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UTI Low Duration Fund Direct-growth
Debt
Low to Moderate Risk
Latest AUM
₹ 2,459.7 Cr.
NAV as on 26 oct, 2026
₹ 3,897.53
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
UTI Low Duration Fund Direct-growth
Inception Date
01 Jan 2013
Lock In
No Lock-in
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹100
Risk
Principal at low to moderate risk
Category Average Annual Returns
7.73
Portfolio Composition Analysis
Debt
95.08%
Cash
4.92%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Real Estate
Technology
Energy & Utilities
Industrials
Consumer Staples
Healthcare
Portfolio Updated on: 26 oct, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| KOTAK MAHINDRA BANK LIMITED CD 08JAN27 | Financial | Certificate of Deposit | 7.92% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 8.16% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 8.16% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 6.45% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 6.33% |
| GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 | Financial | Treasury Bills | 7.94% |
| GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 | Financial | Treasury Bills | 7.94% |
| GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 | Financial | Treasury Bills | 6.16% |
| GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 | Financial | Treasury Bills | 6.22% |
| POWER FINANCE CORPORATION LTD. SR BS 212 OPT A 6.09 BD 27AG2 | Financial | Non Convertible Debenture | 4.78% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 2.08% |
| Standard Deviation | 0.63% |
| Sortino Ratio | 3.11% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.19% | NA | 1.55% |
| 6 Months | 2.86% | NA | 4.10% |
| 9 Months | 4.52% | NA | 5.81% |
| 1 Year | 5.74% | 5.74% | 7.73% |
| 2 Years | 14.02% | 6.78% | 7.42% |
| 3 Years | 22.92% | 7.12% | 7.09% |
| 5 Years | 36.88% | 6.48% | 5.87% |
| 7 Years | 61.31% | 7.07% | NA |
| 10 Years | 78.58% | 5.97% | 6.55% |
UTI Low Duration Fund Direct-growth is one Debt mutual fund offered by UTI Mutual Fund. Launched on 01 Jan 2013, the fund aims Reasonable income consistent with high liquidity over short term. Investment in Debt & Money Market instruments. It manages assets worth ₹2,459.7 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.33%.
Anurag Mittal has experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HSBC Low Duration Fund Direct-growth | 914.9 | +0.18% | +1.20% | +2.92% | +5.86% | +7.70% | +6.91% |
| HSBC Low Duration Fund Direct-idcw Monthly | 914.9 | +0.18% | +1.20% | +2.92% | +5.86% | +7.70% | +6.91% |
| HSBC Low Duration Fund Direct-idcw Yearly | 914.9 | +0.18% | +1.20% | +2.92% | +5.86% | +7.70% | +6.91% |
| Aditya Birla Sun Life Low Duration Fund Direct-growth | 9,774.9 | +0.18% | +1.06% | +2.77% | +5.65% | +7.21% | +6.73% |
| Aditya Birla Sun Life Low Duration Fund Direct-idcw Daily | 9,774.9 | +0.18% | +1.06% | +2.77% | +5.65% | +7.21% | +6.73% |
| Aditya Birla Sun Life Low Duration Fund Direct-idcw Weekly | 9,774.9 | +0.18% | +1.06% | +2.77% | +5.65% | +7.21% | +6.73% |
| Nippon India Low Duration Fund Direct-growth | 7,379.1 | +0.24% | +1.26% | +3.03% | +5.96% | +7.33% | +6.72% |
| Nippon India Low Duration Fund Direct-idcw | 7,379.1 | +0.24% | +1.26% | +3.03% | +5.96% | +7.33% | +6.72% |
