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Kotak Banking & Financial Services Fund Regular-idcw
Equity
Large Cap
Very High Risk
Latest AUM
₹ 1,486.9 Cr.
NAV as on 03 aug, 2026
₹ 16.63
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Kotak Banking & Financial Services Fund Regular-idcw
Inception Date
27 Feb 2023
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹1000
STP Minimum Investment amount
₹500
Risk
Principal at very high risk
Category Average Annual Returns
10.43
Portfolio Composition Analysis
Equity
97.76%
Cash
2.24%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Equity
Financial
Industrials
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 18.08% |
| HDFC Bank Ltd | Financial | Equity | 18.08% |
| HDFC Bank Ltd | Financial | Equity | 17.41% |
| HDFC Bank Ltd | Financial | Equity | 18.30% |
| HDFC Bank Ltd | Financial | Equity | 18.30% |
| HDFC Bank Ltd | Financial | Equity | 18.98% |
| HDFC Bank Ltd | Financial | Equity | 18.42% |
| ICICI Bank Ltd | Financial | Equity | 16.17% |
| ICICI Bank Ltd | Financial | Equity | 16.17% |
| ICICI Bank Ltd | Financial | Equity | 18.25% |
Debt & Credit Risk Analysis
| Alpha | 1.86% |
| Beta | 1.02% |
| R2 | 0.98% |
| Sharpe Ratio | 0.44% |
| Standard Deviation | 16.24% |
| Sortino Ratio | 0.59% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 7.42% | NA | 2.31% |
| 6 Months | 2.21% | NA | 15.50% |
| 9 Months | 4.19% | NA | 10.67% |
| 1 Year | 9.99% | 9.99% | 10.43% |
| 2 Years | 17.72% | 8.50% | 18.38% |
| 3 Years | 46.68% | 13.62% | 17.78% |
Kotak Banking & Financial Services Fund Regular-idcw is one Equity mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 27 Feb 2023, the fund aims Long term capital growth Investment in portfolio of predominantly equity & equity related securities of companies engaged in Banking & Financial Services. It manages assets worth ₹1,486.9 crore as on Tue Jun 30, 2026. The expense ratio stands at 2.2447%.
Abhishek Bisen has experience Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Shibani Sircar Kurian has experience Prior to joining Kotak AMC, she was working with Dawnay Day AV India Advisors Pvt Ltd and UTI AMC.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Nippon India Etf Nifty Psu Bank Bees | 4,079.2 | +0.90% | +0.57% | -3.39% | +25.39% | +24.20% | +28.38% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,459.6 | +0.90% | +0.54% | -3.40% | +25.36% | +24.21% | +28.35% |
| Invesco India Financial Services Fund Direct-growth | 1,812.3 | +0.18% | +6.47% | +2.12% | +11.23% | +20.34% | +15.91% |
| Invesco India Financial Services Fund Direct-idcw | 1,812.3 | +0.18% | +6.47% | +2.12% | +11.23% | +20.34% | +15.91% |
| Sundaram Financial Services Opportunities Fund Direct-growth | 1,681.4 | +0.25% | +6.24% | +0.03% | +10.26% | +15.32% | +15.61% |
| Sundaram Financial Services Opportunities Fund Direct-idcw | 1,681.4 | +0.25% | +6.24% | +0.03% | +10.26% | +15.32% | +15.61% |
| Mirae Asset Banking And Financial Services Fund Direct-growth | 2,304.9 | +0.68% | +6.08% | -0.21% | +9.00% | +14.87% | +14.63% |
| Mirae Asset Banking And Financial Services Fund Direct-idcw | 2,304.9 | +0.68% | +6.08% | -0.21% | +9.00% | +14.87% | +14.63% |
| Nippon India Banking & Financial Services Fund Direct-growth | 7,788.6 | -0.22% | +5.35% | -0.85% | +7.16% | +14.44% | +14.52% |
