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Bank Of India Overnight Fund Direct-idcw Monthly
Debt
Low Risk
Latest AUM
₹ 42.9 Cr.
NAV as on 03 aug, 2026
₹ 1,001.01
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Bank Of India Overnight Fund Direct-idcw Monthly
Inception Date
28 Jan 2020
Lock In
No Lock-in
Risk
Principal at low risk
Category Average Annual Returns
6.21
Portfolio Composition Analysis
Cash
100.00%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 36403 182 DAYS TBILL 05MR26 FV RS 100 | Financial | Treasury Bills | 4.89% |
| 91 DTB (09-Apr-2026) | Financial | Treasury Bills | 8.17% |
| GOVERNMENT OF INDIA 36211 182 DAYS TBILL 15JN26 FV RS 100 | Financial | Treasury Bills | 3.68% |
| GOVERNMENT OF INDIA 36690 091 DAYS TBILL 06FB26 FV RS 100 | Financial | Treasury Bills | 3.63% |
| GOVERNMENT OF INDIA 36043 364 DAYS TBILL 04JU26 FV RS 100 | Financial | Treasury Bills | 1.53% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.80% |
| Standard Deviation | 0.20% |
| Sortino Ratio | 3.30% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.48% | NA | 1.35% |
| 6 Months | 2.74% | NA | 2.84% |
| 9 Months | 4.12% | NA | 4.52% |
| 1 Year | 5.57% | 5.57% | 6.21% |
| 2 Years | 12.32% | 5.98% | 6.50% |
| 3 Years | 20.05% | 6.28% | 6.44% |
| 5 Years | 32.50% | 5.79% | 5.23% |
Bank Of India Overnight Fund Direct-idcw Monthly is one Debt mutual fund offered by Bank of India Mutual Fund. Launched on 28 Jan 2020, the fund aims Income over short term with low risk and high liquidity. Investments in overnight securities having residual maturity of 1 business day. It manages assets worth ₹42.9 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.09%.
Mithraem Bharucha has experience Prior to joining Bank of India Mutual Fund, he has worked with YES Asset Management (India) Limited and BNP Paribas Asset Management India Pvt. Ltd.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Overnight Fund Direct-growth | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Direct-idcw Daily | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Regular-growth | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Bank Of India Overnight Fund Regular-idcw Daily | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Bank Of India Overnight Fund Regular-idcw Monthly | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Axis Overnight Fund Direct-growth | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
| Axis Overnight Fund Direct-idcw Daily | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
| Axis Overnight Fund Direct-idcw Monthly | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
| Axis Overnight Fund Direct-idcw Weekly | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Bank of India Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Overnight Fund Direct-growth | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Regular-growth | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Bank Of India Overnight Fund Regular-idcw Daily | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Bank Of India Overnight Fund Direct-idcw Daily | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Regular-idcw Monthly | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Overnight Fund Regular-growth | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| SBI Overnight Fund Direct-growth | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Overnight Fund Regular-idcw Daily | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| SBI Overnight Fund Direct-idcw Daily | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Overnight Fund Direct-idcw Weekly | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Overnight Fund Regular-idcw Weekly | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| Nippon India Etf Nifty 1d Rate Liquid Bees-idcw Daily | 10,533.6 | +0.37% | +1.12% | +2.14% | +4.50% | +5.27% | +4.84% |
