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DSP Savings Fund Direct Plan-idcw Daily
Debt
Low to Moderate Risk
Latest AUM
₹ 7,177.7 Cr.
NAV as on 03 aug, 2026
₹ 10.15
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
DSP Savings Fund Direct Plan-idcw Daily
Inception Date
01 Aug 2013
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹100
STP Minimum Investment amount
₹100
Risk
Principal at low to moderate risk
Category Average Annual Returns
7.67
Portfolio Composition Analysis
Debt
104.49%
Portfolio Updated on: 06 Jul, 2026
Sector Allocations
Debt
Financial
Entities
Healthcare
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 | Entities | GOI Securities | 9.47% |
| CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 | Entities | GOI Securities | 4.86% |
| CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 | Entities | GOI Securities | 4.67% |
| CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 | Entities | GOI Securities | 5.27% |
| Small Industries Dev Bank of India (04/02/2027) ** | Financial | Certificate of Deposit | 4.01% |
| Small Industries Dev Bank of India (04/02/2027) ** | Financial | Certificate of Deposit | 3.86% |
| PUNJAB NATIONAL BANK CD 12MAR27 | Financial | Certificate of Deposit | 3.74% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 20MAY26 | Financial | Certificate of Deposit | 3.87% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 20MAY26 | Financial | Certificate of Deposit | 4.10% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 20MAY26 | Financial | Certificate of Deposit | 3.66% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 2.28% |
| Standard Deviation | 0.55% |
| Sortino Ratio | 3.14% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.93% | NA | 1.68% |
| 6 Months | 3.48% | NA | 4.01% |
| 9 Months | 4.87% | NA | 5.78% |
| 1 Year | 6.43% | 6.43% | 7.67% |
| 2 Years | 14.70% | 7.10% | 7.45% |
| 3 Years | 23.30% | 7.23% | 7.18% |
| 5 Years | 36.24% | 6.38% | 5.82% |
| 7 Years | 51.76% | 6.14% | NA |
| 10 Years | 86.83% | 6.45% | 6.59% |
DSP Savings Fund Direct Plan-idcw Daily is one Debt mutual fund offered by DSP Mutual Fund. Launched on 01 Aug 2013, the fund aims Income over a short-term investment horizon. Investment in money market instruments with maturity less than or equals to one year. It manages assets worth ₹7,177.7 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.18%.
Shalini Vasanta has experience Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Karan Mundhra has experience He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Tata Money Market Fund Direct-growth | 32,150.0 | +0.46% | +1.90% | +3.45% | +6.49% | +7.53% | +6.77% |
| Tata Money Market Fund Direct-idcw Daily | 32,150.0 | +0.46% | +1.90% | +3.45% | +6.49% | +7.53% | +6.77% |
| Nippon India Money Market Fund Direct-growth | 21,974.3 | +0.44% | +1.90% | +3.39% | +6.36% | +7.42% | +6.69% |
| Nippon India Money Market Fund Direct-idcw Daily | 21,974.3 | +0.44% | +1.90% | +3.39% | +6.36% | +7.42% | +6.69% |
| Nippon India Money Market Fund Direct-idcw Monthly | 21,974.3 | +0.44% | +1.90% | +3.39% | +6.36% | +7.42% | +6.69% |
| Nippon India Money Market Fund Direct-idcw Quarterly | 21,974.3 | +0.44% | +1.90% | +3.39% | +6.36% | +7.42% | +6.69% |
