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Kotak Low Duration Fund Direct-growth
Debt
Low to Moderate Risk
Latest AUM
₹ 11,522.7 Cr.
NAV as on 03 aug, 2026
₹ 3,913.35
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Kotak Low Duration Fund Direct-growth
Inception Date
01 Jan 2013
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹1000
STP Minimum Investment amount
₹1000
Risk
Principal at low to moderate risk
Category Average Annual Returns
7.73
Portfolio Composition Analysis
Debt
98.38%
Cash
1.62%
Portfolio Updated on: 06 Jul, 2026
Sector Allocations
Debt
Financial
Entities
Technology
Industrials
Energy & Utilities
Materials
Healthcare
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC BANK LIMITED CD 14DEC26 | Financial | Certificate of Deposit | 5.45% |
| HDFC BANK LIMITED CD 14DEC26 | Financial | Certificate of Deposit | 5.77% |
| HDFC BANK LIMITED CD 14DEC26 | Financial | Certificate of Deposit | 5.35% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC | Financial | Debenture | 5.01% |
| CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 | Entities | GOI Securities Floating Rate Bond | 5.01% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC | Financial | Debenture | 4.87% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC | Financial | Debenture | 4.87% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC | Financial | Debenture | 4.75% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC | Financial | Debenture | 4.75% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC | Financial | Debenture | 4.98% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 2.24% |
| Standard Deviation | 0.70% |
| Sortino Ratio | 3.14% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.95% | NA | 1.55% |
| 6 Months | 3.47% | NA | 4.10% |
| 9 Months | 4.71% | NA | 5.81% |
| 1 Year | 6.37% | 6.37% | 7.73% |
| 2 Years | 15.54% | 7.49% | 7.42% |
| 3 Years | 24.44% | 7.56% | 7.09% |
| 5 Years | 38.56% | 6.74% | 5.87% |
| 7 Years | 60.26% | 6.97% | NA |
| 10 Years | 104.19% | 7.40% | 6.55% |
Kotak Low Duration Fund Direct-growth is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 01 Jan 2013, the fund aims Regular Income over short term. Income by focussing on low duration securities with portfolio Macaulay duration between 6 months and 12 months. It manages assets worth ₹11,522.7 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.41%.
Deepak Agrawal has experience He has been associated with Kotak AMC since 2002.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Sundaram Low Duration Fund Direct-growth | 385.2 | +0.45% | +1.90% | +3.22% | +6.06% | +7.33% | +8.13% |
| Sundaram Low Duration Fund Direct-idcw Monthly | 385.2 | +0.45% | +1.90% | +3.22% | +6.06% | +7.33% | +8.13% |
| UTI Low Duration Fund Direct-flexi Idcw | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-growth | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-idcw Daily | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-idcw Fortnightly | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-idcw Half Yearly | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-idcw Monthly | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-idcw Quarterly | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-idcw Weekly | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Kotak Mahindra Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Kotak Low Duration Fund Standard-growth | 11,522.7 | +0.38% | +1.74% | +3.07% | +5.55% | +6.74% | +5.92% |
| Kotak Low Duration Fund Standard-idcw | 11,522.7 | +0.38% | +1.74% | +3.07% | +5.55% | +6.74% | +5.92% |
| Kotak Low Duration Fund Direct Standard-idcw | 11,522.7 | +0.45% | +1.95% | +3.47% | +6.37% | +7.56% | +6.74% |
| Kotak Low Duration Fund Direct-idcw Monthly | 11,522.7 | +0.45% | +1.95% | +3.47% | +6.37% | +7.56% | +6.74% |
| Kotak Low Duration Fund Regular-idcw Monthly | 11,522.7 | +0.38% | +1.74% | +3.07% | +5.55% | +6.74% | +5.92% |
| Kotak Low Duration Fund Direct-idcw Weekly | 11,522.7 | +0.45% | +1.95% | +3.47% | +6.37% | +7.56% | +6.74% |
| Kotak Crisil-ibx Financial Services 9 To 12 Months Debt Index Fund Regular-growth | 689.7 | +0.43% | +1.92% | +3.31% | — | — | — |
| Kotak Crisil-ibx Financial Services 9 To 12 Months Debt Index Fund Direct-growth | 689.7 | +0.44% | +1.97% | +3.42% | — | — | — |
| Kotak Crisil-ibx Financial Services 9 To 12 Months Debt Index Fund Regular-idcw | 689.7 | +0.43% | +1.92% | +3.31% | — | — | — |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Savings Fund Direct Plan-growth | 22,339.1 | +0.41% | +1.97% | +3.37% | +6.43% | +7.54% | +6.70% |
| ICICI Prudential Savings Fund-growth | 22,339.1 | +0.40% | +1.93% | +3.30% | +6.28% | +7.41% | +6.57% |
| ICICI Prudential Savings Fund Direct Plan-idcw Daily | 22,339.1 | +0.41% | +1.97% | +3.37% | +6.43% | +7.54% | +6.70% |
