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Jm Liquid Fund Direct-idcw Quarterly
Debt
Low to Moderate Risk
Latest AUM
₹ 1,759.2 Cr.
NAV as on 03 aug, 2026
₹ 43.69
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Jm Liquid Fund Direct-idcw Quarterly
Inception Date
01 Jan 2013
Lock In
No Lock-in
Risk
Principal at low to moderate risk
Category Average Annual Returns
6.97
Portfolio Composition Analysis
Debt
95.75%
Cash
4.25%
Portfolio Updated on: 13 Jul, 2026
Sector Allocations
Debt
Financial
Energy & Utilities
Diversified
Consumer Staples
Real Estate
Technology
Industrials
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| 91 Days Tbill (MD 17/09/2026) | Financial | Treasury Bills | 11.24% |
| 91 Days Tbill (MD 17/09/2026) | Financial | Treasury Bills | 11.24% |
| HDFC BANK LIMITED CD 03DEC25 | Financial | Certificate of Deposit | 5.26% |
| EXPORT IMPORT BANK OF INDIA 91D CP 12MAR26 | Financial | Certificate of Deposit | 5.51% |
| GOVERNMENT OF INDIA 35567 364 DAYS TBILL 12FB26 FV RS 100 | Financial | Treasury Bills | 5.21% |
| EXPORT IMPORT BANK OF INDIA 91D CP 12MAR26 | Financial | Certificate of Deposit | 6.49% |
| INDIAN OIL CORPORATION LIMITED 90D CP 04SEP25 | Energy & Utilities | Commercial Paper | 4.64% |
| SIKKA PORTS & TERMINALS LIMITED SRPPD12 6.75NCD 22AP26 FVRS1 | Energy & Utilities | Debenture | 4.86% |
| BANK OF BARODA CD 13MAR26 | Financial | Certificate of Deposit | 4.84% |
| PUNJAB NATIONAL BANK CD 18DEC25 | Financial | Certificate of Deposit | 4.37% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 4.77% |
| Standard Deviation | 0.20% |
| Sortino Ratio | 10.35% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.66% | NA | 1.50% |
| 6 Months | 3.30% | NA | 3.29% |
| 9 Months | 4.80% | NA | 5.11% |
| 1 Year | 6.30% | 6.30% | 6.97% |
| 2 Years | 13.78% | 6.67% | 7.17% |
| 3 Years | 22.13% | 6.89% | 7.01% |
| 5 Years | 35.28% | 6.23% | 5.63% |
| 7 Years | 46.73% | 5.63% | NA |
| 10 Years | 80.78% | 6.10% | 6.23% |
Jm Liquid Fund Direct-idcw Quarterly is one Debt mutual fund offered by JM Financial Mutual Fund. Launched on 01 Jan 2013, the fund aims Regular Income over Short Term. Investment in debt and money market securities with maturity of upto 91 days only. It manages assets worth ₹1,759.2 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.16%.
Jayant Dhoot has experience Prior to joining the JM MF, he was worked with Taurus Corporate Advisory Services Pvt Ltd, Nuvama Wealth & Investment Ltd, NVS Brokerage Pvt. Ltd.
Killol Pandya has experience Prior to joining JM Financial Asset Management Limited he has worked with Barclays Securities India Private Ltd,Peerless Funds Management Co. Limited, LIC Nomura Mutual Fund AMC , Daiwa Asset Management (India) Pvt. Ltd., SBI Funds Management Pvt Ltd., IL&FS Investsmart Ltd. and Darashaw & Co. Pvt. Ltd.
Ruchi Fozdar has experience Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Liquid Fund Direct-growth | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Aditya Birla Sun Life Liquid Fund Direct-idcw | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Daily | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Weekly | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Axis Liquid Direct Fund-growth | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Axis Liquid Direct Fund-idcw Daily | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Axis Liquid Direct Fund-idcw Monthly | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Axis Liquid Direct Fund-idcw Weekly | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Sundaram Liquid Direct-growth | 6,365.2 | +0.58% | +1.77% | +3.46% | +6.50% | +7.02% | +6.31% |
| Sundaram Liquid Direct-idcw Monthly | 6,365.2 | +0.58% | +1.77% | +3.46% | +6.50% | +7.02% | +6.31% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from JM Financial Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Jm Liquid Fund-growth | 1,759.2 | +0.48% | +1.63% | +3.25% | +6.20% | +6.78% | +6.12% |
| Jm Liquid Fund Direct-growth | 1,759.2 | +0.49% | +1.66% | +3.30% | +6.30% | +6.89% | +6.23% |
| Jm Liquid Fund-daily Idcw | 1,759.2 | +0.48% | +1.63% | +3.25% | +6.20% | +6.78% | +6.12% |
| Jm Liquid Fund Direct-idcw Daily | 1,759.2 | +0.49% | +1.66% | +3.30% | +6.30% | +6.89% | +6.23% |
| Jm Liquid Fund-idcw Quarterly | 1,759.2 | +0.48% | +1.63% | +3.25% | +6.20% | +6.78% | +6.12% |
| Jm Liquid Fund-idcw Weekly | 1,759.2 | +0.48% | +1.63% | +3.25% | +6.20% | +6.78% | +6.12% |
