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Tata Retirement Savings Fund Moderate Plan Regular-growth
Hybrid
Large Cap
Very High Risk
Latest AUM
₹ 1,887.7 Cr.
NAV as on 24 jul, 2026
₹ 66.76
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Tata Retirement Savings Fund Moderate Plan Regular-growth
Inception Date
01 Nov 2011
Lock In
1825
SIP Minimum Investment amount
₹150
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at very high risk
Category Average Annual Returns
1.63
Portfolio Composition Analysis
Equity
82.26%
Debt
14.59%
Cash
3.15%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Equity
Debt
Financial
Consumer Staples
Consumer Discretionary
Technology
Energy & Utilities
Industrials
Materials
Real Estate
Healthcare
Diversified
Portfolio Updated on: 24 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 5.81% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 5.81% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 5.78% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 5.96% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 5.82% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 6.09% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 5.96% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 5.99% |
| HDFC Bank Ltd | Financial | Equity | 5.58% |
| HDFC Bank Ltd | Financial | Equity | 5.56% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.43% |
| Standard Deviation | 12.45% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 5.20% | NA | 2.37% |
| 6 Months | 7.49% | NA | 10.03% |
| 9 Months | 2.14% | NA | 4.17% |
| 1 Year | 2.60% | 2.60% | 1.63% |
| 2 Years | 6.63% | 3.26% | 15.69% |
| 3 Years | 40.19% | 11.92% | 14.87% |
| 5 Years | 64.00% | 10.40% | 16.93% |
| 7 Years | 131.35% | 12.73% | NA |
| 10 Years | 202.37% | 11.70% | 11.58% |
Tata Retirement Savings Fund Moderate Plan Regular-growth is one Hybrid mutual fund offered by Tata Mutual Fund. Launched on 01 Nov 2011, the fund aims Long Term Capital Appreciation. A predominantly equity oriented
(between 65%-85%) savings scheme
which provides tool for retirement
planning to individual investors. It manages assets worth ₹1,887.7 crore as on Tue Mar 31, 2026. The expense ratio stands at 2.06%.
Murthy Nagarajan has experience Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Sonam Udasi has experience Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Tata Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Tata Aggressive Hybrid Fund Direct-growth | 3,608.2 | -0.51% | +2.68% | +0.41% | +0.65% | +8.70% | +10.10% |
| Tata Aggressive Hybrid Fund Regular-growth | 3,608.2 | -0.58% | +2.44% | -0.06% | -0.29% | +7.67% | +9.06% |
| Tata Aggressive Hybrid Fund Regular-idcw | 3,608.2 | -0.58% | +2.44% | -0.06% | -0.29% | +7.67% | +9.06% |
| Tata Aggressive Hybrid Fund Direct-idcw | 3,608.2 | -0.51% | +2.68% | +0.41% | +0.65% | +8.70% | +10.10% |
| Tata Aggressive Hybrid Fund Regular-idcw Monthly | 3,608.2 | -0.58% | +2.44% | -0.06% | -0.29% | +7.67% | +9.06% |
| Tata Aggressive Hybrid Fund Direct-idcw Monthly | 3,608.2 | -0.51% | +2.68% | +0.41% | +0.65% | +8.70% | +10.10% |
| Tata Retirement Savings Fund Moderate Plan Direct-growth | 1,887.7 | +0.76% | +5.56% | +8.22% | +4.02% | +13.49% | +11.98% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Equity Hybrid Fund-growth | 76,291.8 | -0.28% | +1.64% | +4.39% | +2.74% | +12.18% | +10.64% |
| SBI Equity Hybrid Fund Direct Plan-growth | 76,291.8 | -0.23% | +1.80% | +4.72% | +3.41% | +12.93% | +11.39% |
| SBI Equity Hybrid Fund Direct Plan-idcw | 76,291.8 | -0.23% | +1.80% | +4.72% | +3.41% | +12.93% | +11.39% |
| SBI Equity Hybrid Fund-idcw | 76,291.8 | -0.28% | +1.64% | +4.39% | +2.74% | +12.18% | +10.64% |
| ICICI Prudential Equity & Debt Fund-growth | 46,700.4 | -0.51% | +1.09% | +1.10% | +2.52% | +14.59% | +16.13% |
| ICICI Prudential Equity & Debt Fund Direct-growth | 46,700.4 | -0.47% | +1.23% | +1.38% | +3.11% | +15.26% | +16.80% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Half Yearly | 46,700.4 | -0.47% | +1.23% | +1.38% | +3.11% | +15.26% | +16.80% |
| ICICI Prudential Equity & Debt Fund-idcw Half Yearly | 46,700.4 | -0.51% | +1.09% | +1.10% | +2.52% | +14.59% | +16.13% |
| ICICI Prudential Equity & Debt Fund-idcw Monthly | 46,700.4 | -0.51% | +1.09% | +1.10% | +2.52% | +14.59% | +16.13% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Monthly | 46,700.4 | -0.47% | +1.23% | +1.38% | +3.11% | +15.26% | +16.80% |
