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Tata Retirement Savings Fund Progressive Plan Direct-growth
Equity
Large Cap
Very High Risk
Latest AUM
₹ 2,163.8 Cr.
NAV as on 03 aug, 2026
₹ 85.68
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Tata Retirement Savings Fund Progressive Plan Direct-growth
Inception Date
01 Jan 2013
Lock In
1825
SIP Minimum Investment amount
₹150
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at very high risk
Category Average Annual Returns
0.23
Portfolio Composition Analysis
Equity
95.18%
Cash
4.82%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Equity
Financial
Consumer Staples
Industrials
Energy & Utilities
Technology
Consumer Discretionary
Materials
Healthcare
Real Estate
Diversified
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 6.63% |
| HDFC Bank Ltd | Financial | Equity | 6.58% |
| HDFC Bank Ltd | Financial | Equity | 6.53% |
| HDFC Bank Ltd | Financial | Equity | 6.53% |
| HDFC Bank Ltd | Financial | Equity | 6.51% |
| HDFC Bank Ltd | Financial | Equity | 6.50% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.77% |
| Solar Industries India Ltd | Materials | Equity | 5.55% |
| Solar Industries India Ltd | Materials | Equity | 5.29% |
| Solar Industries India Ltd | Materials | Equity | 5.29% |
Debt & Credit Risk Analysis
| Alpha | 2.74% |
| Beta | 1.00% |
| R2 | 0.89% |
| Sharpe Ratio | 0.58% |
| Standard Deviation | 16.21% |
| Sortino Ratio | 0.80% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 7.51% | NA | 3.06% |
| 6 Months | 9.22% | NA | 12.13% |
| 9 Months | 6.43% | NA | 3.39% |
| 1 Year | 9.78% | 9.78% | 0.23% |
| 2 Years | 8.56% | 4.19% | 19.05% |
| 3 Years | 54.28% | 15.55% | 17.87% |
| 5 Years | 80.20% | 12.50% | 20.71% |
| 7 Years | 178.55% | 15.76% | NA |
| 10 Years | 283.27% | 14.38% | 14.09% |
Tata Retirement Savings Fund Progressive Plan Direct-growth is one Equity mutual fund offered by Tata Mutual Fund. Launched on 01 Jan 2013, the fund aims Long Term Capital Appreciation. A predominantly equity oriented savingsscheme which provides tool for retirement planning to individual investors. It manages assets worth ₹2,163.8 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.82%.
Murthy Nagarajan has experience Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Sonam Udasi has experience Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-growth | 1,997.8 | +2.25% | +4.69% | +6.05% | +13.85% | +22.56% | +21.27% |
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-idcw | 1,997.8 | +2.25% | +4.69% | +6.05% | +13.85% | +22.56% | +21.27% |
| SBI Children's Fund - Investment Plan Direct-growth | 6,944.3 | +0.67% | +7.26% | +14.57% | +17.84% | +21.63% | +21.09% |
| SBI Children's Fund - Investment Plan Regular-growth | 6,944.3 | +0.58% | +7.01% | +14.03% | +16.68% | +20.32% | +19.66% |
| ICICI Prudential Retirement Fund - Pure Equity Plan-growth | 1,997.8 | +2.14% | +4.35% | +5.36% | +12.34% | +20.89% | +19.62% |
| ICICI Prudential Retirement Fund - Pure Equity Plan-idcw | 1,997.8 | +2.14% | +4.35% | +5.36% | +12.34% | +20.89% | +19.62% |
| HDFC Flexi Cap Direct Plan-growth | 106,495.6 | +3.03% | +7.88% | +1.66% | +7.87% | +18.31% | +18.73% |
| HDFC Flexi Cap Direct Plan-idcw | 106,495.6 | +3.03% | +7.88% | +1.66% | +7.87% | +18.31% | +18.73% |
