Grow Your Wealth
with Mutual Funds
DSP Credit Risk Fund Direct Plan-idcw
Debt
Moderately High Risk
Latest AUM
₹ 275.3 Cr.
NAV as on 03 aug, 2026
₹ 12.69
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
DSP Credit Risk Fund Direct Plan-idcw
Inception Date
01 Jan 2013
Lock In
No Lock-in
Risk
Principal at moderately high risk
Category Average Annual Returns
11.50
Portfolio Composition Analysis
Debt
93.93%
Cash
6.07%
Portfolio Updated on: 06 Jul, 2026
Sector Allocations
Debt
Other
Financial
Entities
Industrials
Energy & Utilities
Materials
Consumer Staples
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 14.68% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 13.91% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 9.30% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 9.30% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 9.45% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 9.99% |
| KOTAK MAHINDRA BANK LIMITED CD 04FEB27 | Financial | Certificate of Deposit | 8.73% |
| KOTAK MAHINDRA BANK LIMITED CD 04FEB27 | Financial | Certificate of Deposit | 8.73% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 8.99% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 9.66% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.38% |
| Standard Deviation | 7.41% |
| Sortino Ratio | 8.37% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 3.13% | NA | 1.56% |
| 6 Months | 9.11% | NA | 6.78% |
| 9 Months | 9.63% | NA | 9.16% |
| 1 Year | 11.03% | 11.03% | 11.50% |
| 2 Years | 37.10% | 17.09% | 10.29% |
| 3 Years | 59.71% | 16.89% | 9.30% |
| 5 Years | 86.70% | 13.30% | 10.13% |
| 7 Years | 108.27% | 11.05% | NA |
| 10 Years | 133.50% | 8.85% | 7.32% |
DSP Credit Risk Fund Direct Plan-idcw is one Debt mutual fund offered by DSP Mutual Fund. Launched on 01 Jan 2013, the fund aims Income over a medium-term to long term investment horizon. Investment predominantly in corporate bonds which are AA and below rated instruments. It manages assets worth ₹275.3 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.46%.
Shalini Vasanta has experience Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Vivekanand Ramakrishnan has experience Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | 86.7 | +0.43% | +1.69% | +8.79% | +17.50% | +10.04% | +27.76% |
| Bank Of India Credit Risk Fund Regular-growth | 86.7 | +0.37% | +1.54% | +8.52% | +16.97% | +9.62% | +27.33% |
| DSP Credit Risk Fund Direct Plan-growth | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Daily | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Weekly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Regular-growth | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
| DSP Credit Risk Fund Regular-idcw | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from DSP Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| DSP Credit Risk Fund Regular-growth | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
| DSP Credit Risk Fund Direct Plan-growth | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Regular-idcw | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
| DSP Credit Risk Fund Direct Plan-idcw Daily | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Regular-idcw Daily | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Regular-idcw Monthly | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Regular-idcw Quarterly | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Direct-growth | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-growth | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-idcw | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| ICICI Prudential Credit Risk Fund-growth | 6,212.0 | +0.38% | +2.67% | +3.95% | +7.94% | +8.42% | +7.36% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth | 6,212.0 | +0.43% | +2.84% | +4.28% | +8.63% | +9.13% | +8.06% |
| ICICI Prudential Credit Risk Fund-idcw Quarterly | 6,212.0 | +0.38% | +2.67% | +3.95% | +7.94% | +8.42% | +7.36% |
| ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly | 6,212.0 | +0.43% | +2.84% | +4.28% | +8.63% | +9.13% | +8.06% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | ₹14.77 | +10.04% | +27.76% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.35 | +9.62% | +27.33% | — |
| Dsp Credit Risk Fund Direct Plan-growth | ₹60.55 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Daily | ₹11.12 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Monthly | ₹11.19 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Quarterly | ₹11.62 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Weekly | ₹11.14 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Regular-growth | ₹54.99 | +15.99% | +12.39% | — |
| Dsp Credit Risk Fund Regular-idcw | ₹12.60 | +15.99% | +12.39% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹12.69 |
| 31 Jul 2026 | ₹12.68 |
| 30 Jul 2026 | ₹12.68 |
| 29 Jul 2026 | ₹12.68 |
| 28 Jul 2026 | ₹12.68 |
| 27 Jul 2026 | ₹12.68 |
| 24 Jul 2026 | ₹12.66 |
| 23 Jul 2026 | ₹12.65 |
| 22 Jul 2026 | ₹12.65 |
| 21 Jul 2026 | ₹12.66 |
| 20 Jul 2026 | ₹12.65 |
| 17 Jul 2026 | ₹12.65 |
| 16 Jul 2026 | ₹12.65 |
| 15 Jul 2026 | ₹12.64 |
| 14 Jul 2026 | ₹12.63 |
| 13 Jul 2026 | ₹12.65 |
| 10 Jul 2026 | ₹12.65 |
| 09 Jul 2026 | ₹12.64 |
| 08 Jul 2026 | ₹12.63 |
| 07 Jul 2026 | ₹12.66 |
| 06 Jul 2026 | ₹12.66 |
| 03 Jul 2026 | ₹12.65 |
| 02 Jul 2026 | ₹12.64 |
| 01 Jul 2026 | ₹12.63 |
| 30 Jun 2026 | ₹12.63 |
| 29 Jun 2026 | ₹12.62 |
| 25 Jun 2026 | ₹12.60 |
| 24 Jun 2026 | ₹12.59 |
| 23 Jun 2026 | ₹12.51 |
| 22 Jun 2026 | ₹12.50 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹275.3 Cr
Since Launch
This Fund
Category Average
Compare Mutual funds
DSP Credit Risk Fund Direct Plan-idcw Returns Comparison
Compare DSP Credit Risk Fund Direct Plan-idcw with any MF,
EYF, stock or index
Jan 1, 2026 – Feb 1, 2026
DSP Credit Risk Fund D....
No funds found for your search.
DSP Credit Risk Fund Direct Plan-idcw FAQ'S
- Sharpe Ratio: 1.38%
- Standard Deviation: 7.41%
- Sortino Ratio: 8.37%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under DSP Credit Risk Fund Direct Plan-idcw stand at approximately ₹ 275.3 crore.
The DSP Credit Risk Fund Direct Plan-idcw has delivered the following short-term performance:
- 3 Months Return: 3.13%
- 6 Months Return: 9.11%
The historical growth of the DSP Credit Risk Fund Direct Plan-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 16.89%
- 5 Year CAGR: 13.30%
- Return Since Launch: 9.24%
The portfolio of DSP Credit Risk Fund Direct Plan-idcw is distributed across different asset classes as follows:
- Debt Instruments: 93.93%
- Other Assets: 6.07%
The DSP Credit Risk Fund Direct Plan-idcw is managed by Vivekanand Ramakrishnan, representing DSP Mutual Fund.
Top stock holdings of DSP Credit Risk Fund Direct Plan-idcw include:
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 14.68% of the portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 13.91% of the portfolio
- GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 – represents 9.30% of the portfolio
- GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 – represents 9.30% of the portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 9.45% of the portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 9.99% of the portfolio
- KOTAK MAHINDRA BANK LIMITED CD 04FEB27 – represents 8.73% of the portfolio
- KOTAK MAHINDRA BANK LIMITED CD 04FEB27 – represents 8.73% of the portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 8.99% of the portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 9.66% of the portfolio
Major sector exposures in DSP Credit Risk Fund Direct Plan-idcw are:
- Financial – accounts for 323.07% of the portfolio
- Industrials – accounts for 282.21% of the portfolio
- Entities – accounts for 236.08% of the portfolio
- Energy & Utilities – accounts for 149.31% of the portfolio
- Materials – accounts for 88.63% of the portfolio
