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UTI Elss Tax Saver Fund Direct-growth
Equity
Large Cap
Very High Risk
Latest AUM
₹ 3,174.6 Cr.
NAV as on 24 jul, 2026
₹ 224.53
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
UTI Elss Tax Saver Fund Direct-growth
Lock In
1095
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹100
Risk
Principal at very high risk
Portfolio Composition Analysis
Equity
98.03%
Cash
1.97%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Equity
Financial
Technology
Consumer Discretionary
Energy & Utilities
Healthcare
Consumer Staples
Materials
Industrials
Real Estate
Portfolio Updated on: 24 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 9.54% |
| HDFC Bank Ltd | Financial | Equity | 9.45% |
| HDFC Bank Ltd | Financial | Equity | 9.35% |
| HDFC Bank Ltd | Financial | Equity | 9.48% |
| HDFC Bank Ltd | Financial | Equity | 9.44% |
| HDFC Bank Ltd | Financial | Equity | 9.44% |
| HDFC Bank Ltd | Financial | Equity | 9.13% |
| HDFC Bank Ltd | Financial | Equity | 8.75% |
| HDFC Bank Ltd | Financial | Equity | 1.00% |
| HDFC Bank Ltd | Financial | Equity | 1.00% |
Debt & Credit Risk Analysis
| Alpha | -1.17% |
| Beta | 0.97% |
| Sharpe Ratio | 0.40% |
| Standard Deviation | 14.57% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.98% | NA | 2.54% |
| 6 Months | -1.13% | NA | 11.40% |
| 9 Months | -4.86% | NA | 2.59% |
| 1 Year | -2.87% | -2.87% | -1.28% |
| 2 Years | -1.73% | -0.87% | 17.82% |
| 3 Years | 32.45% | 9.82% | 17.29% |
| 5 Years | 55.35% | 9.21% | 20.37% |
| 7 Years | 157.54% | 14.47% | NA |
| 10 Years | 215.61% | 12.18% | 13.33% |
UTI Elss Tax Saver Fund Direct-growth is one Equity mutual fund offered by UTI Mutual Fund. the fund aims Long term capital growth. Investment in equity instruments of companies that are believed to have growth potential. It manages assets worth ₹3,174.6 crore as on Tue Mar 31, 2026. The expense ratio stands at 0.96%.
Amit Kumar Premchandani has experience Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from UTI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Elss Tax Saver Fund-growth | 3,174.6 | -1.33% | +1.75% | -1.58% | -3.78% | +8.74% | +8.13% |
| UTI Elss Tax Saver Fund-idcw | 3,174.6 | -1.33% | +1.75% | -1.58% | -3.78% | +8.74% | +8.13% |
| UTI Elss Tax Saver Fund Direct-idcw | 3,174.6 | -1.26% | +1.98% | -1.13% | -2.87% | +9.82% | +9.21% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Elss Tax Saver Direct Plan-growth | 29,075.8 | -0.23% | +2.81% | +2.21% | -1.63% | +10.68% | +7.71% |
| Axis Elss Tax Saver Fund-growth | 29,075.8 | -0.28% | +2.63% | +1.84% | -2.34% | +9.87% | +6.89% |
| Axis Elss Tax Saver Direct Plan-idcw | 29,075.8 | -0.23% | +2.81% | +2.21% | -1.63% | +10.68% | +7.71% |
| Axis Elss Tax Saver Fund-idcw | 29,075.8 | -0.28% | +2.63% | +1.84% | -2.34% | +9.87% | +6.89% |
| SBI Elss Tax Saver Fund Regular-growth | 28,441.4 | -1.28% | +1.28% | -0.55% | -2.38% | +15.73% | +15.87% |
| SBI Elss Tax Saver Fund Direct-growth | 28,441.4 | -1.23% | +1.44% | -0.23% | -1.76% | +16.50% | +16.62% |
| SBI Elss Tax Saver Fund Regular-idcw | 28,441.4 | -1.28% | +1.28% | -0.55% | -2.38% | +15.73% | +15.87% |
| SBI Elss Tax Saver Fund Direct Plan-idcw | 28,441.4 | -1.23% | +1.44% | -0.23% | -1.76% | +16.50% | +16.62% |
| Mirae Asset Elss Tax Saver Fund Direct-growth | 22,940.3 | -1.53% | +3.44% | +2.03% | +0.76% | +13.40% | +12.58% |
| Mirae Asset Elss Tax Saver Fund Regular-growth | 22,940.3 | -1.60% | +3.19% | +1.54% | -0.21% | +12.31% | +11.41% |
Top funds are based on Fund AUM
Top Equity Funds
| Fund name | ||||
|---|---|---|---|---|
| Sundaram Long Term Tax Advantage Fund Series Iv Direct-growth | ₹36.99 | +15.66% | +18.09% | — |
