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Union Elss Tax Saver Fund Direct-idcw
Equity
Large Cap
Very High Risk
Latest AUM
₹ 772.1 Cr.
NAV as on 24 jul, 2026
₹ 70.76
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Union Elss Tax Saver Fund Direct-idcw
Inception Date
01 Jan 2013
Lock In
1095
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at very high risk
Portfolio Composition Analysis
Equity
98.34%
Debt
0.05%
Cash
1.61%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Equity
Financial
Industrials
Technology
Consumer Discretionary
Energy & Utilities
Materials
Healthcare
Consumer Staples
Real Estate
Portfolio Updated on: 24 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 7.95% |
| HDFC Bank Ltd | Financial | Equity | 7.95% |
| HDFC Bank Ltd | Financial | Equity | 7.79% |
| HDFC Bank Ltd | Financial | Equity | 7.79% |
| HDFC Bank Ltd | Financial | Equity | 7.73% |
| HDFC Bank Ltd | Financial | Equity | 7.72% |
| HDFC Bank Ltd | Financial | Equity | 7.48% |
| HDFC Bank Ltd | Financial | Equity | 6.78% |
| HDFC Bank Ltd | Financial | Equity | 6.43% |
| ICICI Bank Ltd | Financial | Equity | 5.80% |
Debt & Credit Risk Analysis
| Alpha | 0.33% |
| Beta | 0.93% |
| Sharpe Ratio | 0.50% |
| Standard Deviation | 14.00% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 3.12% | NA | 2.54% |
| 6 Months | 2.95% | NA | 11.40% |
| 9 Months | -2.63% | NA | 2.59% |
| 1 Year | -0.30% | -0.30% | -1.28% |
| 2 Years | 3.49% | 1.73% | 17.82% |
| 3 Years | 38.10% | 11.36% | 17.29% |
| 5 Years | 77.42% | 12.15% | 20.37% |
| 7 Years | 189.86% | 16.42% | NA |
| 10 Years | 244.29% | 13.16% | 13.33% |
Union Elss Tax Saver Fund Direct-idcw is one Equity mutual fund offered by Union Mutual Fund. Launched on 01 Jan 2013, the fund aims Long term capital appreciation along with tax saving u/s 80C of Income Tax Act. Investment predominantly in equity & equity related portfolio. It manages assets worth ₹772.1 crore as on Tue Mar 31, 2026. The expense ratio stands at 1.39%.
Vinod Malviya has experience Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.
Sanjay Bembalkar has experience Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Union Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Union Elss Tax Saver Fund-growth | 772.1 | -0.32% | +2.88% | +2.49% | -1.19% | +10.35% | +11.18% |
| Union Elss Tax Saver Fund Direct-growth | 772.1 | -0.24% | +3.12% | +2.95% | -0.30% | +11.36% | +12.15% |
| Union Elss Tax Saver Fund-idcw | 772.1 | -0.32% | +2.88% | +2.49% | -1.19% | +10.35% | +11.18% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Elss Tax Saver Direct Plan-growth | 29,075.8 | -0.23% | +2.81% | +2.21% | -1.63% | +10.68% | +7.71% |
| Axis Elss Tax Saver Fund-growth | 29,075.8 | -0.28% | +2.63% | +1.84% | -2.34% | +9.87% | +6.89% |
| Axis Elss Tax Saver Direct Plan-idcw | 29,075.8 | -0.23% | +2.81% | +2.21% | -1.63% | +10.68% | +7.71% |
| Axis Elss Tax Saver Fund-idcw | 29,075.8 | -0.28% | +2.63% | +1.84% | -2.34% | +9.87% | +6.89% |
| SBI Elss Tax Saver Fund Regular-growth | 28,441.4 | -1.28% | +1.28% | -0.55% | -2.38% | +15.73% | +15.87% |
| SBI Elss Tax Saver Fund Direct-growth | 28,441.4 | -1.23% | +1.44% | -0.23% | -1.76% | +16.50% | +16.62% |
| SBI Elss Tax Saver Fund Regular-idcw | 28,441.4 | -1.28% | +1.28% | -0.55% | -2.38% | +15.73% | +15.87% |
| SBI Elss Tax Saver Fund Direct Plan-idcw | 28,441.4 | -1.23% | +1.44% | -0.23% | -1.76% | +16.50% | +16.62% |
| Mirae Asset Elss Tax Saver Fund Direct-growth | 22,940.3 | -1.53% | +3.44% | +2.03% | +0.76% | +13.40% | +12.58% |
| Mirae Asset Elss Tax Saver Fund Regular-growth | 22,940.3 | -1.60% | +3.19% | +1.54% | -0.21% | +12.31% | +11.41% |
Top funds are based on Fund AUM
Top Equity Funds
| Fund name | ||||
|---|---|---|---|---|
| Sundaram Long Term Tax Advantage Fund Series Iv Direct-growth | ₹36.99 | +15.66% | +18.09% | — |
