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Nj Balanced Advantage Fund Regular-idcw
Hybrid
Large Cap
Very High Risk
Latest AUM
₹ 3,393.5 Cr.
NAV as on 03 aug, 2026
₹ 13.93
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Nj Balanced Advantage Fund Regular-idcw
Inception Date
29 Oct 2021
Lock In
No Lock-in
Risk
Principal at very high risk
Category Average Annual Returns
2.86
Portfolio Composition Analysis
Equity
67.59%
Debt
7.69%
Cash
24.72%
Portfolio Updated on: 13 Jul, 2026
Sector Allocations
Equity
Debt
Financial
Consumer Discretionary
Consumer Staples
Healthcare
Energy & Utilities
Technology
Materials
Industrials
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reliance Industries Ltd | Energy & Utilities | Equity | 9.40% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 9.28% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 9.13% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 9.13% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 8.66% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 8.47% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 8.48% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 8.57% |
| HDFC Bank Ltd | Financial | Equity | 6.50% |
| HDFC Bank Ltd | Financial | Equity | 6.50% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.32% |
| Standard Deviation | 9.57% |
| Sortino Ratio | 0.42% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 5.13% | NA | 2.03% |
| 6 Months | 2.80% | NA | 8.29% |
| 9 Months | 2.50% | NA | 4.43% |
| 1 Year | 2.94% | 2.94% | 2.86% |
| 2 Years | -1.20% | -0.60% | 14.51% |
| 3 Years | 30.15% | 9.18% | 13.46% |
Nj Balanced Advantage Fund Regular-idcw is one Hybrid mutual fund offered by NJ Mutual Fund. Launched on 29 Oct 2021, the fund aims Long term capital growth. Dynamic asset allocation between equity and specified debt securities. It manages assets worth ₹3,393.5 crore as on Tue Jun 30, 2026. The expense ratio stands at 2.44%.
Dhaval Patel has experience Prior to joining NJ Mutual Fund, he has worked with Axis Mutual Fund, Credit Analysis & Research Ltd.
Viral Shah has experience Mr. Shah has started his career with NJ Group and has been Principal Officer for PMS segment with NJ Asset Management for more than 10 years.
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from NJ Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Nj Balanced Advantage Fund Regular-growth | 3,393.5 | +2.58% | +5.13% | +2.80% | +2.94% | +9.18% | — |
| Nj Balanced Advantage Fund Direct-growth | 3,393.5 | +2.77% | +5.55% | +3.49% | +4.34% | +10.63% | — |
| Nj Balanced Advantage Fund Direct-idcw | 3,393.5 | +2.77% | +5.55% | +3.49% | +4.34% | +10.63% | — |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund Regular-growth | 106,456.2 | +1.31% | +3.36% | +0.19% | +4.01% | +13.35% | +14.85% |
| HDFC Balanced Advantage Fund Direct-growth | 106,456.2 | +1.36% | +3.51% | +0.46% | +4.62% | +14.03% | +15.57% |
| HDFC Balanced Advantage Fund Regular-idcw | 106,456.2 | +1.31% | +3.36% | +0.19% | +4.01% | +13.35% | +14.85% |
| HDFC Balanced Advantage Fund Direct-idcw | 106,456.2 | +1.36% | +3.51% | +0.46% | +4.62% | +14.03% | +15.57% |
| ICICI Prudential Balanced Advantage Direct-growth | 72,486.3 | +2.67% | +6.12% | +3.87% | +9.90% | +13.09% | +11.91% |
| ICICI Prudential Balanced Advantage-growth | 72,486.3 | +2.62% | +5.99% | +3.59% | +9.30% | +12.42% | +11.23% |
| ICICI Prudential Balanced Advantage-idcw | 72,486.3 | +2.62% | +5.99% | +3.59% | +9.30% | +12.42% | +11.23% |
| ICICI Prudential Balanced Advantage Direct-idcw | 72,486.3 | +2.67% | +6.12% | +3.87% | +9.90% | +13.09% | +11.91% |
| SBI Balanced Advantage Fund Regular-growth | 41,512.9 | +1.34% | +2.43% | +0.93% | +6.42% | +10.65% | — |
| SBI Balanced Advantage Fund Direct-growth | 41,512.9 | +1.41% | +2.64% | +1.34% | +7.30% | +11.61% | — |
Top funds are based on Fund AUM
Top Hybrid Funds
| Fund name | ||||
|---|---|---|---|---|
| Hdfc Balanced Advantage Fund Direct-growth | ₹578.52 | +14.03% | +15.57% | — |
