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SBI Short Term Debt Fund Direct-idcw Monthly
Debt
Moderate Risk
Latest AUM
₹ 13,975.6 Cr.
NAV as on 03 aug, 2026
₹ 20.29
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
SBI Short Term Debt Fund Direct-idcw Monthly
Inception Date
01 Jan 2013
Lock In
No Lock-in
Risk
Principal at moderate risk
Category Average Annual Returns
8.01
Portfolio Composition Analysis
Debt
91.46%
Cash
8.54%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Entities
Industrials
Real Estate
Technology
Diversified
Energy & Utilities
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 | Entities | GOI Securities | 5.92% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 5.63% |
| GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 | Entities | GOI Securities | 5.99% |
| GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 | Entities | GOI Securities | 4.83% |
| GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 | Entities | GOI Securities | 4.83% |
| GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 | Entities | GOI Securities | 4.30% |
| REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC | Financial | Bonds | 5.05% |
| REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC | Financial | Bonds | 5.05% |
| GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 | Entities | GOI Securities | 3.92% |
| GOI Sec 7.17 17/04/2030 | Entities | GOI Securities | 4.16% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.17% |
| Standard Deviation | 1.31% |
| Sortino Ratio | 1.78% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.28% | NA | 0.85% |
| 6 Months | 3.15% | NA | 4.31% |
| 9 Months | 3.97% | NA | 6.10% |
| 1 Year | 5.53% | 5.53% | 8.01% |
| 2 Years | 15.41% | 7.43% | 7.68% |
| 3 Years | 24.30% | 7.52% | 7.18% |
| 5 Years | 37.01% | 6.50% | 6.01% |
| 7 Years | 59.01% | 6.85% | NA |
| 10 Years | 100.24% | 7.19% | 6.71% |
SBI Short Term Debt Fund Direct-idcw Monthly is one Debt mutual fund offered by SBI Mutual Fund. Launched on 01 Jan 2013, the fund aims Regular income for short-term. Investment in Debt and Money Market securities. It manages assets worth ₹13,975.6 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.42%.
Mansi Sajeja has experience Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.
Pradeep Kesavan has experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Short Term Income Fund Direct-growth | 270.7 | +0.30% | +2.34% | +3.18% | +5.55% | +7.76% | +10.81% |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | 270.7 | +0.30% | +2.34% | +3.18% | +5.55% | +7.76% | +10.81% |
| Bank Of India Short Term Income Fund Direct-idcw Quarterly | 270.7 | +0.30% | +2.34% | +3.18% | +5.55% | +7.76% | +10.81% |
| Bank Of India Short Term Income Fund Regular-growth | 270.7 | +0.24% | +2.17% | +2.86% | +4.93% | +7.16% | +10.28% |
| Bank Of India Short Term Income Fund Regular-idcw Monthly | 270.7 | +0.24% | +2.17% | +2.86% | +4.93% | +7.16% | +10.28% |
| Bank Of India Short Term Income Fund Regular-idcw Quarterly | 270.7 | +0.24% | +2.17% | +2.86% | +4.93% | +7.16% | +10.28% |
| Sundaram Short Duration Fund Direct-growth | 184.1 | +0.31% | +2.12% | +3.15% | +5.62% | +7.54% | +8.04% |
| Sundaram Short Duration Fund Direct-idcw Monthly | 184.1 | +0.31% | +2.12% | +3.15% | +5.62% | +7.54% | +8.04% |
| UTI Short Duration Direct-flexi Idcw | 2,128.4 | +0.30% | +2.31% | +3.30% | +5.56% | +7.53% | +7.64% |
| UTI Short Duration Direct-growth | 2,128.4 | +0.30% | +2.31% | +3.30% | +5.56% | +7.53% | +7.64% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from SBI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Short Term Debt Fund-growth | 13,975.6 | +0.14% | +2.16% | +2.92% | +5.06% | +7.02% | +5.99% |
| SBI Short Term Debt Fund Direct-growth | 13,975.6 | +0.18% | +2.28% | +3.15% | +5.53% | +7.52% | +6.50% |
| SBI Short Term Debt Fund-idcw Fortnightly | 13,975.6 | +0.14% | +2.16% | +2.92% | +5.06% | +7.02% | +5.99% |
| SBI Short Term Debt Fund Direct-idcw Fortnightly | 13,975.6 | +0.18% | +2.28% | +3.15% | +5.53% | +7.52% | +6.50% |
| SBI Short Term Debt Fund-idcw Monthly | 13,975.6 | +0.14% | +2.16% | +2.92% | +5.06% | +7.02% | +5.99% |
| SBI Short Term Debt Fund-idcw Weekly | 13,975.6 | +0.14% | +2.16% | +2.92% | +5.06% | +7.02% | +5.99% |
| SBI Short Term Debt Fund Direct-idcw Weekly | 13,975.6 | +0.18% | +2.28% | +3.15% | +5.53% | +7.52% | +6.50% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Short Term Fund Direct Plan-growth | 19,174.7 | +0.18% | +2.40% | +3.58% | +6.36% | +8.01% | +7.27% |
| ICICI Prudential Short Term Fund-growth | 19,174.7 | +0.13% | +2.24% | +3.27% | +5.72% | +7.37% | +6.58% |
| ICICI Prudential Short Term Fund-idcw Monthly | 19,174.7 | +0.13% | +2.24% | +3.27% | +5.72% | +7.37% | +6.58% |