| ICICI Prudential Overnight Fund-growth | 10,066.3 | +0.43% | +1.28% | +2.52% | +5.26% | +6.07% | +5.58% |
| ICICI Prudential Overnight Fund Direct-growth | 10,066.3 | +0.44% | +1.30% | +2.55% | +5.33% | +6.13% | +5.65% |
| ICICI Prudential Overnight Fund-idcw Daily | 10,066.3 | +0.43% | +1.28% | +2.52% | +5.26% | +6.07% | +5.58% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Overnight Fund Direct-growth | ₹1,394.49 | +6.28% | +5.79% | — |
| Bank Of India Overnight Fund Direct-idcw Daily | ₹1,000.00 | +6.28% | +5.79% | — |
| Bank Of India Overnight Fund Regular-growth | ₹1,390.17 | +6.25% | +5.75% | — |
| Bank Of India Overnight Fund Regular-idcw Daily | ₹1,000.00 | +6.25% | +5.75% | — |
| Bank Of India Overnight Fund Regular-idcw Monthly | ₹1,001.00 | +6.25% | +5.75% | — |
| Axis Overnight Fund Direct-growth | ₹1,451.04 | +6.17% | +5.70% | — |
| Axis Overnight Fund Direct-idcw Daily | ₹1,000.51 | +6.17% | +5.70% | — |
| Axis Overnight Fund Direct-idcw Monthly | ₹1,001.84 | +6.17% | +5.70% | — |
| Axis Overnight Fund Direct-idcw Weekly | ₹1,000.70 | +6.17% | +5.70% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹1,001.01 |
| 02 Aug 2026 | ₹1,000.87 |
| 01 Aug 2026 | ₹1,000.72 |
| 31 Jul 2026 | ₹1,000.58 |
| 30 Jul 2026 | ₹1,000.43 |
| 29 Jul 2026 | ₹1,000.29 |
| 28 Jul 2026 | ₹1,000.14 |
| 27 Jul 2026 | ₹1,000.00 |
| 26 Jul 2026 | ₹1,003.87 |
| 25 Jul 2026 | ₹1,003.73 |
| 24 Jul 2026 | ₹1,003.59 |
| 23 Jul 2026 | ₹1,003.45 |
| 22 Jul 2026 | ₹1,003.31 |
| 21 Jul 2026 | ₹1,003.16 |
| 20 Jul 2026 | ₹1,003.01 |
| 19 Jul 2026 | ₹1,002.87 |
| 18 Jul 2026 | ₹1,002.72 |
| 17 Jul 2026 | ₹1,002.58 |
| 16 Jul 2026 | ₹1,002.43 |
| 15 Jul 2026 | ₹1,002.28 |
| 14 Jul 2026 | ₹1,002.13 |
| 13 Jul 2026 | ₹1,001.99 |
| 12 Jul 2026 | ₹1,001.85 |
| 11 Jul 2026 | ₹1,001.71 |
| 10 Jul 2026 | ₹1,001.56 |
| 09 Jul 2026 | ₹1,001.42 |
| 08 Jul 2026 | ₹1,001.28 |
| 07 Jul 2026 | ₹1,001.13 |
| 06 Jul 2026 | ₹1,000.99 |
| 05 Jul 2026 | ₹1,000.84 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹42.9 Cr
Since Launch
This Fund
Category Average
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Bank Of India Overnight Fund Direct-idcw Monthly Returns Comparison
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Bank Of India Overnight Fund Direct-idcw Monthly FAQ'S
- Sharpe Ratio: 1.80%
- Standard Deviation: 0.20%
- Sortino Ratio: 3.30%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Bank Of India Overnight Fund Direct-idcw Monthly stand at approximately ₹ 42.9 crore.
The Bank Of India Overnight Fund Direct-idcw Monthly has delivered the following short-term performance:
- 3 Months Return: 1.48%
- 6 Months Return: 2.74%
The historical growth of the Bank Of India Overnight Fund Direct-idcw Monthly is reflected through its CAGR returns:
- 3 Year CAGR: 6.28%
- 5 Year CAGR: 5.79%
- Return Since Launch: 5.23%
The portfolio of Bank Of India Overnight Fund Direct-idcw Monthly is distributed across different asset classes as follows:
- Other Assets: 100.00%
The Bank Of India Overnight Fund Direct-idcw Monthly is managed by Mithraem Bharucha, representing Bank of India Mutual Fund.
Top stock holdings of Bank Of India Overnight Fund Direct-idcw Monthly include:
- GOVERNMENT OF INDIA 36403 182 DAYS TBILL 05MR26 FV RS 100 – represents 4.89% of the portfolio
- 91 DTB (09-Apr-2026) – represents 8.17% of the portfolio
- GOVERNMENT OF INDIA 36211 182 DAYS TBILL 15JN26 FV RS 100 – represents 3.68% of the portfolio
- GOVERNMENT OF INDIA 36690 091 DAYS TBILL 06FB26 FV RS 100 – represents 3.63% of the portfolio
- GOVERNMENT OF INDIA 36043 364 DAYS TBILL 04JU26 FV RS 100 – represents 1.53% of the portfolio
Major sector exposures in Bank Of India Overnight Fund Direct-idcw Monthly are:
- Financial – accounts for 21.90% of the portfolio
