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DSP Gilt Fund Direct Plan-idcw Monthly
Debt
Moderate Risk
Latest AUM
₹ 1,269.9 Cr.
NAV as on 03 aug, 2026
₹ 10.85
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
DSP Gilt Fund Direct Plan-idcw Monthly
Inception Date
01 Jan 2013
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹100
STP Minimum Investment amount
₹100
Risk
Principal at moderate risk
Category Average Annual Returns
5.41
Portfolio Composition Analysis
Debt
84.13%
Cash
15.87%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Entities
Financial
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 48.54% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 56.52% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 49.90% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 46.80% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 46.13% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 40.36% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 41.31% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 33.43% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 33.43% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 28.92% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.24% |
| Standard Deviation | 4.86% |
| Sortino Ratio | 0.33% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 3.35% | NA | -2.45% |
| 6 Months | 3.33% | NA | 2.39% |
| 9 Months | 3.54% | NA | 4.13% |
| 1 Year | 3.19% | 3.19% | 5.41% |
| 2 Years | 11.68% | 5.68% | 7.58% |
| 3 Years | 22.61% | 7.03% | 7.36% |
| 5 Years | 35.85% | 6.32% | 5.98% |
| 7 Years | 59.74% | 6.92% | NA |
| 10 Years | 108.42% | 7.62% | 7.76% |
DSP Gilt Fund Direct Plan-idcw Monthly is one Debt mutual fund offered by DSP Mutual Fund. Launched on 01 Jan 2013, the fund aims Income over a long term investment horizon. Investment in Central and /or State government securities It manages assets worth ₹1,269.9 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.59%.
Sandeep Yadav has experience Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.
Shantanu Godambe has experience Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund Direct Plan-growth | 8,784.9 | -0.37% | +3.40% | +3.60% | +4.71% | +7.62% | +7.08% |
| ICICI Prudential Gilt Fund Direct Plan-idcw Half Yearly | 8,784.9 | -0.37% | +3.40% | +3.60% | +4.71% | +7.62% | +7.08% |
| Bandhan Gilt Fund Direct-growth | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw Half Yearly | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw Periodic | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw Quarterly | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw Yearly | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| ICICI Prudential Gilt Fund-growth | 8,784.9 | -0.42% | +3.26% | +3.33% | +4.16% | +7.06% | +6.50% |
| ICICI Prudential Gilt Fund-idcw Half Yearly | 8,784.9 | -0.42% | +3.26% | +3.33% | +4.16% | +7.06% | +6.50% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from DSP Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| DSP Gilt Fund Regular-growth | 1,269.9 | -1.02% | +3.19% | +3.03% | +2.58% | +6.40% | +5.71% |
| DSP Gilt Fund Direct Plan-growth | 1,269.9 | -0.97% | +3.35% | +3.33% | +3.19% | +7.03% | +6.32% |
| DSP Gilt Fund Direct Plan-idcw Half Yearly | 1,269.9 | -0.97% | +3.35% | +3.33% | +3.19% | +7.03% | +6.32% |
| DSP Gilt Fund Regular-idcw Half Yearly | 1,269.9 | -1.02% | +3.19% | +3.03% | +2.58% | +6.40% | +5.71% |
| DSP Gilt Fund Regular-idcw Monthly | 1,269.9 | -1.02% | +3.19% | +3.03% | +2.58% | +6.40% | +5.71% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund-growth | 8,784.9 | -0.42% | +3.26% | +3.33% | +4.16% | +7.06% | +6.50% |
| ICICI Prudential Gilt Fund Direct Plan-growth | 8,784.9 | -0.37% | +3.40% | +3.60% | +4.71% | +7.62% | +7.08% |
| ICICI Prudential Gilt Fund Direct Plan-idcw Half Yearly | 8,784.9 | -0.37% | +3.40% | +3.60% | +4.71% | +7.62% | +7.08% |
| ICICI Prudential Gilt Fund-idcw Half Yearly | 8,784.9 | -0.42% | +3.26% | +3.33% | +4.16% | +7.06% | +6.50% |
| SBI Gilt Fund Direct-growth | 8,454.8 | -0.30% | +2.19% | +3.02% | +3.61% | +6.85% | +6.46% |
| SBI Gilt Fund Regular-growth | 8,454.8 | -0.34% | +2.06% | +2.77% | +3.10% | +6.34% | +5.95% |