| ICICI Prudential Short Term Fund Direct Plan-idcw Monthly | 19,174.7 | +0.18% | +2.40% | +3.58% | +6.36% | +8.01% | +7.27% |
| HDFC Short Term Debt Fund Direct Plan-growth | 15,008.3 | +0.20% | +2.36% | +3.37% | +5.81% | +7.72% | +6.72% |
| HDFC Short Term Debt Fund-growth | 15,008.3 | +0.17% | +2.28% | +3.21% | +5.48% | +7.40% | +6.33% |
| HDFC Short Term Debt Fund-idcw | 15,008.3 | +0.17% | +2.28% | +3.21% | +5.48% | +7.40% | +6.33% |
| HDFC Short Term Debt Fund Direct Plan-idcw | 15,008.3 | +0.20% | +2.36% | +3.37% | +5.81% | +7.72% | +6.72% |
| HDFC Short Term Debt Fund Direct Plan-idcw Fortnightly | 15,008.3 | +0.20% | +2.36% | +3.37% | +5.81% | +7.72% | +6.72% |
| HDFC Short Term Debt Fund-idcw Fortnightly | 15,008.3 | +0.17% | +2.28% | +3.21% | +5.48% | +7.40% | +6.33% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Short Term Income Fund Direct-growth | ₹30.97 | +7.76% | +10.81% | — |
| Bank Of India Short Term Income Fund Direct-idcw Monthly | ₹15.05 | +7.76% | +10.81% | — |
| Bank Of India Short Term Income Fund Direct-idcw Quarterly | ₹14.28 | +7.76% | +10.81% | — |
| Bank Of India Short Term Income Fund Regular-growth | ₹28.30 | +7.16% | +10.28% | — |
| Bank Of India Short Term Income Fund Regular-idcw Monthly | ₹14.52 | +7.16% | +10.28% | — |
| Bank Of India Short Term Income Fund Regular-idcw Quarterly | ₹14.31 | +7.16% | +10.28% | — |
| Sundaram Short Duration Fund Direct-growth | ₹51.09 | +7.54% | +8.04% | — |
| Sundaram Short Duration Fund Direct-idcw Monthly | ₹13.14 | +7.54% | +8.04% | — |
| Uti Short Duration Direct-flexi Idcw | ₹19.87 | +7.53% | +7.64% | — |
| Uti Short Duration Direct-growth | ₹35.98 | +7.53% | +7.64% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹20.29 |
| 31 Jul 2026 | ₹20.28 |
| 30 Jul 2026 | ₹20.27 |
| 29 Jul 2026 | ₹20.28 |
| 28 Jul 2026 | ₹20.28 |
| 27 Jul 2026 | ₹20.28 |
| 24 Jul 2026 | ₹20.24 |
| 23 Jul 2026 | ₹20.23 |
| 22 Jul 2026 | ₹20.23 |
| 21 Jul 2026 | ₹20.24 |
| 20 Jul 2026 | ₹20.23 |
| 17 Jul 2026 | ₹20.24 |
| 16 Jul 2026 | ₹20.23 |
| 15 Jul 2026 | ₹20.21 |
| 14 Jul 2026 | ₹20.20 |
| 13 Jul 2026 | ₹20.24 |
| 10 Jul 2026 | ₹20.23 |
| 09 Jul 2026 | ₹20.22 |
| 08 Jul 2026 | ₹20.21 |
| 07 Jul 2026 | ₹20.25 |
| 06 Jul 2026 | ₹20.26 |
| 03 Jul 2026 | ₹20.26 |
| 02 Jul 2026 | ₹20.24 |
| 01 Jul 2026 | ₹20.22 |
| 30 Jun 2026 | ₹20.21 |
| 29 Jun 2026 | ₹20.19 |
| 25 Jun 2026 | ₹20.16 |
| 24 Jun 2026 | ₹20.13 |
| 23 Jun 2026 | ₹20.12 |
| 22 Jun 2026 | ₹20.12 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹13,975.6 Cr
Since Launch
This Fund
Category Average
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SBI Short Term Debt Fund Direct-idcw Monthly Returns Comparison
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SBI Short Term Debt Fund Direct-idcw Monthly FAQ'S
- Sharpe Ratio: 1.17%
- Standard Deviation: 1.31%
- Sortino Ratio: 1.78%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under SBI Short Term Debt Fund Direct-idcw Monthly stand at approximately ₹ 13,975.6 crore.
The SBI Short Term Debt Fund Direct-idcw Monthly has delivered the following short-term performance:
- 3 Months Return: 2.28%
- 6 Months Return: 3.15%
The historical growth of the SBI Short Term Debt Fund Direct-idcw Monthly is reflected through its CAGR returns:
- 3 Year CAGR: 7.52%
- 5 Year CAGR: 6.50%
- Return Since Launch: 7.74%
The portfolio of SBI Short Term Debt Fund Direct-idcw Monthly is distributed across different asset classes as follows:
- Debt Instruments: 91.46%
- Other Assets: 8.54%
The SBI Short Term Debt Fund Direct-idcw Monthly is managed by Pradeep Kesavan, representing SBI Mutual Fund.
Top stock holdings of SBI Short Term Debt Fund Direct-idcw Monthly include:
- GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 – represents 5.92% of the portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 5.63% of the portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – represents 5.99% of the portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – represents 4.83% of the portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – represents 4.83% of the portfolio
- GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 – represents 4.30% of the portfolio
- REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC – represents 5.05% of the portfolio
- REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC – represents 5.05% of the portfolio
- GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 – represents 3.92% of the portfolio
- GOI Sec 7.17 17/04/2030 – represents 4.16% of the portfolio
Major sector exposures in SBI Short Term Debt Fund Direct-idcw Monthly are:
- Financial – accounts for 403.42% of the portfolio
- Entities – accounts for 134.24% of the portfolio
- Industrials – accounts for 66.92% of the portfolio
- Real Estate – accounts for 49.11% of the portfolio
- Technology – accounts for 26.81% of the portfolio