| Nippon India Money Market Fund Direct-idcw Weekly | 21,974.3 | +0.44% | +1.90% | +3.39% | +6.36% | +7.42% | +6.69% |
| Axis Money Market Fund Direct-growth | 17,972.9 | +0.44% | +1.90% | +3.40% | +6.44% | +7.44% | +6.68% |
| Axis Money Market Fund Direct-idcw Daily | 17,972.9 | +0.44% | +1.90% | +3.40% | +6.44% | +7.44% | +6.68% |
| Axis Money Market Fund Direct-idcw Monthly | 17,972.9 | +0.44% | +1.90% | +3.40% | +6.44% | +7.44% | +6.68% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from DSP Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| DSP Savings Fund Direct Plan-growth | 7,177.7 | +0.45% | +1.93% | +3.48% | +6.43% | +7.23% | +6.38% |
| DSP Savings Fund Regular-growth | 7,177.7 | +0.43% | +1.87% | +3.36% | +6.19% | +6.98% | +6.13% |
| DSP Savings Fund Regular-idcw Daily | 7,177.7 | +0.43% | +1.87% | +3.36% | +6.19% | +6.98% | +6.13% |
| DSP Savings Fund Direct Plan-idcw Half Yearly | 7,177.7 | +0.45% | +1.93% | +3.48% | +6.43% | +7.23% | +6.38% |
| DSP Savings Fund Regular-idcw Half Yearly | 7,177.7 | +0.43% | +1.87% | +3.36% | +6.19% | +6.98% | +6.13% |
| DSP Savings Fund Direct Plan-idcw Monthly | 7,177.7 | +0.45% | +1.93% | +3.48% | +6.43% | +7.23% | +6.38% |
| DSP Savings Fund Regular-idcw Monthly | 7,177.7 | +0.43% | +1.87% | +3.36% | +6.19% | +6.98% | +6.13% |
| DSP Savings Fund Direct-idcw Weekly | 7,177.7 | +0.45% | +1.93% | +3.48% | +6.43% | +7.23% | +6.38% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Savings Fund-growth | 33,005.4 | +0.39% | +1.75% | +3.07% | +5.83% | +6.83% | +6.06% |
| SBI Savings Fund Direct-growth | 33,005.4 | +0.43% | +1.85% | +3.27% | +6.25% | +7.31% | +6.57% |
| SBI Savings Fund-idcw Daily | 33,005.4 | +0.39% | +1.75% | +3.07% | +5.83% | +6.83% | +6.06% |
| SBI Savings Fund Direct-idcw Daily | 33,005.4 | +0.43% | +1.85% | +3.27% | +6.25% | +7.31% | +6.57% |
| SBI Savings Fund-idcw Monthly | 33,005.4 | +0.39% | +1.75% | +3.07% | +5.83% | +6.83% | +6.06% |
| SBI Savings Fund Direct-idcw Monthly | 33,005.4 | +0.43% | +1.85% | +3.27% | +6.25% | +7.31% | +6.57% |
| SBI Savings Fund Direct-idcw Weekly | 33,005.4 | +0.43% | +1.85% | +3.27% | +6.25% | +7.31% | +6.57% |
| SBI Savings Fund-idcw Weekly | 33,005.4 | +0.39% | +1.75% | +3.07% | +5.83% | +6.83% | +6.06% |
| Tata Money Market Fund Regular-growth | 32,150.0 | +0.44% | +1.84% | +3.33% | +6.23% | +7.26% | +6.50% |
| Tata Money Market Fund Direct-growth | 32,150.0 | +0.46% | +1.90% | +3.45% | +6.49% | +7.53% | +6.77% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Tata Money Market Fund Direct-growth | ₹5,167.86 | +7.53% | +6.77% | — |
| Tata Money Market Fund Direct-idcw Daily | ₹1,114.52 | +7.53% | +6.77% | — |
| Nippon India Money Market Fund Direct-growth | ₹4,511.73 | +7.42% | +6.69% | — |
| Nippon India Money Market Fund Direct-idcw Daily | ₹1,006.30 | +7.42% | +6.69% | — |
| Nippon India Money Market Fund Direct-idcw Monthly | ₹1,025.92 | +7.42% | +6.69% | — |
| Nippon India Money Market Fund Direct-idcw Quarterly | ₹1,022.13 | +7.42% | +6.69% | — |
| Nippon India Money Market Fund Direct-idcw Weekly | ₹1,007.55 | +7.42% | +6.69% | — |
| Axis Money Market Fund Direct-growth | ₹1,550.66 | +7.44% | +6.68% | — |