Top funds are based on Fund AUM
Top Hybrid Funds
| Fund name | ||||
|---|---|---|---|---|
| Sbi Children's Fund - Investment Plan Direct-growth | ₹52.84 | +21.64% | +22.24% | — |
| Sbi Children's Fund - Investment Plan Regular-growth | ₹49.14 | +20.33% | +20.79% | — |
| Icici Prudential Equity & Debt Fund Direct-growth | ₹448.96 | +15.26% | +16.80% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Half Yearly | ₹29.09 | +15.26% | +16.80% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Monthly | ₹70.17 | +15.26% | +16.80% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Yearly | ₹28.70 | +15.26% | +16.80% | — |
| Icici Prudential Retirement Fund - Hybrid Aggressive Plan Direct-growth | ₹30.84 | +18.94% | +16.63% | — |
| Icici Prudential Retirement Fund - Hybrid Aggressive Plan Direct-idcw | ₹30.85 | +18.94% | +16.63% | — |
| Icici Prudential Equity & Debt Fund-growth | ₹402.27 | +14.59% | +16.13% | — |
| Icici Prudential Equity & Debt Fund-idcw Half Yearly | ₹25.47 | +14.59% | +16.13% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 24 Jul 2026 | ₹66.76 |
| 23 Jul 2026 | ₹66.87 |
| 22 Jul 2026 | ₹67.47 |
| 21 Jul 2026 | ₹67.84 |
| 20 Jul 2026 | ₹67.77 |
| 17 Jul 2026 | ₹67.36 |
| 16 Jul 2026 | ₹67.28 |
| 15 Jul 2026 | ₹67.52 |
| 14 Jul 2026 | ₹67.31 |
| 13 Jul 2026 | ₹67.61 |
| 10 Jul 2026 | ₹67.66 |
| 09 Jul 2026 | ₹66.85 |
| 08 Jul 2026 | ₹66.37 |
| 07 Jul 2026 | ₹67.15 |
| 06 Jul 2026 | ₹67.56 |
| 03 Jul 2026 | ₹67.28 |
| 02 Jul 2026 | ₹67.31 |
| 01 Jul 2026 | ₹67.10 |
| 30 Jun 2026 | ₹66.54 |
| 29 Jun 2026 | ₹66.21 |
| 25 Jun 2026 | ₹66.13 |
| 24 Jun 2026 | ₹66.33 |
| 23 Jun 2026 | ₹66.32 |
| 22 Jun 2026 | ₹67.08 |
| 19 Jun 2026 | ₹66.72 |
| 18 Jun 2026 | ₹66.52 |
| 17 Jun 2026 | ₹66.35 |
| 15 Jun 2026 | ₹65.64 |
| 12 Jun 2026 | ₹64.80 |
| 11 Jun 2026 | ₹63.70 |
Portfolio Updated on: 25 Jul, 2026
Fund Growth & Size Analysis
+₹1,887.7 Cr
Since Launch
This Fund
Category Average
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Tata Retirement Savings Fund Moderate Plan Regular-growth Returns Comparison
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Tata Retirement Savings Fund Moderate Plan Regular-growth FAQ'S
- Sharpe Ratio: 0.43%
- Standard Deviation: 12.45%
As of Tue Mar 31, 2026, the total assets managed under Tata Retirement Savings Fund Moderate Plan Regular-growth stand at approximately ₹ 1,887.7 crore.
The Tata Retirement Savings Fund Moderate Plan Regular-growth has delivered the following short-term performance:
- 3 Months Return: 5.20%
- 6 Months Return: 7.49%
The historical growth of the Tata Retirement Savings Fund Moderate Plan Regular-growth is reflected through its CAGR returns:
- 3 Year CAGR: 11.92%
- 5 Year CAGR: 10.40%
- Return Since Launch: 13.75%
The portfolio of Tata Retirement Savings Fund Moderate Plan Regular-growth is distributed across different asset classes as follows:
- Equity: 82.26%
- Debt Instruments: 14.59%
- Other Assets: 3.15%
The Tata Retirement Savings Fund Moderate Plan Regular-growth is managed by Sonam Udasi, representing Tata Mutual Fund.
The Tata Retirement Savings Fund Moderate Plan Regular-growth investments are allocated across market caps in the following manner:
- Large Cap Stocks: 1.00%
- Mid Cap Stocks: 1.00%
- Small Cap Stocks: 1.00%
Top stock holdings of Tata Retirement Savings Fund Moderate Plan Regular-growth include:
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 5.81% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 5.81% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 5.78% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 5.96% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 5.82% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 6.09% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 5.96% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 5.99% of the portfolio
- HDFC Bank Ltd – represents 5.58% of the portfolio
- HDFC Bank Ltd – represents 5.56% of the portfolio
Major sector exposures in Tata Retirement Savings Fund Moderate Plan Regular-growth are:
- Financial – accounts for 278.74% of the portfolio
- Consumer Staples – accounts for 108.85% of the portfolio
- Entities – accounts for 85.79% of the portfolio
- Consumer Discretionary – accounts for 84.03% of the portfolio
- Technology – accounts for 74.03% of the portfolio
