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Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw
Debt
Moderate Risk
Latest AUM
₹ 8,807.1 Cr.
NAV as on 27 jul, 2026
₹ 106.81
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw
Inception Date
01 Jan 2013
Lock In
No Lock-in
Risk
Principal at moderate risk
Category Average Annual Returns
7.99
Portfolio Composition Analysis
Debt
96.78%
Cash
3.22%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Financial
Entities
Energy & Utilities
Technology
Portfolio Updated on: 27 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 1.00% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 4.69% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 1.00% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 1.00% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 4.30% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 4.36% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 4.09% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXXI 6.94 BD 15AP35 FVRS1LAC | Energy & Utilities | Bonds | 4.01% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXXI 6.94 BD 15AP35 FVRS1LAC | Energy & Utilities | Bonds | 3.77% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXXI 6.94 BD 15AP35 FVRS1LAC | Energy & Utilities | Bonds | 3.77% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.73% |
| Standard Deviation | 1.35% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.94% | NA | 0.62% |
| 6 Months | 3.22% | NA | 4.32% |
| 9 Months | 3.68% | NA | 6.08% |
| 1 Year | 5.01% | 5.01% | 7.99% |
| 2 Years | 14.66% | 7.08% | 7.75% |
| 3 Years | 23.33% | 7.24% | 7.17% |
| 5 Years | 36.24% | 6.38% | 5.91% |
| 7 Years | 60.37% | 6.98% | NA |
| 10 Years | 103.43% | 7.36% | 7.20% |
Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 01 Jan 2013, the fund aims Reasonable returns with convenience of liquidity over short term. Investments in debt and money market instruments. It manages assets worth ₹8,807.1 crore as on Tue Mar 31, 2026. The expense ratio stands at 0.39%.
Harshil Suvarnkar has experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Kaustubh Gupta has experience Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-flexi Idcw | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-growth | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Monthly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Monthly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Quarterly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Yearly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Yearly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Aditya Birla Sun Life Mutual Fund
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Banking & Psu Debt Direct Plan-growth | 12,598.1 | +0.52% | +2.02% | +3.30% | +5.40% | +7.18% | +6.24% |
| Axis Banking & Psu Debt Fund-growth | 12,598.1 | +0.49% | +1.94% | +3.15% | +5.10% | +6.88% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily | 12,598.1 | +0.52% | +2.02% | +3.30% | +5.40% | +7.18% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Daily | 12,598.1 | +0.49% | +1.94% | +3.15% | +5.10% | +6.88% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly | 12,598.1 | +0.52% | +2.02% | +3.30% | +5.40% | +7.18% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Monthly | 12,598.1 | +0.49% | +1.94% | +3.15% | +5.10% | +6.88% | +5.94% |
| Axis Banking & Psu Debt Fund-idcw Weekly | 12,598.1 | +0.49% | +1.94% | +3.15% | +5.10% | +6.88% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly | 12,598.1 | +0.52% | +2.02% | +3.30% | +5.40% | +7.18% | +6.24% |
| Bandhan Banking And Psu Fund Regular-growth | 12,289.2 | +0.43% | +2.15% | +3.61% | +5.47% | +6.92% | +5.97% |
| Bandhan Banking And Psu Fund Regular-growth | 12,289.2 | +0.43% | +2.15% | +3.61% | +5.47% | +6.92% | +5.97% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Uti Banking & Psu Fund Direct-flexi Idcw | ₹20.51 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-flexi Idcw | ₹20.51 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-growth | ₹23.80 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Half Yearly | ₹15.80 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Half Yearly | ₹15.80 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Monthly | ₹13.69 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Monthly | ₹13.69 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Quarterly | ₹17.72 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Yearly | ₹13.63 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Yearly | ₹13.63 | +7.34% | +7.65% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 27 Jul 2026 | ₹106.81 |
| 24 Jul 2026 | ₹106.60 |
| 23 Jul 2026 | ₹106.59 |
| 22 Jul 2026 | ₹106.61 |
| 21 Jul 2026 | ₹106.66 |
| 20 Jul 2026 | ₹106.57 |
| 17 Jul 2026 | ₹106.60 |
| 16 Jul 2026 | ₹106.58 |
| 15 Jul 2026 | ₹106.51 |
| 14 Jul 2026 | ₹106.46 |
| 13 Jul 2026 | ₹106.70 |
| 10 Jul 2026 | ₹106.69 |
| 09 Jul 2026 | ₹106.58 |
| 08 Jul 2026 | ₹106.56 |
| 07 Jul 2026 | ₹106.80 |
| 06 Jul 2026 | ₹106.84 |
| 03 Jul 2026 | ₹106.80 |
| 02 Jul 2026 | ₹106.77 |
| 01 Jul 2026 | ₹106.65 |
| 30 Jun 2026 | ₹106.62 |
| 29 Jun 2026 | ₹106.46 |
| 25 Jun 2026 | ₹106.31 |
| 24 Jun 2026 | ₹106.13 |
| 23 Jun 2026 | ₹106.04 |
| 22 Jun 2026 | ₹105.99 |
| 19 Jun 2026 | ₹105.92 |
| 18 Jun 2026 | ₹105.90 |
| 17 Jun 2026 | ₹105.85 |
| 15 Jun 2026 | ₹105.81 |
| 12 Jun 2026 | ₹105.69 |
Portfolio Updated on: 28 Jul, 2026
Fund Growth & Size Analysis
+₹8,807.1 Cr
Since Launch
This Fund
Category Average
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Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw Returns Comparison
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Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw FAQ'S
- Sharpe Ratio: 0.73%
- Standard Deviation: 1.35%
As of Tue Mar 31, 2026, the total assets managed under Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw stand at approximately ₹ 8,807.1 crore.
The Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw has delivered the following short-term performance:
- 3 Months Return: 1.94%
- 6 Months Return: 3.22%
The historical growth of the Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 7.24%
- 5 Year CAGR: 6.38%
- Return Since Launch: 8.25%
The portfolio of Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw is distributed across different asset classes as follows:
- Debt Instruments: 96.78%
- Other Assets: 3.22%
The Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw is managed by Kaustubh Gupta, representing Aditya Birla Sun Life Mutual Fund.
Top stock holdings of Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw include:
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 4.69% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 1.00% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 1.00% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 4.30% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 4.36% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 4.09% of the portfolio
- POWER GRID CORPORATION OF INDIA LIMITED SR LXXXI 6.94 BD 15AP35 FVRS1LAC – represents 4.01% of the portfolio
- POWER GRID CORPORATION OF INDIA LIMITED SR LXXXI 6.94 BD 15AP35 FVRS1LAC – represents 3.77% of the portfolio
- POWER GRID CORPORATION OF INDIA LIMITED SR LXXXI 6.94 BD 15AP35 FVRS1LAC – represents 3.77% of the portfolio
Major sector exposures in Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw are:
- Financial – accounts for 566.69% of the portfolio
- Entities – accounts for 41.20% of the portfolio
- Energy & Utilities – accounts for 33.43% of the portfolio
- Technology – accounts for 14.56% of the portfolio
