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Bank Of India Ultra Short Duration Fund Direct-idcw Daily
Debt
Low to Moderate Risk
Latest AUM
₹ 147.9 Cr.
NAV as on 23 oct, 2026
₹ 1,004.25
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Bank Of India Ultra Short Duration Fund Direct-idcw Daily
Inception Date
01 Jan 2013
Lock In
No Lock-in
Risk
Principal at low to moderate risk
Category Average Annual Returns
7.70
Portfolio Composition Analysis
Debt
94.43%
Cash
5.57%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Technology
Energy & Utilities
Portfolio Updated on: 23 oct, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC BANK LIMITED CD 04FEB26 | Financial | Certificate of Deposit | 11.91% |
| HDFC BANK LIMITED CD 04FEB26 | Financial | Certificate of Deposit | 11.33% |
| HDFC BANK LIMITED CD 04FEB26 | Financial | Certificate of Deposit | 9.78% |
| REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC | Financial | Non Convertible Debenture | 9.50% |
| REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC | Financial | Non Convertible Debenture | 9.82% |
| REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC | Financial | Non Convertible Debenture | 9.82% |
| REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC | Financial | Non Convertible Debenture | 9.73% |
| HDFC BANK LIMITED CD 04FEB26 | Financial | Certificate of Deposit | 9.81% |
| HDFC BANK LIMITED CD 04FEB26 | Financial | Certificate of Deposit | 9.81% |
| REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC | Financial | Non Convertible Debenture | 11.21% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 2.33% |
| Standard Deviation | 0.40% |
| Sortino Ratio | 3.51% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.36% | NA | 1.71% |
| 6 Months | 2.96% | NA | 3.90% |
| 9 Months | 4.86% | NA | 5.74% |
| 1 Year | 6.23% | 6.23% | 7.70% |
| 2 Years | 13.87% | 6.71% | 7.59% |
| 3 Years | 21.89% | 6.82% | 7.34% |
| 5 Years | 35.28% | 6.23% | 6.07% |
| 7 Years | 47.80% | 5.74% | NA |
| 10 Years | 86.31% | 6.42% | 6.56% |
Bank Of India Ultra Short Duration Fund Direct-idcw Daily is one Debt mutual fund offered by Bank of India Mutual Fund. Launched on 01 Jan 2013, the fund aims Regular income over short to medium term. Investments in debt and money market instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months. It manages assets worth ₹147.9 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.45%.
Mithraem Bharucha has experience Prior to joining Bank of India Mutual Fund, he has worked with YES Asset Management (India) Limited and BNP Paribas Asset Management India Pvt. Ltd.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Nippon India Ultra Short Duration Fund Direct-growth | 10,200.0 | +0.29% | +1.52% | +3.28% | +6.73% | +7.48% | +6.98% |
| Nippon India Ultra Short Duration Fund Direct-idcw Daily | 10,200.0 | +0.29% | +1.52% | +3.28% | +6.73% | +7.48% | +6.98% |
| Nippon India Ultra Short Duration Fund Direct-idcw Monthly | 10,200.0 | +0.29% | +1.52% | +3.28% | +6.73% | +7.48% | +6.98% |
| Nippon India Ultra Short Duration Fund Direct-idcw Quarterly | 10,200.0 | +0.29% | +1.52% | +3.28% | +6.73% | +7.48% | +6.98% |
| Nippon India Ultra Short Duration Fund Direct-idcw Weekly | 10,200.0 | +0.29% | +1.52% | +3.28% | +6.73% | +7.48% | +6.98% |
| Tata Ultra Short Term Fund Direct-growth | 5,267.1 | +0.31% | +1.56% | +3.35% | +6.79% | +7.42% | +6.79% |
