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Groww Liquid Fund Regular-idcw Monthly
Debt
Low to Moderate Risk
Latest AUM
₹ 279.3 Cr.
NAV as on 03 aug, 2026
₹ 1,001.71
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Groww Liquid Fund Regular-idcw Monthly
Inception Date
25 Oct 2011
Lock In
No Lock-in
Risk
Principal at low to moderate risk
Category Average Annual Returns
6.97
Portfolio Composition Analysis
Debt
82.23%
Cash
17.77%
Portfolio Updated on: 06 Jul, 2026
Sector Allocations
Debt
Financial
Diversified
Energy & Utilities
Technology
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| L&T FINANCE LIMITED SR B OPT II NCD 15SP25 FVRS10LAC | Financial | Debenture | 8.35% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC | Financial | Debenture | 8.96% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC | Financial | Debenture | 8.96% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23D 7.20 LOA 23SP25 FVRS10LAC | Financial | Non Convertible Debenture | 8.26% |
| RELIANCE RETAIL VENTURES LIMITED 70D CP 15JUN26 | Diversified | Commercial Paper | 9.52% |
| INDIAN OIL CORPORATION LIMITED 74D CP 19SEP25 | Energy & Utilities | Commercial Paper | 8.23% |
| LIC HOUSING FINANCE LTD 175D CP 19SEP25 | Financial | Commercial Paper | 8.23% |
| CANARA BANK CD 03JUN26 | Financial | Certificate of Deposit | 8.96% |
| RELIANCE RETAIL VENTURES LIMITED 70D CP 15JUN26 | Diversified | Commercial Paper | 8.94% |
| HDFC SECURITIES LIMITED 96D CP 15DEC25 | Financial | Commercial Paper | 16.03% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 4.59% |
| Standard Deviation | 0.20% |
| Sortino Ratio | 8.12% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.66% | NA | 1.50% |
| 6 Months | 3.32% | NA | 3.29% |
| 9 Months | 4.81% | NA | 5.11% |
| 1 Year | 6.31% | 6.31% | 6.97% |
| 2 Years | 13.83% | 6.69% | 7.17% |
| 3 Years | 22.13% | 6.89% | 7.01% |
| 5 Years | 34.27% | 6.07% | 5.63% |
| 7 Years | 45.27% | 5.48% | NA |
| 10 Years | 78.41% | 5.96% | 6.23% |
Groww Liquid Fund Regular-idcw Monthly is one Debt mutual fund offered by Groww Mutual Fund. Launched on 25 Oct 2011, the fund aims High level of liquidity with commensurate returns over short term through investment in money market & debt securities with maturity of upto 91days. It manages assets worth ₹279.3 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.22%.
Kaustubh Sule has experience Prior to joining Groww Mutual Fund (formerly, Indiabulls Mutual Fund), he has worked with Axis Asset Management Company Ltd. HDFC Standard Life Insurance Company Ltd., Reliance Life Insurance Company Ltd., Union Bank of India, Hexaware Technologies Ltd.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Liquid Fund Direct-growth | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Aditya Birla Sun Life Liquid Fund Direct-idcw | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Daily | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Weekly | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Axis Liquid Direct Fund-growth | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Axis Liquid Direct Fund-idcw Daily | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Axis Liquid Direct Fund-idcw Monthly | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Axis Liquid Direct Fund-idcw Weekly | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Sundaram Liquid Direct-growth | 6,365.2 | +0.58% | +1.77% | +3.46% | +6.50% | +7.02% | +6.31% |
| Sundaram Liquid Direct-idcw Monthly | 6,365.2 | +0.58% | +1.77% | +3.46% | +6.50% | +7.02% | +6.31% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Groww Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Groww Liquid Fund Regular-growth | 279.3 | +0.48% | +1.66% | +3.32% | +6.31% | +6.89% | +6.07% |
| Groww Liquid Fund Direct-growth | 279.3 | +0.49% | +1.68% | +3.37% | +6.42% | +7.00% | +6.17% |
| Groww Liquid Fund Regular-idcw Daily | 279.3 | +0.48% | +1.66% | +3.32% | +6.31% | +6.89% | +6.07% |
| Groww Liquid Fund Direct-idcw Daily | 279.3 | +0.49% | +1.68% | +3.37% | +6.42% | +7.00% | +6.17% |
| Groww Liquid Fund Regular-idcw Fortnightly | 279.3 | +0.48% | +1.66% | +3.32% | +6.31% | +6.89% | +6.07% |
| Groww Liquid Fund Direct-idcw Fortnightly | 279.3 | +0.49% | +1.68% | +3.37% | +6.42% | +7.00% | +6.17% |
| Groww Liquid Fund Direct-idcw Monthly | 279.3 | +0.49% | +1.68% | +3.37% | +6.42% | +7.00% | +6.17% |
| Groww Liquid Fund Regular-idcw Weekly | 279.3 | +0.48% | +1.66% | +3.32% | +6.31% | +6.89% | +6.07% |
