Grow Your Wealth
with Mutual Funds
Union Liquid Fund Direct-idcw Daily
Debt
Low to Moderate Risk
Latest AUM
₹ 6,650.0 Cr.
NAV as on 03 aug, 2026
₹ 1,001.55
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Union Liquid Fund Direct-idcw Daily
Inception Date
01 Jan 2013
Lock In
No Lock-in
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹100
Risk
Principal at low to moderate risk
Category Average Annual Returns
6.97
Portfolio Composition Analysis
Debt
112.28%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Financial
Diversified
Energy & Utilities
Healthcare
Materials
Technology
Industrials
Real Estate
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC BANK LIMITED CD 10SEP26 | Financial | Certificate of Deposit | 5.94% |
| HDFC BANK LIMITED CD 10SEP26 | Financial | Certificate of Deposit | 5.94% |
| 91 Days Tbill (MD 17/09/2026) | Financial | Treasury Bills | 4.83% |
| 91 Days Tbill (MD 17/09/2026) | Financial | Treasury Bills | 4.83% |
| GOVERNMENT OF INDIA 37077 091 DAYS TBILL 14MY26 FV RS 100 | Financial | Treasury Bills | 3.36% |
| GOVERNMENT OF INDIA 37077 091 DAYS TBILL 14MY26 FV RS 100 | Financial | Treasury Bills | 4.75% |
| GOVERNMENT OF INDIA 37077 091 DAYS TBILL 14MY26 FV RS 100 | Financial | Treasury Bills | 3.43% |
| GOVERNMENT OF INDIA 36426 091 DAYS TBILL 11DC25 FV RS 100 | Financial | Treasury Bills | 3.54% |
| GOVERNMENT OF INDIA 36514 091 DAYS TBILL 18DC25 FV RS 100 | Financial | Treasury Bills | 3.54% |
| GOVERNMENT OF INDIA 37391 091 DAYS TBILL 23JL26 FV RS 100 | Financial | Treasury Bills | 3.75% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 5.21% |
| Standard Deviation | 0.20% |
| Sortino Ratio | 11.30% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.68% | NA | 1.50% |
| 6 Months | 3.36% | NA | 3.29% |
| 9 Months | 4.90% | NA | 5.11% |
| 1 Year | 6.43% | 6.43% | 6.97% |
| 2 Years | 14.02% | 6.78% | 7.17% |
| 3 Years | 22.47% | 6.99% | 7.01% |
| 5 Years | 35.73% | 6.30% | 5.63% |
| 7 Years | 47.70% | 5.73% | NA |
| 10 Years | 74.91% | 5.75% | 6.23% |
Union Liquid Fund Direct-idcw Daily is one Debt mutual fund offered by Union Mutual Fund. Launched on 01 Jan 2013, the fund aims Reasonable returns over short term commensurate with low risk & level of liquidity. Investment in money market & debt securities with maturity upto 91 days. It manages assets worth ₹6,650.0 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.07%.
Parijat Agrawal has experience Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.
