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Kotak Elss Tax Saver Fund Regular-idcw
Equity
Large Cap
Very High Risk
Latest AUM
₹ 6,196.8 Cr.
NAV as on 03 aug, 2026
₹ 44.58
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Kotak Elss Tax Saver Fund Regular-idcw
Inception Date
23 Nov 2005
Lock In
1095
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹1000
STP Minimum Investment amount
₹500
Risk
Principal at very high risk
Portfolio Composition Analysis
Equity
98.83%
Cash
1.17%
Portfolio Updated on: 10 Jul, 2026
Sector Allocations
Equity
Financial
Technology
Energy & Utilities
Industrials
Materials
Consumer Discretionary
Healthcare
Consumer Staples
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 9.28% |
| HDFC Bank Ltd | Financial | Equity | 9.28% |
| HDFC Bank Ltd | Financial | Equity | 9.22% |
| HDFC Bank Ltd | Financial | Equity | 9.18% |
| HDFC Bank Ltd | Financial | Equity | 9.18% |
| HDFC Bank Ltd | Financial | Equity | 9.21% |
| HDFC Bank Ltd | Financial | Equity | 9.09% |
| HDFC Bank Ltd | Financial | Equity | 8.85% |
| HDFC Bank Ltd | Financial | Equity | 8.38% |
| HDFC Bank Ltd | Financial | Equity | 7.73% |
Debt & Credit Risk Analysis
| Alpha | -0.51% |
| Beta | 0.96% |
| R2 | 0.93% |
| Sharpe Ratio | 0.39% |
| Standard Deviation | 15.24% |
| Sortino Ratio | 0.47% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 6.20% | NA | 4.24% |
| 6 Months | 1.83% | NA | 14.52% |
| 9 Months | 1.29% | NA | 4.01% |
| 1 Year | 4.41% | 4.41% | -0.98% |
| 2 Years | 0.48% | 0.24% | 18.41% |
| 3 Years | 41.13% | 12.17% | 19.38% |
| 5 Years | 75.68% | 11.93% | 26.51% |
| 7 Years | 182.45% | 15.99% | NA |
| 10 Years | 264.27% | 13.80% | NA |
Kotak Elss Tax Saver Fund Regular-idcw is one Equity mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 23 Nov 2005, the fund aims Long term capital growth with a 3 year lock in. Investment in portfolio of predominantly equity & equity related securities. It manages assets worth ₹6,196.8 crore as on Tue Jun 30, 2026. The expense ratio stands at 1.9193%.
Harsha Upadhyaya has experience Prior to joining Kotak Mutual fund he has worked with DSP Mutual Fund and UTI AMC.
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Kotak Mahindra Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Kotak Elss Tax Saver Fund Regular-growth | 6,196.8 | +2.54% | +6.20% | +1.83% | +4.41% | +12.17% | +11.93% |
| Kotak Elss Tax Saver Fund Direct-growth | 6,196.8 | +2.64% | +6.51% | +2.41% | +5.61% | +13.49% | +13.33% |
| Kotak Elss Tax Saver Fund Direct-idcw | 6,196.8 | +2.64% | +6.51% | +2.41% | +5.61% | +13.49% | +13.33% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Elss Tax Saver Fund-growth | 31,869.3 | +3.61% | +7.49% | +3.56% | +4.82% | +12.13% | +7.52% |
| Axis Elss Tax Saver Direct Plan-growth | 31,869.3 | +3.67% | +7.69% | +3.93% | +5.58% | +12.95% | +8.34% |
| Axis Elss Tax Saver Direct Plan-idcw | 31,869.3 | +3.67% | +7.69% | +3.93% | +5.58% | +12.95% | +8.34% |
| Axis Elss Tax Saver Fund-idcw | 31,869.3 | +3.61% | +7.49% | +3.56% | +4.82% | +12.13% | +7.52% |
| SBI Elss Tax Saver Fund Direct-growth | 31,839.3 | +1.30% | +4.14% | -0.21% | +4.05% | +17.55% | +16.82% |
| SBI Elss Tax Saver Fund Regular-growth | 31,839.3 | +1.25% | +3.97% | -0.53% | +3.39% | +16.78% | +16.06% |
| SBI Elss Tax Saver Fund Regular-idcw | 31,839.3 | +1.25% | +3.97% | -0.53% | +3.39% | +16.78% | +16.06% |
| SBI Elss Tax Saver Fund Direct Plan-idcw | 31,839.3 | +1.30% | +4.14% | -0.21% | +4.05% | +17.55% | +16.82% |
| Mirae Asset Elss Tax Saver Fund Direct-growth | 26,049.1 | +1.64% | +7.22% | +2.97% | +8.07% | +15.01% | +13.07% |
| Mirae Asset Elss Tax Saver Fund Regular-growth | 26,049.1 | +1.56% | +6.95% | +2.48% | +7.03% | +13.90% | +11.89% |
Top funds are based on Fund AUM
Top Equity Funds
| Fund name | ||||
|---|---|---|---|---|
| Sundaram Long Term Tax Advantage Fund Series Iv Direct-growth | ₹37.99 | +16.52% | +18.20% | — |