| Nippon India Low Duration Fund Direct-idcw Daily | 7,379.1 | +0.24% | +1.26% | +3.03% | +5.96% | +7.33% | +6.72% |
| Nippon India Low Duration Fund Direct-idcw Monthly | 7,379.1 | +0.24% | +1.26% | +3.03% | +5.96% | +7.33% | +6.72% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from UTI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Low Duration Fund Regular Plan-bonus | 2,459.7 | +0.18% | +1.15% | +2.80% | +5.61% | +7.02% | +6.37% |
| UTI Low Duration Fund Direct-flexi Idcw | 2,459.7 | +0.20% | +1.19% | +2.86% | +5.74% | +7.12% | +6.48% |
| UTI Low Duration Fund Regular Plan-flexi Idcw | 2,459.7 | +0.18% | +1.15% | +2.80% | +5.61% | +7.02% | +6.37% |
| UTI Low Duration Fund Regular Plan-growth | 2,459.7 | +0.18% | +1.15% | +2.80% | +5.61% | +7.02% | +6.37% |
| UTI Low Duration Fund Direct-idcw Daily | 2,459.7 | +0.20% | +1.19% | +2.86% | +5.74% | +7.12% | +6.48% |
| UTI Low Duration Fund Regular Plan-idcw Daily | 2,459.7 | +0.18% | +1.15% | +2.80% | +5.61% | +7.02% | +6.37% |
| UTI Low Duration Fund Direct-idcw Fortnightly | 2,459.7 | +0.20% | +1.19% | +2.86% | +5.74% | +7.12% | +6.48% |
| UTI Low Duration Fund Regular Plan-idcw Fortnightly | 2,459.7 | +0.18% | +1.15% | +2.80% | +5.61% | +7.02% | +6.37% |
| UTI Low Duration Fund Direct-idcw Half Yearly | 2,459.7 | +0.20% | +1.19% | +2.86% | +5.74% | +7.12% | +6.48% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Savings Fund Direct Plan-growth | 22,339.1 | +0.12% | +1.07% | +2.80% | +5.85% | +7.27% | +6.61% |
| ICICI Prudential Savings Fund-growth | 22,339.1 | +0.12% | +1.04% | +2.73% | +5.70% | +7.14% | +6.49% |
| ICICI Prudential Savings Fund Direct Plan-idcw Daily | 22,339.1 | +0.12% | +1.07% | +2.80% | +5.85% | +7.27% | +6.61% |
| ICICI Prudential Savings Fund-idcw Daily | 22,339.1 | +0.12% | +1.04% | +2.73% | +5.70% | +7.14% | +6.49% |
| ICICI Prudential Savings Fund Direct Plan-idcw Fortnightly | 22,339.1 | +0.12% | +1.07% | +2.80% | +5.85% | +7.27% | +6.61% |
| ICICI Prudential Savings Fund-idcw Fortnightly | 22,339.1 | +0.12% | +1.04% | +2.73% | +5.70% | +7.14% | +6.49% |
| ICICI Prudential Savings Fund Direct Plan-idcw Monthly | 22,339.1 | +0.12% | +1.07% | +2.80% | +5.85% | +7.27% | +6.61% |
| ICICI Prudential Savings Fund-idcw Monthly | 22,339.1 | +0.12% | +1.04% | +2.73% | +5.70% | +7.14% | +6.49% |
| ICICI Prudential Savings Fund Direct Plan-idcw Others | 22,339.1 | +0.12% | +1.07% | +2.80% | +5.85% | +7.27% | +6.61% |
| ICICI Prudential Savings Fund-d Others | 22,339.1 | +0.12% | +1.04% | +2.73% | +5.70% | +7.14% | +6.49% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Hsbc Low Duration Fund Direct-growth | ₹32.77 | +7.70% | +6.91% | — |
| Hsbc Low Duration Fund Direct-idcw Monthly | ₹11.07 | +7.70% | +6.91% | — |
| Hsbc Low Duration Fund Direct-idcw Yearly | ₹10.66 | +7.70% | +6.91% | — |
| Aditya Birla Sun Life Low Duration Fund Direct-growth | ₹786.03 | +7.21% | +6.73% | — |
| Aditya Birla Sun Life Low Duration Fund Direct-idcw Daily | ₹99.92 | +7.21% | +6.73% | — |
| Aditya Birla Sun Life Low Duration Fund Direct-idcw Weekly | ₹100.51 | +7.21% | +6.73% | — |
| Nippon India Low Duration Fund Direct-growth | ₹4,304.58 | +7.33% | +6.72% | — |
| Nippon India Low Duration Fund Direct-idcw | ₹2,276.61 | +7.33% | +6.72% | — |
| Nippon India Low Duration Fund Direct-idcw Daily | ₹1,011.79 | +7.33% | +6.72% | — |
