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Bank Of India Balanced Advantage Fund Direct-growth
Hybrid
Large Cap
Very High Risk
Latest AUM
₹ 139.8 Cr.
NAV as on 24 jul, 2026
₹ 28.30
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Bank Of India Balanced Advantage Fund Direct-growth
Inception Date
14 Mar 2014
Lock In
No Lock-in
Risk
Principal at very high risk
Category Average Annual Returns
2.86
Portfolio Composition Analysis
Equity
65.65%
Debt
18.64%
Cash
10.71%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Equity
Debt
Other
Financial
Energy & Utilities
Technology
Industrials
Consumer Staples
Materials
Consumer Discretionary
Healthcare
Real Estate
Portfolio Updated on: 24 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| NIFTY May 2026 Future | Financial | Index Derivatives | 1.00% |
| NIFTY July 2026 Future | Financial | Index Derivatives | 1.00% |
| NIFTY June 2026 Future | Financial | Index Derivatives | 1.00% |
| NIFTY 25400 Put April 2026 Option | Financial | Index Derivatives | 8.34% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.64% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.68% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.68% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.41% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.41% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 1.00% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.55% |
| Standard Deviation | 9.45% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 0.32% | NA | 2.03% |
| 6 Months | 2.90% | NA | 8.29% |
| 9 Months | 2.37% | NA | 4.43% |
| 1 Year | 5.43% | 5.43% | 2.86% |
| 2 Years | 6.63% | 3.26% | 14.51% |
| 3 Years | 31.76% | 9.63% | 13.46% |
| 5 Years | 68.28% | 10.97% | 14.09% |
| 7 Years | 101.92% | 10.56% | NA |
| 10 Years | 112.91% | 7.85% | 10.51% |
Bank Of India Balanced Advantage Fund Direct-growth is one Hybrid mutual fund offered by Bank of India Mutual Fund. Launched on 14 Mar 2014, the fund aims Long term capital appreciation. Dynamic asset allocation between equity and fixed income based on equity market valuations. It manages assets worth ₹139.8 crore as on Tue Mar 31, 2026. The expense ratio stands at 1.35%.
Alok Singh has experience Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Bank of India Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Balanced Advantage Fund Regular-growth | 139.8 | -0.37% | +0.02% | +2.29% | +4.13% | +8.44% | +9.87% |
| Bank Of India Balanced Advantage Fund Regular-growth | 139.8 | -0.37% | +0.02% | +2.29% | +4.13% | +8.44% | +9.87% |
| Bank Of India Balanced Advantage Fund Regular-growth | 139.8 | -0.37% | +0.02% | +2.29% | +4.13% | +8.44% | +9.87% |
| Bank Of India Balanced Advantage Fund Regular-growth | 139.8 | -0.37% | +0.02% | +2.29% | +4.13% | +8.44% | +9.87% |
| Bank Of India Balanced Advantage Fund Regular-growth | 139.8 | -0.37% | +0.02% | +2.29% | +4.13% | +8.44% | +9.87% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund Regular-growth | 98,457.8 | -0.73% | +0.65% | -0.49% | -0.58% | +12.55% | +14.50% |
| HDFC Balanced Advantage Fund Direct-growth | 98,457.8 | -0.69% | +0.78% | -0.22% | 0.00% | +13.23% | +15.21% |
| HDFC Balanced Advantage Fund Direct-idcw | 98,457.8 | -0.69% | +0.78% | -0.22% | 0.00% | +13.23% | +15.21% |
| HDFC Balanced Advantage Fund Regular-idcw | 98,457.8 | -0.73% | +0.65% | -0.49% | -0.58% | +12.55% | +14.50% |
| ICICI Prudential Balanced Advantage-growth | 66,397.8 | +0.19% | +2.22% | +1.72% | +4.76% | +11.22% | +10.69% |
| ICICI Prudential Balanced Advantage Direct-growth | 66,397.8 | +0.23% | +2.35% | +2.00% | +5.34% | +11.88% | +11.37% |
| ICICI Prudential Balanced Advantage-idcw | 66,397.8 | +0.19% | +2.22% | +1.72% | +4.76% | +11.22% | +10.69% |
| ICICI Prudential Balanced Advantage Direct-idcw | 66,397.8 | +0.23% | +2.35% | +2.00% | +5.34% | +11.88% | +11.37% |
| SBI Balanced Advantage Fund Direct-growth | 38,487.9 | -0.53% | +0.85% | +0.63% | +3.22% | +10.74% | — |
| SBI Balanced Advantage Fund Regular-growth | 38,487.9 | -0.60% | +0.65% | +0.22% | +2.38% | +9.79% | — |
Top funds are based on Fund AUM
Top Hybrid Funds
| Fund name | ||||
