UTI Banking & Psu Fund Direct-idcw Half Yearly
Latest AUM
₹ 1,116.2 Cr.
NAV as on 29 may, 2026
₹ 15.55
Fund Details
Portfolio Composition Analysis
Sector Allocations
Portfolio Updated on: 29 may, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 11.32% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 11.32% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 11.38% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 11.36% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 11.48% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 8.57% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 7.89% |
| CANARA BANK CD 28JAN27 | Financial | Certificate of Deposit | 1.00% |
| KOTAK MAHINDRA BANK LIMITED CD 18DEC26 | Financial | Certificate of Deposit | 1.00% |
| KOTAK MAHINDRA BANK LIMITED CD 18DEC26 | Financial | Certificate of Deposit | 6.39% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.17% |
| Standard Deviation | 0.98% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.05% | NA | 0.62% |
| 6 Months | 2.17% | NA | 4.32% |
| 9 Months | 3.95% | NA | 6.08% |
| 1 Year | 5.13% | 5.13% | 7.99% |
| 2 Years | 15.05% | 7.26% | 7.75% |
| 3 Years | 22.50% | 7.00% | 7.17% |
| 5 Years | 43.16% | 7.44% | 5.91% |
| 7 Years | 63.65% | 7.29% | NA |
| 10 Years | 90.55% | 6.66% | 7.20% |
UTI Banking & Psu Fund Direct-idcw Half Yearly is one Debt mutual fund offered by UTI Mutual Fund. the fund aims Reasonable income, with low risk and high level of liquidity over short to medium term. Investment predominantly in Debt & Money Market Securities issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) and Municipal Bonds. It manages assets worth ₹1,116.2 crore as on Tue Mar 31, 2026. The expense ratio stands at 0.2%.
Anurag Mittal has experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw | 1,116.2 | +0.24% | +1.05% | +2.17% | +5.13% | +7.00% | +7.44% |
| UTI Banking & Psu Fund Direct-growth | 1,116.2 | +0.24% | +1.05% | +2.17% | +5.13% | +7.00% | +7.44% |
| UTI Banking & Psu Fund Direct-idcw Monthly | 1,116.2 | +0.24% | +1.05% | +2.17% | +5.13% | +7.00% | +7.44% |
| UTI Banking & Psu Fund Direct-idcw Quarterly | 1,116.2 | +0.24% | +1.05% | +2.17% | +5.13% | +7.00% | +7.44% |
| UTI Banking & Psu Fund Direct-idcw Yearly | 1,116.2 | +0.24% | +1.05% | +2.17% | +5.13% | +7.00% | +7.44% |
| UTI Banking & Psu Fund Regular-flexi Idcw | 1,116.2 | +0.22% | +0.99% | +2.04% | +4.87% | +6.72% | +7.17% |
| UTI Banking & Psu Fund Regular-growth | 1,116.2 | +0.22% | +0.99% | +2.04% | +4.87% | +6.72% | +7.17% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly | 1,116.2 | +0.22% | +0.99% | +2.04% | +4.87% | +6.72% | +7.17% |
| UTI Banking & Psu Fund Regular-idcw Monthly | 1,116.2 | +0.22% | +0.99% | +2.04% | +4.87% | +6.72% | +7.17% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from UTI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Banking & Psu Fund Regular-flexi Idcw | 1,116.2 | +0.22% | +0.99% | +2.04% | +4.87% | +6.72% | +7.17% |
| UTI Banking & Psu Fund Direct-flexi Idcw | 1,116.2 | +0.24% | +1.05% | +2.17% | +5.13% | +7.00% | +7.44% |
| UTI Banking & Psu Fund Direct-growth | 1,116.2 | +0.24% | +1.05% | +2.17% | +5.13% | +7.00% | +7.44% |
| UTI Banking & Psu Fund Regular-growth | 1,116.2 | +0.22% | +0.99% | +2.04% | +4.87% | +6.72% | +7.17% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly | 1,116.2 | +0.22% | +0.99% | +2.04% | +4.87% | +6.72% | +7.17% |
| UTI Banking & Psu Fund Regular-idcw Monthly | 1,116.2 | +0.22% | +0.99% | +2.04% | +4.87% | +6.72% | +7.17% |
| UTI Banking & Psu Fund Direct-idcw Monthly | 1,116.2 | +0.24% | +1.05% | +2.17% | +5.13% | +7.00% | +7.44% |
| UTI Banking & Psu Fund Regular-idcw Quarterly | 1,116.2 | +0.22% | +0.99% | +2.04% | +4.87% | +6.72% | +7.17% |
| UTI Banking & Psu Fund Direct-idcw Quarterly | 1,116.2 | +0.24% | +1.05% | +2.17% | +5.13% | +7.00% | +7.44% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth | 12,598.1 | +0.13% | +0.36% | +1.20% | +3.77% | +6.44% | +5.68% |
| Axis Banking & Psu Debt Direct Plan-growth | 12,598.1 | +0.16% | +0.43% | +1.34% | +4.06% | +6.74% | +5.98% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily | 12,598.1 | +0.16% | +0.43% | +1.34% | +4.06% | +6.74% | +5.98% |
| Axis Banking & Psu Debt Fund-idcw Daily | 12,598.1 | +0.13% | +0.36% | +1.20% | +3.77% | +6.44% | +5.68% |
