Nippon India Retirement Fund - Income Generation Scheme-idcw
Latest AUM
₹ 138.3 Cr.
NAV as on 29 may, 2026
₹ 19.81
Fund Details
Portfolio Composition Analysis
Sector Allocations
Portfolio Updated on: 29 may, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI CGL 7.06 10/10/2046 | Entities | Central Government Loan | 30.01% |
| GOI CGL 7.06 10/10/2046 | Entities | Central Government Loan | 29.99% |
| GOI CGL 7.06 10/10/2046 | Entities | Central Government Loan | 29.89% |
| GOI CGL 7.06 10/10/2046 | Entities | Central Government Loan | 30.13% |
| GOI CGL 7.06 10/10/2046 | Entities | Central Government Loan | 29.90% |
| GOI CGL 7.06 10/10/2046 | Entities | Central Government Loan | 30.49% |
| GOI CGL 7.06 10/10/2046 | Entities | Central Government Loan | 30.30% |
| GOI CGL 7.06 10/10/2046 | Entities | Central Government Loan | 1.00% |
| GOI CGL 7.06 10/10/2046 | Entities | Central Government Loan | 30.90% |
| 7.62%GOI15.09.2039 | Entities | GOI Securities | 17.78% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.07% |
| Standard Deviation | 5.14% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | -2.27% | NA | 0.55% |
| 6 Months | -2.69% | NA | 5.55% |
| 9 Months | -0.78% | NA | 5.02% |
| 1 Year | -3.45% | -3.45% | 5.63% |
| 2 Years | 6.17% | 3.04% | 10.55% |
| 3 Years | 17.49% | 5.52% | 10.07% |
| 5 Years | 30.26% | 5.43% | 10.06% |
| 7 Years | 50.16% | 5.98% | NA |
| 10 Years | 88.24% | 6.53% | 8.75% |
Nippon India Retirement Fund - Income Generation Scheme-idcw is one Hybrid mutual fund offered by Nippon India Mutual Fund. Launched on 11 Feb 2015, the fund aims Income over long term along with capitalgrowth. Investingprimarily in fxed income securities and balance in equity and equity related instrumentsso as to help the investor in achieving the retirement goals. It manages assets worth ₹138.3 crore as on Tue Mar 31, 2026. The expense ratio stands at 2.08%.
Ashutosh Bhargava has experience Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.
Pranay Sinha has experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Kinjal Desai has experience She has been working with Nippon India Mutual Fund since year, 2012
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Children's Fund - Savings Plan Direct-growth | 131.7 | +0.59% | +2.11% | +2.54% | +4.14% | +11.69% | +11.07% |
| SBI Children's Fund - Savings Plan Regular-growth | 131.7 | +0.55% | +2.01% | +2.34% | +3.75% | +11.29% | +10.65% |
| Bank Of India Conservative Hybrid Fund Direct-growth | 64.4 | -0.45% | +0.08% | +0.40% | +2.63% | +7.36% | +10.41% |
| Bank Of India Conservative Hybrid Fund Direct-growth | 64.4 | -0.45% | +0.08% | +0.40% | +2.63% | +7.36% | +10.41% |
| Bank Of India Conservative Hybrid Fund Direct-growth | 64.4 | -0.45% | +0.08% | +0.40% | +2.63% | +7.36% | +10.41% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Monthly | 64.4 | -0.45% | +0.08% | +0.40% | +2.63% | +7.36% | +10.41% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Monthly | 64.4 | -0.45% | +0.08% | +0.40% | +2.63% | +7.36% | +10.41% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Monthly | 64.4 | -0.45% | +0.08% | +0.40% | +2.63% | +7.36% | +10.41% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Quarterly | 64.4 | -0.45% | +0.08% | +0.40% | +2.63% | +7.36% | +10.41% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Quarterly | 64.4 | -0.45% | +0.08% | +0.40% | +2.63% | +7.36% | +10.41% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Nippon India Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Nippon India Conservative Hybrid Fund-growth | 932.1 | +0.01% | -0.18% | +1.01% | +5.68% | +7.80% | +7.67% |