| Groww Liquid Fund Direct-idcw Weekly | 279.3 | +0.49% | +1.68% | +3.37% | +6.42% | +7.00% | +6.17% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Liquid Fund Direct Plan-growth | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund-growth | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| SBI Liquid Fund-idcw Daily | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| SBI Liquid Fund Direct Plan-idcw Daily | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund-idcw Fortnightly | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| SBI Liquid Fund Direct Plan-idcw Fortnightly | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund Direct Plan-idcw Weekly | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund-idcw Weekly | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| HDFC Liquid Direct Plan-growth | 65,878.3 | +0.49% | +1.67% | +3.36% | +6.39% | +6.95% | +6.25% |
| HDFC Liquid Fund Regular-growth | 65,878.3 | +0.48% | +1.64% | +3.31% | +6.30% | +6.86% | +6.15% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Aditya Birla Sun Life Liquid Fund Direct-growth | ₹455.92 | +7.03% | +6.33% | — |
| Aditya Birla Sun Life Liquid Fund Direct-idcw | ₹137.11 | +7.03% | +6.33% | — |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Daily | ₹100.20 | +7.03% | +6.33% | — |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Weekly | ₹100.28 | +7.03% | +6.33% | — |
| Axis Liquid Direct Fund-growth | ₹3,139.50 | +7.02% | +6.32% | — |
| Axis Liquid Direct Fund-idcw Daily | ₹1,000.96 | +7.02% | +6.32% | — |
| Axis Liquid Direct Fund-idcw Monthly | ₹1,001.98 | +7.02% | +6.32% | — |
| Axis Liquid Direct Fund-idcw Weekly | ₹1,002.09 | +7.02% | +6.32% | — |
| Sundaram Liquid Direct-growth | ₹2,494.83 | +7.02% | +6.31% | — |
| Sundaram Liquid Direct-idcw Monthly | ₹1,043.93 | +7.02% | +6.31% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹1,001.71 |
| 02 Aug 2026 | ₹1,006.72 |
| 01 Aug 2026 | ₹1,006.55 |
| 31 Jul 2026 | ₹1,006.38 |
| 30 Jul 2026 | ₹1,006.11 |
| 29 Jul 2026 | ₹1,005.94 |
| 28 Jul 2026 | ₹1,005.75 |
| 27 Jul 2026 | ₹1,005.64 |
| 26 Jul 2026 | ₹1,005.50 |
| 25 Jul 2026 | ₹1,005.33 |
| 24 Jul 2026 | ₹1,005.17 |
| 23 Jul 2026 | ₹1,004.93 |
| 22 Jul 2026 | ₹1,004.73 |
| 21 Jul 2026 | ₹1,004.67 |
| 20 Jul 2026 | ₹1,004.50 |
| 19 Jul 2026 | ₹1,004.37 |
| 18 Jul 2026 | ₹1,004.21 |
| 17 Jul 2026 | ₹1,004.05 |
| 16 Jul 2026 | ₹1,003.76 |
| 15 Jul 2026 | ₹1,003.58 |
| 14 Jul 2026 | ₹1,003.44 |
| 13 Jul 2026 | ₹1,003.45 |
| 12 Jul 2026 | ₹1,003.28 |
| 11 Jul 2026 | ₹1,003.12 |
| 10 Jul 2026 | ₹1,002.96 |
| 09 Jul 2026 | ₹1,002.65 |
| 08 Jul 2026 | ₹1,002.42 |
| 07 Jul 2026 | ₹1,002.34 |
| 06 Jul 2026 | ₹1,002.33 |
| 05 Jul 2026 | ₹1,002.41 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹279.3 Cr
Since Launch
This Fund
Category Average
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Groww Liquid Fund Regular-idcw Monthly Returns Comparison
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Groww Liquid Fund Regular-idcw Monthly FAQ'S
- Sharpe Ratio: 4.59%
- Standard Deviation: 0.20%
- Sortino Ratio: 8.12%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Groww Liquid Fund Regular-idcw Monthly stand at approximately ₹ 279.3 crore.
The Groww Liquid Fund Regular-idcw Monthly has delivered the following short-term performance:
- 3 Months Return: 1.66%
- 6 Months Return: 3.32%
The historical growth of the Groww Liquid Fund Regular-idcw Monthly is reflected through its CAGR returns:
- 3 Year CAGR: 6.89%
- 5 Year CAGR: 6.07%
- Return Since Launch: 6.95%
The portfolio of Groww Liquid Fund Regular-idcw Monthly is distributed across different asset classes as follows:
- Debt Instruments: 82.23%
- Other Assets: 17.77%
The Groww Liquid Fund Regular-idcw Monthly is managed by Kaustubh Sule, representing Groww Mutual Fund.
Top stock holdings of Groww Liquid Fund Regular-idcw Monthly include:
- L&T FINANCE LIMITED SR B OPT II NCD 15SP25 FVRS10LAC – represents 8.35% of the portfolio
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC – represents 8.96% of the portfolio
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC – represents 8.96% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23D 7.20 LOA 23SP25 FVRS10LAC – represents 8.26% of the portfolio
- RELIANCE RETAIL VENTURES LIMITED 70D CP 15JUN26 – represents 9.52% of the portfolio
- INDIAN OIL CORPORATION LIMITED 74D CP 19SEP25 – represents 8.23% of the portfolio
- LIC HOUSING FINANCE LTD 175D CP 19SEP25 – represents 8.23% of the portfolio
- CANARA BANK CD 03JUN26 – represents 8.96% of the portfolio
- RELIANCE RETAIL VENTURES LIMITED 70D CP 15JUN26 – represents 8.94% of the portfolio
- HDFC SECURITIES LIMITED 96D CP 15DEC25 – represents 16.03% of the portfolio
Major sector exposures in Groww Liquid Fund Regular-idcw Monthly are:
- Financial – accounts for 1,070.89% of the portfolio
- Diversified – accounts for 18.45% of the portfolio
- Energy & Utilities – accounts for 18.40% of the portfolio
- Technology – accounts for 6.92% of the portfolio
