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Bank Of India Liquid Fund Direct-idcw Daily
Debt
Low to Moderate Risk
Latest AUM
₹ 1,339.3 Cr.
NAV as on 03 aug, 2026
₹ 1,005.00
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Bank Of India Liquid Fund Direct-idcw Daily
Inception Date
01 Jan 2013
Lock In
No Lock-in
Risk
Principal at low to moderate risk
Category Average Annual Returns
6.97
Portfolio Composition Analysis
Debt
118.61%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Diversified
Consumer Staples
Energy & Utilities
Industrials
Technology
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 36967 091 DAYS TBILL 23AP26 FV RS 100 | Financial | Treasury Bills | 7.77% |
| GOVERNMENT OF INDIA 36967 091 DAYS TBILL 23AP26 FV RS 100 | Financial | Treasury Bills | 8.04% |
| UNION BANK OF INDIA CD 26NOV25 | Financial | Certificate of Deposit | 9.11% |
| UNION BANK OF INDIA CD 26NOV25 | Financial | Certificate of Deposit | 9.11% |
| BANK OF BARODA CD 27JAN26 | Financial | Certificate of Deposit | 6.84% |
| INDIAN BANK CD 12MAR26 | Financial | Certificate of Deposit | 5.21% |
| UNION BANK OF INDIA CD 26NOV25 | Financial | Certificate of Deposit | 6.58% |
| GOVERNMENT OF INDIA 37175 091 DAYS TBILL 04JU26 FV RS 100 | Financial | Treasury Bills | 5.74% |
| INDIAN BANK CD 12MAR26 | Financial | Certificate of Deposit | 5.39% |
| UNION BANK OF INDIA CD 12MAR26 | Financial | Certificate of Deposit | 5.39% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 5.20% |
| Standard Deviation | 0.20% |
| Sortino Ratio | 12.44% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.68% | NA | 1.50% |
| 6 Months | 3.36% | NA | 3.29% |
| 9 Months | 4.89% | NA | 5.11% |
| 1 Year | 6.41% | 6.41% | 6.97% |
| 2 Years | 14.00% | 6.77% | 7.17% |
| 3 Years | 22.44% | 6.98% | 7.01% |
| 5 Years | 35.73% | 6.30% | 5.63% |
| 7 Years | 47.31% | 5.69% | NA |
| 10 Years | 81.29% | 6.13% | 6.23% |
Bank Of India Liquid Fund Direct-idcw Daily is one Debt mutual fund offered by Bank of India Mutual Fund. Launched on 01 Jan 2013, the fund aims Income over short term. Investment in Debt & Money market instruments. It manages assets worth ₹1,339.3 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.09%.
Mithraem Bharucha has experience Prior to joining Bank of India Mutual Fund, he has worked with YES Asset Management (India) Limited and BNP Paribas Asset Management India Pvt. Ltd.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Liquid Fund Direct-growth | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Aditya Birla Sun Life Liquid Fund Direct-idcw | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Daily | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Weekly | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Axis Liquid Direct Fund-growth | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Axis Liquid Direct Fund-idcw Daily | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Axis Liquid Direct Fund-idcw Monthly | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Axis Liquid Direct Fund-idcw Weekly | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Sundaram Liquid Direct-growth | 6,365.2 | +0.58% | +1.77% | +3.46% | +6.50% | +7.02% | +6.31% |
| Sundaram Liquid Direct-idcw Monthly | 6,365.2 | +0.58% | +1.77% | +3.46% | +6.50% | +7.02% | +6.31% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Bank of India Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Liquid Fund Regular-growth | 1,339.3 | +0.48% | +1.67% | +3.33% | +6.37% | +6.94% | +6.25% |
| Bank Of India Liquid Fund Direct-growth | 1,339.3 | +0.49% | +1.68% | +3.36% | +6.41% | +6.98% | +6.30% |
| Bank Of India Liquid Fund Regular-idcw Daily | 1,339.3 | +0.48% | +1.67% | +3.33% | +6.37% | +6.94% | +6.25% |
| Bank Of India Liquid Fund Regular-idcw Weekly | 1,339.3 | +0.48% | +1.67% | +3.33% | +6.37% | +6.94% | +6.25% |
| Bank Of India Liquid Fund Direct-idcw Weekly | 1,339.3 | +0.49% | +1.68% | +3.36% | +6.41% | +6.98% | +6.30% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Liquid Fund Direct Plan-growth | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund-growth | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| SBI Liquid Fund-idcw Daily | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| SBI Liquid Fund Direct Plan-idcw Daily | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund-idcw Fortnightly | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| SBI Liquid Fund Direct Plan-idcw Fortnightly | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund Direct Plan-idcw Weekly | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund-idcw Weekly | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| HDFC Liquid Direct Plan-growth | 65,878.3 | +0.49% | +1.67% | +3.36% | +6.39% | +6.95% | +6.25% |
