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Iti Banking & Psu Debt Fund Direct-idcw
Debt
Low to Moderate Risk
Latest AUM
₹ 33.5 Cr.
NAV as on 03 aug, 2026
₹ 14.17
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Iti Banking & Psu Debt Fund Direct-idcw
Inception Date
22 Oct 2020
Lock In
No Lock-in
Risk
Principal at low to moderate risk
Category Average Annual Returns
8.39
Portfolio Composition Analysis
Debt
86.55%
Cash
13.45%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Financial
Energy & Utilities
Entities
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 | Entities | GOI Securities | 17.59% |
| GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 | Entities | GOI Securities | 14.57% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 13.29% |
| Indian Railway Finance Corpn. Ltd. 7.33 27/08/2027 | Financial | Debenture | 11.21% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 10.21% |
| Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 | Energy & Utilities | Debenture | 8.55% |
| Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 | Energy & Utilities | Debenture | 8.36% |
| Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 | Energy & Utilities | Debenture | 8.60% |
| Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 | Energy & Utilities | Debenture | 8.55% |
| Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 | Energy & Utilities | Debenture | 8.55% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.14% |
| Standard Deviation | 1.04% |
| Sortino Ratio | 2.00% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.69% | NA | 0.71% |
| 6 Months | 2.84% | NA | 4.51% |
| 9 Months | 3.70% | NA | 6.37% |
| 1 Year | 5.20% | 5.20% | 8.39% |
| 2 Years | 14.17% | 6.85% | 8.14% |
| 3 Years | 23.05% | 7.16% | 7.57% |
| 5 Years | 36.37% | 6.40% | 6.29% |
Iti Banking & Psu Debt Fund Direct-idcw is one Debt mutual fund offered by ITI Mutual Fund. Launched on 22 Oct 2020, the fund aims Regular income over short to medium term. Investments in debt and money market instruments, consisting predominantly of securities issued by Banks, Public Sector undertakings, Public Financial Institutions & Municipal Bonds. It manages assets worth ₹33.5 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.23%.
Laukik Bagwe has experience Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-growth | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Monthly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Quarterly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Yearly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Regular-flexi Idcw | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
| UTI Banking & Psu Fund Regular-growth | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
| UTI Banking & Psu Fund Regular-idcw Monthly | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from ITI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Iti Banking & Psu Debt Fund Regular-growth | 33.5 | +0.19% | +1.55% | +2.57% | +4.64% | +6.58% | +5.82% |
| Iti Banking & Psu Debt Fund Direct-growth | 33.5 | +0.23% | +1.69% | +2.84% | +5.20% | +7.16% | +6.40% |
| Iti Banking & Psu Debt Fund Regular-idcw | 33.5 | +0.19% | +1.55% | +2.57% | +4.64% | +6.58% | +5.82% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-growth | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Daily | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Monthly | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Weekly | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Bandhan Banking And Psu Fund Regular-growth | 12,172.2 | +0.12% | +2.48% | +3.48% | +5.47% | +6.95% | +5.96% |
| Bandhan Banking And Psu Fund Direct-growth | 12,172.2 | +0.14% | +2.56% | +3.64% | +5.79% | +7.27% | +6.28% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Uti Banking & Psu Fund Direct-flexi Idcw | ₹20.54 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-growth | ₹23.84 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Half Yearly | ₹15.82 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Monthly | ₹13.72 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Quarterly | ₹17.74 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Yearly | ₹13.65 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Regular-flexi Idcw | ₹15.68 | +7.13% | +7.38% | — |
| Uti Banking & Psu Fund Regular-growth | ₹23.38 | +7.13% | +7.38% | — |
| Uti Banking & Psu Fund Regular-idcw Half Yearly | ₹15.61 | +7.13% | +7.38% | — |
| Uti Banking & Psu Fund Regular-idcw Monthly | ₹13.44 | +7.13% | +7.38% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹14.17 |
| 31 Jul 2026 | ₹14.16 |
| 30 Jul 2026 | ₹14.16 |
| 29 Jul 2026 | ₹14.16 |
| 28 Jul 2026 | ₹14.16 |
| 27 Jul 2026 | ₹14.16 |
| 24 Jul 2026 | ₹14.14 |
| 23 Jul 2026 | ₹14.13 |
| 22 Jul 2026 | ₹14.13 |
| 21 Jul 2026 | ₹14.14 |
| 20 Jul 2026 | ₹14.13 |
| 17 Jul 2026 | ₹14.13 |
| 16 Jul 2026 | ₹14.13 |
| 15 Jul 2026 | ₹14.12 |
| 14 Jul 2026 | ₹14.12 |
| 13 Jul 2026 | ₹14.14 |
| 10 Jul 2026 | ₹14.14 |
| 09 Jul 2026 | ₹14.13 |
| 08 Jul 2026 | ₹14.12 |
| 07 Jul 2026 | ₹14.14 |
| 06 Jul 2026 | ₹14.15 |
| 03 Jul 2026 | ₹14.14 |
| 02 Jul 2026 | ₹14.14 |
| 01 Jul 2026 | ₹14.12 |
| 30 Jun 2026 | ₹14.12 |
| 29 Jun 2026 | ₹14.11 |
| 25 Jun 2026 | ₹14.09 |
| 24 Jun 2026 | ₹14.07 |
| 23 Jun 2026 | ₹14.06 |
| 22 Jun 2026 | ₹14.06 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹33.5 Cr
Since Launch
This Fund
Category Average
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Iti Banking & Psu Debt Fund Direct-idcw Returns Comparison
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Iti Banking & Psu Debt Fund Direct-idcw FAQ'S
- Sharpe Ratio: 1.14%
- Standard Deviation: 1.04%
- Sortino Ratio: 2.00%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Iti Banking & Psu Debt Fund Direct-idcw stand at approximately ₹ 33.5 crore.
The Iti Banking & Psu Debt Fund Direct-idcw has delivered the following short-term performance:
- 3 Months Return: 1.69%
- 6 Months Return: 2.84%
The historical growth of the Iti Banking & Psu Debt Fund Direct-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 7.16%
- 5 Year CAGR: 6.40%
- Return Since Launch: 6.22%
The portfolio of Iti Banking & Psu Debt Fund Direct-idcw is distributed across different asset classes as follows:
- Debt Instruments: 86.55%
- Other Assets: 13.45%
The Iti Banking & Psu Debt Fund Direct-idcw is managed by Laukik Bagwe, representing ITI Mutual Fund.
Top stock holdings of Iti Banking & Psu Debt Fund Direct-idcw include:
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – represents 17.59% of the portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – represents 14.57% of the portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 13.29% of the portfolio
- Indian Railway Finance Corpn. Ltd. 7.33 27/08/2027 – represents 11.21% of the portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 10.21% of the portfolio
- Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 – represents 8.55% of the portfolio
- Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 – represents 8.36% of the portfolio
- Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 – represents 8.60% of the portfolio
- Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 – represents 8.55% of the portfolio
- Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 – represents 8.55% of the portfolio
Major sector exposures in Iti Banking & Psu Debt Fund Direct-idcw are:
- Financial – accounts for 780.71% of the portfolio
- Energy & Utilities – accounts for 196.88% of the portfolio
- Entities – accounts for 130.20% of the portfolio