Devesh Thacker has experience Prior to joining Union AMC in 2011 he has worked with Sahara AMC.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Liquid Fund Direct-growth | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Aditya Birla Sun Life Liquid Fund Direct-idcw | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Daily | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Weekly | 63,686.6 | +0.50% | +1.70% | +3.42% | +6.49% | +7.03% | +6.33% |
| Axis Liquid Direct Fund-growth | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Axis Liquid Direct Fund-idcw Daily | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Axis Liquid Direct Fund-idcw Monthly | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Axis Liquid Direct Fund-idcw Weekly | 44,865.9 | +0.50% | +1.70% | +3.42% | +6.49% | +7.02% | +6.32% |
| Sundaram Liquid Direct-growth | 6,365.2 | +0.58% | +1.77% | +3.46% | +6.50% | +7.02% | +6.31% |
| Sundaram Liquid Direct-idcw Monthly | 6,365.2 | +0.58% | +1.77% | +3.46% | +6.50% | +7.02% | +6.31% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Union Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Union Liquid Fund-growth | 6,650.0 | +0.49% | +1.65% | +3.31% | +6.33% | +6.89% | +6.20% |
| Union Liquid Fund Direct-growth | 6,650.0 | +0.50% | +1.68% | +3.36% | +6.43% | +6.99% | +6.30% |
| Union Liquid Fund-idcw Daily | 6,650.0 | +0.49% | +1.65% | +3.31% | +6.33% | +6.89% | +6.20% |
| Union Liquid Fund-idcw Fortnightly | 6,650.0 | +0.49% | +1.65% | +3.31% | +6.33% | +6.89% | +6.20% |
| Union Liquid Fund Direct-idcw Fortnightly | 6,650.0 | +0.50% | +1.68% | +3.36% | +6.43% | +6.99% | +6.30% |
| Union Liquid Fund-idcw Monthly | 6,650.0 | +0.49% | +1.65% | +3.31% | +6.33% | +6.89% | +6.20% |
| Union Liquid Fund Direct-idcw Monthly | 6,650.0 | +0.50% | +1.68% | +3.36% | +6.43% | +6.99% | +6.30% |
| Union Liquid Fund-idcw Weekly | 6,650.0 | +0.49% | +1.65% | +3.31% | +6.33% | +6.89% | +6.20% |
| Union Liquid Fund Direct-idcw Weekly | 6,650.0 | +0.50% | +1.68% | +3.36% | +6.43% | +6.99% | +6.30% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Liquid Fund Direct Plan-growth | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund-growth | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| SBI Liquid Fund-idcw Daily | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| SBI Liquid Fund Direct Plan-idcw Daily | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund-idcw Fortnightly | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| SBI Liquid Fund Direct Plan-idcw Fortnightly | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund Direct Plan-idcw Weekly | 71,448.4 | +0.49% | +1.69% | +3.37% | +6.38% | +6.93% | +6.24% |
| SBI Liquid Fund-idcw Weekly | 71,448.4 | +0.48% | +1.66% | +3.33% | +6.28% | +6.82% | +6.13% |
| HDFC Liquid Direct Plan-growth | 65,878.3 | +0.49% | +1.67% | +3.36% | +6.39% | +6.95% | +6.25% |
| HDFC Liquid Fund Regular-growth | 65,878.3 | +0.48% | +1.64% | +3.31% | +6.30% | +6.86% | +6.15% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Aditya Birla Sun Life Liquid Fund Direct-growth | ₹455.92 | +7.03% | +6.33% | — |
| Aditya Birla Sun Life Liquid Fund Direct-idcw | ₹137.11 | +7.03% | +6.33% | — |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Daily | ₹100.20 | +7.03% | +6.33% | — |
| Aditya Birla Sun Life Liquid Fund Direct-idcw Weekly | ₹100.28 | +7.03% | +6.33% | — |
| Axis Liquid Direct Fund-growth | ₹3,139.50 | +7.02% | +6.32% | — |
| Axis Liquid Direct Fund-idcw Daily | ₹1,000.96 | +7.02% | +6.32% | — |
