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UTI Banking And Financial Services Fund Regular Plan-growth
Equity
Large Cap
Very High Risk
Latest AUM
₹ 1,213.4 Cr.
NAV as on 24 jul, 2026
₹ 193.43
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
UTI Banking And Financial Services Fund Regular Plan-growth
Lock In
No Lock-in
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹100
Risk
Principal at very high risk
Category Average Annual Returns
10.43
Portfolio Composition Analysis
Equity
97.48%
Debt
0.01%
Cash
2.51%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Equity
Financial
Portfolio Updated on: 24 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 20.62% |
| ICICI Bank Ltd | Financial | Equity | 18.56% |
| ICICI Bank Ltd | Financial | Equity | 19.40% |
| ICICI Bank Ltd | Financial | Equity | 19.40% |
| HDFC Bank Ltd | Financial | Equity | 1.00% |
| ICICI Bank Ltd | Financial | Equity | 18.50% |
| ICICI Bank Ltd | Financial | Equity | 18.00% |
| HDFC Bank Ltd | Financial | Equity | 1.00% |
| HDFC Bank Ltd | Financial | Equity | 1.00% |
| HDFC Bank Ltd | Financial | Equity | 1.00% |
Debt & Credit Risk Analysis
| Alpha | 4.24% |
| Beta | 0.88% |
| Sharpe Ratio | 0.46% |
| Standard Deviation | 15.07% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.72% | NA | 2.31% |
| 6 Months | -0.94% | NA | 15.50% |
| 9 Months | -1.59% | NA | 10.67% |
| 1 Year | 0.53% | 0.53% | 10.43% |
| 2 Years | 14.64% | 7.07% | 18.38% |
| 3 Years | 37.36% | 11.16% | 17.78% |
| 5 Years | 73.58% | 11.66% | 22.24% |
| 7 Years | 104.75% | 10.78% | NA |
| 10 Years | 167.02% | 10.32% | 13.92% |
UTI Banking And Financial Services Fund Regular Plan-growth is one Equity mutual fund offered by UTI Mutual Fund. the fund aims Long term capital appreciation. Investment predominantly in equity and equity related securities of companies engaged in banking and financial services activities. It manages assets worth ₹1,213.4 crore as on Tue Mar 31, 2026. The expense ratio stands at 2.17%.
Amit Kumar Premchandani has experience Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Preethi R S has experience Prior to joining UTI Mutual Fund, she has worked with PwC India.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Nippon India Etf Nifty Psu Bank Bees | 3,670.4 | -3.28% | -4.79% | -4.58% | +17.40% | +22.44% | +28.58% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.29% | -4.81% | -4.59% | +17.37% | +22.44% | +28.54% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.29% | -4.81% | -4.59% | +17.37% | +22.44% | +28.54% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.29% | -4.81% | -4.59% | +17.37% | +22.44% | +28.54% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.29% | -4.81% | -4.59% | +17.37% | +22.44% | +28.54% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.29% | -4.81% | -4.59% | +17.37% | +22.44% | +28.54% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.29% | -4.81% | -4.59% | +17.37% | +22.44% | +28.54% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,148.2 | -3.29% | -4.81% | -4.59% | +17.37% | +22.44% | +28.54% |
| Invesco India Financial Services Fund Direct-growth | 1,480.5 | -1.43% | +2.33% | +3.25% | +5.31% | +17.90% | +15.68% |
| Invesco India Financial Services Fund Direct-idcw | 1,480.5 | -1.43% | +2.33% | +3.25% | +5.31% | +17.90% | +15.68% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from UTI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Nifty Bank Etf | 3,320.2 | -2.49% | +1.51% | -2.69% | -0.08% | +7.97% | +10.81% |
| UTI Banking And Financial Services Fund Direct Plan-growth | 1,213.4 | -1.69% | +1.97% | -0.43% | +1.57% | +12.32% | +12.88% |
| UTI Banking And Financial Services Fund Regular Plan-idcw | 1,213.4 | -1.77% | +1.72% | -0.94% | +0.53% | +11.16% | +11.66% |
| UTI Banking And Financial Services Fund Direct Plan-idcw | 1,213.4 | -1.69% | +1.97% | -0.43% | +1.57% | +12.32% | +12.88% |
| UTI Nifty Private Bank Index Fund Regular-growth | 189.9 | -3.55% | +2.23% | -2.72% | -2.52% | — | — |
| UTI Nifty Private Bank Index Fund Direct-growth | 189.9 | -3.52% | +2.35% | -2.51% | -2.11% | — | — |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Banking & Financial Services Fund Direct-growth | 9,379.9 | -2.65% | -0.47% | -3.33% | +1.31% | +15.27% | +13.65% |
| SBI Banking & Financial Services Fund Regular-growth | 9,379.9 | -2.73% | -0.71% | -3.81% | +0.29% | +14.05% | +12.40% |
| SBI Banking & Financial Services Fund Regular-idcw | 9,379.9 | -2.73% | -0.71% | -3.81% | +0.29% | +14.05% | +12.40% |
| SBI Banking & Financial Services Fund Direct-idcw | 9,379.9 | -2.65% | -0.47% | -3.33% | +1.31% | +15.27% | +13.65% |
