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SBI Overnight Fund Direct-growth
Debt
Low Risk
Latest AUM
₹ 26,838.6 Cr.
NAV as on 03 aug, 2026
₹ 4,456.49
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
SBI Overnight Fund Direct-growth
Inception Date
01 Jan 2013
Lock In
No Lock-in
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at low risk
Category Average Annual Returns
6.21
Portfolio Composition Analysis
Debt
13.62%
Cash
86.38%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Energy & Utilities
Entities
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| UNION BANK OF INDIA CD 01JUN26 | Financial | Certificate of Deposit | 3.79% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC | Financial | Bonds | 3.18% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC | Financial | Bonds | 3.18% |
| INDIAN OIL CORPORATION LIMITED 90D CP 01DEC25 | Energy & Utilities | Commercial Paper | 2.31% |
| ICICI BANK LIMITED SR DNV21LB 6.67 BD 26NV28 FVRS10LAC | Financial | Debenture | 1.68% |
| ICICI BANK LIMITED SR DNV21LB 6.67 BD 26NV28 FVRS10LAC | Financial | Debenture | 1.68% |
| GOVERNMENT OF INDIA 36210 091 DAYS TBILL 16OT25 FV RS 100 | Financial | Treasury Bills | 1.56% |
| GOVERNMENT OF INDIA 36210 091 DAYS TBILL 16OT25 FV RS 100 | Financial | Treasury Bills | 1.56% |
| L&T FINANCE LIMITED 77D CP 01JUL26 | Financial | Commercial Paper | 1.58% |
| L&T FINANCE LIMITED 77D CP 01JUL26 | Financial | Commercial Paper | 1.58% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.02% |
| Standard Deviation | 0.20% |
| Sortino Ratio | 2.00% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.30% | NA | 1.35% |
| 6 Months | 2.53% | NA | 2.84% |
| 9 Months | 3.88% | NA | 4.52% |
| 1 Year | 5.29% | 5.29% | 6.21% |
| 2 Years | 11.89% | 5.78% | 6.50% |
| 3 Years | 19.44% | 6.10% | 6.44% |
| 5 Years | 31.50% | 5.63% | 5.23% |
| 7 Years | 41.27% | 5.06% | NA |
| 10 Years | 68.72% | 5.37% | 5.53% |
SBI Overnight Fund Direct-growth is one Debt mutual fund offered by SBI Mutual Fund. Launched on 01 Jan 2013, the fund aims Regular income for short-term. Investment in overnight securities. It manages assets worth ₹26,838.6 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.09%.
Ranjana Gupta has experience Prior to joining SBI Mutaul Fund, She was heading the broking activities at Twentyfirst Century Shares and Securities Ltd from May 1995 to February 2008. She started her career as a dealer in 1995 with OTCEI.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Overnight Fund Direct-growth | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Direct-idcw Daily | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Direct-idcw Monthly | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Regular-growth | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Bank Of India Overnight Fund Regular-idcw Daily | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Bank Of India Overnight Fund Regular-idcw Monthly | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Axis Overnight Fund Direct-growth | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
| Axis Overnight Fund Direct-idcw Daily | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
| Axis Overnight Fund Direct-idcw Monthly | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
| Axis Overnight Fund Direct-idcw Weekly | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from SBI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Overnight Fund Regular-growth | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| SBI Overnight Fund Regular-idcw Daily | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| SBI Overnight Fund Direct-idcw Daily | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Overnight Fund Regular-idcw Weekly | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| SBI Overnight Fund Direct-idcw Weekly | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Nifty 1d Rate Liquid Etf-growth | 76.3 | +0.42% | +1.25% | +2.42% | — | — | — |
| SBI Nifty 1d Rate Liquid Etf-idcw | 49.4 | +0.39% | +1.20% | +2.32% | +4.84% | — | — |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Overnight Fund Regular-growth | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| SBI Overnight Fund Regular-idcw Daily | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| SBI Overnight Fund Direct-idcw Daily | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Overnight Fund Direct-idcw Weekly | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Overnight Fund Regular-idcw Weekly | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| Nippon India Etf Nifty 1d Rate Liquid Bees-idcw Daily | 10,533.6 | +0.37% | +1.12% | +2.14% | +4.50% | +5.27% | +4.84% |
