15.09% | +15.98% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Monthly | 51,480.5 | +1.38% | +3.46% | +1.49% | +7.26% | +15.77% | +16.65% |
Top funds are based on Fund AUM
Top Hybrid Funds
| Fund name | ||||
|---|---|---|---|---|
| Icici Prudential Retirement Fund - Hybrid Aggressive Plan Direct-growth | ₹31.82 | +19.82% | +16.71% | — |
| Icici Prudential Retirement Fund - Hybrid Aggressive Plan Direct-idcw | ₹31.83 | +19.82% | +16.71% | — |
| Icici Prudential Equity & Debt Fund Direct-growth | ₹461.13 | +15.77% | +16.65% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Half Yearly | ₹29.88 | +15.77% | +16.65% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Monthly | ₹72.08 | +15.77% | +16.65% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Yearly | ₹29.48 | +15.77% | +16.65% | — |
| Icici Prudential Equity & Debt Fund-growth | ₹413.12 | +15.09% | +15.98% | — |
| Icici Prudential Equity & Debt Fund-idcw Half Yearly | ₹26.15 | +15.09% | +15.98% | — |
| Icici Prudential Equity & Debt Fund-idcw Monthly | ₹44.09 | +15.09% | +15.98% | — |
| Icici Prudential Equity & Debt Fund-idcw Yearly | ₹26.29 | +15.09% | +15.98% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹21.04 |
| 31 Jul 2026 | ₹20.72 |
| 30 Jul 2026 | ₹20.65 |
| 29 Jul 2026 | ₹20.65 |
| 28 Jul 2026 | ₹20.46 |
| 27 Jul 2026 | ₹20.48 |
| 24 Jul 2026 | ₹20.31 |
| 23 Jul 2026 | ₹20.36 |
| 22 Jul 2026 | ₹20.50 |
| 21 Jul 2026 | ₹20.68 |
| 20 Jul 2026 | ₹20.63 |
| 17 Jul 2026 | ₹20.66 |
| 16 Jul 2026 | ₹20.61 |
| 15 Jul 2026 | ₹20.57 |
| 14 Jul 2026 | ₹20.47 |
| 13 Jul 2026 | ₹20.61 |
| 10 Jul 2026 | ₹20.60 |
| 09 Jul 2026 | ₹20.41 |
| 08 Jul 2026 | ₹20.27 |
| 07 Jul 2026 | ₹20.63 |
| 06 Jul 2026 | ₹20.69 |
| 03 Jul 2026 | ₹20.65 |
| 02 Jul 2026 | ₹20.61 |
| 01 Jul 2026 | ₹20.47 |
| 30 Jun 2026 | ₹20.43 |
| 29 Jun 2026 | ₹20.39 |
| 25 Jun 2026 | ₹20.45 |
| 24 Jun 2026 | ₹20.45 |
| 23 Jun 2026 | ₹20.34 |
| 22 Jun 2026 | ₹20.46 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹1,615.8 Cr
Since Launch
This Fund
Category Average
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SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw Returns Comparison
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SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw FAQ'S
- Sharpe Ratio: 0.40%
- Standard Deviation: 11.94%
- Sortino Ratio: 0.49%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw stand at approximately ₹ 1,615.8 crore.
The SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw has delivered the following short-term performance:
- 3 Months Return: 5.90%
- 6 Months Return: 3.53%
The historical growth of the SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 11.30%
- 5 Year CAGR: 12.70%
- Return Since Launch: 14.54%
The portfolio of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw is distributed across different asset classes as follows:
- Equity: 78.77%
- Debt Instruments: 3.45%
- Commodities: 4.43%
- Other Assets: 5.62%
The SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw is managed by Ardhendu Bhattacharya, representing SBI Mutual Fund.
The SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw investments are allocated across market caps in the following manner:
- Large Cap Stocks: 53.55%
- Mid Cap Stocks: 23.87%
- Small Cap Stocks: 22.58%
Top stock holdings of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw include:
- HDFC Bank Ltd – represents 6.92% of the portfolio
- HDFC Bank Ltd – represents 6.80% of the portfolio
- HDFC Bank Ltd – represents 6.84% of the portfolio
- HDFC Bank Ltd – represents 6.84% of the portfolio
- HDFC Bank Ltd – represents 6.94% of the portfolio
- HDFC Bank Ltd – represents 6.81% of the portfolio
- HDFC Bank Ltd – represents 6.53% of the portfolio
- CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100 – represents 6.65% of the portfolio
- HDFC Bank Ltd – represents 6.30% of the portfolio
- CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100 – represents 5.89% of the portfolio
Major sector exposures in SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw are:
- Financial – accounts for 273.90% of the portfolio
- Industrials – accounts for 186.75% of the portfolio
- Consumer Discretionary – accounts for 133.73% of the portfolio
- Materials – accounts for 117.30% of the portfolio
- Technology – accounts for 65.71% of the portfolio
