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SBI Savings Fund Direct-idcw Daily
Debt
Low to Moderate Risk
Latest AUM
₹ 34,892.1 Cr.
NAV as on 27 jul, 2026
₹ 14.86
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
SBI Savings Fund Direct-idcw Daily
Lock In
No Lock-in
Risk
Principal at low to moderate risk
Category Average Annual Returns
7.96
Portfolio Composition Analysis
Debt
102.68%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Debt
Financial
Entities
Energy & Utilities
Industrials
Technology
Real Estate
Healthcare
Portfolio Updated on: 27 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC BANK LIMITED CD 24MAR26 | Financial | Certificate of Deposit | 4.50% |
| HDFC BANK LIMITED CD 24MAR26 | Financial | Certificate of Deposit | 4.65% |
| HDFC BANK LIMITED CD 24MAR26 | Financial | Certificate of Deposit | 4.65% |
| HDFC BANK LIMITED CD 24MAR26 | Financial | Certificate of Deposit | 4.40% |
| BANK OF BARODA CD 15JUN26 | Financial | Certificate of Deposit | 4.33% |
| BANK OF BARODA CD 15JUN26 | Financial | Certificate of Deposit | 3.96% |
| BANK OF BARODA CD 15JUN26 | Financial | Certificate of Deposit | 3.80% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 09FEB27 | Financial | Certificate of Deposit | 1.00% |
| LIC HOUSING FINANCE LTD 328D CP 11FEB27 | Financial | Commercial Paper | 1.00% |
| BANK OF BARODA CD 15JUN26 | Financial | Certificate of Deposit | 3.93% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 2.94% |
| Standard Deviation | 0.38% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.66% | NA | 1.75% |
| 6 Months | 3.26% | NA | 4.16% |
| 9 Months | 4.68% | NA | 6.00% |
| 1 Year | 6.20% | 6.20% | 7.96% |
| 2 Years | 14.85% | 7.17% | 7.76% |
| 3 Years | 23.54% | 7.30% | 7.48% |
| 5 Years | 37.40% | 6.56% | 6.08% |
| 7 Years | 54.08% | 6.37% | NA |
| 10 Years | 93.25% | 6.81% | 6.86% |
SBI Savings Fund Direct-idcw Daily is one Debt mutual fund offered by SBI Mutual Fund. the fund aims Regular income for short-term. Investment in money market instruments. It manages assets worth ₹34,892.1 crore as on Tue Mar 31, 2026. The expense ratio stands at 0.25%.
Pradeep Kesavan has experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Rajeev Radhakrishnan has experience Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Tata Money Market Fund Direct-growth | 32,382.4 | +0.62% | +1.72% | +3.46% | +6.44% | +7.52% | +6.75% |
| Tata Money Market Fund Direct-idcw Daily | 32,382.4 | +0.62% | +1.72% | +3.46% | +6.44% | +7.52% | +6.75% |
| Nippon India Money Market Fund Direct-growth | 19,419.7 | +0.61% | +1.71% | +3.39% | +6.31% | +7.41% | +6.67% |
| Nippon India Money Market Fund Direct-growth | 19,419.7 | +0.61% | +1.71% | +3.39% | +6.31% | +7.41% | +6.67% |
| Nippon India Money Market Fund Direct-idcw Daily | 19,419.7 | +0.61% | +1.71% | +3.39% | +6.31% | +7.41% | +6.67% |
| Nippon India Money Market Fund Direct-idcw Daily | 19,419.7 | +0.61% | +1.71% | +3.39% | +6.31% | +7.41% | +6.67% |