| ICICI Prudential Overnight Fund-growth | 10,066.3 | +0.43% | +1.28% | +2.52% | +5.26% | +6.07% | +5.58% |
| ICICI Prudential Overnight Fund Direct-growth | 10,066.3 | +0.44% | +1.30% | +2.55% | +5.33% | +6.13% | +5.65% |
| ICICI Prudential Overnight Fund-idcw Daily | 10,066.3 | +0.43% | +1.28% | +2.52% | +5.26% | +6.07% | +5.58% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Overnight Fund Direct-growth | ₹1,394.49 | +6.28% | +5.79% | — |
| Bank Of India Overnight Fund Direct-idcw Daily | ₹1,000.00 | +6.28% | +5.79% | — |
| Bank Of India Overnight Fund Direct-idcw Monthly | ₹1,001.01 | +6.28% | +5.79% | — |
| Bank Of India Overnight Fund Regular-growth | ₹1,390.17 | +6.25% | +5.75% | — |
| Bank Of India Overnight Fund Regular-idcw Daily | ₹1,000.00 | +6.25% | +5.75% | — |
| Bank Of India Overnight Fund Regular-idcw Monthly | ₹1,001.00 | +6.25% | +5.75% | — |
| Axis Overnight Fund Direct-growth | ₹1,451.04 | +6.17% | +5.70% | — |
| Axis Overnight Fund Direct-idcw Daily | ₹1,000.51 | +6.17% | +5.70% | — |
| Axis Overnight Fund Direct-idcw Monthly | ₹1,001.84 | +6.17% | +5.70% | — |
| Axis Overnight Fund Direct-idcw Weekly | ₹1,000.70 | +6.17% | +5.70% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹4,456.49 |
| 02 Aug 2026 | ₹4,455.88 |
| 01 Aug 2026 | ₹4,455.25 |
| 31 Jul 2026 | ₹4,454.62 |
| 30 Jul 2026 | ₹4,453.98 |
| 29 Jul 2026 | ₹4,453.35 |
| 28 Jul 2026 | ₹4,452.72 |
| 27 Jul 2026 | ₹4,452.09 |
| 26 Jul 2026 | ₹4,451.46 |
| 25 Jul 2026 | ₹4,450.85 |
| 24 Jul 2026 | ₹4,450.24 |
| 23 Jul 2026 | ₹4,449.63 |
| 22 Jul 2026 | ₹4,449.01 |
| 21 Jul 2026 | ₹4,448.38 |
| 20 Jul 2026 | ₹4,447.74 |
| 19 Jul 2026 | ₹4,447.11 |
| 18 Jul 2026 | ₹4,446.48 |
| 17 Jul 2026 | ₹4,445.85 |
| 16 Jul 2026 | ₹4,445.23 |
| 15 Jul 2026 | ₹4,444.59 |
| 14 Jul 2026 | ₹4,443.98 |
| 13 Jul 2026 | ₹4,443.36 |
| 12 Jul 2026 | ₹4,442.74 |
| 11 Jul 2026 | ₹4,442.11 |
| 10 Jul 2026 | ₹4,441.48 |
| 09 Jul 2026 | ₹4,440.85 |
| 08 Jul 2026 | ₹4,440.22 |
| 07 Jul 2026 | ₹4,439.59 |
| 06 Jul 2026 | ₹4,438.97 |
| 05 Jul 2026 | ₹4,438.36 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹26,838.6 Cr
Since Launch
This Fund
Category Average
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SBI Overnight Fund Direct-growth Returns Comparison
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SBI Overnight Fund Direct-growth FAQ'S
- Sharpe Ratio: 1.02%
- Standard Deviation: 0.20%
- Sortino Ratio: 2.00%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under SBI Overnight Fund Direct-growth stand at approximately ₹ 26,838.6 crore.
The SBI Overnight Fund Direct-growth has delivered the following short-term performance:
- 3 Months Return: 1.30%
- 6 Months Return: 2.53%
The historical growth of the SBI Overnight Fund Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 6.10%
- 5 Year CAGR: 5.63%
- Return Since Launch: 6.17%
The portfolio of SBI Overnight Fund Direct-growth is distributed across different asset classes as follows:
- Debt Instruments: 13.62%
- Other Assets: 86.38%
The SBI Overnight Fund Direct-growth is managed by Ranjana Gupta, representing SBI Mutual Fund.
Top stock holdings of SBI Overnight Fund Direct-growth include:
- UNION BANK OF INDIA CD 01JUN26 – represents 3.79% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC – represents 3.18% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC – represents 3.18% of the portfolio
- INDIAN OIL CORPORATION LIMITED 90D CP 01DEC25 – represents 2.31% of the portfolio
- ICICI BANK LIMITED SR DNV21LB 6.67 BD 26NV28 FVRS10LAC – represents 1.68% of the portfolio
- ICICI BANK LIMITED SR DNV21LB 6.67 BD 26NV28 FVRS10LAC – represents 1.68% of the portfolio
- GOVERNMENT OF INDIA 36210 091 DAYS TBILL 16OT25 FV RS 100 – represents 1.56% of the portfolio
- GOVERNMENT OF INDIA 36210 091 DAYS TBILL 16OT25 FV RS 100 – represents 1.56% of the portfolio
- L&T FINANCE LIMITED 77D CP 01JUL26 – represents 1.58% of the portfolio
- L&T FINANCE LIMITED 77D CP 01JUL26 – represents 1.58% of the portfolio
Major sector exposures in SBI Overnight Fund Direct-growth are:
- Financial – accounts for 74.14% of the portfolio
- Energy & Utilities – accounts for 3.29% of the portfolio
- Entities – accounts for 2.27% of the portfolio