| SBI Gilt Fund Direct-idcw Quarterly | 8,454.8 | -0.30% | +2.19% | +3.02% | +3.61% | +6.85% | +6.46% |
| SBI Gilt Fund Regular-idcw Quarterly | 8,454.8 | -0.34% | +2.06% | +2.77% | +3.10% | +6.34% | +5.95% |
| Nippon India Etf Nifty 8-13 Yr G-sec Long Term Gilt-idcw | 2,465.9 | -0.05% | +2.95% | +2.71% | +3.51% | +7.37% | +5.87% |
| Kotak Gilt Investment Pf & Trust Direct-growth | 2,257.2 | -0.41% | +3.24% | +3.26% | +2.21% | +6.21% | +5.90% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Icici Prudential Gilt Fund Direct Plan-growth | ₹117.15 | +7.62% | +7.08% | — |
| Icici Prudential Gilt Fund Direct Plan-idcw Half Yearly | ₹18.69 | +7.62% | +7.08% | — |
| Bandhan Gilt Fund Direct-growth | ₹40.69 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw | ₹15.69 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw Half Yearly | ₹12.66 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw Periodic | ₹19.26 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw Quarterly | ₹11.64 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw Yearly | ₹12.66 | +8.13% | +6.55% | — |
| Icici Prudential Gilt Fund-growth | ₹108.11 | +7.06% | +6.50% | — |
| Icici Prudential Gilt Fund-idcw Half Yearly | ₹17.71 | +7.06% | +6.50% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹10.85 |
| 31 Jul 2026 | ₹10.85 |
| 30 Jul 2026 | ₹10.85 |
| 29 Jul 2026 | ₹10.86 |
| 28 Jul 2026 | ₹10.89 |
| 27 Jul 2026 | ₹10.90 |
| 24 Jul 2026 | ₹10.84 |
| 23 Jul 2026 | ₹10.83 |
| 22 Jul 2026 | ₹10.85 |
| 21 Jul 2026 | ₹10.87 |
| 20 Jul 2026 | ₹10.87 |
| 17 Jul 2026 | ₹10.88 |
| 16 Jul 2026 | ₹10.91 |
| 15 Jul 2026 | ₹10.89 |
| 14 Jul 2026 | ₹10.87 |
| 13 Jul 2026 | ₹10.94 |
| 10 Jul 2026 | ₹10.95 |
| 09 Jul 2026 | ₹10.92 |
| 08 Jul 2026 | ₹10.91 |
| 07 Jul 2026 | ₹10.96 |
| 06 Jul 2026 | ₹10.96 |
| 03 Jul 2026 | ₹10.95 |
| 02 Jul 2026 | ₹10.96 |
| 01 Jul 2026 | ₹10.92 |
| 30 Jun 2026 | ₹10.93 |
| 29 Jun 2026 | ₹10.90 |
| 25 Jun 2026 | ₹11.08 |
| 24 Jun 2026 | ₹11.03 |
| 23 Jun 2026 | ₹10.97 |
| 22 Jun 2026 | ₹10.95 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹1,269.9 Cr
Since Launch
This Fund
Category Average
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DSP Gilt Fund Direct Plan-idcw Monthly Returns Comparison
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DSP Gilt Fund Direct Plan-idcw Monthly FAQ'S
- Sharpe Ratio: 0.24%
- Standard Deviation: 4.86%
- Sortino Ratio: 0.33%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under DSP Gilt Fund Direct Plan-idcw Monthly stand at approximately ₹ 1,269.9 crore.
The DSP Gilt Fund Direct Plan-idcw Monthly has delivered the following short-term performance:
- 3 Months Return: 3.35%
- 6 Months Return: 3.33%
The historical growth of the DSP Gilt Fund Direct Plan-idcw Monthly is reflected through its CAGR returns:
- 3 Year CAGR: 7.03%
- 5 Year CAGR: 6.32%
- Return Since Launch: 7.90%
The portfolio of DSP Gilt Fund Direct Plan-idcw Monthly is distributed across different asset classes as follows:
- Debt Instruments: 84.13%
- Other Assets: 15.87%
The DSP Gilt Fund Direct Plan-idcw Monthly is managed by Shantanu Godambe, representing DSP Mutual Fund.
Top stock holdings of DSP Gilt Fund Direct Plan-idcw Monthly include:
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 48.54% of the portfolio
- GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 – represents 56.52% of the portfolio
- GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 – represents 49.90% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 46.80% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 46.13% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 40.36% of the portfolio
- GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 – represents 41.31% of the portfolio
- GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 – represents 33.43% of the portfolio
- GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 – represents 33.43% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 28.92% of the portfolio
Major sector exposures in DSP Gilt Fund Direct Plan-idcw Monthly are:
- Entities – accounts for 937.32% of the portfolio
- Financial – accounts for 25.73% of the portfolio