| Nippon India Money Market Fund Direct-idcw Monthly | 19,419.7 | +0.61% | +1.71% | +3.39% | +6.31% | +7.41% | +6.67% |
| Nippon India Money Market Fund Direct-idcw Monthly | 19,419.7 | +0.61% | +1.71% | +3.39% | +6.31% | +7.41% | +6.67% |
| Nippon India Money Market Fund Direct-idcw Quarterly | 19,419.7 | +0.61% | +1.71% | +3.39% | +6.31% | +7.41% | +6.67% |
| Nippon India Money Market Fund Direct-idcw Quarterly | 19,419.7 | +0.61% | +1.71% | +3.39% | +6.31% | +7.41% | +6.67% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from SBI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Savings Fund-growth | 34,892.1 | +0.55% | +1.56% | +3.06% | +5.78% | +6.82% | +6.04% |
| SBI Savings Fund Direct-growth | 34,892.1 | +0.59% | +1.66% | +3.26% | +6.20% | +7.30% | +6.56% |
| SBI Savings Fund-growth | 34,892.1 | +0.55% | +1.56% | +3.06% | +5.78% | +6.82% | +6.04% |
| SBI Savings Fund Direct-growth | 34,892.1 | +0.59% | +1.66% | +3.26% | +6.20% | +7.30% | +6.56% |
| SBI Savings Fund-idcw Daily | 34,892.1 | +0.55% | +1.56% | +3.06% | +5.78% | +6.82% | +6.04% |
| SBI Savings Fund Direct-idcw Monthly | 34,892.1 | +0.59% | +1.66% | +3.26% | +6.20% | +7.30% | +6.56% |
| SBI Savings Fund-idcw Monthly | 34,892.1 | +0.55% | +1.56% | +3.06% | +5.78% | +6.82% | +6.04% |
| SBI Savings Fund-idcw Monthly | 34,892.1 | +0.55% | +1.56% | +3.06% | +5.78% | +6.82% | +6.04% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Savings Fund-growth | 34,892.1 | +0.55% | +1.56% | +3.06% | +5.78% | +6.82% | +6.04% |
| SBI Savings Fund Direct-growth | 34,892.1 | +0.59% | +1.66% | +3.26% | +6.20% | +7.30% | +6.56% |
| SBI Savings Fund-growth | 34,892.1 | +0.55% | +1.56% | +3.06% | +5.78% | +6.82% | +6.04% |
| SBI Savings Fund Direct-growth | 34,892.1 | +0.59% | +1.66% | +3.26% | +6.20% | +7.30% | +6.56% |
| SBI Savings Fund-idcw Daily | 34,892.1 | +0.55% | +1.56% | +3.06% | +5.78% | +6.82% | +6.04% |
| SBI Savings Fund Direct-idcw Monthly | 34,892.1 | +0.59% | +1.66% | +3.26% | +6.20% | +7.30% | +6.56% |
| SBI Savings Fund-idcw Monthly | 34,892.1 | +0.55% | +1.56% | +3.06% | +5.78% | +6.82% | +6.04% |
| SBI Savings Fund-idcw Monthly | 34,892.1 | +0.55% | +1.56% | +3.06% | +5.78% | +6.82% | +6.04% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Tata Money Market Fund Direct-growth | ₹5,160.11 | +7.52% | +6.75% | — |
| Tata Money Market Fund Direct-idcw Daily | ₹1,114.52 | +7.52% | +6.75% | — |
| Nippon India Money Market Fund Direct-growth | ₹4,504.89 | +7.41% | +6.67% | — |
| Nippon India Money Market Fund Direct-growth | ₹4,504.89 | +7.41% | +6.67% | — |
| Nippon India Money Market Fund Direct-idcw Daily | ₹1,006.30 | +7.41% | +6.67% | — |
| Nippon India Money Market Fund Direct-idcw Daily | ₹1,006.30 | +7.41% | +6.67% | — |
| Nippon India Money Market Fund Direct-idcw Monthly | ₹1,029.29 | +7.41% | +6.67% | — |
| Nippon India Money Market Fund Direct-idcw Monthly | ₹1,029.29 | +7.41% | +6.67% | — |
| Nippon India Money Market Fund Direct-idcw Quarterly | ₹1,020.58 | +7.41% | +6.67% | — |