| Axis Liquid Direct Fund-idcw Monthly | ₹1,001.98 | +7.02% | +6.32% | — |
| Axis Liquid Direct Fund-idcw Weekly | ₹1,002.09 | +7.02% | +6.32% | — |
| Sundaram Liquid Direct-growth | ₹2,494.83 | +7.02% | +6.31% | — |
| Sundaram Liquid Direct-idcw Monthly | ₹1,043.93 | +7.02% | +6.31% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹1,001.55 |
| 02 Aug 2026 | ₹1,001.55 |
| 01 Aug 2026 | ₹1,001.55 |
| 31 Jul 2026 | ₹1,001.55 |
| 30 Jul 2026 | ₹1,001.55 |
| 29 Jul 2026 | ₹1,001.55 |
| 28 Jul 2026 | ₹1,001.55 |
| 27 Jul 2026 | ₹1,001.55 |
| 26 Jul 2026 | ₹1,001.55 |
| 25 Jul 2026 | ₹1,001.55 |
| 24 Jul 2026 | ₹1,001.55 |
| 23 Jul 2026 | ₹1,001.55 |
| 22 Jul 2026 | ₹1,001.55 |
| 21 Jul 2026 | ₹1,001.55 |
| 20 Jul 2026 | ₹1,001.55 |
| 19 Jul 2026 | ₹1,001.55 |
| 18 Jul 2026 | ₹1,001.55 |
| 17 Jul 2026 | ₹1,001.55 |
| 16 Jul 2026 | ₹1,001.55 |
| 15 Jul 2026 | ₹1,001.55 |
| 14 Jul 2026 | ₹1,001.55 |
| 13 Jul 2026 | ₹1,001.55 |
| 12 Jul 2026 | ₹1,001.55 |
| 11 Jul 2026 | ₹1,001.55 |
| 10 Jul 2026 | ₹1,001.55 |
| 09 Jul 2026 | ₹1,001.55 |
| 08 Jul 2026 | ₹1,001.55 |
| 07 Jul 2026 | ₹1,001.47 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹6,650.0 Cr
Since Launch
This Fund
Category Average
Compare Mutual funds
Union Liquid Fund Direct-idcw Daily Returns Comparison
Compare Union Liquid Fund Direct-idcw Daily with any MF,
EYF, stock or index
Jan 1, 2026 – Feb 1, 2026
Union Liquid Fund Dire....
No funds found for your search.
Union Liquid Fund Direct-idcw Daily FAQ'S
- Sharpe Ratio: 5.21%
- Standard Deviation: 0.20%
- Sortino Ratio: 11.30%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Union Liquid Fund Direct-idcw Daily stand at approximately ₹ 6,650.0 crore.
The Union Liquid Fund Direct-idcw Daily has delivered the following short-term performance:
- 3 Months Return: 1.68%
- 6 Months Return: 3.36%
The historical growth of the Union Liquid Fund Direct-idcw Daily is reflected through its CAGR returns:
- 3 Year CAGR: 6.99%
- 5 Year CAGR: 6.30%
- Return Since Launch: 6.53%
The portfolio of Union Liquid Fund Direct-idcw Daily is distributed across different asset classes as follows:
- Debt Instruments: 112.28%
The Union Liquid Fund Direct-idcw Daily is managed by Devesh Thacker, representing Union Mutual Fund.
Top stock holdings of Union Liquid Fund Direct-idcw Daily include:
- HDFC BANK LIMITED CD 10SEP26 – represents 5.94% of the portfolio
- HDFC BANK LIMITED CD 10SEP26 – represents 5.94% of the portfolio
- 91 Days Tbill (MD 17/09/2026) – represents 4.83% of the portfolio
- 91 Days Tbill (MD 17/09/2026) – represents 4.83% of the portfolio
- GOVERNMENT OF INDIA 37077 091 DAYS TBILL 14MY26 FV RS 100 – represents 3.36% of the portfolio
- GOVERNMENT OF INDIA 37077 091 DAYS TBILL 14MY26 FV RS 100 – represents 4.75% of the portfolio
- GOVERNMENT OF INDIA 37077 091 DAYS TBILL 14MY26 FV RS 100 – represents 3.43% of the portfolio
- GOVERNMENT OF INDIA 36426 091 DAYS TBILL 11DC25 FV RS 100 – represents 3.54% of the portfolio
- GOVERNMENT OF INDIA 36514 091 DAYS TBILL 18DC25 FV RS 100 – represents 3.54% of the portfolio
- GOVERNMENT OF INDIA 37391 091 DAYS TBILL 23JL26 FV RS 100 – represents 3.75% of the portfolio
Major sector exposures in Union Liquid Fund Direct-idcw Daily are:
- Financial – accounts for 706.98% of the portfolio
- Diversified – accounts for 37.94% of the portfolio
- Energy & Utilities – accounts for 23.06% of the portfolio
- Healthcare – accounts for 18.49% of the portfolio
- Materials – accounts for 16.49% of the portfolio