| Sundaram Long Term Tax Advantage Fund Series Iv Direct-idcw | ₹34.91 | +16.52% | +18.20% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Direct-growth | ₹33.04 | +16.29% | +17.99% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Direct-idcw | ₹31.45 | +16.29% | +17.99% | — |
| Sundaram Long Term Tax Advantage Fund Series Iv Regular-growth | ₹37.18 | +16.28% | +17.96% | — |
| Sundaram Long Term Tax Advantage Fund Series Iv Regular-idcw | ₹34.12 | +16.28% | +17.96% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Regular-growth | ₹31.93 | +16.03% | +17.72% | — |
| Sundaram Long Term Tax Advantage Fund Series Iii Regular-idcw | ₹30.35 | +16.03% | +17.72% | — |
| Motilal Oswal Elss Tax Saver Fund Direct-growth | ₹63.90 | +22.44% | +17.43% | — |
| Motilal Oswal Elss Tax Saver Fund Direct-idcw | ₹39.50 | +22.44% | +17.43% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹44.58 |
| 31 Jul 2026 | ₹43.96 |
| 30 Jul 2026 | ₹43.83 |
| 29 Jul 2026 | ₹43.72 |
| 28 Jul 2026 | ₹43.39 |
| 27 Jul 2026 | ₹43.45 |
| 24 Jul 2026 | ₹43.05 |
| 23 Jul 2026 | ₹43.23 |
| 22 Jul 2026 | ₹43.60 |
| 21 Jul 2026 | ₹43.90 |
| 20 Jul 2026 | ₹43.87 |
| 17 Jul 2026 | ₹43.86 |
| 16 Jul 2026 | ₹43.68 |
| 15 Jul 2026 | ₹43.61 |
| 14 Jul 2026 | ₹43.32 |
| 13 Jul 2026 | ₹43.61 |
| 10 Jul 2026 | ₹43.64 |
| 09 Jul 2026 | ₹43.24 |
| 08 Jul 2026 | ₹42.85 |
| 07 Jul 2026 | ₹43.75 |
| 06 Jul 2026 | ₹43.81 |
| 03 Jul 2026 | ₹43.47 |
| 02 Jul 2026 | ₹43.39 |
| 01 Jul 2026 | ₹43.03 |
| 30 Jun 2026 | ₹42.78 |
| 29 Jun 2026 | ₹42.71 |
| 25 Jun 2026 | ₹43.01 |
| 24 Jun 2026 | ₹43.10 |
| 23 Jun 2026 | ₹42.92 |
| 22 Jun 2026 | ₹43.28 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹6,196.8 Cr
Since Launch
This Fund
Category Average
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Kotak Elss Tax Saver Fund Regular-idcw Returns Comparison
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Kotak Elss Tax Saver Fund Regular-idcw FAQ'S
- Sharpe Ratio: 0.39%
- Standard Deviation: 15.24%
- Beta: 0.96%
- Alpha: -0.51%
- R-squared: 0.93%
- Information Ratio: -0.18%
- Sortino Ratio: 0.47%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Kotak Elss Tax Saver Fund Regular-idcw stand at approximately ₹ 6,196.8 crore.
The Kotak Elss Tax Saver Fund Regular-idcw has delivered the following short-term performance:
- 3 Months Return: 6.20%
- 6 Months Return: 1.83%
The historical growth of the Kotak Elss Tax Saver Fund Regular-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 12.17%
- 5 Year CAGR: 11.93%
- Return Since Launch: 12.71%
The portfolio of Kotak Elss Tax Saver Fund Regular-idcw is distributed across different asset classes as follows:
- Equity: 98.83%
- Other Assets: 1.17%
The Kotak Elss Tax Saver Fund Regular-idcw is managed by Harsha Upadhyaya, representing Kotak Mahindra Mutual Fund.
The Kotak Elss Tax Saver Fund Regular-idcw investments are allocated across market caps in the following manner:
- Large Cap Stocks: 65.54%
- Mid Cap Stocks: 21.38%
- Small Cap Stocks: 13.08%
Top stock holdings of Kotak Elss Tax Saver Fund Regular-idcw include:
- HDFC Bank Ltd – represents 9.28% of the portfolio
- HDFC Bank Ltd – represents 9.28% of the portfolio
- HDFC Bank Ltd – represents 9.22% of the portfolio
- HDFC Bank Ltd – represents 9.18% of the portfolio
- HDFC Bank Ltd – represents 9.18% of the portfolio
- HDFC Bank Ltd – represents 9.21% of the portfolio
- HDFC Bank Ltd – represents 9.09% of the portfolio
- HDFC Bank Ltd – represents 8.85% of the portfolio
- HDFC Bank Ltd – represents 8.38% of the portfolio
- HDFC Bank Ltd – represents 7.73% of the portfolio
Major sector exposures in Kotak Elss Tax Saver Fund Regular-idcw are:
- Financial – accounts for 392.85% of the portfolio
- Technology – accounts for 200.72% of the portfolio
- Energy & Utilities – accounts for 151.69% of the portfolio
- Industrials – accounts for 115.73% of the portfolio
- Materials – accounts for 115.47% of the portfolio
