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UTI Low Duration Fund Direct-growth
Debt
Moderate Risk
Latest AUM
₹ 2,246.2 Cr.
NAV as on 27 jul, 2026
₹ 3,854.89
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
UTI Low Duration Fund Direct-growth
Lock In
No Lock-in
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹100
Risk
Principal at moderate risk
Category Average Annual Returns
8.25
Portfolio Composition Analysis
Debt
95.08%
Cash
4.92%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Real Estate
Technology
Energy & Utilities
Consumer Staples
Industrials
Healthcare
Portfolio Updated on: 27 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| KOTAK MAHINDRA BANK LIMITED CD 08JAN27 | Financial | Certificate of Deposit | 7.92% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 1.00% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 1.00% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 1.00% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 1.00% |
| GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 | Financial | Treasury Bills | 1.00% |
| GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 | Financial | Treasury Bills | 1.00% |
| GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 | Financial | Treasury Bills | 1.00% |
| GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 | Financial | Treasury Bills | 1.00% |
| POWER FINANCE CORPORATION LTD. SR BS 212 OPT A 6.09 BD 27AG2 | Financial | Non Convertible Debenture | 4.78% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 2.23% |
| Standard Deviation | 0.48% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.70% | NA | 1.68% |
| 6 Months | 3.31% | NA | 4.35% |
| 9 Months | 4.57% | NA | 6.19% |
| 1 Year | 6.17% | 6.17% | 8.25% |
| 2 Years | 15.03% | 7.25% | 7.94% |
| 3 Years | 23.43% | 7.27% | 7.61% |
| 5 Years | 43.56% | 7.50% | 6.39% |
| 7 Years | 63.01% | 7.23% | NA |
| 10 Years | 80.44% | 6.08% | 7.03% |
UTI Low Duration Fund Direct-growth is one Debt mutual fund offered by UTI Mutual Fund. the fund aims Reasonable income consistent with high liquidity over short term. Investment in Debt & Money Market instruments. It manages assets worth ₹2,246.2 crore as on Tue Mar 31, 2026. The expense ratio stands at 0.3%.
Anurag Mittal has experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Sundaram Low Duration Fund Direct-growth | 435.7 | +0.63% | +1.71% | +3.25% | +6.04% | +7.33% | +8.12% |
| Sundaram Low Duration Fund Direct-idcw Monthly | 435.7 | +0.63% | +1.71% | +3.25% | +6.04% | +7.33% | +8.12% |
| UTI Low Duration Fund Direct-flexi Idcw | 2,246.2 | +0.56% | +1.70% | +3.31% | +6.17% | +7.27% | +7.50% |
| UTI Low Duration Fund Direct-flexi Idcw | 2,246.2 | +0.56% | +1.70% | +3.31% | +6.17% | +7.27% | +7.50% |
| UTI Low Duration Fund Direct-flexi Idcw | 2,246.2 | +0.56% | +1.70% | +3.31% | +6.17% | +7.27% | +7.50% |
| UTI Low Duration Fund Direct-idcw Daily | 2,246.2 | +0.56% | +1.70% | +3.31% | +6.17% | +7.27% | +7.50% |
| UTI Low Duration Fund Direct-idcw Daily | 2,246.2 | +0.56% | +1.70% | +3.31% | +6.17% | +7.27% | +7.50% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from UTI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Low Duration Fund Regular Plan-bonus | 2,246.2 | +0.55% | +1.68% | +3.26% | +6.06% | +7.17% | +7.38% |
| UTI Low Duration Fund Regular Plan-bonus | 2,246.2 | +0.55% | +1.68% | +3.26% | +6.06% | +7.17% | +7.38% |
| UTI Low Duration Fund Regular Plan-bonus | 2,246.2 | +0.55% | +1.68% | +3.26% | +6.06% | +7.17% | +7.38% |
| UTI Low Duration Fund Direct-flexi Idcw | 2,246.2 | +0.56% | +1.70% | +3.31% | +6.17% | +7.27% | +7.50% |
| UTI Low Duration Fund Regular Plan-flexi Idcw | 2,246.2 | +0.55% | +1.68% | +3.26% | +6.06% | +7.17% | +7.38% |
| UTI Low Duration Fund Direct-flexi Idcw | 2,246.2 | +0.56% | +1.70% | +3.31% | +6.17% | +7.27% | +7.50% |
| UTI Low Duration Fund Direct-flexi Idcw | 2,246.2 | +0.56% | +1.70% | +3.31% | +6.17% | +7.27% | +7.50% |
| UTI Low Duration Fund Regular Plan-flexi Idcw | 2,246.2 | +0.55% | +1.68% | +3.26% | +6.06% | +7.17% | +7.38% |
| UTI Low Duration Fund Regular Plan-flexi Idcw | 2,246.2 | +0.55% | +1.68% | +3.26% | +6.06% | +7.17% | +7.38% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Savings Fund Direct Plan-growth | 26,664.5 | +0.61% | +1.78% | +3.40% | +6.40% | +7.53% | +6.69% |
| ICICI Prudential Savings Fund-growth | 26,664.5 | +0.59% | +1.74% | +3.32% | +6.26% | +7.40% | +6.57% |