| Jm Liquid Fund Direct-idcw Weekly | 1,759.2 | +0.49% | +1.66% | +3.30% | +6.30% | +6.89% | +6.23% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Liquid Fund Direct Plan-growth | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund-growth | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| SBI Liquid Fund-idcw Daily | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| SBI Liquid Fund Direct Plan-idcw Daily | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund-idcw Fortnightly | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| SBI Liquid Fund Direct Plan-idcw Fortnightly | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund Direct Plan-idcw Weekly | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund-idcw Weekly | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| HDFC Liquid Direct Plan-growth | 65,878.3 | +0.49% | +1.67% | +3.36% | +6.39% | +6.95% | +6.25% |
| HDFC Liquid Fund Regular-growth | 65,878.3 | +0.48% | +1.64% | +3.31% | +6.30% | +6.86% | +6.15% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Aditya Birla Sun Life Liquid Fund Direct-growth | ₹455.92 | +7.03% | +6.33% | — |
| Aditya Birla Sun Life Liquid Fund Direct-idcw | ₹137.11 | +7.03% | +6.33% | — |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Daily | ₹100.20 | +7.03% | +6.33% | — |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Weekly | ₹100.28 | +7.03% | +6.33% | — |
| Axis Liquid Direct Fund-growth | ₹3,139.50 | +7.02% | +6.32% | — |
| Axis Liquid Direct Fund-idcw Daily | ₹1,000.96 | +7.02% | +6.32% | — |
| Axis Liquid Direct Fund-idcw Monthly | ₹1,001.98 | +7.02% | +6.32% | — |
| Axis Liquid Direct Fund-idcw Weekly | ₹1,002.09 | +7.02% | +6.32% | — |
| Sundaram Liquid Direct-growth | ₹2,494.83 | +7.02% | +6.31% | — |
| Sundaram Liquid Direct-idcw Monthly | ₹1,043.93 | +7.02% | +6.31% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹43.69 |
| 02 Aug 2026 | ₹43.68 |
| 01 Aug 2026 | ₹43.67 |
| 31 Jul 2026 | ₹43.67 |
| 30 Jul 2026 | ₹43.66 |
| 29 Jul 2026 | ₹43.65 |
| 28 Jul 2026 | ₹43.64 |
| 27 Jul 2026 | ₹43.63 |
| 26 Jul 2026 | ₹43.63 |
| 25 Jul 2026 | ₹43.62 |
| 24 Jul 2026 | ₹43.61 |
| 23 Jul 2026 | ₹43.60 |
| 22 Jul 2026 | ₹43.60 |
| 21 Jul 2026 | ₹43.59 |
| 20 Jul 2026 | ₹43.58 |
| 19 Jul 2026 | ₹43.58 |
| 18 Jul 2026 | ₹43.57 |
| 17 Jul 2026 | ₹43.57 |
| 16 Jul 2026 | ₹43.55 |
| 15 Jul 2026 | ₹43.54 |
| 14 Jul 2026 | ₹43.54 |
| 13 Jul 2026 | ₹43.54 |
| 12 Jul 2026 | ₹43.53 |
| 11 Jul 2026 | ₹43.52 |
| 10 Jul 2026 | ₹43.52 |
| 09 Jul 2026 | ₹43.50 |
| 08 Jul 2026 | ₹43.49 |
| 07 Jul 2026 | ₹43.49 |
| 06 Jul 2026 | ₹43.49 |
| 05 Jul 2026 | ₹43.49 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹1,759.2 Cr
Since Launch
This Fund
Category Average
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Jm Liquid Fund Direct-idcw Quarterly Returns Comparison
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Jm Liquid Fund Direct-idcw Quarterly FAQ'S
- Sharpe Ratio: 4.77%
- Standard Deviation: 0.20%
- Sortino Ratio: 10.35%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Jm Liquid Fund Direct-idcw Quarterly stand at approximately ₹ 1,759.2 crore.
The Jm Liquid Fund Direct-idcw Quarterly has delivered the following short-term performance:
- 3 Months Return: 1.66%
- 6 Months Return: 3.30%
The historical growth of the Jm Liquid Fund Direct-idcw Quarterly is reflected through its CAGR returns:
- 3 Year CAGR: 6.89%
- 5 Year CAGR: 6.23%
- Return Since Launch: 6.84%
The portfolio of Jm Liquid Fund Direct-idcw Quarterly is distributed across different asset classes as follows:
- Debt Instruments: 95.75%
- Other Assets: 4.25%
The Jm Liquid Fund Direct-idcw Quarterly is managed by Ruchi Fozdar, representing JM Financial Mutual Fund.
Top stock holdings of Jm Liquid Fund Direct-idcw Quarterly include:
- 91 Days Tbill (MD 17/09/2026) – represents 11.24% of the portfolio
- 91 Days Tbill (MD 17/09/2026) – represents 11.24% of the portfolio
- HDFC BANK LIMITED CD 03DEC25 – represents 5.26% of the portfolio
- EXPORT IMPORT BANK OF INDIA 91D CP 12MAR26 – represents 5.51% of the portfolio
- GOVERNMENT OF INDIA 35567 364 DAYS TBILL 12FB26 FV RS 100 – represents 5.21% of the portfolio
- EXPORT IMPORT BANK OF INDIA 91D CP 12MAR26 – represents 6.49% of the portfolio
- INDIAN OIL CORPORATION LIMITED 90D CP 04SEP25 – represents 4.64% of the portfolio
- SIKKA PORTS & TERMINALS LIMITED SRPPD12 6.75NCD 22AP26 FVRS10LACLOAUPTO21AP21 – represents 4.86% of the portfolio
- BANK OF BARODA CD 13MAR26 – represents 4.84% of the portfolio
- PUNJAB NATIONAL BANK CD 18DEC25 – represents 4.37% of the portfolio
Major sector exposures in Jm Liquid Fund Direct-idcw Quarterly are:
- Financial – accounts for 1,095.95% of the portfolio
- Energy & Utilities – accounts for 31.64% of the portfolio
- Diversified – accounts for 30.59% of the portfolio
- Consumer Staples – accounts for 17.86% of the portfolio
- Real Estate – accounts for 17.05% of the portfolio
