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Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-growth
Hybrid
Large Cap
Very High Risk
Latest AUM
₹ 113.2 Cr.
NAV as on 03 aug, 2026
₹ 21.91
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-growth
Inception Date
11 Mar 2019
Lock In
1825
Risk
Principal at very high risk
Category Average Annual Returns
2.84
Portfolio Composition Analysis
Equity
78.15%
Debt
13.19%
Cash
8.66%
Portfolio Updated on: 09 Jul, 2026
Sector Allocations
Equity
Debt
Financial
Technology
Healthcare
Consumer Discretionary
Energy & Utilities
Materials
Industrials
Real Estate
Consumer Staples
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 7.55% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 7.55% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 7.49% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 7.49% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 7.74% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 7.64% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 7.59% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 7.66% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 7.68% |
| ICICI Bank Ltd | Financial | Equity | 7.32% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.53% |
| Standard Deviation | 11.24% |
| Sortino Ratio | 0.69% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 5.16% | NA | 2.67% |
| 6 Months | 3.38% | NA | 10.68% |
| 9 Months | 1.76% | NA | 5.10% |
| 1 Year | 7.11% | 7.11% | 2.84% |
| 2 Years | 12.83% | 6.22% | 17.05% |
| 3 Years | 42.61% | 12.56% | 16.22% |
| 5 Years | 62.89% | 10.25% | 18.30% |
| 7 Years | 128.64% | 12.54% | NA |
Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-growth is one Hybrid mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 11 Mar 2019, the fund aims Long term capital growth and income. investment predominantly in equity and equity related securities as well as debt and money market instruments. It manages assets worth ₹113.2 crore as on Tue Jun 30, 2026. The expense ratio stands at 1.12%.
Chanchal Khandelwal has experience Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Aditya Birla Retail Limited and Aditya Birla Management Corporation Ltd.
Dhaval Joshi has experience Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..
Harshil Suvarnkar has experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Aditya Birla Sun Life Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Equity Hybrid '95 Fund Direct-growth | 7,064.7 | +2.76% | +6.09% | +1.48% | +5.34% | +12.07% | +9.81% |
| Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-growth | 7,064.7 | +2.70% | +5.89% | +1.10% | +4.55% | +11.21% | +8.96% |
| Aditya Birla Sun Life Equity Hybrid '95 Fund Direct-idcw | 7,064.7 | +2.76% | +6.09% | +1.48% | +5.34% | +12.07% | +9.81% |
| Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-idcw | 7,064.7 | +2.70% | +5.89% | +1.10% | +4.55% | +11.21% | +8.96% |
| Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-growth | 113.2 | +2.77% | +4.80% | +2.70% | +5.68% | +11.01% | +8.72% |
| Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-idcw | 113.2 | +2.88% | +5.16% | +3.38% | +7.11% | +12.56% | +10.25% |
| Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-idcw | 113.2 | +2.77% | +4.80% | +2.70% | +5.68% | +11.01% | +8.72% |
| Aditya Birla Sun Life Aggressive Hybrid Omni Fof Direct-growth | 42.8 | +1.68% | +4.53% | +3.22% | +4.88% | +11.93% | +10.86% |
| Aditya Birla Sun Life Aggressive Hybrid Omni Fof Regular-growth | 42.8 | +1.63% | +4.38% | +2.96% | +4.32% | +11.33% | +10.24% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Equity Hybrid Fund Direct Plan-growth | 85,633.5 | +1.93% | +4.83% | +5.51% | +8.73% | +14.22% | +11.66% |
| SBI Equity Hybrid Fund-growth | 85,633.5 | +1.87% | +4.66% | +5.18% | +8.03% | +13.46% | +10.91% |
| SBI Equity Hybrid Fund-idcw | 85,633.5 | +1.87% | +4.66% | +5.18% | +8.03% | +13.46% | +10.91% |
| SBI Equity Hybrid Fund Direct Plan-idcw | 85,633.5 | +1.93% | +4.83% | +5.51% | +8.73% | +14.22% | +11.66% |
| ICICI Prudential Equity & Debt Fund-growth | 51,480.5 | +1.33% | +3.32% | +1.21% | +6.64% | +15.09% | +15.98% |
| ICICI Prudential Equity & Debt Fund Direct-growth | 51,480.5 | +1.38% | +3.46% | +1.49% | +7.26% | +15.77% | +16.65% |
| ICICI Prudential Equity & Debt Fund-idcw Half Yearly | 51,480.5 | +1.33% | +3.32% | +1.21% | +6.64% | +15.09% | +15.98% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Half Yearly | 51,480.5 | +1.38% | +3.46% | +1.49% | +7.26% | +15.77% | +16.65% |