| HDFC Flexi Cap Fund Regular-growth | 106,495.6 | +2.97% | +7.71% | +1.35% | +7.17% | +17.53% | +17.95% |
| HDFC Flexi Cap Fund Regular-idcw | 106,495.6 | +2.97% | +7.71% | +1.35% | +7.17% | +17.53% | +17.95% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Tata Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Tata Flexi Cap Fund Regular-growth | 3,638.8 | +1.61% | +3.04% | -1.23% | +1.29% | +11.53% | +9.93% |
| Tata Flexi Cap Fund Direct-growth | 3,638.8 | +1.72% | +3.37% | -0.61% | +2.58% | +12.95% | +11.37% |
| Tata Flexi Cap Fund Direct-idcw | 3,638.8 | +1.72% | +3.37% | -0.61% | +2.58% | +12.95% | +11.37% |
| Tata Flexi Cap Fund Regular-idcw | 3,638.8 | +1.61% | +3.04% | -1.23% | +1.29% | +11.53% | +9.93% |
| Tata Retirement Savings Fund Progressive Plan Regular-growth | 2,163.8 | +1.97% | +7.12% | +8.47% | +8.22% | +13.89% | +10.84% |
| Tata Children's Direct | 334.5 | +0.17% | +2.94% | -3.06% | -5.12% | +7.08% | +8.77% |
| Tata Children's Regular | 334.5 | +0.12% | +2.77% | -3.34% | -5.64% | +6.52% | +8.13% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Parag Parikh Flexi Cap Fund Direct-growth | 143,388.4 | +2.46% | +0.84% | -1.57% | -0.12% | +14.31% | +13.68% |
| Parag Parikh Flexi Cap Fund Regular-growth | 143,388.4 | +2.41% | +0.68% | -1.87% | -0.74% | +13.54% | +12.79% |
| Parag Parikh Flexi Cap Fund Regular-idcw | 143,388.4 | +2.41% | +0.68% | -1.87% | -0.74% | +13.54% | +12.79% |
| Parag Parikh Flexi Cap Fund Direct-idcw | 143,388.4 | +2.46% | +0.84% | -1.57% | -0.12% | +14.31% | +13.68% |
| HDFC Flexi Cap Fund Regular-growth | 106,495.6 | +2.97% | +7.71% | +1.35% | +7.17% | +17.53% | +17.95% |
| HDFC Flexi Cap Direct Plan-growth | 106,495.6 | +3.03% | +7.88% | +1.66% | +7.87% | +18.31% | +18.73% |
| HDFC Flexi Cap Fund Regular-idcw | 106,495.6 | +2.97% | +7.71% | +1.35% | +7.17% | +17.53% | +17.95% |
| HDFC Flexi Cap Direct Plan-idcw | 106,495.6 | +3.03% | +7.88% | +1.66% | +7.87% | +18.31% | +18.73% |
| Kotak Flexicap Fund Direct-growth | 55,850.3 | +1.16% | +4.49% | -0.82% | +5.08% | +14.39% | +12.39% |
| Kotak Flexicap Fund Regular-growth | 55,850.3 | +1.09% | +4.27% | -1.23% | +4.20% | +13.42% | +11.41% |
Top funds are based on Fund AUM
Top Equity Funds
| Fund name | ||||
|---|---|---|---|---|
| Icici Prudential Retirement Fund - Pure Equity Plan Direct-growth | ₹39.99 | +22.56% | +21.27% | — |
| Icici Prudential Retirement Fund - Pure Equity Plan Direct-idcw | ₹39.98 | +22.56% | +21.27% | — |
| Sbi Children's Fund - Investment Plan Direct-growth | ₹53.20 | +21.63% | +21.09% | — |
| Sbi Children's Fund - Investment Plan Regular-growth | ₹49.47 | +20.32% | +19.66% | — |
| Icici Prudential Retirement Fund - Pure Equity Plan-growth | ₹35.78 | +20.89% | +19.62% | — |
| Icici Prudential Retirement Fund - Pure Equity Plan-idcw | ₹35.79 | +20.89% | +19.62% | — |
| Hdfc Flexi Cap Direct Plan-growth | ₹2,305.46 | +18.31% | +18.73% | — |
| Hdfc Flexi Cap Direct Plan-idcw | ₹93.22 | +18.31% | +18.73% | — |
| Hdfc Flexi Cap Fund Regular-growth | ₹2,094.50 | +17.53% | +17.95% | — |
| Hdfc Flexi Cap Fund Regular-idcw | ₹75.69 | +17.53% | +17.95% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹85.68 |
| 31 Jul 2026 | ₹85.06 |