| Tata Ultra Short Term Fund Direct-idcw Monthly | 5,267.1 | +0.31% | +1.56% | +3.35% | +6.79% | +7.42% | +6.79% |
| Tata Ultra Short Term Fund Direct-idcw Weekly | 5,267.1 | +0.31% | +1.56% | +3.35% | +6.79% | +7.42% | +6.79% |
| Axis Ultra Short Duration Fund Direct-growth | 4,948.7 | +0.27% | +1.50% | +3.19% | +6.52% | +7.35% | +6.78% |
| Axis Ultra Short Duration Fund Direct-idcw | 4,948.7 | +0.27% | +1.50% | +3.19% | +6.52% | +7.35% | +6.78% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Bank of India Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Ultra Short Duration Fund Direct-bonus | 147.9 | +0.22% | +1.36% | +2.96% | +6.23% | +6.82% | +6.23% |
| Bank Of India Ultra Short Duration Fund Regular-growth | 147.9 | +0.17% | +1.24% | +2.70% | +5.70% | +6.29% | +5.79% |
| Bank Of India Ultra Short Duration Fund Direct-growth | 147.9 | +0.22% | +1.36% | +2.96% | +6.23% | +6.82% | +6.23% |
| Bank Of India Ultra Short Duration Fund Regular-idcw Daily | 147.9 | +0.17% | +1.24% | +2.70% | +5.70% | +6.29% | +5.79% |
| Bank Of India Ultra Short Duration Fund Regular-idcw Weekly | 147.9 | +0.17% | +1.24% | +2.70% | +5.70% | +6.29% | +5.79% |
| Bank Of India Ultra Short Duration Fund Direct-idcw Weekly | 147.9 | +0.22% | +1.36% | +2.96% | +6.23% | +6.82% | +6.23% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Savings Direct-growth | 17,816.3 | +0.24% | +1.42% | +3.15% | +6.33% | +7.38% | +6.76% |
| Aditya Birla Sun Life Savings Regular-growth | 17,816.3 | +0.21% | +1.36% | +3.02% | +6.05% | +7.13% | +6.54% |
| Aditya Birla Sun Life Savings Regular-idcw Daily | 17,816.3 | +0.21% | +1.36% | +3.02% | +6.05% | +7.13% | +6.54% |
| Aditya Birla Sun Life Savings Direct-idcw Daily | 17,816.3 | +0.24% | +1.42% | +3.15% | +6.33% | +7.38% | +6.76% |
| Aditya Birla Sun Life Savings Direct-idcw Weekly | 17,816.3 | +0.24% | +1.42% | +3.15% | +6.33% | +7.38% | +6.76% |
| Aditya Birla Sun Life Savings Regular-idcw Weekly | 17,816.3 | +0.21% | +1.36% | +3.02% | +6.05% | +7.13% | +6.54% |
| HDFC Ultra Short Term Fund Direct-growth | 15,949.6 | +0.21% | +1.38% | +3.00% | +6.11% | +7.11% | +6.55% |
| HDFC Ultra Short Term Fund Regular-growth | 15,949.6 | +0.18% | +1.29% | +2.82% | +5.75% | +6.76% | +6.21% |
| HDFC Ultra Short Term Fund Direct-idcw Daily | 15,949.6 | +0.21% | +1.38% | +3.00% | +6.11% | +7.11% | +6.55% |
| HDFC Ultra Short Term Fund Regular-idcw Daily | 15,949.6 | +0.18% | +1.29% | +2.82% | +5.75% | +6.76% | +6.21% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Nippon India Ultra Short Duration Fund Direct-growth | ₹4,843.53 | +7.48% | +6.98% | — |
| Nippon India Ultra Short Duration Fund Direct-idcw Daily | ₹1,113.36 | +7.48% | +6.98% | — |
| Nippon India Ultra Short Duration Fund Direct-idcw Monthly | ₹1,036.62 | +7.48% | +6.98% | — |
| Nippon India Ultra Short Duration Fund Direct-idcw Quarterly | ₹1,017.30 | +7.48% | +6.98% | — |
| Nippon India Ultra Short Duration Fund Direct-idcw Weekly | ₹1,091.37 | +7.48% | +6.98% | — |
| Tata Ultra Short Term Fund Direct-growth | ₹16.24 | +7.42% | +6.79% | — |
| Tata Ultra Short Term Fund Direct-idcw Monthly | ₹16.27 | +7.42% | +6.79% | — |
| Tata Ultra Short Term Fund Direct-idcw Weekly | ₹10.40 | +7.42% | +6.79% | — |
| Axis Ultra Short Duration Fund Direct-growth | ₹17.00 | +7.35% | +6.78% | — |