| Nippon India Conservative Hybrid Fund Direct-growth | 932.1 | +0.08% | +0.03% | +1.40% | +6.51% | +8.62% | +8.46% |
| Nippon India Conservative Hybrid Fund Direct-idcw Monthly | 932.1 | +0.08% | +0.03% | +1.40% | +6.51% | +8.62% | +8.46% |
| Nippon India Conservative Hybrid Fund-idcw Monthly | 932.1 | +0.01% | -0.18% | +1.01% | +5.68% | +7.80% | +7.67% |
| Nippon India Conservative Hybrid Fund Direct-idcw Quaterly | 932.1 | +0.08% | +0.03% | +1.40% | +6.51% | +8.62% | +8.46% |
| Nippon India Conservative Hybrid Fund-idcw Quarterly | 932.1 | +0.01% | -0.18% | +1.01% | +5.68% | +7.80% | +7.67% |
| Nippon Indiaretirement Fund - Income Generation Scheme Direct-growth | 138.3 | -0.08% | -2.00% | -2.16% | -2.39% | +6.65% | +6.59% |
| Nippon India Retirement Fund - Income Generation Scheme-growth | 138.3 | -0.17% | -2.27% | -2.69% | -3.45% | +5.52% | +5.43% |
| Nippon India Retirement Fund - Income Generation Scheme Direct-idcw | 138.3 | -0.08% | -2.00% | -2.16% | -2.39% | +6.65% | +6.59% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Conservative Hybrid Fund-growth | 9,545.7 | +0.54% | +0.56% | +0.75% | +4.15% | +8.77% | +8.73% |
| SBI Conservative Hybrid Fund Direct-growth | 9,545.7 | +0.57% | +0.68% | +0.99% | +4.65% | +9.30% | +9.29% |
| SBI Conservative Hybrid Fund-idcw Monthly | 9,545.7 | +0.54% | +0.56% | +0.75% | +4.15% | +8.77% | +8.73% |
| SBI Conservative Hybrid Fund Direct-idcw Monthly | 9,545.7 | +0.57% | +0.68% | +0.99% | +4.65% | +9.30% | +9.29% |
| SBI Conservative Hybrid Fund-idcw Quarterly | 9,545.7 | +0.54% | +0.56% | +0.75% | +4.15% | +8.77% | +8.73% |
| SBI Conservative Hybrid Fund Direct-idcw Quarterly | 9,545.7 | +0.57% | +0.68% | +0.99% | +4.65% | +9.30% | +9.29% |
| SBI Conservative Hybrid Fund Direct-idcw Yearly | 9,545.7 | +0.57% | +0.68% | +0.99% | +4.65% | +9.30% | +9.29% |
| SBI Conservative Hybrid Fund-idcw Yearly | 9,545.7 | +0.54% | +0.56% | +0.75% | +4.15% | +8.77% | +8.73% |
| Parag Parikh Conservative Hybrid Fund Regular-growth | 3,280.8 | -0.37% | -1.16% | +0.85% | +3.08% | +10.00% | +9.16% |
| Parag Parikh Conservative Hybrid Fund Direct-growth | 3,280.8 | -0.34% | -1.07% | +1.01% | +3.39% | +10.34% | +9.49% |
Top funds are based on Fund AUM
Top Hybrid Funds
| Fund name | ||||
|---|---|---|---|---|
| Sbi Children's Fund - Savings Plan Direct-growth | ₹124.29 | +11.69% | +11.07% | — |
| Sbi Children's Fund - Savings Plan Regular-growth | ₹113.65 | +11.29% | +10.65% | — |
| Bank Of India Conservative Hybrid Fund Direct-growth | ₹37.55 | +7.36% | +10.41% | — |
| Bank Of India Conservative Hybrid Fund Direct-growth | ₹37.55 | +7.36% | +10.41% | — |
| Bank Of India Conservative Hybrid Fund Direct-growth | ₹37.55 | +7.36% | +10.41% | — |
| Bank Of India Conservative Hybrid Fund Direct-idcw Monthly | ₹16.73 | +7.36% | +10.41% | — |
| Bank Of India Conservative Hybrid Fund Direct-idcw Monthly | ₹16.73 | +7.36% | +10.41% | — |
