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UTI Unit Linked Insurance Plan Direct
Hybrid
Large Cap
High Risk
Latest AUM
₹ 5,027.4 Cr.
NAV as on 03 aug, 2026
₹ 47.34
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
UTI Unit Linked Insurance Plan Direct
Inception Date
01 Jan 2013
Lock In
No Lock-in
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹1000
Risk
Principal at high risk
Category Average Annual Returns
2.86
Portfolio Composition Analysis
Equity
38.70%
Debt
58.71%
Cash
2.59%
Portfolio Updated on: 13 Jul, 2026
Sector Allocations
Equity
Debt
Entities
Financial
Industrials
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 8.67% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 8.18% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 7.77% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 7.77% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 8.18% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 8.18% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 7.75% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 7.75% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 7.71% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 7.87% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.41% |
| Standard Deviation | 6.77% |
| Sortino Ratio | 0.56% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 7.19% | NA | 2.03% |
| 6 Months | 4.55% | NA | 8.29% |
| 9 Months | 2.66% | NA | 4.43% |
| 1 Year | 4.29% | 4.29% | 2.86% |
| 2 Years | 12.38% | 6.01% | 14.51% |
| 3 Years | 29.43% | 8.98% | 13.46% |
| 5 Years | 44.03% | 7.57% | 14.09% |
| 7 Years | 90.69% | 9.66% | NA |
| 10 Years | 118.30% | 8.12% | 10.51% |
UTI Unit Linked Insurance Plan Direct is one Hybrid mutual fund offered by UTI Mutual Fund. Launched on 01 Jan 2013, the fund aims Long term capital appreciation. Investment in equity instruments (maximum-40%) and debt instruments. It manages assets worth ₹5,027.4 crore as on Tue Jun 30, 2026. The expense ratio stands at 1%.
Sunil Madhukar Patil has experience He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.
Ajay Tyagi has experience He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from UTI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Unit Linked Insurance Plan | 5,027.4 | +2.63% | +7.03% | +4.25% | +3.66% | +8.26% | +6.82% |
| UTI Balanced Advantage Fund Regular-growth | 3,022.0 | +2.38% | +3.88% | -0.79% | +2.40% | — | — |
| UTI Balanced Advantage Fund Direct-growth | 3,022.0 | +2.49% | +4.22% | -0.16% | +3.77% | — | — |
| UTI Balanced Advantage Fund Regular-idcw | 3,022.0 | +2.38% | +3.88% | -0.79% | +2.40% | — | — |
| UTI Balanced Advantage Fund Direct-idcw | 3,022.0 | +2.49% | +4.22% | -0.16% | +3.77% | — | — |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund Regular-growth | 106,456.2 | +1.31% | +3.36% | +0.19% | +4.01% | +13.35% | +14.85% |
| HDFC Balanced Advantage Fund Direct-growth | 106,456.2 | +1.36% | +3.51% | +0.46% | +4.62% | +14.03% | +15.57% |
| HDFC Balanced Advantage Fund Regular-idcw | 106,456.2 | +1.31% | +3.36% | +0.19% | +4.01% | +13.35% | +14.85% |
| HDFC Balanced Advantage Fund Direct-idcw | 106,456.2 | +1.36% | +3.51% | +0.46% | +4.62% | +14.03% | +15.57% |
| ICICI Prudential Balanced Advantage Direct-growth | 72,486.3 | +2.67% | +6.12% | +3.87% | +9.90% | +13.09% | +11.91% |
| ICICI Prudential Balanced Advantage-growth | 72,486.3 | +2.62% | +5.99% | +3.59% | +9.30% | +12.42% | +11.23% |
| ICICI Prudential Balanced Advantage-idcw | 72,486.3 | +2.62% | +5.99% | +3.59% | +9.30% | +12.42% | +11.23% |
| ICICI Prudential Balanced Advantage Direct-idcw | 72,486.3 | +2.67% | +6.12% | +3.87% | +9.90% | +13.09% | +11.91% |
| SBI Balanced Advantage Fund Regular-growth | 41,512.9 | +1.34% | +2.43% | +0.93% | +6.42% | +10.65% | — |
| SBI Balanced Advantage Fund Direct-growth | 41,512.9 | +1.41% | +2.64% | +1.34% | +7.30% | +11.61% | — |
Top funds are based on Fund AUM
Top Hybrid Funds
| Fund name | ||||
|---|---|---|---|---|