|---|---|---|---|---|
| Hdfc Balanced Advantage Fund Direct-growth | ₹562.13 | +13.23% | +15.21% | — |
| Hdfc Balanced Advantage Fund Direct-idcw | ₹42.91 | +13.23% | +15.21% | — |
| Hdfc Balanced Advantage Fund Regular-growth | ₹517.05 | +12.55% | +14.50% | — |
| Hdfc Balanced Advantage Fund Regular-idcw | ₹36.11 | +12.55% | +14.50% | — |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-growth | ₹61.43 | +13.91% | +12.57% | — |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-growth | ₹61.43 | +13.91% | +12.57% | — |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-growth | ₹61.43 | +13.91% | +12.57% | — |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-growth | ₹61.43 | +13.91% | +12.57% | — |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-growth | ₹61.43 | +13.91% | +12.57% | — |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-growth | ₹61.43 | +13.91% | +12.57% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 24 Jul 2026 | ₹28.30 |
| 23 Jul 2026 | ₹28.37 |
| 22 Jul 2026 | ₹28.48 |
| 21 Jul 2026 | ₹28.60 |
| 20 Jul 2026 | ₹28.61 |
| 17 Jul 2026 | ₹28.60 |
| 16 Jul 2026 | ₹28.43 |
| 15 Jul 2026 | ₹28.43 |
| 14 Jul 2026 | ₹28.38 |
| 13 Jul 2026 | ₹28.52 |
| 10 Jul 2026 | ₹28.52 |
| 09 Jul 2026 | ₹28.33 |
| 08 Jul 2026 | ₹28.26 |
| 07 Jul 2026 | ₹28.67 |
| 06 Jul 2026 | ₹28.71 |
| 03 Jul 2026 | ₹28.60 |
| 02 Jul 2026 | ₹28.54 |
| 01 Jul 2026 | ₹28.39 |
| 30 Jun 2026 | ₹28.28 |
| 29 Jun 2026 | ₹28.29 |
| 25 Jun 2026 | ₹28.38 |
| 24 Jun 2026 | ₹28.37 |
| 23 Jun 2026 | ₹28.25 |
| 22 Jun 2026 | ₹28.45 |
| 19 Jun 2026 | ₹28.39 |
| 18 Jun 2026 | ₹28.45 |
| 17 Jun 2026 | ₹28.37 |
| 15 Jun 2026 | ₹28.19 |
| 12 Jun 2026 | ₹27.99 |
| 11 Jun 2026 | ₹27.61 |
Portfolio Updated on: 25 Jul, 2026
Fund Growth & Size Analysis
+₹139.8 Cr
Since Launch
This Fund
Category Average
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Bank Of India Balanced Advantage Fund Direct-growth Returns Comparison
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Bank Of India Balanced Advantage Fund Direct-growth FAQ'S
- Sharpe Ratio: 0.55%
- Standard Deviation: 9.45%
As of Tue Mar 31, 2026, the total assets managed under Bank Of India Balanced Advantage Fund Direct-growth stand at approximately ₹ 139.8 crore.
The Bank Of India Balanced Advantage Fund Direct-growth has delivered the following short-term performance:
- 3 Months Return: 0.32%
- 6 Months Return: 2.90%
The historical growth of the Bank Of India Balanced Advantage Fund Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 9.63%
- 5 Year CAGR: 10.97%
- Return Since Launch: 8.77%
The portfolio of Bank Of India Balanced Advantage Fund Direct-growth is distributed across different asset classes as follows:
- Equity: 65.65%
- Debt Instruments: 18.64%
- Other Assets: 10.71%
The Bank Of India Balanced Advantage Fund Direct-growth is managed by Alok Singh, representing Bank of India Mutual Fund.
The Bank Of India Balanced Advantage Fund Direct-growth investments are allocated across market caps in the following manner:
- Large Cap Stocks: 1.00%
- Mid Cap Stocks: 1.00%
Top stock holdings of Bank Of India Balanced Advantage Fund Direct-growth include:
- NIFTY May 2026 Future – represents 1.00% of the portfolio
- NIFTY July 2026 Future – represents 1.00% of the portfolio
- NIFTY June 2026 Future – represents 1.00% of the portfolio
- NIFTY 25400 Put April 2026 Option – represents 8.34% of the portfolio
- Reliance Industries Ltd – represents 5.64% of the portfolio
- Reliance Industries Ltd – represents 5.68% of the portfolio
- Reliance Industries Ltd – represents 5.68% of the portfolio
- Reliance Industries Ltd – represents 5.41% of the portfolio
- Reliance Industries Ltd – represents 5.41% of the portfolio
- Reliance Industries Ltd – represents 1.00% of the portfolio
Major sector exposures in Bank Of India Balanced Advantage Fund Direct-growth are:
- Financial – accounts for 402.67% of the portfolio
- Industrials – accounts for 118.90% of the portfolio
- Energy & Utilities – accounts for 105.18% of the portfolio
- Technology – accounts for 71.13% of the portfolio
- Consumer Staples – accounts for 52.68% of the portfolio