| Nippon India Money Market Fund Direct-idcw Quarterly | ₹1,020.58 | +7.41% | +6.67% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 27 Jul 2026 | ₹14.86 |
| 24 Jul 2026 | ₹14.85 |
| 23 Jul 2026 | ₹14.84 |
| 22 Jul 2026 | ₹14.84 |
| 21 Jul 2026 | ₹14.84 |
| 20 Jul 2026 | ₹14.83 |
| 17 Jul 2026 | ₹14.83 |
| 16 Jul 2026 | ₹14.82 |
| 15 Jul 2026 | ₹14.81 |
| 14 Jul 2026 | ₹14.81 |
| 13 Jul 2026 | ₹14.82 |
| 10 Jul 2026 | ₹14.82 |
| 09 Jul 2026 | ₹14.81 |
| 08 Jul 2026 | ₹14.80 |
| 07 Jul 2026 | ₹14.81 |
| 06 Jul 2026 | ₹14.82 |
| 03 Jul 2026 | ₹14.82 |
| 02 Jul 2026 | ₹14.82 |
| 01 Jul 2026 | ₹14.81 |
| 30 Jun 2026 | ₹14.80 |
| 29 Jun 2026 | ₹14.79 |
| 25 Jun 2026 | ₹14.77 |
| 24 Jun 2026 | ₹14.76 |
| 23 Jun 2026 | ₹14.75 |
| 22 Jun 2026 | ₹14.75 |
| 19 Jun 2026 | ₹14.74 |
| 18 Jun 2026 | ₹14.74 |
| 17 Jun 2026 | ₹14.73 |
| 15 Jun 2026 | ₹14.72 |
| 12 Jun 2026 | ₹14.70 |
Portfolio Updated on: 28 Jul, 2026
Fund Growth & Size Analysis
+₹34,892.1 Cr
Since Launch
This Fund
Category Average
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SBI Savings Fund Direct-idcw Daily Returns Comparison
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SBI Savings Fund Direct-idcw Daily FAQ'S
- Sharpe Ratio: 2.94%
- Standard Deviation: 0.38%
As of Tue Mar 31, 2026, the total assets managed under SBI Savings Fund Direct-idcw Daily stand at approximately ₹ 34,892.1 crore.
The SBI Savings Fund Direct-idcw Daily has delivered the following short-term performance:
- 3 Months Return: 1.66%
- 6 Months Return: 3.26%
The historical growth of the SBI Savings Fund Direct-idcw Daily is reflected through its CAGR returns:
- 3 Year CAGR: 7.30%
- 5 Year CAGR: 6.56%
- Return Since Launch: 7.48%
The portfolio of SBI Savings Fund Direct-idcw Daily is distributed across different asset classes as follows:
- Debt Instruments: 102.68%
The SBI Savings Fund Direct-idcw Daily is managed by Rajeev Radhakrishnan, representing SBI Mutual Fund.
Top stock holdings of SBI Savings Fund Direct-idcw Daily include:
- HDFC BANK LIMITED CD 24MAR26 – represents 4.50% of the portfolio
- HDFC BANK LIMITED CD 24MAR26 – represents 4.65% of the portfolio
- HDFC BANK LIMITED CD 24MAR26 – represents 4.65% of the portfolio
- HDFC BANK LIMITED CD 24MAR26 – represents 4.40% of the portfolio
- BANK OF BARODA CD 15JUN26 – represents 4.33% of the portfolio
- BANK OF BARODA CD 15JUN26 – represents 3.96% of the portfolio
- BANK OF BARODA CD 15JUN26 – represents 3.80% of the portfolio
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 09FEB27 – represents 1.00% of the portfolio
- LIC HOUSING FINANCE LTD 328D CP 11FEB27 – represents 1.00% of the portfolio
- BANK OF BARODA CD 15JUN26 – represents 3.93% of the portfolio
Major sector exposures in SBI Savings Fund Direct-idcw Daily are:
- Financial – accounts for 680.89% of the portfolio
- Entities – accounts for 25.58% of the portfolio
- Energy & Utilities – accounts for 5.25% of the portfolio
- Industrials – accounts for 4.59% of the portfolio
- Technology – accounts for 2.00% of the portfolio