| Axis Banking & Psu Debt Fund-idcw Monthly | 12,598.1 | +0.13% | +0.36% | +1.20% | +3.77% | +6.44% | +5.68% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly | 12,598.1 | +0.16% | +0.43% | +1.34% | +4.06% | +6.74% | +5.98% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly | 12,598.1 | +0.16% | +0.43% | +1.34% | +4.06% | +6.74% | +5.98% |
| Axis Banking & Psu Debt Fund-idcw Weekly | 12,598.1 | +0.13% | +0.36% | +1.20% | +3.77% | +6.44% | +5.68% |
| Bandhan Banking And Psu Fund Regular-growth | 12,289.2 | +0.26% | +0.66% | +1.59% | +3.99% | +6.42% | +5.69% |
| Bandhan Banking And Psu Fund Direct-growth | 12,289.2 | +0.28% | +0.74% | +1.75% | +4.31% | +6.74% | +6.01% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Uti Banking & Psu Fund Direct-flexi Idcw | ₹20.19 | +7.00% | +7.44% | — |
| Uti Banking & Psu Fund Direct-growth | ₹23.43 | +7.00% | +7.44% | — |
| Uti Banking & Psu Fund Direct-idcw Monthly | ₹13.58 | +7.00% | +7.44% | — |
| Uti Banking & Psu Fund Direct-idcw Quarterly | ₹17.44 | +7.00% | +7.44% | — |
| Uti Banking & Psu Fund Direct-idcw Yearly | ₹13.42 | +7.00% | +7.44% | — |
| Uti Banking & Psu Fund Regular-flexi Idcw | ₹15.41 | +6.72% | +7.17% | — |
| Uti Banking & Psu Fund Regular-growth | ₹22.99 | +6.72% | +7.17% | — |
| Uti Banking & Psu Fund Regular-idcw Half Yearly | ₹15.35 | +6.72% | +7.17% | — |
| Uti Banking & Psu Fund Regular-idcw Monthly | ₹13.32 | +6.72% | +7.17% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 29 May 2026 | ₹15.55 |
| 27 May 2026 | ₹15.54 |
| 25 May 2026 | ₹15.53 |
| 22 May 2026 | ₹15.52 |
| 21 May 2026 | ₹15.52 |
| 20 May 2026 | ₹15.53 |
| 19 May 2026 | ₹15.54 |
| 18 May 2026 | ₹15.54 |
| 15 May 2026 | ₹15.54 |
| 14 May 2026 | ₹15.55 |
| 13 May 2026 | ₹15.55 |
| 12 May 2026 | ₹15.55 |
| 11 May 2026 | ₹15.56 |
| 08 May 2026 | ₹15.56 |
| 07 May 2026 | ₹15.55 |
| 06 May 2026 | ₹15.55 |
| 05 May 2026 | ₹15.54 |
| 04 May 2026 | ₹15.54 |
| 30 Apr 2026 | ₹15.52 |
| 29 Apr 2026 | ₹15.53 |
| 28 Apr 2026 | ₹15.53 |
| 27 Apr 2026 | ₹15.53 |
| 24 Apr 2026 | ₹15.53 |
| 23 Apr 2026 | ₹15.53 |
| 22 Apr 2026 | ₹15.54 |
| 21 Apr 2026 | ₹15.53 |
| 20 Apr 2026 | ₹15.53 |
| 17 Apr 2026 | ₹15.53 |
| 16 Apr 2026 | ₹15.53 |
| 15 Apr 2026 | ₹15.52 |
Portfolio Updated on: 30 May, 2026
Fund Growth & Size Analysis
Compare Mutual funds
UTI Banking & Psu Fund Direct-idcw Half Yearly Returns Comparison
Compare UTI Banking & Psu Fund Direct-idcw Half Yearly with any MF,
EYF, stock or index
No funds found for your search.
UTI Banking & Psu Fund Direct-idcw Half Yearly FAQ'S
- Sharpe Ratio: 1.17%
- Standard Deviation: 0.98%
As of Tue Mar 31, 2026, the total assets managed under UTI Banking & Psu Fund Direct-idcw Half Yearly stand at approximately ₹ 1,116.2 crore.
The UTI Banking & Psu Fund Direct-idcw Half Yearly has delivered the following short-term performance:
- 3 Months Return: 1.05%
- 6 Months Return: 2.17%
The historical growth of the UTI Banking & Psu Fund Direct-idcw Half Yearly is reflected through its CAGR returns:
- 3 Year CAGR: 7.00%
- 5 Year CAGR: 7.44%
- Return Since Launch: 7.16%
The portfolio of UTI Banking & Psu Fund Direct-idcw Half Yearly is distributed across different asset classes as follows:
- Debt Instruments: 97.43%
- Other Assets: 2.57%
The UTI Banking & Psu Fund Direct-idcw Half Yearly is managed by Anurag Mittal, representing UTI Mutual Fund.
Top stock holdings of UTI Banking & Psu Fund Direct-idcw Half Yearly include:
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.32% of the portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.32% of the portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.38% of the portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.36% of the portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.48% of the portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 8.57% of the portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 7.89% of the portfolio
- CANARA BANK CD 28JAN27 – represents 1.00% of the portfolio
- KOTAK MAHINDRA BANK LIMITED CD 18DEC26 – represents 1.00% of the portfolio
- KOTAK MAHINDRA BANK LIMITED CD 18DEC26 – represents 6.39% of the portfolio
Major sector exposures in UTI Banking & Psu Fund Direct-idcw Half Yearly are:
- Financial – accounts for 728.49% of the portfolio
- Entities – accounts for 100.17% of the portfolio
- Energy & Utilities – accounts for 44.70% of the portfolio
- Industrials – accounts for 2.82% of the portfolio
- Technology – accounts for 1.36% of the portfolio
