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UTI Floater Fund Direct-flexi Idcw
Debt
Low to Moderate Risk
Latest AUM
₹ 1,557.3 Cr.
NAV as on 03 aug, 2026
₹ 1,578.13
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
UTI Floater Fund Direct-flexi Idcw
Inception Date
30 Oct 2018
Lock In
No Lock-in
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹100
Risk
Principal at low to moderate risk
Category Average Annual Returns
8.07
Portfolio Composition Analysis
Debt
96.55%
Cash
3.45%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Entities
Real Estate
Technology
Industrials
Energy & Utilities
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 6.64% |
| CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 | Entities | GOI Securities | 6.64% |
| CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 | Entities | GOI Securities | 6.65% |
| CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 | Entities | GOI Securities | 6.48% |
| CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 | Entities | GOI Securities | 6.48% |
| CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 | Entities | GOI Securities | 6.46% |
| HDFC BANK LIMITED CD 14DEC26 | Financial | Certificate of Deposit | 6.23% |
| HDFC BANK LIMITED CD 14DEC26 | Financial | Certificate of Deposit | 6.23% |
| CANARA BANK CD 22JAN27 | Financial | Certificate of Deposit | 6.19% |
| CANARA BANK CD 22JAN27 | Financial | Certificate of Deposit | 6.19% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.59% |
| Standard Deviation | 0.76% |
| Sortino Ratio | 2.29% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.85% | NA | 1.01% |
| 6 Months | 3.39% | NA | 4.35% |
| 9 Months | 4.61% | NA | 6.12% |
| 1 Year | 6.11% | 6.11% | 8.07% |
| 2 Years | 14.73% | 7.11% | 8.02% |
| 3 Years | 23.12% | 7.18% | 7.65% |
| 5 Years | 36.05% | 6.35% | 6.30% |
| 7 Years | 55.50% | 6.51% | NA |
UTI Floater Fund Direct-flexi Idcw is one Debt mutual fund offered by UTI Mutual Fund. Launched on 30 Oct 2018, the fund aims to generate reasonable returns. to invest predominantly in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/derivatives) It manages assets worth ₹1,557.3 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.44%.
Pankaj Pathak has experience Prior to joining UTI AMC, he has worked with Quantum Asset Management Company and Bank of Maharashtra in Treasury Department.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Floater Fund Direct-growth | 132.7 | +0.16% | +3.09% | +4.64% | +6.70% | +8.43% | +7.24% |
| Axis Floater Fund Direct-idcw Daily | 132.7 | +0.16% | +3.09% | +4.64% | +6.70% | +8.43% | +7.24% |
| Axis Floater Fund Direct-idcw Monthly | 132.7 | +0.16% | +3.09% | +4.64% | +6.70% | +8.43% | +7.24% |
| Axis Floater Fund Direct-idcw Quarterly | 132.7 | +0.16% | +3.09% | +4.64% | +6.70% | +8.43% | +7.24% |
| Axis Floater Fund Direct-idcw Yearly | 132.7 | +0.16% | +3.09% | +4.64% | +6.70% | +8.43% | +7.24% |
| ICICI Prudential Floating Interest Fund Direct Plan-growth | 8,010.7 | +0.31% | +2.27% | +3.63% | +6.87% | +8.10% | +7.21% |
| ICICI Prudential Floating Interest Fund Direct Plan-idcw Daily | 8,010.7 | +0.31% | +2.27% | +3.63% | +6.87% | +8.10% | +7.21% |
| ICICI Prudential Floating Interest Fund Direct Plan-idcw Others | 8,010.7 | +0.31% | +2.27% | +3.63% | +6.87% | +8.10% | +7.21% |