| Nippon India Banking & Financial Services Fund Direct-idcw | 7,788.6 | -0.22% | +5.35% | -0.85% | +7.16% | +14.44% | +14.52% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Kotak Mahindra Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Kotak Nifty Bank Etf-idcw | 4,333.2 | +0.67% | +6.75% | -2.50% | +5.35% | +10.08% | +11.21% |
| Kotak Nifty Psu Bank Exchange Traded Fund | 2,459.6 | +0.90% | +0.54% | -3.40% | +25.36% | +24.21% | +28.35% |
| Kotak Banking & Financial Services Fund Direct-growth | 1,486.9 | +0.60% | +7.82% | +2.94% | +11.60% | +15.36% | — |
| Kotak Banking & Financial Services Fund Regular-growth | 1,486.9 | +0.48% | +7.42% | +2.21% | +9.99% | +13.62% | — |
| Kotak Banking & Financial Services Fund Direct-idcw | 1,486.9 | +0.60% | +7.82% | +2.94% | +11.60% | +15.36% | — |
| Kotak Nifty Financial Services Ex-bank Index Fund Regular-growth | 100.1 | +3.05% | +7.76% | +5.82% | +14.91% | — | — |
| Kotak Nifty Financial Services Ex-bank Index Fund Direct-growth | 100.1 | +3.10% | +7.91% | +6.10% | +15.51% | — | — |
| Kotak Nifty Financial Services Ex-bank Index Fund Regular-idcw | 100.1 | +3.05% | +7.76% | +5.82% | +14.91% | — | — |
| Kotak Nifty Financial Services Ex-bank Index Fund Direct-idcw | 100.1 | +3.10% | +7.91% | +6.10% | +15.51% | — | — |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Banking And Financial Services Direct Plan-growth | 11,034.2 | -0.69% | +4.45% | -3.12% | +0.74% | +11.42% | +10.69% |
| ICICI Prudential Banking And Financial Services-growth | 11,034.2 | -0.75% | +4.25% | -3.47% | -0.03% | +10.55% | +9.79% |
| ICICI Prudential Banking And Financial Services-idcw | 11,034.2 | -0.75% | +4.25% | -3.47% | -0.03% | +10.55% | +9.79% |
| ICICI Prudential Banking And Financial Services Direct Plan-idcw | 11,034.2 | -0.69% | +4.45% | -3.12% | +0.74% | +11.42% | +10.69% |
| SBI Banking & Financial Services Fund Direct-growth | 10,844.8 | -0.02% | +4.11% | -2.99% | +7.15% | +17.61% | +14.11% |
| SBI Banking & Financial Services Fund Regular-growth | 10,844.8 | -0.11% | +3.85% | -3.47% | +6.08% | +16.37% | +12.85% |
| SBI Banking & Financial Services Fund Direct-idcw | 10,844.8 | -0.02% | +4.11% | -2.99% | +7.15% | +17.61% | +14.11% |
| SBI Banking & Financial Services Fund Regular-idcw | 10,844.8 | -0.11% | +3.85% | -3.47% | +6.08% | +16.37% | +12.85% |
| Nippon India Etf Nifty Bank Bees | 8,319.4 | +0.67% | +6.74% | -2.53% | +5.30% | +10.05% | +11.23% |
| Nippon India Banking & Financial Services Fund Direct-growth | 7,788.6 | -0.22% | +5.35% | -0.85% | +7.16% | +14.44% | +14.52% |
Top funds are based on Fund AUM
Top Equity Funds
| Fund name | ||||
|---|---|---|---|---|
| Nippon India Etf Nifty Psu Bank Bees | ₹94.86 | +24.20% | +28.38% | — |
| Kotak Nifty Psu Bank Exchange Traded Fund | ₹85.01 | +24.21% | +28.35% | — |
| Invesco India Financial Services Fund Direct-growth | ₹180.57 | +20.34% | +15.91% | — |
| Invesco India Financial Services Fund Direct-idcw | ₹92.94 | +20.34% | +15.91% | — |
| Sundaram Financial Services Opportunities Fund Direct-growth | ₹126.06 | +15.32% | +15.61% | — |
| Sundaram Financial Services Opportunities Fund Direct-idcw | ₹34.38 | +15.32% | +15.61% | — |
| Mirae Asset Banking And Financial Services Fund Direct-growth | ₹23.89 | +14.87% | +14.63% | — |