| ICICI Prudential Equity & Debt Fund-idcw Monthly | 51,480.5 | +1.33% | +3.32% | +1.21% | +6.64% | +15.09% | +15.98% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Monthly | 51,480.5 | +1.38% | +3.46% | +1.49% | +7.26% | +15.77% | +16.65% |
Top funds are based on Fund AUM
Top Hybrid Funds
| Fund name | ||||
|---|---|---|---|---|
| Icici Prudential Retirement Fund - Hybrid Aggressive Plan Direct-growth | ₹31.82 | +19.82% | +16.71% | — |
| Icici Prudential Retirement Fund - Hybrid Aggressive Plan Direct-idcw | ₹31.83 | +19.82% | +16.71% | — |
| Icici Prudential Equity & Debt Fund Direct-growth | ₹461.13 | +15.77% | +16.65% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Half Yearly | ₹29.88 | +15.77% | +16.65% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Monthly | ₹72.08 | +15.77% | +16.65% | — |
| Icici Prudential Equity & Debt Fund Direct-idcw Yearly | ₹29.48 | +15.77% | +16.65% | — |
| Icici Prudential Equity & Debt Fund-growth | ₹413.12 | +15.09% | +15.98% | — |
| Icici Prudential Equity & Debt Fund-idcw Half Yearly | ₹26.15 | +15.09% | +15.98% | — |
| Icici Prudential Equity & Debt Fund-idcw Monthly | ₹44.09 | +15.09% | +15.98% | — |
| Icici Prudential Equity & Debt Fund-idcw Yearly | ₹26.29 | +15.09% | +15.98% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹21.91 |
| 31 Jul 2026 | ₹21.66 |
| 30 Jul 2026 | ₹21.59 |
| 29 Jul 2026 | ₹21.55 |
| 28 Jul 2026 | ₹21.41 |
| 27 Jul 2026 | ₹21.45 |
| 24 Jul 2026 | ₹21.27 |
| 23 Jul 2026 | ₹21.25 |
| 22 Jul 2026 | ₹21.35 |
| 21 Jul 2026 | ₹21.50 |
| 20 Jul 2026 | ₹21.43 |
| 17 Jul 2026 | ₹21.40 |
| 16 Jul 2026 | ₹21.38 |
| 15 Jul 2026 | ₹21.42 |
| 14 Jul 2026 | ₹21.33 |
| 13 Jul 2026 | ₹21.46 |
| 10 Jul 2026 | ₹21.44 |
| 09 Jul 2026 | ₹21.23 |
| 08 Jul 2026 | ₹21.10 |
| 07 Jul 2026 | ₹21.39 |
| 06 Jul 2026 | ₹21.43 |
| 03 Jul 2026 | ₹21.29 |
| 02 Jul 2026 | ₹21.31 |
| 01 Jul 2026 | ₹21.19 |
| 30 Jun 2026 | ₹21.14 |
| 29 Jun 2026 | ₹21.19 |
| 25 Jun 2026 | ₹21.20 |
| 24 Jun 2026 | ₹21.26 |
| 23 Jun 2026 | ₹21.16 |
| 22 Jun 2026 | ₹21.33 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹113.2 Cr
Since Launch
This Fund
Category Average
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Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-growth FAQ'S
- Sharpe Ratio: 0.53%
- Standard Deviation: 11.24%
- Sortino Ratio: 0.69%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-growth stand at approximately ₹ 113.2 crore.
The Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-growth has delivered the following short-term performance:
- 3 Months Return: 5.16%
- 6 Months Return: 3.38%
The historical growth of the Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 12.56%
- 5 Year CAGR: 10.25%
- Return Since Launch: 11.17%
The portfolio of Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-growth is distributed across different asset classes as follows:
- Equity: 78.15%
- Debt Instruments: 13.19%
- Other Assets: 8.66%
The Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-growth is managed by Harshil Suvarnkar, representing Aditya Birla Sun Life Mutual Fund.
The Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-growth investments are allocated across market caps in the following manner:
- Large Cap Stocks: 65.70%
- Mid Cap Stocks: 17.53%
- Small Cap Stocks: 16.77%
Top stock holdings of Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-growth include:
- GOI Sec 7.18 14/08/2033 – represents 7.55% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 7.55% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 7.49% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 7.49% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 7.74% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 7.64% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 7.59% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 7.66% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 7.68% of the portfolio
- ICICI Bank Ltd – represents 7.32% of the portfolio
Major sector exposures in Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-growth are:
- Financial – accounts for 331.78% of the portfolio
- Entities – accounts for 168.71% of the portfolio
- Technology – accounts for 116.00% of the portfolio
- Healthcare – accounts for 115.38% of the portfolio
- Consumer Discretionary – accounts for 89.80% of the portfolio