| ICICI Prudential Savings Fund-idcw Daily | 22,339.1 | +0.40% | +1.93% | +3.30% | +6.28% | +7.41% | +6.57% |
| ICICI Prudential Savings Fund-idcw Fortnightly | 22,339.1 | +0.40% | +1.93% | +3.30% | +6.28% | +7.41% | +6.57% |
| ICICI Prudential Savings Fund Direct Plan-idcw Fortnightly | 22,339.1 | +0.41% | +1.97% | +3.37% | +6.43% | +7.54% | +6.70% |
| ICICI Prudential Savings Fund Direct Plan-idcw Monthly | 22,339.1 | +0.41% | +1.97% | +3.37% | +6.43% | +7.54% | +6.70% |
| ICICI Prudential Savings Fund-idcw Monthly | 22,339.1 | +0.40% | +1.93% | +3.30% | +6.28% | +7.41% | +6.57% |
| ICICI Prudential Savings Fund Direct Plan-idcw Others | 22,339.1 | +0.41% | +1.97% | +3.37% | +6.43% | +7.54% | +6.70% |
| ICICI Prudential Savings Fund-d Others | 22,339.1 | +0.40% | +1.93% | +3.30% | +6.28% | +7.41% | +6.57% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Sundaram Low Duration Fund Direct-growth | ₹3,968.06 | +7.33% | +8.13% | — |
| Sundaram Low Duration Fund Direct-idcw Monthly | ₹1,115.08 | +7.33% | +8.13% | — |
| Uti Low Duration Fund Direct-flexi Idcw | ₹1,638.84 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-growth | ₹3,860.47 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-idcw Daily | ₹1,473.91 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-idcw Fortnightly | ₹1,340.02 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-idcw Half Yearly | ₹1,493.70 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-idcw Monthly | ₹1,507.24 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-idcw Quarterly | ₹2,069.87 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-idcw Weekly | ₹1,022.61 | +7.28% | +7.51% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹3,913.35 |
| 31 Jul 2026 | ₹3,910.52 |
| 30 Jul 2026 | ₹3,910.18 |
| 29 Jul 2026 | ₹3,909.10 |
| 28 Jul 2026 | ₹3,907.85 |
| 27 Jul 2026 | ₹3,908.01 |
| 24 Jul 2026 | ₹3,905.56 |
| 23 Jul 2026 | ₹3,904.56 |
| 22 Jul 2026 | ₹3,903.33 |
| 21 Jul 2026 | ₹3,903.04 |
| 20 Jul 2026 | ₹3,901.26 |
| 17 Jul 2026 | ₹3,900.18 |
| 16 Jul 2026 | ₹3,897.90 |
| 15 Jul 2026 | ₹3,895.63 |
| 14 Jul 2026 | ₹3,894.31 |
| 13 Jul 2026 | ₹3,895.91 |
| 10 Jul 2026 | ₹3,893.89 |
| 09 Jul 2026 | ₹3,893.13 |
| 08 Jul 2026 | ₹3,891.20 |
| 07 Jul 2026 | ₹3,894.47 |
| 06 Jul 2026 | ₹3,896.56 |
| 03 Jul 2026 | ₹3,895.86 |
| 02 Jul 2026 | ₹3,894.81 |
| 01 Jul 2026 | ₹3,891.87 |
| 30 Jun 2026 | ₹3,888.96 |
| 29 Jun 2026 | ₹3,886.74 |
| 25 Jun 2026 | ₹3,881.35 |
| 24 Jun 2026 | ₹3,877.08 |
| 23 Jun 2026 | ₹3,876.63 |
| 22 Jun 2026 | ₹3,877.02 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹11,522.7 Cr
Since Launch
This Fund
Category Average
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Kotak Low Duration Fund Direct-growth Returns Comparison
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Kotak Low Duration Fund Direct-growth FAQ'S
- Sharpe Ratio: 2.24%
- Standard Deviation: 0.70%
- Sortino Ratio: 3.14%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Kotak Low Duration Fund Direct-growth stand at approximately ₹ 11,522.7 crore.
The Kotak Low Duration Fund Direct-growth has delivered the following short-term performance:
- 3 Months Return: 1.95%
- 6 Months Return: 3.47%
The historical growth of the Kotak Low Duration Fund Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 7.56%
- 5 Year CAGR: 6.74%
- Return Since Launch: 7.88%
The portfolio of Kotak Low Duration Fund Direct-growth is distributed across different asset classes as follows:
- Debt Instruments: 98.38%
- Other Assets: 1.62%
The Kotak Low Duration Fund Direct-growth is managed by Deepak Agrawal, representing Kotak Mahindra Mutual Fund.
Top stock holdings of Kotak Low Duration Fund Direct-growth include:
- HDFC BANK LIMITED CD 14DEC26 – represents 5.45% of the portfolio
- HDFC BANK LIMITED CD 14DEC26 – represents 5.77% of the portfolio
- HDFC BANK LIMITED CD 14DEC26 – represents 5.35% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – represents 5.01% of the portfolio
- CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 – represents 5.01% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – represents 4.87% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – represents 4.87% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – represents 4.75% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – represents 4.75% of the portfolio
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC – represents 4.98% of the portfolio
Major sector exposures in Kotak Low Duration Fund Direct-growth are:
- Financial – accounts for 607.52% of the portfolio
- Entities – accounts for 44.05% of the portfolio
- Technology – accounts for 35.33% of the portfolio
- Industrials – accounts for 28.21% of the portfolio
- Energy & Utilities – accounts for 21.36% of the portfolio
