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HDFC Credit Risk Debt Fund Regular-idcw
Debt
High Risk
Latest AUM
₹ 7,693.4 Cr.
NAV as on 03 aug, 2026
₹ 23.86
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
HDFC Credit Risk Debt Fund Regular-idcw
Inception Date
20 Nov 2014
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at high risk
Category Average Annual Returns
11.50
Portfolio Composition Analysis
Debt
91.70%
Cash
2.33%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Other
Industrials
Financial
Consumer Staples
Energy & Utilities
Entities
Materials
Consumer Discretionary
Real Estate
Diversified
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 4.78% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 4.78% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 4.84% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 4.83% |
| NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC | Consumer Staples | Debenture | 3.91% |
| NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC | Consumer Staples | Debenture | 3.91% |
| THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC | Materials | Non Convertible Debenture | 4.19% |
| THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC | Materials | Non Convertible Debenture | 4.12% |
| THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC | Materials | Non Convertible Debenture | 4.11% |
| THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC | Materials | Non Convertible Debenture | 4.17% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.31% |
| Standard Deviation | 1.23% |
| Sortino Ratio | 2.37% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.50% | NA | 1.56% |
| 6 Months | 3.94% | NA | 6.78% |
| 9 Months | 5.00% | NA | 9.16% |
| 1 Year | 6.76% | 6.76% | 11.50% |
| 2 Years | 15.97% | 7.69% | 10.29% |
| 3 Years | 24.61% | 7.61% | 9.30% |
| 5 Years | 37.59% | 6.59% | 10.13% |
| 7 Years | 64.83% | 7.40% | NA |
| 10 Years | 103.06% | 7.34% | 7.32% |
HDFC Credit Risk Debt Fund Regular-idcw is one Debt mutual fund offered by HDFC Mutual Fund. Launched on 20 Nov 2014, the fund aims income over short to medium term. to generate income/capital appreciation by investing predominantly in AA and below rated corporate debt (excluding AA+ rated corporate bonds). It manages assets worth ₹7,693.4 crore as on Tue Jun 30, 2026. The expense ratio stands at 1.51%.
Dhruv Muchhal has experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Shobhit Mehrotra has experience Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | 86.7 | +0.43% | +1.69% | +8.79% | +17.50% | +10.04% | +27.76% |
| Bank Of India Credit Risk Fund Regular-growth | 86.7 | +0.37% | +1.54% | +8.52% | +16.97% | +9.62% | +27.33% |
| DSP Credit Risk Fund Direct Plan-growth | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Daily | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Weekly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Regular-growth | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
| DSP Credit Risk Fund Regular-idcw | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from HDFC Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Regular-growth | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-growth | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Direct-idcw | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Direct-growth | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-growth | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| ICICI Prudential Credit Risk Fund-growth | 6,212.0 | +0.38% | +2.67% | +3.95% | +7.94% | +8.42% | +7.36% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth | 6,212.0 | +0.43% | +2.84% | +4.28% | +8.63% | +9.13% | +8.06% |
| ICICI Prudential Credit Risk Fund-idcw Quarterly | 6,212.0 | +0.38% | +2.67% | +3.95% | +7.94% | +8.42% | +7.36% |
| ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly | 6,212.0 | +0.43% | +2.84% | +4.28% | +8.63% | +9.13% | +8.06% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | ₹14.77 | +10.04% | +27.76% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.35 | +9.62% | +27.33% | — |
| Dsp Credit Risk Fund Direct Plan-growth | ₹60.55 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw | ₹12.69 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Daily | ₹11.12 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Monthly | ₹11.19 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Quarterly | ₹11.62 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Weekly | ₹11.14 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Regular-growth | ₹54.99 | +15.99% | +12.39% | — |
| Dsp Credit Risk Fund Regular-idcw | ₹12.60 | +15.99% | +12.39% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹23.86 |
| 31 Jul 2026 | ₹23.84 |
| 30 Jul 2026 | ₹23.82 |
| 29 Jul 2026 | ₹23.82 |
| 28 Jul 2026 | ₹23.82 |
| 27 Jul 2026 | ₹23.82 |
| 24 Jul 2026 | ₹23.77 |
| 23 Jul 2026 | ₹23.76 |
| 22 Jul 2026 | ₹23.78 |
| 21 Jul 2026 | ₹23.78 |
| 20 Jul 2026 | ₹23.77 |
| 17 Jul 2026 | ₹23.78 |
| 16 Jul 2026 | ₹23.77 |
| 15 Jul 2026 | ₹23.74 |
| 14 Jul 2026 | ₹23.73 |
| 13 Jul 2026 | ₹23.77 |
| 10 Jul 2026 | ₹23.78 |
| 09 Jul 2026 | ₹23.75 |
| 08 Jul 2026 | ₹23.74 |
| 07 Jul 2026 | ₹23.79 |
| 06 Jul 2026 | ₹23.79 |
| 03 Jul 2026 | ₹23.78 |
| 02 Jul 2026 | ₹23.77 |
| 01 Jul 2026 | ₹23.74 |
| 30 Jun 2026 | ₹23.73 |
| 29 Jun 2026 | ₹23.70 |
| 25 Jun 2026 | ₹23.66 |
| 24 Jun 2026 | ₹23.63 |
| 23 Jun 2026 | ₹23.61 |
| 22 Jun 2026 | ₹23.60 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹7,693.4 Cr
Since Launch
This Fund
Category Average
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HDFC Credit Risk Debt Fund Regular-idcw Returns Comparison
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HDFC Credit Risk Debt Fund Regular-idcw FAQ'S
- Sharpe Ratio: 1.31%
- Standard Deviation: 1.23%
- Sortino Ratio: 2.37%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under HDFC Credit Risk Debt Fund Regular-idcw stand at approximately ₹ 7,693.4 crore.
The HDFC Credit Risk Debt Fund Regular-idcw has delivered the following short-term performance:
- 3 Months Return: 2.50%
- 6 Months Return: 3.94%
The historical growth of the HDFC Credit Risk Debt Fund Regular-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 7.61%
- 5 Year CAGR: 6.59%
- Return Since Launch: 8.00%
The portfolio of HDFC Credit Risk Debt Fund Regular-idcw is distributed across different asset classes as follows:
- Debt Instruments: 91.70%
- Other Assets: 2.33%
The HDFC Credit Risk Debt Fund Regular-idcw is managed by Shobhit Mehrotra, representing HDFC Mutual Fund.
Top stock holdings of HDFC Credit Risk Debt Fund Regular-idcw include:
- GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC – represents 4.78% of the portfolio
- GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC – represents 4.78% of the portfolio
- GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC – represents 4.84% of the portfolio
- GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC – represents 4.83% of the portfolio
- NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC – represents 3.91% of the portfolio
- NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC – represents 3.91% of the portfolio
- THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC – represents 4.19% of the portfolio
- THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC – represents 4.12% of the portfolio
- THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC – represents 4.11% of the portfolio
- THE SANDUR MANGANESE AND IRON ORES LIMITED 11 NCD 30SP31 FVRS1LAC – represents 4.17% of the portfolio
Major sector exposures in HDFC Credit Risk Debt Fund Regular-idcw are:
- Industrials – accounts for 244.73% of the portfolio
- Financial – accounts for 201.73% of the portfolio
- Consumer Staples – accounts for 116.38% of the portfolio
- Energy & Utilities – accounts for 104.89% of the portfolio
- Entities – accounts for 91.64% of the portfolio