| Hdfc Balanced Advantage Fund Direct-idcw | ₹43.90 | +14.03% | +15.57% | — |
| Hdfc Balanced Advantage Fund Regular-growth | ₹532.05 | +13.35% | +14.85% | — |
| Hdfc Balanced Advantage Fund Regular-idcw | ₹36.90 | +13.35% | +14.85% | — |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-growth | ₹62.33 | +14.06% | +12.80% | — |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-idcw Half Yearly | ₹57.09 | +14.06% | +12.80% | — |
| Baroda Bnp Paribas Balanced Advantage Fund Direct-growth | ₹28.91 | +13.79% | +12.43% | — |
| Baroda Bnp Paribas Balanced Advantage Fund Direct-idcw | ₹17.93 | +13.79% | +12.43% | — |
| Franklin India Dynamic Asset Allocation Active Fof Direct-growth | ₹191.00 | +10.84% | +12.06% | — |
| Franklin India Dynamic Asset Allocation Active Fof Direct-idcw | ₹48.00 | +10.84% | +12.06% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹13.93 |
| 31 Jul 2026 | ₹13.82 |
| 30 Jul 2026 | ₹13.81 |
| 29 Jul 2026 | ₹13.77 |
| 28 Jul 2026 | ₹13.70 |
| 27 Jul 2026 | ₹13.67 |
| 24 Jul 2026 | ₹13.60 |
| 23 Jul 2026 | ₹13.63 |
| 22 Jul 2026 | ₹13.66 |
| 21 Jul 2026 | ₹13.69 |
| 20 Jul 2026 | ₹13.68 |
| 17 Jul 2026 | ₹13.62 |
| 16 Jul 2026 | ₹13.59 |
| 15 Jul 2026 | ₹13.61 |
| 14 Jul 2026 | ₹13.59 |
| 13 Jul 2026 | ₹13.61 |
| 10 Jul 2026 | ₹13.59 |
| 09 Jul 2026 | ₹13.56 |
| 08 Jul 2026 | ₹13.52 |
| 07 Jul 2026 | ₹13.65 |
| 06 Jul 2026 | ₹13.64 |
| 03 Jul 2026 | ₹13.58 |
| 02 Jul 2026 | ₹13.53 |
| 01 Jul 2026 | ₹13.46 |
| 30 Jun 2026 | ₹13.42 |
| 29 Jun 2026 | ₹13.45 |
| 25 Jun 2026 | ₹13.47 |
| 24 Jun 2026 | ₹13.46 |
| 23 Jun 2026 | ₹13.43 |
| 22 Jun 2026 | ₹13.45 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹3,393.5 Cr
Since Launch
This Fund
Category Average
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Nj Balanced Advantage Fund Regular-idcw Returns Comparison
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Nj Balanced Advantage Fund Regular-idcw FAQ'S
- Sharpe Ratio: 0.32%
- Standard Deviation: 9.57%
- Sortino Ratio: 0.42%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Nj Balanced Advantage Fund Regular-idcw stand at approximately ₹ 3,393.5 crore.
The Nj Balanced Advantage Fund Regular-idcw has delivered the following short-term performance:
- 3 Months Return: 5.13%
- 6 Months Return: 2.80%
The historical growth of the Nj Balanced Advantage Fund Regular-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 9.18%
- Return Since Launch: 7.20%
The portfolio of Nj Balanced Advantage Fund Regular-idcw is distributed across different asset classes as follows:
- Equity: 67.59%
- Debt Instruments: 7.69%
- Other Assets: 24.72%
The Nj Balanced Advantage Fund Regular-idcw is managed by Viral Shah, representing NJ Mutual Fund.
The Nj Balanced Advantage Fund Regular-idcw investments are allocated across market caps in the following manner:
- Large Cap Stocks: 60.69%
- Mid Cap Stocks: 26.01%
- Small Cap Stocks: 13.30%
Top stock holdings of Nj Balanced Advantage Fund Regular-idcw include:
- Reliance Industries Ltd – represents 9.40% of the portfolio
- Reliance Industries Ltd – represents 9.28% of the portfolio
- Reliance Industries Ltd – represents 9.13% of the portfolio
- Reliance Industries Ltd – represents 9.13% of the portfolio
- Reliance Industries Ltd – represents 8.66% of the portfolio
- Reliance Industries Ltd – represents 8.47% of the portfolio
- Reliance Industries Ltd – represents 8.48% of the portfolio
- Reliance Industries Ltd – represents 8.57% of the portfolio
- HDFC Bank Ltd – represents 6.50% of the portfolio
- HDFC Bank Ltd – represents 6.50% of the portfolio
Major sector exposures in Nj Balanced Advantage Fund Regular-idcw are:
- Financial – accounts for 293.35% of the portfolio
- Consumer Discretionary – accounts for 157.42% of the portfolio
- Consumer Staples – accounts for 145.75% of the portfolio
- Healthcare – accounts for 128.21% of the portfolio
- Energy & Utilities – accounts for 124.74% of the portfolio