| Sundaram Long Term Tax Advantage Fund Series Iv Direct-idcw | ₹33.98 | +15.66% | +18.09% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Direct-growth | ₹32.20 | +15.50% | +17.99% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Direct-idcw | ₹30.65 | +15.50% | +17.99% | — |
| Sundaram Long Term Tax Advantage Fund Series Iv Regular-growth | ₹36.20 | +15.42% | +17.85% | — |
| Sundaram Long Term Tax Advantage Fund Series Iv Regular-idcw | ₹33.22 | +15.42% | +17.85% | — |
| Motilal Oswal Elss Tax Saver Fund Direct-growth | ₹63.22 | +21.90% | +17.77% | — |
| Motilal Oswal Elss Tax Saver Fund Direct-idcw | ₹39.08 | +21.90% | +17.77% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Regular-growth | ₹31.12 | +15.24% | +17.72% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Regular-idcw | ₹29.59 | +15.24% | +17.72% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 24 Jul 2026 | ₹70.76 |
| 23 Jul 2026 | ₹71.02 |
| 22 Jul 2026 | ₹71.67 |
| 21 Jul 2026 | ₹72.44 |
| 20 Jul 2026 | ₹72.31 |
| 17 Jul 2026 | ₹72.21 |
| 16 Jul 2026 | ₹72.05 |
| 15 Jul 2026 | ₹72.00 |
| 14 Jul 2026 | ₹71.57 |
| 13 Jul 2026 | ₹72.09 |
| 10 Jul 2026 | ₹71.93 |
| 09 Jul 2026 | ₹70.95 |
| 08 Jul 2026 | ₹70.32 |
| 07 Jul 2026 | ₹71.83 |
| 06 Jul 2026 | ₹72.08 |
| 03 Jul 2026 | ₹71.58 |
| 02 Jul 2026 | ₹71.75 |
| 01 Jul 2026 | ₹71.40 |
| 30 Jun 2026 | ₹71.01 |
| 29 Jun 2026 | ₹70.89 |
| 25 Jun 2026 | ₹70.89 |
| 24 Jun 2026 | ₹70.93 |
| 23 Jun 2026 | ₹70.62 |
| 22 Jun 2026 | ₹71.22 |
| 19 Jun 2026 | ₹70.88 |
| 18 Jun 2026 | ₹70.84 |
| 17 Jun 2026 | ₹70.39 |
| 15 Jun 2026 | ₹69.81 |
| 12 Jun 2026 | ₹68.65 |
| 11 Jun 2026 | ₹67.16 |
Portfolio Updated on: 25 Jul, 2026
Fund Growth & Size Analysis
+₹772.1 Cr
Since Launch
This Fund
Category Average
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Union Elss Tax Saver Fund Direct-idcw Returns Comparison
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Union Elss Tax Saver Fund Direct-idcw FAQ'S
- Sharpe Ratio: 0.50%
- Standard Deviation: 14.00%
- Beta: 0.93%
- Alpha: 0.33%
Additional important ratios:
As of Tue Mar 31, 2026, the total assets managed under Union Elss Tax Saver Fund Direct-idcw stand at approximately ₹ 772.1 crore.
The Union Elss Tax Saver Fund Direct-idcw has delivered the following short-term performance:
- 3 Months Return: 3.12%
- 6 Months Return: 2.95%
The historical growth of the Union Elss Tax Saver Fund Direct-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 11.36%
- 5 Year CAGR: 12.15%
- Return Since Launch: 13.15%
The portfolio of Union Elss Tax Saver Fund Direct-idcw is distributed across different asset classes as follows:
- Equity: 98.34%
- Debt Instruments: 0.05%
- Other Assets: 1.61%
The Union Elss Tax Saver Fund Direct-idcw is managed by Sanjay Bembalkar, representing Union Mutual Fund.
The Union Elss Tax Saver Fund Direct-idcw investments are allocated across market caps in the following manner:
- Large Cap Stocks: 1.00%
- Mid Cap Stocks: 1.00%
- Small Cap Stocks: 1.00%
Top stock holdings of Union Elss Tax Saver Fund Direct-idcw include:
- HDFC Bank Ltd – represents 7.95% of the portfolio
- HDFC Bank Ltd – represents 7.95% of the portfolio
- HDFC Bank Ltd – represents 7.79% of the portfolio
- HDFC Bank Ltd – represents 7.79% of the portfolio
- HDFC Bank Ltd – represents 7.73% of the portfolio
- HDFC Bank Ltd – represents 7.72% of the portfolio
- HDFC Bank Ltd – represents 7.48% of the portfolio
- HDFC Bank Ltd – represents 6.78% of the portfolio
- HDFC Bank Ltd – represents 6.43% of the portfolio
- ICICI Bank Ltd – represents 5.80% of the portfolio
Major sector exposures in Union Elss Tax Saver Fund Direct-idcw are:
- Financial – accounts for 329.91% of the portfolio
- Industrials – accounts for 124.48% of the portfolio
- Technology – accounts for 111.96% of the portfolio
- Consumer Discretionary – accounts for 104.98% of the portfolio
- Energy & Utilities – accounts for 58.19% of the portfolio