| Mirae Asset Banking And Financial Services Fund Direct-idcw | ₹23.79 | +14.87% | +14.63% | — |
| Nippon India Banking & Financial Services Fund Direct-growth | ₹721.29 | +14.44% | +14.52% | — |
| Nippon India Banking & Financial Services Fund Direct-idcw | ₹104.76 | +14.44% | +14.52% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹16.63 |
| 31 Jul 2026 | ₹16.42 |
| 30 Jul 2026 | ₹16.27 |
| 29 Jul 2026 | ₹16.31 |
| 28 Jul 2026 | ₹16.22 |
| 27 Jul 2026 | ₹16.31 |
| 24 Jul 2026 | ₹16.18 |
| 23 Jul 2026 | ₹16.22 |
| 22 Jul 2026 | ₹16.39 |
| 21 Jul 2026 | ₹16.60 |
| 20 Jul 2026 | ₹16.54 |
| 17 Jul 2026 | ₹16.66 |
| 16 Jul 2026 | ₹16.48 |
| 15 Jul 2026 | ₹16.58 |
| 14 Jul 2026 | ₹16.46 |
| 13 Jul 2026 | ₹16.67 |
| 10 Jul 2026 | ₹16.67 |
| 09 Jul 2026 | ₹16.35 |
| 08 Jul 2026 | ₹16.20 |
| 07 Jul 2026 | ₹16.61 |
| 06 Jul 2026 | ₹16.63 |
| 03 Jul 2026 | ₹16.55 |
| 02 Jul 2026 | ₹16.55 |
| 01 Jul 2026 | ₹16.49 |
| 30 Jun 2026 | ₹16.33 |
| 29 Jun 2026 | ₹16.31 |
| 25 Jun 2026 | ₹16.35 |
| 24 Jun 2026 | ₹16.34 |
| 23 Jun 2026 | ₹16.11 |
| 22 Jun 2026 | ₹16.27 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹1,486.9 Cr
Since Launch
This Fund
Category Average
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Kotak Banking & Financial Services Fund Regular-idcw Returns Comparison
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Kotak Banking & Financial Services Fund Regular-idcw FAQ'S
- Sharpe Ratio: 0.44%
- Standard Deviation: 16.24%
- Beta: 1.02%
- Alpha: 1.86%
- R-squared: 0.98%
- Information Ratio: 0.84%
- Sortino Ratio: 0.59%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Kotak Banking & Financial Services Fund Regular-idcw stand at approximately ₹ 1,486.9 crore.
The Kotak Banking & Financial Services Fund Regular-idcw has delivered the following short-term performance:
- 3 Months Return: 7.42%
- 6 Months Return: 2.21%
The historical growth of the Kotak Banking & Financial Services Fund Regular-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 13.62%
- Return Since Launch: 15.97%
The portfolio of Kotak Banking & Financial Services Fund Regular-idcw is distributed across different asset classes as follows:
- Equity: 97.76%
- Other Assets: 2.24%
The Kotak Banking & Financial Services Fund Regular-idcw is managed by Shibani Sircar Kurian, representing Kotak Mahindra Mutual Fund.
The Kotak Banking & Financial Services Fund Regular-idcw investments are allocated across market caps in the following manner:
- Large Cap Stocks: 70.57%
- Mid Cap Stocks: 13.18%
- Small Cap Stocks: 16.25%
Top stock holdings of Kotak Banking & Financial Services Fund Regular-idcw include:
- HDFC Bank Ltd – represents 18.08% of the portfolio
- HDFC Bank Ltd – represents 18.08% of the portfolio
- HDFC Bank Ltd – represents 17.41% of the portfolio
- HDFC Bank Ltd – represents 18.30% of the portfolio
- HDFC Bank Ltd – represents 18.30% of the portfolio
- HDFC Bank Ltd – represents 18.98% of the portfolio
- HDFC Bank Ltd – represents 18.42% of the portfolio
- ICICI Bank Ltd – represents 16.17% of the portfolio
- ICICI Bank Ltd – represents 16.17% of the portfolio
- ICICI Bank Ltd – represents 18.25% of the portfolio
Major sector exposures in Kotak Banking & Financial Services Fund Regular-idcw are:
- Financial – accounts for 1,345.86% of the portfolio
- Industrials – accounts for 5.41% of the portfolio