| ICICI Prudential Floating Interest Fund Direct Plan-idcw Weekly | 8,010.7 | +0.31% | +2.27% | +3.63% | +6.87% | +8.10% | +7.21% |
| Franklin India Floating Rate Fund Direct-growth | 278.8 | +0.48% | +1.88% | +3.54% | +6.26% | +8.26% | +7.21% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from UTI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Floater Fund Regular-flexi Idcw | 1,557.3 | +0.37% | +1.74% | +3.17% | +5.63% | +6.70% | +5.85% |
| UTI Floater Fund Direct-growth | 1,557.3 | +0.41% | +1.85% | +3.39% | +6.11% | +7.18% | +6.35% |
| UTI Floater Fund Regular-growth | 1,557.3 | +0.37% | +1.74% | +3.17% | +5.63% | +6.70% | +5.85% |
| UTI Floater Fund Direct-idcw Half Yearly | 1,557.3 | +0.41% | +1.85% | +3.39% | +6.11% | +7.18% | +6.35% |
| UTI Floater Fund Regular-idcw Half Yearly | 1,557.3 | +0.37% | +1.74% | +3.17% | +5.63% | +6.70% | +5.85% |
| UTI Floater Fund Direct-idcw Quarterly | 1,557.3 | +0.41% | +1.85% | +3.39% | +6.11% | +7.18% | +6.35% |
| UTI Floater Fund Regular-idcw Quarterly | 1,557.3 | +0.37% | +1.74% | +3.17% | +5.63% | +6.70% | +5.85% |
| UTI Floater Fund Regular-idcw Yearly | 1,557.3 | +0.37% | +1.74% | +3.17% | +5.63% | +6.70% | +5.85% |
| UTI Floater Fund Direct-idcw Yearly | 1,557.3 | +0.41% | +1.85% | +3.39% | +6.11% | +7.18% | +6.35% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Floating Rate Debt Fund Regular-growth | 16,451.6 | +0.22% | +2.11% | +3.36% | +5.97% | +7.56% | +6.68% |
| HDFC Floating Rate Debt Fund Direct Plan-growth | 16,451.6 | +0.24% | +2.17% | +3.48% | +6.22% | +7.81% | +6.93% |
| HDFC Floating Rate Debt Fund Direct Plan-idcw Daily | 16,451.6 | +0.24% | +2.17% | +3.48% | +6.22% | +7.81% | +6.93% |
| HDFC Floating Rate Debt Fund Regular-idcw Daily | 16,451.6 | +0.22% | +2.11% | +3.36% | +5.97% | +7.56% | +6.68% |
| HDFC Floating Rate Debt Fund Direct Plan-idcw Monthly | 16,451.6 | +0.24% | +2.17% | +3.48% | +6.22% | +7.81% | +6.93% |
| HDFC Floating Rate Debt Fund Regular-idcw Monthly | 16,451.6 | +0.22% | +2.11% | +3.36% | +5.97% | +7.56% | +6.68% |
| HDFC Floating Rate Debt Fund Regular-idcw Weekly | 16,451.6 | +0.22% | +2.11% | +3.36% | +5.97% | +7.56% | +6.68% |
| HDFC Floating Rate Debt Fund Direct Plan-idcw Weekly | 16,451.6 | +0.24% | +2.17% | +3.48% | +6.22% | +7.81% | +6.93% |
| Aditya Birla Sun Life Floating Rate Fund Regular-growth | 13,519.3 | +0.33% | +1.86% | +3.23% | +5.96% | +7.32% | +6.52% |
| Aditya Birla Sun Life Floating Rate Direct Fund-growth | 13,519.3 | +0.34% | +1.91% | +3.33% | +6.17% | +7.54% | +6.75% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Axis Floater Fund Direct-growth | ₹1,420.11 | +8.43% | +7.24% | — |
| Axis Floater Fund Direct-idcw Daily | ₹1,002.02 | +8.43% | +7.24% | — |
| Axis Floater Fund Direct-idcw Monthly | ₹1,009.51 | +8.43% | +7.24% | — |
| Axis Floater Fund Direct-idcw Quarterly | ₹1,339.46 | +8.43% | +7.24% | — |
| Axis Floater Fund Direct-idcw Yearly | ₹1,381.83 | +8.43% | +7.24% | — |
| Icici Prudential Floating Interest Fund Direct Plan-growth | ₹500.03 | +8.10% | +7.21% | — |
| Icici Prudential Floating Interest Fund Direct Plan-idcw Daily | ₹100.22 | +8.10% | +7.21% | — |
| Icici Prudential Floating Interest Fund Direct Plan-idcw Others | ₹213.78 | +8.10% | +7.21% | — |