| 30 Jul 2026 | ₹84.72 |
| 29 Jul 2026 | ₹84.84 |
| 28 Jul 2026 | ₹84.15 |
| 27 Jul 2026 | ₹84.10 |
| 24 Jul 2026 | ₹83.36 |
| 23 Jul 2026 | ₹83.52 |
| 22 Jul 2026 | ₹84.42 |
| 21 Jul 2026 | ₹84.94 |
| 20 Jul 2026 | ₹84.80 |
| 17 Jul 2026 | ₹84.17 |
| 16 Jul 2026 | ₹84.08 |
| 15 Jul 2026 | ₹84.38 |
| 14 Jul 2026 | ₹84.09 |
| 13 Jul 2026 | ₹84.47 |
| 10 Jul 2026 | ₹84.51 |
| 09 Jul 2026 | ₹83.36 |
| 08 Jul 2026 | ₹82.66 |
| 07 Jul 2026 | ₹83.72 |
| 06 Jul 2026 | ₹84.31 |
| 03 Jul 2026 | ₹83.92 |
| 02 Jul 2026 | ₹84.00 |
| 01 Jul 2026 | ₹83.65 |
| 30 Jun 2026 | ₹82.88 |
| 29 Jun 2026 | ₹82.44 |
| 25 Jun 2026 | ₹82.35 |
| 24 Jun 2026 | ₹82.62 |
| 23 Jun 2026 | ₹82.65 |
| 22 Jun 2026 | ₹83.73 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹2,163.8 Cr
Since Launch
This Fund
Category Average
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Tata Retirement Savings Fund Progressive Plan Direct-growth Returns Comparison
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Tata Retirement Savings Fund Progressive Plan Direct-growth FAQ'S
- Sharpe Ratio: 0.58%
- Standard Deviation: 16.21%
- Beta: 1.00%
- Alpha: 2.74%
- R-squared: 0.89%
- Information Ratio: 0.50%
- Sortino Ratio: 0.80%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Tata Retirement Savings Fund Progressive Plan Direct-growth stand at approximately ₹ 2,163.8 crore.
The Tata Retirement Savings Fund Progressive Plan Direct-growth has delivered the following short-term performance:
- 3 Months Return: 7.51%
- 6 Months Return: 9.22%
The historical growth of the Tata Retirement Savings Fund Progressive Plan Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 15.55%
- 5 Year CAGR: 12.50%
- Return Since Launch: 15.36%
The portfolio of Tata Retirement Savings Fund Progressive Plan Direct-growth is distributed across different asset classes as follows:
- Equity: 95.18%
- Other Assets: 4.82%
The Tata Retirement Savings Fund Progressive Plan Direct-growth is managed by Sonam Udasi, representing Tata Mutual Fund.
The Tata Retirement Savings Fund Progressive Plan Direct-growth investments are allocated across market caps in the following manner:
- Large Cap Stocks: 57.72%
- Mid Cap Stocks: 23.03%
- Small Cap Stocks: 19.25%
Top stock holdings of Tata Retirement Savings Fund Progressive Plan Direct-growth include:
- HDFC Bank Ltd – represents 6.63% of the portfolio
- HDFC Bank Ltd – represents 6.58% of the portfolio
- HDFC Bank Ltd – represents 6.53% of the portfolio
- HDFC Bank Ltd – represents 6.53% of the portfolio
- HDFC Bank Ltd – represents 6.51% of the portfolio
- HDFC Bank Ltd – represents 6.50% of the portfolio
- Reliance Industries Ltd – represents 5.77% of the portfolio
- Solar Industries India Ltd – represents 5.55% of the portfolio
- Solar Industries India Ltd – represents 5.29% of the portfolio
- Solar Industries India Ltd – represents 5.29% of the portfolio
Major sector exposures in Tata Retirement Savings Fund Progressive Plan Direct-growth are:
- Financial – accounts for 390.76% of the portfolio
- Consumer Staples – accounts for 151.95% of the portfolio
- Industrials – accounts for 115.46% of the portfolio
- Energy & Utilities – accounts for 106.69% of the portfolio
- Technology – accounts for 98.30% of the portfolio