| Bank Of India Conservative Hybrid Fund Direct-idcw Monthly | ₹16.73 | +7.36% | +10.41% | — |
| Bank Of India Conservative Hybrid Fund Direct-idcw Quarterly | ₹18.45 | +7.36% | +10.41% | — |
| Bank Of India Conservative Hybrid Fund Direct-idcw Quarterly | ₹18.45 | +7.36% | +10.41% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 29 May 2026 | ₹19.81 |
| 27 May 2026 | ₹19.84 |
| 25 May 2026 | ₹19.85 |
| 22 May 2026 | ₹19.71 |
| 21 May 2026 | ₹19.67 |
| 20 May 2026 | ₹19.69 |
| 19 May 2026 | ₹19.68 |
| 18 May 2026 | ₹19.64 |
| 15 May 2026 | ₹19.76 |
| 14 May 2026 | ₹19.80 |
| 13 May 2026 | ₹19.76 |
| 12 May 2026 | ₹19.72 |
| 11 May 2026 | ₹19.82 |
| 08 May 2026 | ₹19.96 |
| 07 May 2026 | ₹20.05 |
| 06 May 2026 | ₹20.00 |
| 05 May 2026 | ₹19.83 |
| 04 May 2026 | ₹19.85 |
| 30 Apr 2026 | ₹19.79 |
| 29 Apr 2026 | ₹19.88 |
| 28 Apr 2026 | ₹19.85 |
| 27 Apr 2026 | ₹19.92 |
| 24 Apr 2026 | ₹19.86 |
| 23 Apr 2026 | ₹19.92 |
| 22 Apr 2026 | ₹20.02 |
| 21 Apr 2026 | ₹20.03 |
| 20 Apr 2026 | ₹19.99 |
| 17 Apr 2026 | ₹19.96 |
| 16 Apr 2026 | ₹19.95 |
| 15 Apr 2026 | ₹19.93 |
Portfolio Updated on: 30 May, 2026
Fund Growth & Size Analysis
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Nippon India Retirement Fund - Income Generation Scheme-idcw FAQ'S
- Sharpe Ratio: 0.07%
- Standard Deviation: 5.14%
As of Tue Mar 31, 2026, the total assets managed under Nippon India Retirement Fund - Income Generation Scheme-idcw stand at approximately ₹ 138.3 crore.
The historical growth of the Nippon India Retirement Fund - Income Generation Scheme-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 5.52%
- 5 Year CAGR: 5.43%
- Return Since Launch: 6.20%
The portfolio of Nippon India Retirement Fund - Income Generation Scheme-idcw is distributed across different asset classes as follows:
- Equity: 19.58%
- Debt Instruments: 70.40%
- Other Assets: 10.02%
The Nippon India Retirement Fund - Income Generation Scheme-idcw is managed by Kinjal Desai, representing Nippon India Mutual Fund.
The Nippon India Retirement Fund - Income Generation Scheme-idcw investments are allocated across market caps in the following manner:
- Large Cap Stocks: 1.00%
- Mid Cap Stocks: 1.00%
- Small Cap Stocks: 1.00%
Top stock holdings of Nippon India Retirement Fund - Income Generation Scheme-idcw include:
- GOI CGL 7.06 10/10/2046 – represents 30.01% of the portfolio
- GOI CGL 7.06 10/10/2046 – represents 29.99% of the portfolio
- GOI CGL 7.06 10/10/2046 – represents 29.89% of the portfolio
- GOI CGL 7.06 10/10/2046 – represents 30.13% of the portfolio
- GOI CGL 7.06 10/10/2046 – represents 29.90% of the portfolio
- GOI CGL 7.06 10/10/2046 – represents 30.49% of the portfolio
- GOI CGL 7.06 10/10/2046 – represents 30.30% of the portfolio
- GOI CGL 7.06 10/10/2046 – represents 1.00% of the portfolio
- GOI CGL 7.06 10/10/2046 – represents 30.90% of the portfolio
- 7.62%GOI15.09.2039 – represents 17.78% of the portfolio
Major sector exposures in Nippon India Retirement Fund - Income Generation Scheme-idcw are:
- Entities – accounts for 603.43% of the portfolio
- Financial – accounts for 71.71% of the portfolio
- Consumer Discretionary – accounts for 28.60% of the portfolio
- Technology – accounts for 27.08% of the portfolio
- Energy & Utilities – accounts for 24.95% of the portfolio