| HDFC Liquid Fund Regular-growth | 65,878.3 | +0.48% | +1.64% | +3.31% | +6.30% | +6.86% | +6.15% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Aditya Birla Sun Life Liquid Fund Direct-growth | ₹455.92 | +7.03% | +6.33% | — |
| Aditya Birla Sun Life Liquid Fund Direct-idcw | ₹137.11 | +7.03% | +6.33% | — |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Daily | ₹100.20 | +7.03% | +6.33% | — |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Weekly | ₹100.28 | +7.03% | +6.33% | — |
| Axis Liquid Direct Fund-growth | ₹3,139.50 | +7.02% | +6.32% | — |
| Axis Liquid Direct Fund-idcw Daily | ₹1,000.96 | +7.02% | +6.32% | — |
| Axis Liquid Direct Fund-idcw Monthly | ₹1,001.98 | +7.02% | +6.32% | — |
| Axis Liquid Direct Fund-idcw Weekly | ₹1,002.09 | +7.02% | +6.32% | — |
| Sundaram Liquid Direct-growth | ₹2,494.83 | +7.02% | +6.31% | — |
| Sundaram Liquid Direct-idcw Monthly | ₹1,043.93 | +7.02% | +6.31% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹1,005.00 |
| 02 Aug 2026 | ₹1,005.00 |
| 01 Aug 2026 | ₹1,005.00 |
| 31 Jul 2026 | ₹1,005.00 |
| 30 Jul 2026 | ₹1,005.00 |
| 29 Jul 2026 | ₹1,005.00 |
| 28 Jul 2026 | ₹1,005.00 |
| 27 Jul 2026 | ₹1,005.00 |
| 26 Jul 2026 | ₹1,005.00 |
| 25 Jul 2026 | ₹1,005.00 |
| 24 Jul 2026 | ₹1,005.00 |
| 23 Jul 2026 | ₹1,005.00 |
| 22 Jul 2026 | ₹1,005.00 |
| 21 Jul 2026 | ₹1,005.00 |
| 20 Jul 2026 | ₹1,005.00 |
| 19 Jul 2026 | ₹1,005.00 |
| 18 Jul 2026 | ₹1,005.00 |
| 17 Jul 2026 | ₹1,005.00 |
| 16 Jul 2026 | ₹1,005.00 |
| 15 Jul 2026 | ₹1,005.00 |
| 14 Jul 2026 | ₹1,005.00 |
| 13 Jul 2026 | ₹1,005.00 |
| 12 Jul 2026 | ₹1,005.00 |
| 11 Jul 2026 | ₹1,005.00 |
| 10 Jul 2026 | ₹1,005.00 |
| 09 Jul 2026 | ₹1,005.00 |
| 08 Jul 2026 | ₹1,004.98 |
| 07 Jul 2026 | ₹1,004.90 |
| 06 Jul 2026 | ₹1,004.92 |
| 05 Jul 2026 | ₹1,005.00 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹1,339.3 Cr
Since Launch
This Fund
Category Average
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Bank Of India Liquid Fund Direct-idcw Daily Returns Comparison
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Bank Of India Liquid Fund Direct-idcw Daily FAQ'S
- Sharpe Ratio: 5.20%
- Standard Deviation: 0.20%
- Sortino Ratio: 12.44%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Bank Of India Liquid Fund Direct-idcw Daily stand at approximately ₹ 1,339.3 crore.
The Bank Of India Liquid Fund Direct-idcw Daily has delivered the following short-term performance:
- 3 Months Return: 1.68%
- 6 Months Return: 3.36%
The historical growth of the Bank Of India Liquid Fund Direct-idcw Daily is reflected through its CAGR returns:
- 3 Year CAGR: 6.98%
- 5 Year CAGR: 6.30%
- Return Since Launch: 6.84%
The portfolio of Bank Of India Liquid Fund Direct-idcw Daily is distributed across different asset classes as follows:
- Debt Instruments: 118.61%
The Bank Of India Liquid Fund Direct-idcw Daily is managed by Mithraem Bharucha, representing Bank of India Mutual Fund.
Top stock holdings of Bank Of India Liquid Fund Direct-idcw Daily include:
- GOVERNMENT OF INDIA 36967 091 DAYS TBILL 23AP26 FV RS 100 – represents 7.77% of the portfolio
- GOVERNMENT OF INDIA 36967 091 DAYS TBILL 23AP26 FV RS 100 – represents 8.04% of the portfolio
- UNION BANK OF INDIA CD 26NOV25 – represents 9.11% of the portfolio
- UNION BANK OF INDIA CD 26NOV25 – represents 9.11% of the portfolio
- BANK OF BARODA CD 27JAN26 – represents 6.84% of the portfolio
- INDIAN BANK CD 12MAR26 – represents 5.21% of the portfolio
- UNION BANK OF INDIA CD 26NOV25 – represents 6.58% of the portfolio
- GOVERNMENT OF INDIA 37175 091 DAYS TBILL 04JU26 FV RS 100 – represents 5.74% of the portfolio
- INDIAN BANK CD 12MAR26 – represents 5.39% of the portfolio
- UNION BANK OF INDIA CD 12MAR26 – represents 5.39% of the portfolio
Major sector exposures in Bank Of India Liquid Fund Direct-idcw Daily are:
- Financial – accounts for 1,251.51% of the portfolio
- Diversified – accounts for 37.68% of the portfolio
- Consumer Staples – accounts for 18.67% of the portfolio
- Energy & Utilities – accounts for 16.28% of the portfolio
- Industrials – accounts for 10.67% of the portfolio