| Nippon India Low Duration Fund Direct-idcw Monthly | ₹1,037.60 | +7.33% | +6.72% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 26 Oct 2026 | ₹3,897.53 |
| 23 Oct 2026 | ₹3,895.25 |
| 22 Oct 2026 | ₹3,895.77 |
| 03 Aug 2026 | ₹3,860.47 |
| 31 Jul 2026 | ₹3,857.50 |
| 30 Jul 2026 | ₹3,856.26 |
| 29 Jul 2026 | ₹3,856.35 |
| 28 Jul 2026 | ₹3,855.93 |
| 27 Jul 2026 | ₹3,854.89 |
| 24 Jul 2026 | ₹3,851.78 |
| 23 Jul 2026 | ₹3,850.84 |
| 22 Jul 2026 | ₹3,850.13 |
| 21 Jul 2026 | ₹3,850.30 |
| 20 Jul 2026 | ₹3,848.69 |
| 17 Jul 2026 | ₹3,848.03 |
| 16 Jul 2026 | ₹3,846.20 |
| 15 Jul 2026 | ₹3,844.29 |
| 14 Jul 2026 | ₹3,843.59 |
| 13 Jul 2026 | ₹3,846.16 |
| 10 Jul 2026 | ₹3,844.83 |
| 09 Jul 2026 | ₹3,843.25 |
| 08 Jul 2026 | ₹3,841.42 |
| 07 Jul 2026 | ₹3,844.82 |
| 06 Jul 2026 | ₹3,845.97 |
| 03 Jul 2026 | ₹3,844.85 |
| 02 Jul 2026 | ₹3,844.13 |
| 01 Jul 2026 | ₹3,841.64 |
| 30 Jun 2026 | ₹3,839.36 |
| 29 Jun 2026 | ₹3,837.78 |
| 25 Jun 2026 | ₹3,833.28 |
Portfolio Updated on: 27 Oct, 2026
Fund Growth & Size Analysis
+₹2,459.7 Cr
Since Launch
This Fund
Category Average
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UTI Low Duration Fund Direct-growth Returns Comparison
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UTI Low Duration Fund Direct-growth FAQ'S
- Sharpe Ratio: 2.08%
- Standard Deviation: 0.63%
- Sortino Ratio: 3.11%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under UTI Low Duration Fund Direct-growth stand at approximately ₹ 2,459.7 crore.
The UTI Low Duration Fund Direct-growth has delivered the following short-term performance:
- 3 Months Return: 1.19%
- 6 Months Return: 2.86%
The historical growth of the UTI Low Duration Fund Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 7.12%
- 5 Year CAGR: 6.48%
- Return Since Launch: 6.89%
The portfolio of UTI Low Duration Fund Direct-growth is distributed across different asset classes as follows:
- Debt Instruments: 95.08%
- Other Assets: 4.92%
The UTI Low Duration Fund Direct-growth is managed by Anurag Mittal, representing UTI Mutual Fund.
Top stock holdings of UTI Low Duration Fund Direct-growth include:
- KOTAK MAHINDRA BANK LIMITED CD 08JAN27 – represents 7.92% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC – represents 8.16% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC – represents 8.16% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC – represents 6.45% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC – represents 6.33% of the portfolio
- GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 – represents 7.94% of the portfolio
- GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 – represents 7.94% of the portfolio
- GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 – represents 6.16% of the portfolio
- GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 – represents 6.22% of the portfolio
- POWER FINANCE CORPORATION LTD. SR BS 212 OPT A 6.09 BD 27AG26 FVRS10LAC – represents 4.78% of the portfolio
Major sector exposures in UTI Low Duration Fund Direct-growth are:
- Financial – accounts for 701.42% of the portfolio
- Real Estate – accounts for 99.77% of the portfolio
- Technology – accounts for 70.04% of the portfolio
- Energy & Utilities – accounts for 62.83% of the portfolio
- Industrials – accounts for 52.52% of the portfolio