| ICICI Prudential Savings Fund Direct Plan-growth | 26,664.5 | +0.61% | +1.78% | +3.40% | +6.40% | +7.53% | +6.69% |
| ICICI Prudential Savings Fund Direct Plan-growth | 26,664.5 | +0.61% | +1.78% | +3.40% | +6.40% | +7.53% | +6.69% |
| ICICI Prudential Savings Fund-growth | 26,664.5 | +0.59% | +1.74% | +3.32% | +6.26% | +7.40% | +6.57% |
| ICICI Prudential Savings Fund-growth | 26,664.5 | +0.59% | +1.74% | +3.32% | +6.26% | +7.40% | +6.57% |
| ICICI Prudential Savings Fund Direct Plan-growth | 26,664.5 | +0.61% | +1.78% | +3.40% | +6.40% | +7.53% | +6.69% |
| ICICI Prudential Savings Fund-idcw Daily | 26,664.5 | +0.59% | +1.74% | +3.32% | +6.26% | +7.40% | +6.57% |
| ICICI Prudential Savings Fund-idcw Daily | 26,664.5 | +0.59% | +1.74% | +3.32% | +6.26% | +7.40% | +6.57% |
| ICICI Prudential Savings Fund Direct Plan-idcw Daily | 26,664.5 | +0.61% | +1.78% | +3.40% | +6.40% | +7.53% | +6.69% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Sundaram Low Duration Fund Direct-growth | ₹3,963.21 | +7.33% | +8.12% | — |
| Sundaram Low Duration Fund Direct-idcw Monthly | ₹1,113.71 | +7.33% | +8.12% | — |
| Uti Low Duration Fund Direct-flexi Idcw | ₹1,636.48 | +7.27% | +7.50% | — |
| Uti Low Duration Fund Direct-flexi Idcw | ₹1,636.48 | +7.27% | +7.50% | — |
| Uti Low Duration Fund Direct-flexi Idcw | ₹1,636.48 | +7.27% | +7.50% | — |
| Uti Low Duration Fund Direct-idcw Daily | ₹1,471.78 | +7.27% | +7.50% | — |
| Uti Low Duration Fund Direct-idcw Daily | ₹1,471.78 | +7.27% | +7.50% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 27 Jul 2026 | ₹3,854.89 |
| 24 Jul 2026 | ₹3,851.78 |
| 23 Jul 2026 | ₹3,850.84 |
| 22 Jul 2026 | ₹3,850.13 |
| 21 Jul 2026 | ₹3,850.30 |
| 20 Jul 2026 | ₹3,848.69 |
| 17 Jul 2026 | ₹3,848.03 |
| 16 Jul 2026 | ₹3,846.20 |
| 15 Jul 2026 | ₹3,844.29 |
| 14 Jul 2026 | ₹3,843.59 |
| 13 Jul 2026 | ₹3,846.16 |
| 10 Jul 2026 | ₹3,844.83 |
| 09 Jul 2026 | ₹3,843.25 |
| 08 Jul 2026 | ₹3,841.42 |
| 07 Jul 2026 | ₹3,844.82 |
| 06 Jul 2026 | ₹3,845.97 |
| 03 Jul 2026 | ₹3,844.85 |
| 02 Jul 2026 | ₹3,844.13 |
| 01 Jul 2026 | ₹3,841.64 |
| 30 Jun 2026 | ₹3,839.36 |
| 29 Jun 2026 | ₹3,837.78 |
| 25 Jun 2026 | ₹3,833.28 |
| 24 Jun 2026 | ₹3,829.76 |
| 23 Jun 2026 | ₹3,828.08 |
| 22 Jun 2026 | ₹3,827.41 |
| 19 Jun 2026 | ₹3,824.97 |
| 18 Jun 2026 | ₹3,824.34 |
| 17 Jun 2026 | ₹3,822.95 |
| 15 Jun 2026 | ₹3,821.33 |
| 12 Jun 2026 | ₹3,817.46 |
Portfolio Updated on: 28 Jul, 2026
Fund Growth & Size Analysis
+₹2,246.2 Cr
Since Launch
This Fund
Category Average
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UTI Low Duration Fund Direct-growth Returns Comparison
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UTI Low Duration Fund Direct-growth FAQ'S
- Sharpe Ratio: 2.23%
- Standard Deviation: 0.48%
As of Tue Mar 31, 2026, the total assets managed under UTI Low Duration Fund Direct-growth stand at approximately ₹ 2,246.2 crore.
The UTI Low Duration Fund Direct-growth has delivered the following short-term performance:
- 3 Months Return: 1.70%
- 6 Months Return: 3.31%
The historical growth of the UTI Low Duration Fund Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 7.27%
- 5 Year CAGR: 7.50%
- Return Since Launch: 6.94%
The portfolio of UTI Low Duration Fund Direct-growth is distributed across different asset classes as follows:
- Debt Instruments: 95.08%
- Other Assets: 4.92%
The UTI Low Duration Fund Direct-growth is managed by Anurag Mittal, representing UTI Mutual Fund.
Top stock holdings of UTI Low Duration Fund Direct-growth include:
- KOTAK MAHINDRA BANK LIMITED CD 08JAN27 – represents 7.92% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC – represents 1.00% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC – represents 1.00% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC – represents 1.00% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 – represents 1.00% of the portfolio
- POWER FINANCE CORPORATION LTD. SR BS 212 OPT A 6.09 BD 27AG26 FVRS10LAC – represents 4.78% of the portfolio
Major sector exposures in UTI Low Duration Fund Direct-growth are:
- Financial – accounts for 564.31% of the portfolio
- Real Estate – accounts for 76.16% of the portfolio
- Technology – accounts for 63.56% of the portfolio
- Energy & Utilities – accounts for 58.47% of the portfolio
- Consumer Staples – accounts for 44.50% of the portfolio