| Sundaram Long Term Tax Advantage Fund Series Iv Direct-idcw | ₹33.98 | +15.66% | +18.09% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Direct-growth | ₹32.20 | +15.50% | +17.99% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Direct-idcw | ₹30.65 | +15.50% | +17.99% | — |
| Sundaram Long Term Tax Advantage Fund Series Iv Regular-growth | ₹36.20 | +15.42% | +17.85% | — |
| Sundaram Long Term Tax Advantage Fund Series Iv Regular-idcw | ₹33.22 | +15.42% | +17.85% | — |
| Motilal Oswal Elss Tax Saver Fund Direct-growth | ₹63.22 | +21.90% | +17.77% | — |
| Motilal Oswal Elss Tax Saver Fund Direct-idcw | ₹39.08 | +21.90% | +17.77% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Regular-growth | ₹31.12 | +15.24% | +17.72% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Regular-idcw | ₹29.59 | +15.24% | +17.72% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 24 Jul 2026 | ₹224.53 |
| 23 Jul 2026 | ₹225.23 |
| 22 Jul 2026 | ₹226.74 |
| 21 Jul 2026 | ₹228.96 |
| 20 Jul 2026 | ₹229.09 |
| 17 Jul 2026 | ₹230.02 |
| 16 Jul 2026 | ₹228.70 |
| 15 Jul 2026 | ₹229.16 |
| 14 Jul 2026 | ₹228.44 |
| 13 Jul 2026 | ₹229.81 |
| 10 Jul 2026 | ₹229.76 |
| 09 Jul 2026 | ₹227.22 |
| 08 Jul 2026 | ₹225.50 |
| 07 Jul 2026 | ₹230.20 |
| 06 Jul 2026 | ₹229.60 |
| 03 Jul 2026 | ₹227.98 |
| 02 Jul 2026 | ₹227.49 |
| 01 Jul 2026 | ₹225.89 |
| 30 Jun 2026 | ₹225.23 |
| 29 Jun 2026 | ₹225.41 |
| 25 Jun 2026 | ₹226.73 |
| 24 Jun 2026 | ₹227.39 |
| 23 Jun 2026 | ₹225.72 |
| 22 Jun 2026 | ₹227.84 |
| 19 Jun 2026 | ₹226.54 |
| 18 Jun 2026 | ₹227.05 |
| 17 Jun 2026 | ₹226.57 |
| 15 Jun 2026 | ₹223.65 |
| 12 Jun 2026 | ₹220.86 |
| 11 Jun 2026 | ₹216.77 |
Portfolio Updated on: 25 Jul, 2026
Fund Growth & Size Analysis
+₹3,174.6 Cr
Since Launch
This Fund
Category Average
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UTI Elss Tax Saver Fund Direct-growth Returns Comparison
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Jan 1, 2026 – Feb 1, 2026
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UTI Elss Tax Saver Fund Direct-growth FAQ'S
- Sharpe Ratio: 0.40%
- Standard Deviation: 14.57%
- Beta: 0.97%
- Alpha: -1.17%
Additional important ratios:
As of Tue Mar 31, 2026, the total assets managed under UTI Elss Tax Saver Fund Direct-growth stand at approximately ₹ 3,174.6 crore.
The UTI Elss Tax Saver Fund Direct-growth has delivered the following short-term performance:
- 3 Months Return: 1.98%
The historical growth of the UTI Elss Tax Saver Fund Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 9.82%
- 5 Year CAGR: 9.21%
- Return Since Launch: 13.06%
The portfolio of UTI Elss Tax Saver Fund Direct-growth is distributed across different asset classes as follows:
- Equity: 98.03%
- Other Assets: 1.97%
The UTI Elss Tax Saver Fund Direct-growth is managed by Amit Kumar Premchandani, representing UTI Mutual Fund.
The UTI Elss Tax Saver Fund Direct-growth investments are allocated across market caps in the following manner:
- Large Cap Stocks: 1.00%
- Mid Cap Stocks: 1.00%
- Small Cap Stocks: 1.00%
Top stock holdings of UTI Elss Tax Saver Fund Direct-growth include:
- HDFC Bank Ltd – represents 9.54% of the portfolio
- HDFC Bank Ltd – represents 9.45% of the portfolio
- HDFC Bank Ltd – represents 9.35% of the portfolio
- HDFC Bank Ltd – represents 9.48% of the portfolio
- HDFC Bank Ltd – represents 9.44% of the portfolio
- HDFC Bank Ltd – represents 9.44% of the portfolio
- HDFC Bank Ltd – represents 9.13% of the portfolio
- HDFC Bank Ltd – represents 8.75% of the portfolio
- HDFC Bank Ltd – represents 1.00% of the portfolio
- HDFC Bank Ltd – represents 1.00% of the portfolio
Major sector exposures in UTI Elss Tax Saver Fund Direct-growth are:
- Financial – accounts for 325.22% of the portfolio
- Technology – accounts for 170.80% of the portfolio
- Consumer Discretionary – accounts for 148.22% of the portfolio
- Energy & Utilities – accounts for 68.76% of the portfolio
- Healthcare – accounts for 61.13% of the portfolio