| ICICI Prudential Banking And Financial Services Direct Plan-growth | 9,366.8 | -2.20% | +0.53% | -2.80% | -3.47% | +9.62% | +10.30% |
| ICICI Prudential Banking And Financial Services-growth | 9,366.8 | -2.26% | +0.34% | -3.17% | -4.21% | +8.76% | +9.40% |
| ICICI Prudential Banking And Financial Services-idcw | 9,366.8 | -2.26% | +0.34% | -3.17% | -4.21% | +8.76% | +9.40% |
| ICICI Prudential Banking And Financial Services Direct Plan-idcw | 9,366.8 | -2.20% | +0.53% | -2.80% | -3.47% | +9.62% | +10.30% |
| Nippon India Etf Nifty Bank Bees | 7,162.3 | -2.49% | +1.50% | -2.71% | -0.12% | +7.90% | +10.72% |
| Nippon India Banking & Financial Services Fund-growth | 6,721.0 | -2.17% | +0.41% | -1.26% | -0.60% | +11.49% | +13.29% |
Top funds are based on Fund AUM
Top Equity Funds
| Fund name | ||||
|---|---|---|---|---|
| Nippon India Etf Nifty Psu Bank Bees | ₹93.29 | +22.44% | +28.58% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.61 | +22.44% | +28.54% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.61 | +22.44% | +28.54% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.61 | +22.44% | +28.54% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.61 | +22.44% | +28.54% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.61 | +22.44% | +28.54% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.61 | +22.44% | +28.54% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹83.61 | +22.44% | +28.54% | — |
| Invesco India Financial Services Fund Direct-growth | ₹176.57 | +17.90% | +15.68% | — |
| Invesco India Financial Services Fund Direct-idcw | ₹90.88 | +17.90% | +15.68% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 24 Jul 2026 | ₹193.43 |
| 23 Jul 2026 | ₹193.90 |
| 22 Jul 2026 | ₹194.96 |
| 21 Jul 2026 | ₹197.48 |
| 20 Jul 2026 | ₹197.63 |
| 17 Jul 2026 | ₹200.08 |
| 16 Jul 2026 | ₹197.75 |
| 15 Jul 2026 | ₹198.96 |
| 14 Jul 2026 | ₹197.33 |
| 13 Jul 2026 | ₹199.74 |
| 10 Jul 2026 | ₹199.44 |
| 09 Jul 2026 | ₹196.77 |
| 08 Jul 2026 | ₹195.25 |
| 07 Jul 2026 | ₹200.04 |
| 06 Jul 2026 | ₹199.58 |
| 03 Jul 2026 | ₹198.74 |
| 02 Jul 2026 | ₹198.75 |
| 01 Jul 2026 | ₹198.11 |
| 30 Jun 2026 | ₹196.27 |
| 29 Jun 2026 | ₹196.14 |
| 25 Jun 2026 | ₹197.01 |
| 24 Jun 2026 | ₹196.91 |
| 23 Jun 2026 | ₹193.77 |
| 22 Jun 2026 | ₹195.47 |
| 19 Jun 2026 | ₹194.59 |
| 18 Jun 2026 | ₹195.03 |
| 17 Jun 2026 | ₹193.52 |
| 15 Jun 2026 | ₹192.23 |
| 12 Jun 2026 | ₹189.80 |
| 11 Jun 2026 | ₹184.05 |
Portfolio Updated on: 25 Jul, 2026
Fund Growth & Size Analysis
+₹1,213.4 Cr
Since Launch
This Fund
Category Average
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UTI Banking And Financial Services Fund Regular Plan-growth Returns Comparison
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UTI Banking And Financial Services Fund Regular Plan-growth FAQ'S
- Sharpe Ratio: 0.46%
- Standard Deviation: 15.07%
- Beta: 0.88%
- Alpha: 4.24%
Additional important ratios:
As of Tue Mar 31, 2026, the total assets managed under UTI Banking And Financial Services Fund Regular Plan-growth stand at approximately ₹ 1,213.4 crore.
The UTI Banking And Financial Services Fund Regular Plan-growth has delivered the following short-term performance:
- 3 Months Return: 1.72%
The historical growth of the UTI Banking And Financial Services Fund Regular Plan-growth is reflected through its CAGR returns:
- 3 Year CAGR: 11.16%
- 5 Year CAGR: 11.66%
- Return Since Launch: 14.22%
The portfolio of UTI Banking And Financial Services Fund Regular Plan-growth is distributed across different asset classes as follows:
- Equity: 97.48%
- Debt Instruments: 0.01%
- Other Assets: 2.51%
The UTI Banking And Financial Services Fund Regular Plan-growth is managed by Preethi R S, representing UTI Mutual Fund.
The UTI Banking And Financial Services Fund Regular Plan-growth investments are allocated across market caps in the following manner:
- Large Cap Stocks: 1.00%
- Mid Cap Stocks: 1.00%
- Small Cap Stocks: 1.00%
Top stock holdings of UTI Banking And Financial Services Fund Regular Plan-growth include:
- ICICI Bank Ltd – represents 20.62% of the portfolio
- ICICI Bank Ltd – represents 18.56% of the portfolio
- ICICI Bank Ltd – represents 19.40% of the portfolio
- ICICI Bank Ltd – represents 19.40% of the portfolio
- HDFC Bank Ltd – represents 1.00% of the portfolio
- ICICI Bank Ltd – represents 18.50% of the portfolio
- ICICI Bank Ltd – represents 18.00% of the portfolio
- HDFC Bank Ltd – represents 1.00% of the portfolio
- HDFC Bank Ltd – represents 1.00% of the portfolio
- HDFC Bank Ltd – represents 1.00% of the portfolio
Major sector exposures in UTI Banking And Financial Services Fund Regular Plan-growth are:
- Financial – accounts for 976.23% of the portfolio