| Axis Money Market Fund Direct-idcw Daily | ₹1,005.61 | +7.44% | +6.68% | — |
| Axis Money Market Fund Direct-idcw Monthly | ₹1,010.08 | +7.44% | +6.68% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹10.15 |
| 31 Jul 2026 | ₹10.15 |
| 30 Jul 2026 | ₹10.15 |
| 29 Jul 2026 | ₹10.15 |
| 28 Jul 2026 | ₹10.15 |
| 27 Jul 2026 | ₹10.15 |
| 24 Jul 2026 | ₹10.15 |
| 23 Jul 2026 | ₹10.15 |
| 22 Jul 2026 | ₹10.15 |
| 21 Jul 2026 | ₹10.15 |
| 20 Jul 2026 | ₹10.15 |
| 17 Jul 2026 | ₹10.15 |
| 16 Jul 2026 | ₹10.15 |
| 15 Jul 2026 | ₹10.15 |
| 14 Jul 2026 | ₹10.15 |
| 13 Jul 2026 | ₹10.15 |
| 10 Jul 2026 | ₹10.15 |
| 09 Jul 2026 | ₹10.15 |
| 08 Jul 2026 | ₹10.14 |
| 07 Jul 2026 | ₹10.15 |
| 06 Jul 2026 | ₹10.15 |
| 03 Jul 2026 | ₹10.15 |
| 02 Jul 2026 | ₹10.15 |
| 01 Jul 2026 | ₹10.15 |
| 30 Jun 2026 | ₹10.15 |
| 29 Jun 2026 | ₹10.15 |
| 25 Jun 2026 | ₹10.15 |
| 24 Jun 2026 | ₹10.15 |
| 23 Jun 2026 | ₹10.15 |
| 22 Jun 2026 | ₹10.15 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹7,177.7 Cr
Since Launch
This Fund
Category Average
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DSP Savings Fund Direct Plan-idcw Daily Returns Comparison
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DSP Savings Fund Direct Plan-idcw Daily FAQ'S
- Sharpe Ratio: 2.28%
- Standard Deviation: 0.55%
- Sortino Ratio: 3.14%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under DSP Savings Fund Direct Plan-idcw Daily stand at approximately ₹ 7,177.7 crore.
The DSP Savings Fund Direct Plan-idcw Daily has delivered the following short-term performance:
- 3 Months Return: 1.93%
- 6 Months Return: 3.48%
The historical growth of the DSP Savings Fund Direct Plan-idcw Daily is reflected through its CAGR returns:
- 3 Year CAGR: 7.23%
- 5 Year CAGR: 6.38%
- Return Since Launch: 7.00%
The portfolio of DSP Savings Fund Direct Plan-idcw Daily is distributed across different asset classes as follows:
- Debt Instruments: 104.49%
The DSP Savings Fund Direct Plan-idcw Daily is managed by Karan Mundhra, representing DSP Mutual Fund.
Top stock holdings of DSP Savings Fund Direct Plan-idcw Daily include:
- CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 – represents 9.47% of the portfolio
- CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 – represents 4.86% of the portfolio
- CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 – represents 4.67% of the portfolio
- CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 – represents 5.27% of the portfolio
- Small Industries Dev Bank of India (04/02/2027) ** – represents 4.01% of the portfolio
- Small Industries Dev Bank of India (04/02/2027) ** – represents 3.86% of the portfolio
- PUNJAB NATIONAL BANK CD 12MAR27 – represents 3.74% of the portfolio
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 20MAY26 – represents 3.87% of the portfolio
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 20MAY26 – represents 4.10% of the portfolio
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 20MAY26 – represents 3.66% of the portfolio
Major sector exposures in DSP Savings Fund Direct Plan-idcw Daily are:
- Financial – accounts for 756.24% of the portfolio
- Entities – accounts for 55.51% of the portfolio
- Healthcare – accounts for 8.44% of the portfolio