| Icici Prudential Floating Interest Fund Direct Plan-idcw Weekly | ₹102.41 | +8.10% | +7.21% | — |
| Franklin India Floating Rate Fund Direct-growth | ₹47.90 | +8.26% | +7.21% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹1,578.13 |
| 31 Jul 2026 | ₹1,576.95 |
| 30 Jul 2026 | ₹1,576.58 |
| 29 Jul 2026 | ₹1,576.60 |
| 28 Jul 2026 | ₹1,576.37 |
| 27 Jul 2026 | ₹1,575.98 |
| 24 Jul 2026 | ₹1,574.86 |
| 23 Jul 2026 | ₹1,574.55 |
| 22 Jul 2026 | ₹1,574.26 |
| 21 Jul 2026 | ₹1,574.37 |
| 20 Jul 2026 | ₹1,573.85 |
| 17 Jul 2026 | ₹1,573.36 |
| 16 Jul 2026 | ₹1,572.55 |
| 15 Jul 2026 | ₹1,571.89 |
| 14 Jul 2026 | ₹1,571.48 |
| 13 Jul 2026 | ₹1,572.20 |
| 10 Jul 2026 | ₹1,571.68 |
| 09 Jul 2026 | ₹1,571.15 |
| 08 Jul 2026 | ₹1,570.68 |
| 07 Jul 2026 | ₹1,571.49 |
| 06 Jul 2026 | ₹1,572.08 |
| 03 Jul 2026 | ₹1,571.71 |
| 02 Jul 2026 | ₹1,571.26 |
| 01 Jul 2026 | ₹1,570.49 |
| 30 Jun 2026 | ₹1,569.50 |
| 29 Jun 2026 | ₹1,568.65 |
| 25 Jun 2026 | ₹1,566.86 |
| 24 Jun 2026 | ₹1,565.51 |
| 23 Jun 2026 | ₹1,565.02 |
| 22 Jun 2026 | ₹1,564.86 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹1,557.3 Cr
Since Launch
This Fund
Category Average
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UTI Floater Fund Direct-flexi Idcw Returns Comparison
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UTI Floater Fund Direct-flexi Idcw FAQ'S
- Sharpe Ratio: 1.59%
- Standard Deviation: 0.76%
- Sortino Ratio: 2.29%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under UTI Floater Fund Direct-flexi Idcw stand at approximately ₹ 1,557.3 crore.
The UTI Floater Fund Direct-flexi Idcw has delivered the following short-term performance:
- 3 Months Return: 1.85%
- 6 Months Return: 3.39%
The historical growth of the UTI Floater Fund Direct-flexi Idcw is reflected through its CAGR returns:
- 3 Year CAGR: 7.18%
- 5 Year CAGR: 6.35%
- Return Since Launch: 6.87%
The portfolio of UTI Floater Fund Direct-flexi Idcw is distributed across different asset classes as follows:
- Debt Instruments: 96.55%
- Other Assets: 3.45%
The UTI Floater Fund Direct-flexi Idcw is managed by Pankaj Pathak, representing UTI Mutual Fund.
Top stock holdings of UTI Floater Fund Direct-flexi Idcw include:
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 6.64% of the portfolio
- CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 – represents 6.64% of the portfolio
- CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 – represents 6.65% of the portfolio
- CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 – represents 6.48% of the portfolio
- CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 – represents 6.48% of the portfolio
- CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 – represents 6.46% of the portfolio
- HDFC BANK LIMITED CD 14DEC26 – represents 6.23% of the portfolio
- HDFC BANK LIMITED CD 14DEC26 – represents 6.23% of the portfolio
- CANARA BANK CD 22JAN27 – represents 6.19% of the portfolio
- CANARA BANK CD 22JAN27 – represents 6.19% of the portfolio
Major sector exposures in UTI Floater Fund Direct-flexi Idcw are:
- Financial – accounts for 846.36% of the portfolio
- Entities – accounts for 90.81% of the portfolio
- Real Estate – accounts for 80.88% of the portfolio
- Technology – accounts for 56.54% of the portfolio
- Industrials – accounts for 21.72% of the portfolio