| Axis Ultra Short Duration Fund Direct-idcw | ₹17.00 | +7.35% | +6.78% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 23 Oct 2026 | ₹1,004.25 |
| 22 Oct 2026 | ₹1,004.08 |
| 03 Aug 2026 | ₹1,005.00 |
| 31 Jul 2026 | ₹1,005.00 |
| 30 Jul 2026 | ₹1,005.00 |
| 29 Jul 2026 | ₹1,005.00 |
| 28 Jul 2026 | ₹1,005.00 |
| 27 Jul 2026 | ₹1,005.00 |
| 24 Jul 2026 | ₹1,005.00 |
| 23 Jul 2026 | ₹1,005.00 |
| 22 Jul 2026 | ₹1,005.00 |
| 21 Jul 2026 | ₹1,005.00 |
| 20 Jul 2026 | ₹1,005.00 |
| 17 Jul 2026 | ₹1,005.00 |
| 16 Jul 2026 | ₹1,005.00 |
| 15 Jul 2026 | ₹1,004.78 |
| 14 Jul 2026 | ₹1,004.59 |
| 13 Jul 2026 | ₹1,005.00 |
| 10 Jul 2026 | ₹1,004.91 |
| 09 Jul 2026 | ₹1,004.67 |
| 08 Jul 2026 | ₹1,004.32 |
| 07 Jul 2026 | ₹1,004.59 |
| 06 Jul 2026 | ₹1,005.00 |
| 03 Jul 2026 | ₹1,005.00 |
| 02 Jul 2026 | ₹1,005.00 |
| 01 Jul 2026 | ₹1,005.00 |
| 30 Jun 2026 | ₹1,005.00 |
| 29 Jun 2026 | ₹1,005.00 |
| 25 Jun 2026 | ₹1,005.00 |
| 24 Jun 2026 | ₹1,005.00 |
Portfolio Updated on: 24 Oct, 2026
Fund Growth & Size Analysis
+₹147.9 Cr
Since Launch
This Fund
Category Average
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Bank Of India Ultra Short Duration Fund Direct-idcw Daily Returns Comparison
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Bank Of India Ultra Short Duration Fund Direct-idcw Daily FAQ'S
- Sharpe Ratio: 2.33%
- Standard Deviation: 0.40%
- Sortino Ratio: 3.51%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Bank Of India Ultra Short Duration Fund Direct-idcw Daily stand at approximately ₹ 147.9 crore.
The Bank Of India Ultra Short Duration Fund Direct-idcw Daily has delivered the following short-term performance:
- 3 Months Return: 1.36%
- 6 Months Return: 2.96%
The historical growth of the Bank Of India Ultra Short Duration Fund Direct-idcw Daily is reflected through its CAGR returns:
- 3 Year CAGR: 6.82%
- 5 Year CAGR: 6.23%
- Return Since Launch: 7.24%
The portfolio of Bank Of India Ultra Short Duration Fund Direct-idcw Daily is distributed across different asset classes as follows:
- Debt Instruments: 94.43%
- Other Assets: 5.57%
The Bank Of India Ultra Short Duration Fund Direct-idcw Daily is managed by Mithraem Bharucha, representing Bank of India Mutual Fund.
Top stock holdings of Bank Of India Ultra Short Duration Fund Direct-idcw Daily include:
- HDFC BANK LIMITED CD 04FEB26 – represents 11.91% of the portfolio
- HDFC BANK LIMITED CD 04FEB26 – represents 11.33% of the portfolio
- HDFC BANK LIMITED CD 04FEB26 – represents 9.78% of the portfolio
- REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC – represents 9.50% of the portfolio
- REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC – represents 9.82% of the portfolio
- REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC – represents 9.82% of the portfolio
- REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC – represents 9.73% of the portfolio
- HDFC BANK LIMITED CD 04FEB26 – represents 9.81% of the portfolio
- HDFC BANK LIMITED CD 04FEB26 – represents 9.81% of the portfolio
- REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC – represents 11.21% of the portfolio
Major sector exposures in Bank Of India Ultra Short Duration Fund Direct-idcw Daily are:
- Financial – accounts for 1,203.13% of the portfolio
- Technology – accounts for 7.08% of the portfolio
- Energy & Utilities – accounts for 6.18% of the portfolio