| Hdfc Balanced Advantage Fund Direct-growth | ₹578.52 | +14.03% | +15.57% | — |
| Hdfc Balanced Advantage Fund Direct-idcw | ₹43.90 | +14.03% | +15.57% | — |
| Hdfc Balanced Advantage Fund Regular-growth | ₹532.05 | +13.35% | +14.85% | — |
| Hdfc Balanced Advantage Fund Regular-idcw | ₹36.90 | +13.35% | +14.85% | — |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-growth | ₹62.33 | +14.06% | +12.80% | — |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-idcw Half Yearly | ₹57.09 | +14.06% | +12.80% | — |
| Baroda Bnp Paribas Balanced Advantage Fund Direct-growth | ₹28.91 | +13.79% | +12.43% | — |
| Baroda Bnp Paribas Balanced Advantage Fund Direct-idcw | ₹17.93 | +13.79% | +12.43% | — |
| Franklin India Dynamic Asset Allocation Active Fof Direct-growth | ₹191.00 | +10.84% | +12.06% | — |
| Franklin India Dynamic Asset Allocation Active Fof Direct-idcw | ₹48.00 | +10.84% | +12.06% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹47.34 |
| 31 Jul 2026 | ₹47.04 |
| 30 Jul 2026 | ₹46.93 |
| 29 Jul 2026 | ₹46.91 |
| 28 Jul 2026 | ₹46.71 |
| 27 Jul 2026 | ₹46.54 |
| 24 Jul 2026 | ₹46.17 |
| 23 Jul 2026 | ₹46.17 |
| 22 Jul 2026 | ₹46.30 |
| 21 Jul 2026 | ₹46.48 |
| 20 Jul 2026 | ₹46.45 |
| 17 Jul 2026 | ₹46.40 |
| 16 Jul 2026 | ₹46.43 |
| 15 Jul 2026 | ₹46.31 |
| 14 Jul 2026 | ₹46.16 |
| 13 Jul 2026 | ₹46.35 |
| 10 Jul 2026 | ₹46.34 |
| 09 Jul 2026 | ₹46.14 |
| 08 Jul 2026 | ₹45.99 |
| 07 Jul 2026 | ₹46.40 |
| 06 Jul 2026 | ₹46.29 |
| 03 Jul 2026 | ₹46.11 |
| 02 Jul 2026 | ₹46.03 |
| 01 Jul 2026 | ₹45.81 |
| 30 Jun 2026 | ₹45.71 |
| 29 Jun 2026 | ₹45.59 |
| 25 Jun 2026 | ₹45.68 |
| 24 Jun 2026 | ₹45.66 |
| 23 Jun 2026 | ₹45.49 |
| 22 Jun 2026 | ₹45.57 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹5,027.4 Cr
Since Launch
This Fund
Category Average
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UTI Unit Linked Insurance Plan Direct Returns Comparison
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UTI Unit Linked Insurance Plan Direct FAQ'S
- Sharpe Ratio: 0.41%
- Standard Deviation: 6.77%
- Sortino Ratio: 0.56%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under UTI Unit Linked Insurance Plan Direct stand at approximately ₹ 5,027.4 crore.
The UTI Unit Linked Insurance Plan Direct has delivered the following short-term performance:
- 3 Months Return: 7.19%
- 6 Months Return: 4.55%
The historical growth of the UTI Unit Linked Insurance Plan Direct is reflected through its CAGR returns:
- 3 Year CAGR: 8.98%
- 5 Year CAGR: 7.57%
- Return Since Launch: 8.94%
The portfolio of UTI Unit Linked Insurance Plan Direct is distributed across different asset classes as follows:
- Equity: 38.70%
- Debt Instruments: 58.71%
- Other Assets: 2.59%
The UTI Unit Linked Insurance Plan Direct is managed by Ajay Tyagi, representing UTI Mutual Fund.
The UTI Unit Linked Insurance Plan Direct investments are allocated across market caps in the following manner:
- Large Cap Stocks: 64.34%
- Mid Cap Stocks: 26.11%
- Small Cap Stocks: 9.54%
Top stock holdings of UTI Unit Linked Insurance Plan Direct include:
- GOI Sec 7.18 24/07/2037 – represents 8.67% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 8.18% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 7.77% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 7.77% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 8.18% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 8.18% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 7.75% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 7.75% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 7.71% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 7.87% of the portfolio
Major sector exposures in UTI Unit Linked Insurance Plan Direct are:
- Entities – accounts for 349.87% of the portfolio
- Financial – accounts for 282.72% of the portfolio
- Technology – accounts for 125.45% of the portfolio
- Consumer Discretionary – accounts for 59.11% of the portfolio
- Consumer Staples – accounts for 20.34% of the portfolio
